The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR MSCI USA QLT FCT ETF 46432F339 805 6,958 SH   SOLE   6,905 0 53
ISHARES TR MSCI USA MIN VOL ETF 46429B697 850 11,870 SH   SOLE   10,918 0 953
PIMCO ETF TR ENHAN SHRT MA AC ETF 72201R833 892 9,004 SH   SOLE   7,236 0 1,768
ISHARES TR MSCI EMG MKT ETF 464287234 1,888 47,094 SH   SOLE   47,094 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,291 73,079 SH   SOLE   35,134 0 37,945
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,514 27,155 SH   SOLE   21,063 0 6,092
STRATEGY SHS DAY HAGAN NED ETF 86280R803 2,645 83,402 SH   SOLE   30,372 0 53,030
ISHARES TR MSCI USA VALUE ETF 46432F388 2,811 30,527 SH   SOLE   21,583 0 8,944
ISHARES TR RUSSELL 3000 ETF 464287689 3,449 15,337 SH   SOLE   0 0 15,337
ISHARES TR MSCI EAFE ETF 464287465 8,240 132,299 SH   SOLE   132,299 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12,459 270,313 SH   SOLE   119,396 0 150,917
SPDR SER TR S&P 600 SML CAP ETF 78464A813 12,801 157,297 SH   SOLE   138,538 0 18,759
ISHARES TR MSCI USA MMENTM ETF 46432F396 26,032 189,337 SH   SOLE   172,563 0 16,774
VANGUARD INDEX FD S&P 500 ETF SHS 922908363 66,470 185,931 SH   SOLE   185,849 0 82