CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Interest Income
Loans, including Fees	$ 5,277	$ 4,815
Investment Securities	142	125
Other Interest Earning Assets	291	168
Total Interest Income	5,710	5,108
Interest Expense
Deposits	1,295	940
Borrowed Funds	424	265
Total Interest Expense	1,719	1,205
Net Interest Income	3,991	3,903
Provision for Loan Losses	13	5
Net Interest Income after Provision for Loan Losses	3,978	3,898
Noninterest Income
Gain on Sale of Loans Originated for Sale	153	52
Loan Servicing Income	255	168
Other Income	130	113
Total Noninterest Income	538	333
Noninterest Expense
Salaries and Employee Benefits	2,435	2,096
Occupancy and Equipment	433	403
Data Processing	186	216
FDIC Insurance and Examination Fees	68	88
Director Compensation	72	73
Legal, Accounting and Professional Fees	249	261
Advertising	120	98
Telephone and Communications	62	59
Other	455	418
Total Noninterest Expense	4,080	3,712
Income Before Income Tax Expense	436	519
Income Tax Expense	81	101
Net Income	$ 355	$ 418
Earnings per share: Basic (in dollars per share)	$ 0.24	$ 0.27
Diluted (in dollars per share)	$ 0.24	$ 0.27