XML 96 R40.htm IDEA: XBRL DOCUMENT v3.20.1
Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Schedule of Bank's actual and required capital amounts and ratios

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well Capitalized

 

 

 

 

 

 

 

 

 

 

 

 

 

Under Prompt

 

 

 

 

 

 

 

 

For Capital Adequacy

 

Corrective Action

 

 

 

Actual

 

Purposes

 

Provisions

 

 

    

Amount

    

Ratio

    

Amount

    

Ratio

    

Amount

    

Ratio

 

 

 

(Dollars in thousands)

 

As of December 31, 2019

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Total Capital (to Risk-Weighted Assets)

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Bank

 

$

19,829

 

25.08%

%  

$

6,325

 

8.0

%  

$

7,906

 

10.0

%

Tier I Capital (to Risk-Weighted Assets)

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Bank

 

$

19,060

 

24.11%

%  

$

4,744

 

6.0

%  

$

6,325

 

8.0

%

Common Equity Tier 1 (to Risk-Weighted Assets)

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Bank

 

$

19,060

 

24.11%

%  

$

3,558

 

4.5

%  

$

5,139

 

6.5

%

Tier I Leverage Capital (to Adjusted Total Assets)

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Bank

 

$

19,060

 

14.64%

%  

$

5,209

 

4.0

%  

$

6,512

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

As of December 31, 2018

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Total Capital (to Risk-Weighted Assets)

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Bank

 

$

19,095

 

26.06

%  

$

5,862

 

8.0

%  

$

7,327

 

10.0

%

Tier I Capital (to Risk-Weighted Assets)

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Bank

 

$

18,327

 

25.01

%  

$

4,396

 

6.0

%  

$

5,862

 

8.0

%

Common Equity Tier 1 (to Risk-Weighted Assets)

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Bank

 

$

18,327

 

25.01

%  

$

3,297

 

4.5

%  

$

4,763

 

6.5

%

Tier I Leverage Capital (to Adjusted Total Assets)

 

 

  

 

  

 

 

  

 

  

 

 

  

 

  

 

Bank

 

$

18,327

 

15.60

%  

$

4,699

 

4.0

%  

$

5,874

 

5.0

%

 

Schedule of reconciliation of Bank's total capital

 

 

 

 

 

 

 

(Dollars in thousands)

    

2019

    

2018

 

 

 

 

 

 

 

Equity Capital (Bank only)

 

$

19,082

 

$

18,296

 

 

 

 

 

 

 

Unrealized Gains (Losses) on Securities Available for Sale, Net

 

 

22

 

 

(31)

 

 

 

 

 

 

 

Tangible, Tier 1 Capital and Common Equity Tier 1

 

 

19,060

 

 

18,327

Allowance for Loan Losses

 

 

769

 

 

768

 

 

 

 

 

 

 

Total Capital

 

$

19,829

 

$

19,095