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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Dec. 31, 2018
Cash Flows from Operating Activities          
Net Income $ 83 $ 73 $ 182 $ 315  
Adjustments to Reconcile Net Income (Loss) to Net Cash from Operating Activities          
Provision for Loan Losses       5 $ 5
Provision for Depreciation     165 148  
Deferred Income Tax Expense (Benefit)     (18) (11)  
Change in Mortgage Servicing Rights     (41) (10)  
(Accretion) Amortization of Premiums and Discounts on Securities     20 27  
(Accretion) Amortization of Deferred Loan Origination Fees     19 43  
Gain on Sale of Loans Originated for Sale (43) (17) (83) (33)  
Originations of Loans Held for Sale     (5,066) (1,986)  
Loss on disposal of Premise and Equipment       5  
Stock dividends on FHLB Stock     (19) (13)  
Compensation expense related to stock benefit plans     193 15  
Proceeds from Loans Held for Sale     5,729 2,019  
Gain or Loss on Sale of Foreclosed Real Estate       (1)  
(Increase) Decrease in Accrued Interest Receivable     (18) (15)  
(Increase) Decrease in Bank Owned Life Insurance     (39) (38)  
(Increase) Decrease in Prepaid Expenses and Other Assets     (81) 25  
Increase (Decrease) in Accrued Expenses and Other Liabilities     332 194  
Net Cash provided by (used in) Operating Activities     1,275 689  
Cash Flows from Investing Activities          
Purchases of Securities Available for Sale     (3,258)    
Principal Collected on Securities Available for Sale     814 923  
Principal Collected on Securities Held to Maturity     89 99  
Net Change in Interest-earning Time Deposits at Banks     (3,237) 249  
Net (Increase) Decrease in Loans     (6,728) (5,654)  
Purchases of Premises and Equipment     (377) (1,235)  
Proceeds from Sales of Foreclosed Real Estate       85  
Net Cash provided by (used in) Investing Activities     (12,697) (5,533)  
Cash Flows from Financing Activities          
Net Increase (Decrease) in Deposits     12,644 6,223  
Shares Repurchased     (1,437)    
Advances from Borrowers for Taxes and Insurance     325 338  
Borrowed Funds     8,300 8,750  
Repayments of Borrowed Funds     (8,794) (10,062)  
Net Cash provided by (used in) Financing Activities     11,038 5,249  
Net Change in Cash and Cash Equivalents     (384) 405  
Cash and Cash Equivalents - Beginning of Period     4,415 4,038 4,038
Cash and Cash Equivalents - End of Period $ 4,031 $ 4,443 4,031 4,443 $ 4,415
Cash paid during the period for:          
Interest Paid on Deposits     931 674  
Interest Paid on Borrowed Funds     326 176  
Income Taxes Paid     $ 53 $ 76