The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 350 6,133 SH   SOLE 0 0 6,133
ABBVIE INC COM 00287Y109 1,679 17,360 SH   SOLE 0 0 17,360
AMERIGAS PARTNERS L P UNIT L P INT 030975106 765 16,556 SH   SOLE 0 0 16,556
AMGEN INC COM 031162100 419 2,407 SH   SOLE 0 0 2,407
APPLE INC COM 037833100 334 1,976 SH   SOLE 0 0 1,976
ARCHER DANIELS MIDLAND CO COM 039483102 615 15,336 SH   SOLE 0 0 15,336
AT&T INC COM 00206R102 774 19,898 SH   SOLE 0 0 19,898
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 502 2,532 SH   SOLE 0 0 2,532
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 1,820 78,464 SH   SOLE 0 0 78,464
BOEING CO COM 097023105 1,737 5,888 SH   SOLE 0 0 5,888
COCA COLA CO COM 191216100 1,586 34,563 SH   SOLE 0 0 34,563
COHEN & STEERS TOTAL RETURN COM 19247R103 1,564 122,511 SH   SOLE 0 0 122,511
COMPASS MINERALS INTL INC COM 20451N101 1,379 19,093 SH   SOLE 0 0 19,093
DBX ETF TR XTRACK MSCI EAFE 233051200 7,568 238,134 SH   SOLE 0 0 238,134
DELAWARE INV MN MUN INC FD I COM 24610V103 593 44,048 SH   SOLE 0 0 44,048
EXXON MOBIL CORP COM 30231G102 1,658 19,825 SH   SOLE 0 0 19,825
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 2,863 81,345 SH   SOLE 0 0 81,345
HELMERICH & PAYNE INC COM 423452101 278 4,300 SH   SOLE 0 0 4,300
INTEL CORP COM 458140100 1,058 22,925 SH   SOLE 0 0 22,925
INTERNATIONAL BUSINESS MACHS COM 459200101 368 2,400 SH   SOLE 0 0 2,400
INVESCO BD FD COM 46132L107 389 19,548 SH   SOLE 0 0 19,548
ISHARES TR TIPS BD ETF 464287176 5,345 46,855 SH   SOLE 0 0 46,855
ISHARES TR CORE S&P500 ETF 464287200 1,549 5,762 SH   SOLE 0 0 5,762
ISHARES TR MSCI EAFE ETF 464287465 900 12,805 SH   SOLE 0 0 12,805
ISHARES TR RUSSELL 2000 ETF 464287655 284 1,863 SH   SOLE 0 0 1,863
JOHNSON & JOHNSON COM 478160104 1,566 11,205 SH   SOLE 0 0 11,205
JOHNSON CTLS INTL PLC SHS G51502105 273 7,170 SH   SOLE 0 0 7,170
LOCKHEED MARTIN CORP COM 539830109 552 1,718 SH   SOLE 0 0 1,718
LOWES COS INC COM 548661107 1,777 19,118 SH   SOLE 0 0 19,118
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 664 9,367 SH   SOLE 0 0 9,367
MEDTRONIC PLC SHS G5960L103 1,350 16,713 SH   SOLE 0 0 16,713
MICROSOFT CORP COM 594918104 1,108 12,948 SH   SOLE 0 0 12,948
NUVEEN SELECT TAX FREE INCM SH BEN INT 67062F100 2,383 163,030 SH   SOLE 0 0 163,030
PAYCHEX INC COM 704326107 1,313 19,291 SH   SOLE 0 0 19,291
PFIZER INC COM 717081103 1,579 43,605 SH   SOLE 0 0 43,605
PHILIP MORRIS INTL INC COM 718172109 590 5,582 SH   SOLE 0 0 5,582
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 3,173 213,493 SH   SOLE 0 0 213,493
POWERSHARES ETF TR II KBW BK PORT 73937B746 1,997 36,290 SH   SOLE 0 0 36,290
POWERSHARES ETF TRUST FINL PFD PTFL 73935X229 6,277 332,651 SH   SOLE 0 0 332,651
PROCTER AND GAMBLE CO COM 742718109 1,586 17,257 SH   SOLE 0 0 17,257
QUALCOMM INC COM 747525103 1,167 18,230 SH   SOLE 0 0 18,230
RYDEX ETF TRUST GUG S&P500EQWTHC 78355W841 1,513 8,422 SH   SOLE 0 0 8,422
RYDEX ETF TRUST GUG S&P500EQWTEN 78355W866 1,511 25,925 SH   SOLE 0 0 25,925
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 23,491 368,306 SH   SOLE 0 0 368,306
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 4,283 61,409 SH   SOLE 0 0 61,409
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,539 162,564 SH   SOLE 0 0 162,564
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,523 29,266 SH   SOLE 0 0 29,266
SCHWAB STRATEGIC TR US TIPS ETF 808524870 10,582 190,910 SH   SOLE 0 0 190,910
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,860 22,497 SH   SOLE 0 0 22,497
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,764 24,410 SH   SOLE 0 0 24,410
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 477 6,300 SH   SOLE 0 0 6,300
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 467 7,305 SH   SOLE 0 0 7,305
SOUTHERN CO COM 842587107 1,214 25,249 SH   SOLE 0 0 25,249
SPDR GOLD TRUST GOLD SHS 78463V107 561 4,535 SH   SOLE 0 0 4,535
TARGET CORP COM 87612E106 1,310 20,071 SH   SOLE 0 0 20,071
UNITED PARCEL SERVICE INC CL B 911312106 1,717 14,411 SH   SOLE 0 0 14,411
UNITEDHEALTH GROUP INC COM 91324P102 325 1,472 SH   SOLE 0 0 1,472
VALERO ENERGY CORP NEW COM 91913Y100 1,306 14,207 SH   SOLE 0 0 14,207
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,421 17,415 SH   SOLE 0 0 17,415
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 14,251 179,713 SH   SOLE 0 0 179,713
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 291 3,330 SH   SOLE 0 0 3,330
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 2,736 31,950 SH   SOLE 0 0 31,950
VERIZON COMMUNICATIONS INC COM 92343V104 657 12,413 SH   SOLE 0 0 12,413
WELLS FARGO CO NEW COM 949746101 1,998 32,930 SH   SOLE 0 0 32,930
XCEL ENERGY INC COM 98389B100 452 9,397 SH   SOLE 0 0 9,397