The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,109 5,819 SH   SOLE   0 0 5,819
ABBOTT LABS COM 002824100 388 5,367 SH   SOLE   0 0 5,367
ABBVIE INC COM 00287Y109 1,595 17,299 SH   SOLE   0 0 17,299
ALPS ETF TR ALERIAN MLP 00162Q866 440 50,405 SH   SOLE   0 0 50,405
AMGEN INC COM 031162100 591 3,038 SH   SOLE   0 0 3,038
APPLE INC COM 037833100 332 2,107 SH   SOLE   0 0 2,107
AT&T INC COM 00206R102 619 21,705 SH   SOLE   0 0 21,705
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 560 2,741 SH   SOLE   0 0 2,741
BLACKROCK MUNIASSETS FD INC COM 09254J102 279 21,645 SH   SOLE   0 0 21,645
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 1,442 68,583 SH   SOLE   0 0 68,583
BOEING CO COM 097023105 1,221 3,785 SH   SOLE   0 0 3,785
CHEVRON CORP NEW COM 166764100 361 3,318 SH   SOLE   0 0 3,318
CISCO SYS INC COM 17275R102 293 6,752 SH   SOLE   0 0 6,752
COCA COLA CO COM 191216100 1,661 35,075 SH   SOLE   0 0 35,075
COHEN & STEERS TOTAL RETURN COM 19247R103 1,312 122,084 SH   SOLE   0 0 122,084
DBX ETF TR XTRACK MSCI EAFE 233051200 7,281 260,985 SH   SOLE   0 0 260,985
EXXON MOBIL CORP COM 30231G102 1,096 16,067 SH   SOLE   0 0 16,067
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 2,961 89,295 SH   SOLE   0 0 89,295
INTEL CORP COM 458140100 1,029 21,917 SH   SOLE   0 0 21,917
INTL PAPER CO COM 460146103 675 16,720 SH   SOLE   0 0 16,720
ISHARES TR S&P 100 ETF 464287101 1,444 12,945 SH   SOLE   0 0 12,945
ISHARES TR SELECT DIVID ETF 464287168 292 3,275 SH   SOLE   0 0 3,275
ISHARES TR TIPS BD ETF 464287176 665 6,075 SH   SOLE   0 0 6,075
ISHARES TR CORE S&P500 ETF 464287200 1,899 7,549 SH   SOLE   0 0 7,549
ISHARES TR MSCI EAFE ETF 464287465 1,341 22,810 SH   SOLE   0 0 22,810
ISHARES TR RUS 1000 ETF 464287622 345 2,490 SH   SOLE   0 0 2,490
ISHARES TR RUSSELL 2000 ETF 464287655 738 5,511 SH   SOLE   0 0 5,511
ISHARES TR HDG MSCI EAFE 46434V803 1,261 48,840 SH   SOLE   0 0 48,840
JOHNSON & JOHNSON COM 478160104 1,472 11,410 SH   SOLE   0 0 11,410
JOHNSON CTLS INTL PLC SHS G51502105 309 10,415 SH   SOLE   0 0 10,415
JPMORGAN CHASE & CO COM 46625H100 493 5,053 SH   SOLE   0 0 5,053
LOCKHEED MARTIN CORP COM 539830109 310 1,183 SH   SOLE   0 0 1,183
LOWES COS INC COM 548661107 1,563 16,927 SH   SOLE   0 0 16,927
MEDTRONIC PLC SHS G5960L103 1,215 13,359 SH   SOLE   0 0 13,359
MICROSOFT CORP COM 594918104 1,300 12,799 SH   SOLE   0 0 12,799
NUVEEN SELECT TAX FREE INCM SH BEN INT 67062F100 2,524 179,385 SH   SOLE   0 0 179,385
PAYCHEX INC COM 704326107 1,141 17,517 SH   SOLE   0 0 17,517
PFIZER INC COM 717081103 2,223 50,934 SH   SOLE   0 0 50,934
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,218 31,877 SH   SOLE   0 0 31,877
PROCTER AND GAMBLE CO COM 742718109 1,895 20,610 SH   SOLE   0 0 20,610
QUALCOMM INC COM 747525103 1,031 18,124 SH   SOLE   0 0 18,124
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 680 11,340 SH   SOLE   0 0 11,340
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 24,588 411,864 SH   SOLE   0 0 411,864
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 623 9,036 SH   SOLE   0 0 9,036
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,612 54,489 SH   SOLE   0 0 54,489
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,528 74,617 SH   SOLE   0 0 74,617
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 344 10,485 SH   SOLE   0 0 10,485
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,413 190,939 SH   SOLE   0 0 190,939
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 466 9,214 SH   SOLE   0 0 9,214
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,550 17,919 SH   SOLE   0 0 17,919
SELECT SECTOR SPDR TR ENERGY 81369Y506 832 14,516 SH   SOLE   0 0 14,516
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 390 6,053 SH   SOLE   0 0 6,053
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 419 6,765 SH   SOLE   0 0 6,765
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,243 23,480 SH   SOLE   0 0 23,480
SOUTHERN CO COM 842587107 1,139 25,941 SH   SOLE   0 0 25,941
SPDR GOLD TRUST GOLD SHS 78463V107 550 4,535 SH   SOLE   0 0 4,535
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 693 23,557 SH   SOLE   0 0 23,557
UNITED PARCEL SERVICE INC CL B 911312106 1,341 13,746 SH   SOLE   0 0 13,746
UNITEDHEALTH GROUP INC COM 91324P102 415 1,665 SH   SOLE   0 0 1,665
VALERO ENERGY CORP NEW COM 91913Y100 919 12,260 SH   SOLE   0 0 12,260
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,186 14,975 SH   SOLE   0 0 14,975
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,737 20,613 SH   SOLE   0 0 20,613
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,177 53,558 SH   SOLE   0 0 53,558
WELLS FARGO CO NEW COM 949746101 1,141 24,766 SH   SOLE   0 0 24,766
XCEL ENERGY INC COM 98389B100 462 9,369 SH   SOLE   0 0 9,369