The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,055 6,417 SH   SOLE   0 0 6,417
ABBOTT LABS COM 002824100 453 5,412 SH   SOLE   0 0 5,412
ABBVIE INC COM 00287Y109 1,161 15,333 SH   SOLE   0 0 15,333
ALPS ETF TR ALERIAN MLP 00162Q866 1,318 144,180 SH   SOLE   0 0 144,180
AMAZON COM INC COM 023135106 274 158 SH   SOLE   0 0 158
AMGEN INC COM 031162100 1,657 8,563 SH   SOLE   0 0 8,563
APPLE INC COM 037833100 692 3,089 SH   SOLE   0 0 3,089
AT&T INC COM 00206R102 378 10,000 SH   SOLE   0 0 10,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 437 2,103 SH   SOLE   0 0 2,103
BLACKROCK MUNIASSETS FD INC COM 09254J102 320 20,645 SH   SOLE   0 0 20,645
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 1,676 67,786 SH   SOLE   0 0 67,786
BOEING CO COM 097023105 2,046 5,377 SH   SOLE   0 0 5,377
CHEVRON CORP NEW COM 166764100 515 4,342 SH   SOLE   0 0 4,342
CISCO SYS INC COM 17275R102 334 6,752 SH   SOLE   0 0 6,752
COCA COLA CO COM 191216100 2,093 38,454 SH   SOLE   0 0 38,454
COGENT COMMUNICATIONS HLDGS COM NEW 19239V302 1,563 28,365 SH   SOLE   0 0 28,365
COHEN & STEERS TOTAL RETURN COM 19247R103 1,790 121,045 SH   SOLE   0 0 121,045
CORNING INC COM 219350105 770 27,005 SH   SOLE   0 0 27,005
DBX ETF TR XTRACK MSCI EAFE 233051200 7,401 228,838 SH   SOLE   0 0 228,838
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 3,587 89,420 SH   SOLE   0 0 89,420
HOME DEPOT INC COM 437076102 327 1,408 SH   SOLE   0 0 1,408
INTEL CORP COM 458140100 1,197 23,222 SH   SOLE   0 0 23,222
INVESCO BD FD COM 46132L107 677 34,240 SH   SOLE   0 0 34,240
ISHARES TR S&P 100 ETF 464287101 1,770 13,460 SH   SOLE   0 0 13,460
ISHARES TR SELECT DIVID ETF 464287168 334 3,275 SH   SOLE   0 0 3,275
ISHARES TR TIPS BD ETF 464287176 457 3,930 SH   SOLE   0 0 3,930
ISHARES TR CORE S&P500 ETF 464287200 2,493 8,352 SH   SOLE   0 0 8,352
ISHARES TR MSCI EAFE ETF 464287465 1,408 21,593 SH   SOLE   0 0 21,593
ISHARES TR RUSSELL 2000 ETF 464287655 800 5,283 SH   SOLE   0 0 5,283
ISHARES TR EAFE SML CP ETF 464288273 356 6,228 SH   SOLE   0 0 6,228
ISHARES TR MSCI MIN VOL ETF 46429B697 9,083 141,703 SH   SOLE   0 0 141,703
ISHARES TR USA MOMENTUM FCT 46432F396 10,144 85,067 SH   SOLE   0 0 85,067
ISHARES TR HDG MSCI EAFE 46434V803 1,331 44,471 SH   SOLE   0 0 44,471
JOHNSON & JOHNSON COM 478160104 1,874 14,485 SH   SOLE   0 0 14,485
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 698 13,845 SH   SOLE   0 0 13,845
JPMORGAN CHASE & CO COM 46625H100 2,248 19,098 SH   SOLE   0 0 19,098
LOCKHEED MARTIN CORP COM 539830109 461 1,182 SH   SOLE   0 0 1,182
LOWES COS INC COM 548661107 1,830 16,644 SH   SOLE   0 0 16,644
MEDTRONIC PLC SHS G5960L103 1,847 17,002 SH   SOLE   0 0 17,002
MICROSOFT CORP COM 594918104 1,831 13,167 SH   SOLE   0 0 13,167
NUVEEN SELECT TAX FREE INCM SH BEN INT 67062F100 2,851 181,360 SH   SOLE   0 0 181,360
PAYCHEX INC COM 704326107 1,419 17,138 SH   SOLE   0 0 17,138
PFIZER INC COM 717081103 1,966 54,728 SH   SOLE   0 0 54,728
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 799 7,967 SH   SOLE   0 0 7,967
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,398 23,575 SH   SOLE   0 0 23,575
PRICE T ROWE GROUP INC COM 74144T108 255 2,229 SH   SOLE   0 0 2,229
PROCTER & GAMBLE CO COM 742718109 2,555 20,542 SH   SOLE   0 0 20,542
QUALCOMM INC COM 747525103 1,016 13,325 SH   SOLE   0 0 13,325
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 24,098 339,747 SH   SOLE   0 0 339,747
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 633 7,536 SH   SOLE   0 0 7,536
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,760 25,238 SH   SOLE   0 0 25,238
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,112 160,453 SH   SOLE   0 0 160,453
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 391 7,262 SH   SOLE   0 0 7,262
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,610 17,863 SH   SOLE   0 0 17,863
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,240 20,186 SH   SOLE   0 0 20,186
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,153 9,555 SH   SOLE   0 0 9,555
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 463 5,745 SH   SOLE   0 0 5,745
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,520 23,480 SH   SOLE   0 0 23,480
SOUTHERN CO COM 842587107 1,559 25,246 SH   SOLE   0 0 25,246
SPDR GOLD TRUST GOLD SHS 78463V107 621 4,475 SH   SOLE   0 0 4,475
SPDR S&P 500 ETF TR TR UNIT 78462F103 274 924 SH   SOLE   0 0 924
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 395 1,121 SH   SOLE   0 0 1,121
UNITED PARCEL SERVICE INC CL B 911312106 1,637 13,659 SH   SOLE   0 0 13,659
UNITEDHEALTH GROUP INC COM 91324P102 1,657 7,626 SH   SOLE   0 0 7,626
VALERO ENERGY CORP NEW COM 91913Y100 1,835 21,527 SH   SOLE   0 0 21,527
VANECK VECTORS ETF TR INVT GRADE FLTG 92189F486 579 22,945 SH   SOLE   0 0 22,945
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,475 17,465 SH   SOLE   0 0 17,465
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 521 1,912 SH   SOLE   0 0 1,912
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 7,372 83,088 SH   SOLE   0 0 83,088
XCEL ENERGY INC COM 98389B100 609 9,384 SH   SOLE   0 0 9,384