The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TR UNIT SER 1 ETF 46090E103 3,030 7,616 SH   SOLE   7,616 0 0
ISHARES TR 20 YR TR BD ETF 464287432 166 1,122 SH   SOLE   1,122 0 0
ISHARES TR CORE S&P500 ETF 464287200 4,351 9,122 SH   SOLE   5,625 0 3,497
ISHARES TR CORE US AGGBD ETF 464287226 169 1,484 SH   SOLE   1,484 0 0
ISHARES TR IBOXX INV CP ETF 464287242 316 2,384 SH   SOLE   2,384 0 0
ISHARES TR JPMORGAN USD EMG ETF 464288281 353 3,239 SH   SOLE   3,239 0 0
ISHARES TR MSCI EAFE ETF 464287465 18,024 229,079 SH   SOLE   229,079 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,834 78,479 SH   SOLE   78,479 0 0
ISHARES TR MSCI USA MIN VOL ETF 46429B697 2,834 35,030 SH   SOLE   23,866 0 11,164
ISHARES TR MSCI USA MMENTM ETF 46432F396 57,261 314,931 SH   SOLE   280,337 0 34,594
ISHARES TR MSCI USA QLT FCT ETF 46432F339 3,018 20,733 SH   SOLE   14,999 0 5,734
ISHARES TR MSCI USA VALUE ETF 46432F388 4,977 45,463 SH   SOLE   30,305 0 15,159
ISHARES TR NATIONAL MUN ETF 464288414 575 4,945 SH   SOLE   4,945 0 0
ISHARES TR U.S. FIXED INCME 46435U796 173 1,737 SH   SOLE   1,737 0 0
PIMCO ETF TR ENHAN SHRT MA AC ETF 72201R833 2,367 23,305 SH   SOLE   3,810 0 19,495
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,703 69,551 SH   SOLE   34,942 0 34,609
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 9,854 86,573 SH   SOLE   33,145 0 53,428
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 1,276 2,687 SH   SOLE   2,585 0 102
SPDR SER TR BLOOMBERG HIGH Y ETF 78468R622 219 2,013 SH   SOLE   2,013 0 0
SPDR SER TR S&P 600 SML CAP ETF 78464A813 19,846 199,633 SH   SOLE   181,214 0 18,419
SPDR SER TR S&P DIVID ETF 78464A763 411 3,181 SH   SOLE   3,181 0 0
STRATEGY SHS DAY HAGAN NED ETF 86280R803 3,080 82,726 SH   SOLE   32,267 0 50,458
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 361 6,553 SH   SOLE   6,553 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,548 30,583 SH   SOLE   20,822 0 9,761
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 143,564 328,846 SH   SOLE   328,776 0 71
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 848 17,140 SH   SOLE   17,140 0 0