The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GENERAL ELECTRIC CO COM 369604301 660 6,402 SH   SOLE   2 0 6,400
INVESCO QQQ TR UNIT SER 1 ETF 46090E103 2,723 7,608 SH   SOLE   7,608 0 0
ISHARES TR IBOXX INV CP ETF 464287242 315 2,366 SH   SOLE   2,366 0 0
ISHARES TR JPMORGAN USD EMG ETF 464288281 352 3,198 SH   SOLE   3,198 0 0
ISHARES TR NATIONAL MUN ETF 464288414 571 4,918 SH   SOLE   4,918 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 4,234 84,038 SH   SOLE   84,038 0 0
ISHARES TR MSCI USA VALUE ETF 46432F388 4,400 43,695 SH   SOLE   29,795 0 13,900
ISHARES TR MSCI USA MIN VOL ETF 46429B697 4,489 61,073 SH   SOLE   40,550 0 20,523
ISHARES TR MSCI USA QLT FCT ETF 46432F339 4,797 36,416 SH   SOLE   25,052 0 11,364
ISHARES TR MSCI EAFE ETF 464287465 18,851 241,643 SH   SOLE   241,643 0 0
ISHARES TR MSCI USA MMENTM ETF 46432F396 62,898 358,191 SH   SOLE   320,366 0 37,825
PIMCO ETF TR ENHAN SHRT MA AC ETF 72201R833 612 6,007 SH   SOLE   3,944 0 2,064
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,503 64,670 SH   SOLE   34,523 0 30,147
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,135 78,198 SH   SOLE   32,115 0 46,083
SPDR S&P 500 ETF TR ETF TR UNIT 78462F103 1,109 2,584 SH   SOLE   2,584 0 0
SPDR SER TR BLOOMBERG BRCLYS ETF 78468R622 217 1,985 SH   SOLE   1,985 0 0
SPDR SER TR S&P DIVID ETF 78464A763 371 3,157 SH   SOLE   3,157 0 0
SPDR SER TR S&P 600 SML CAP ETF 78464A813 21,792 230,016 SH   SOLE   211,766 0 18,250
STRATEGY SHS DAY HAGAN NED ETF 86280R803 2,562 76,340 SH   SOLE   31,227 0 45,113
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 362 6,354 SH   SOLE   6,354 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,696 36,311 SH   SOLE   27,397 0 8,914
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 146,868 372,384 SH   SOLE   372,314 0 70
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 849 16,976 SH   SOLE   16,976 0 0