The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES INC MSCI HONG KG ETF 464286871 201 8,138 SH   SOLE 0 0 0 8,138
ISHARES TR S&P SML 600 GWT 464287887 263 2,300 SH   SOLE 0 0 0 2,300
ISHARES TR CORE S&P500 ETF 464287200 224 597 SH   SOLE 0 0 0 597
ISHARES TR RUS 1000 GRW ETF 464287614 1,225 5,079 SH   SOLE 0 0 0 5,079
ISHARES TR CORE S&P US GWT 464287671 1,857 20,935 SH   SOLE 0 0 0 20,935
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 210 904 SH   SOLE 0 0 0 904
ABBOTT LABS COM 002824100 504 4,600 SH   SOLE 0 0 0 4,600
BLACKROCK MUNIVEST FD INC COM 09253R105 538 58,581 SH   SOLE 0 0 0 58,581
QUALCOMM INC COM 747525103 400 2,626 SH   SOLE 0 0 0 2,626
DISNEY WALT CO COM 254687106 402 2,218 SH   SOLE 0 0 0 2,218
JOHNSON & JOHNSON COM 478160104 878 5,576 SH   SOLE 0 0 0 5,576
CHEVRON CORP NEW COM 166764100 825 9,767 SH   SOLE 0 0 0 9,767
MICROSOFT CORP COM 594918104 355 1,594 SH   SOLE 0 0 0 1,594
PEPSICO INC COM 713448108 377 2,540 SH   SOLE 0 0 0 2,540
SPDR SER TR PRTFLO S&P500 GW 78464A409 44,803 810,327 SH   SOLE 0 0 0 810,327
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 625 4,807 SH   SOLE 0 0 0 4,807
ISHARES INC MSCI MLY ETF NEW 46434G814 234 8,140 SH   SOLE 0 0 0 8,140
ISHARES INC MSCI TAIWAN ETF 46434G772 446 8,393 SH   SOLE 0 0 0 8,393
ISHARES INC MSCI BRAZIL ETF 464286400 383 10,328 SH   SOLE 0 0 0 10,328
ISHARES INC MSCI MEXICO ETF 464286822 305 7,097 SH   SOLE 0 0 0 7,097
ISHARES INC MSCI STH KOR ETF 464286772 693 8,059 SH   SOLE 0 0 0 8,059
EXXON MOBIL CORP COM 30231G102 612 14,844 SH   SOLE 0 0 0 14,844
UNION PAC CORP COM 907818108 541 2,600 SH   SOLE 0 0 0 2,600
TEXAS INSTRS INC COM 882508104 263 1,600 SH   SOLE 0 0 0 1,600
DANAHER CORPORATION COM 235851102 278 1,250 SH   SOLE 0 0 0 1,250
JPMORGAN CHASE & CO COM 46625H100 379 2,981 SH   SOLE 0 0 0 2,981
COMCAST CORP NEW CL A 20030N101 217 4,150 SH   SOLE 0 0 0 4,150
CONOCOPHILLIPS COM 20825C104 222 5,550 SH   SOLE 0 0 0 5,550
APPLE INC COM 037833100 921 6,940 SH   SOLE 0 0 0 6,940
BLACKROCK MUNIYIELD FD INC COM 09253W104 357 24,853 SH   SOLE 0 0 0 24,853
SPDR SER TR PRTFLO S&P500 VL 78464A508 2,858 83,117 SH   SOLE 0 0 0 83,117
ISHARES INC MSCI STH AFR ETF 464286780 439 10,006 SH   SOLE 0 0 0 10,006
EOG RES INC COM 26875P101 493 9,887 SH   SOLE 0 0 0 9,887
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,286 25,662 SH   SOLE 0 0 0 25,662
NETFLIX INC COM 64110L106 373 689 SH   SOLE 0 0 0 689
DWS MUN INCOME TR COM 233368109 936 80,481 SH   SOLE 0 0 0 80,481
UDR INC COM 902653104 386 10,050 SH   SOLE 0 0 0 10,050
ISHARES TR CHINA LG-CAP ETF 464287184 733 15,778 SH   SOLE 0 0 0 15,778
AMEDISYS INC COM 023436108 293 1,000 SH   SOLE 0 0 0 1,000
BNY MELLON STRATEGIC MUNS IN COM 05588W108 614 72,349 SH   SOLE 0 0 0 72,349
ALPHABET INC CAP STK CL A 02079K305 771 440 SH   SOLE 0 0 0 440
VANGUARD INDEX FDS VALUE ETF 922908744 8,577 72,100 SH   SOLE 0 0 0 72,100
GLOBAL X FDS GLBX MSCI COLUM 37954Y327 290 8,960 SH   SOLE 0 0 0 8,960
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,115 28,937 SH   SOLE 0 0 0 28,937
NUVEEN MUN INCOME FD INC COM 67062J102 142 12,457 SH   SOLE 0 0 0 12,457
PIMCO NEW YORK MUN INCOME FD COM 72201E105 253 28,378 SH   SOLE 0 0 0 28,378
MFS HIGH YIELD MUN TR SH BEN INT 59318E102 220 49,989 SH   SOLE 0 0 0 49,989
MFS MUN INCOME TR SH BEN INT 552738106 832 124,482 SH   SOLE 0 0 0 124,482
WESTERN ASSET MANAGED MUNS F COM 95766M105 1,213 94,479 SH   SOLE 0 0 0 94,479
INVESCO TR INVT GRADE MUNS COM 46131M106 133 10,105 SH   SOLE 0 0 0 10,105
NUVEEN GEORGIA QLTY MUN INC COM 67072B107 147 11,276 SH   SOLE 0 0 0 11,276
BLACKROCK MUNI INCOME TR II COM 09249N101 165 10,692 SH   SOLE 0 0 0 10,692
EATON VANCE MUNI INCOME TRUS SH BEN INT 27826U108 304 22,705 SH   SOLE 0 0 0 22,705
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,117 19,117 SH   SOLE 0 0 0 19,117
BLACKROCK MUNIENHANCED FD IN COM 09253Y100 148 12,387 SH   SOLE 0 0 0 12,387
ISHARES GOLD TRUST ISHARES 464285105 242 13,370 SH   SOLE 0 0 0 13,370
INVESCO MUN TR COM 46131J103 263 20,552 SH   SOLE 0 0 0 20,552
WESTERN ASSET MUN PARTNERS F COM 95766P108 790 52,822 SH   SOLE 0 0 0 52,822
PIMCO CALIF MUN INCOME FD II COM 72201C109 848 82,727 SH   SOLE 0 0 0 82,727
BLACKROCK MUNIYIELD CALIF QU COM 09254N103 234 15,650 SH   SOLE 0 0 0 15,650
PIMCO CALIF MUN INCOME FD II COM 72200M108 824 91,281 SH   SOLE 0 0 0 91,281
WESTERN ASSET INTER MUNI FD COM 958435109 903 98,149 SH   SOLE 0 0 0 98,149
PIMCO NEW YORK MUN FD II COM 72200Y102 476 43,764 SH   SOLE 0 0 0 43,764
SPDR SER TR NUVEEN BLMBRG SR 78468R739 4,107 82,490 SH   SOLE 0 0 0 82,490
NEUBERGER BRMAN CLIFRN MUNI COM 64123C101 435 32,011 SH   SOLE 0 0 0 32,011
BLACKROCK MUN INCOME INVT TR SHS BEN INT 09248H105 218 16,283 SH   SOLE 0 0 0 16,283
MFS INVT GRADE MUN TR SH BEN INT 59318B108 510 52,038 SH   SOLE 0 0 0 52,038
BLACKROCK MUNIYIELD INVT FD COM 09254R104 454 32,500 SH   SOLE 0 0 0 32,500
INVESCO TR INVT GRADE NEW YO COM 46131T101 689 52,765 SH   SOLE 0 0 0 52,765
DWS STRATEGIC MUN INCOME TR COM 23342Q101 1,121 98,325 SH   SOLE 0 0 0 98,325
BLACKROCK MUNIHLDS INVSTM QL COM 09254P108 181 12,880 SH   SOLE 0 0 0 12,880
BLACKROCK MUNIHOLDINGS FD IN COM 09253N104 1,070 66,078 SH   SOLE 0 0 0 66,078
BLACKROCK MUNIYIELD N J FD I COM 09254Y109 898 62,145 SH   SOLE 0 0 0 62,145
PIMCO MUN INCOME FD COM 72200R107 431 31,110 SH   SOLE 0 0 0 31,110
PIMCO NEW YORK MUN INCOME FD COM 72200T103 693 59,362 SH   SOLE 0 0 0 59,362
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 9,591 115,699 SH   SOLE 0 0 0 115,699
VANECK VECTORS ETF TR RUSSIA ETF 92189F403 417 17,267 SH   SOLE 0 0 0 17,267
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 2,763 25,204 SH   SOLE 0 0 0 25,204
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,161 12,692 SH   SOLE 0 0 0 12,692
ISHARES TR NATIONAL MUN ETF 464288414 964 8,221 SH   SOLE 0 0 0 8,221
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102 425 29,544 SH   SOLE 0 0 0 29,544
ISHARES TR ISHS 5-10YR INVT 464288638 4,043 65,432 SH   SOLE 0 0 0 65,432
VISA INC COM CL A 92826C839 736 3,364 SH   SOLE 0 0 0 3,364
VANECK VECTORS ETF TR INTRMDT MUNI ETF 92189H201 7,414 142,487 SH   SOLE 0 0 0 142,487
ISHARES TR NEW YORK MUN ETF 464288323 428 7,355 SH   SOLE 0 0 0 7,355
DELAWARE INVTS COLO MUN INCO COM 246101109 208 14,649 SH   SOLE 0 0 0 14,649
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 3,554 38,386 SH   SOLE 0 0 0 38,386
DIREXION SHS ETF TR DLY EMG MK BL 3X 25490K281 1,789 19,141 SH   SOLE 0 0 0 19,141
NUVEEN CALIF MUNICPAL VALUE COM 6706EB106 204 13,221 SH   SOLE 0 0 0 13,221
EATON VANCE NATL MUN OPPORT COM SHS 27829L105 686 33,489 SH   SOLE 0 0 0 33,489
ISHARES TR MSCI PERU ETF 464289842 345 9,948 SH   SOLE 0 0 0 9,948
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 22,563 175,713 SH   SOLE 0 0 0 175,713
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6,842 114,929 SH   SOLE 0 0 0 114,929
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 7,358 105,987 SH   SOLE 0 0 0 105,987
ISHARES TR MSCI INDONIA ETF 46429B309 293 12,499 SH   SOLE 0 0 0 12,499
ISHARES TR MSCI POLAND ETF 46429B606 285 14,966 SH   SOLE 0 0 0 14,966
ISHARES TR MSCI PHILIPS ETF 46429B408 219 6,702 SH   SOLE 0 0 0 6,702
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 2,257 11,475 SH   SOLE 0 0 0 11,475
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 1,808 12,874 SH   SOLE 0 0 0 12,874
ISHARES TR MSCI EAFE MIN VL 46429B689 316 4,300 SH   SOLE 0 0 0 4,300
ISHARES INC MSCI GBL MIN VOL 464286525 16,346 168,671 SH   SOLE 0 0 0 168,671
ISHARES INC MSCI FRNTR100ETF 464286145 245 8,655 SH   SOLE 0 0 0 8,655
GLOBAL X FDS MSCI GREECE ETF 37954Y319 234 9,191 SH   SOLE 0 0 0 9,191
ISHARES TR MSCI INDIA ETF 46429B598 331 8,242 SH   SOLE 0 0 0 8,242
ISHARES INC CORE MSCI EMKT 46434G103 32,760 528,044 SH   SOLE 0 0 0 528,044
ISHARES TR CORE 1 5 YR USD 46432F859 790 15,297 SH   SOLE 0 0 0 15,297
ISHARES TR MSCI USA MMENTM 46432F396 5,620 34,846 SH   SOLE 0 0 0 34,846
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 2,347 28,512 SH   SOLE 0 0 0 28,512
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,695 59,993 SH   SOLE 0 0 0 59,993
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 7,745 264,531 SH   SOLE 0 0 0 264,531
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 203 4,473 SH   SOLE 0 0 0 4,473
ISHARES TR MSCI USA QLT FCT 46432F339 10,428 89,734 SH   SOLE 0 0 0 89,734
DBX ETF TR XTRACK HRVST CSI 233051879 394 9,831 SH   SOLE 0 0 0 9,831
ISHARES TR MSCI INTL MOMENT 46434V449 5,471 145,310 SH   SOLE 0 0 0 145,310
ISHARES TR MSCI INTL QUALTY 46434V456 10,990 308,199 SH   SOLE 0 0 0 308,199
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 78,175 1,416,465 SH   SOLE 0 0 0 1,416,465
ISHARES TR CORE INTL AGGR 46435G672 6,787 120,750 SH   SOLE 0 0 0 120,750
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 13,556 223,032 SH   SOLE 0 0 0 223,032
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 16,237 199,500 SH   SOLE 0 0 0 199,500
RIVERNORTH MANAGED DUR MUN I COM 76882H105 609 34,200 SH   SOLE 0 0 0 34,200