The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 276 1,172 SH   SOLE   0 0 1,172
ABBOTT LABS COM 002824100 271 4,748 SH   SOLE   0 0 4,748
ALPHABET INC CAP STK CL A 02079K305 569 540 SH   SOLE   0 0 540
AMAZON COM INC COM 023135106 2,984 2,552 SH   SOLE   0 0 2,552
APPLE INC COM 037833100 1,326 7,833 SH   SOLE   0 0 7,833
BECTON DICKINSON & CO COM 075887109 716 3,343 SH   SOLE   0 0 3,343
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 964 4,862 SH   SOLE   0 0 4,862
CHEVRON CORP NEW COM 166764100 1,374 10,972 SH   SOLE   0 0 10,972
COCA COLA CO COM 191216100 208 4,528 SH   SOLE   0 0 4,528
COLGATE PALMOLIVE CO COM 194162103 381 5,050 SH   SOLE   0 0 5,050
CONOCOPHILLIPS COM 20825C104 367 6,678 SH   SOLE   0 0 6,678
DBX ETF TR XTRACK MSCI EAFE 233051200 9,118 286,920 SH   SOLE   0 0 286,920
DISNEY WALT CO COM DISNEY 254687106 663 6,168 SH   SOLE   0 0 6,168
EOG RES INC COM 26875P101 1,337 12,391 SH   SOLE   0 0 12,391
EXXON MOBIL CORP COM 30231G102 2,263 27,061 SH   SOLE   0 0 27,061
GENERAL DYNAMICS CORP COM 369550108 326 1,600 SH   SOLE   0 0 1,600
HOME DEPOT INC COM 437076102 270 1,424 SH   SOLE   0 0 1,424
HONEYWELL INTL INC COM 438516106 212 1,382 SH   SOLE   0 0 1,382
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 2,496 80,380 SH   SOLE   0 0 80,380
INTERNATIONAL BUSINESS MACHS COM 459200101 303 1,974 SH   SOLE   0 0 1,974
INVESCO ADVANTAGE MUNICIPAL SH BEN INT 46132E103 114 10,020 SH   SOLE   0 0 10,020
INVESCO VALUE MUN INCOME TR COM 46132P108 211 14,176 SH   SOLE   0 0 14,176
ISHARES GOLD TRUST ISHARES 464285105 3,525 281,754 SH   SOLE   0 0 281,754
ISHARES INC MIN VOL EMRG MKT 464286533 6,231 102,543 SH   SOLE   0 0 102,543
ISHARES INC MIN VOL GBL ETF 464286525 11,735 139,172 SH   SOLE   0 0 139,172
ISHARES INC MSCI GBL ETF NEW 46434G848 7,727 223,123 SH   SOLE   0 0 223,123
ISHARES INC MSCI JPN ETF NEW 46434G822 6,362 106,151 SH   SOLE   0 0 106,151
ISHARES TR CORE HIGH DV ETF 46429B663 3,910 43,378 SH   SOLE   0 0 43,378
ISHARES TR INTL MOMENTUM FT 46434V449 8,591 281,582 SH   SOLE   0 0 281,582
ISHARES TR INTL QLTY FACTOR 46434V456 9,670 326,136 SH   SOLE   0 0 326,136
ISHARES TR INTL SEL DIV ETF 464288448 6,471 191,514 SH   SOLE   0 0 191,514
ISHARES TR MIN VOL EAFE ETF 46429B689 318 4,352 SH   SOLE   0 0 4,352
ISHARES TR MSCI CHINA ETF 46429B671 5,384 80,917 SH   SOLE   0 0 80,917
ISHARES TR RUSSELL 2000 ETF 464287655 339 2,221 SH   SOLE   0 0 2,221
ISHARES TR USA MOMENTUM FCT 46432F396 18,051 175,033 SH   SOLE   0 0 175,033
ISHARES TR USA QUALITY FCTR 46432F339 15,873 191,474 SH   SOLE   0 0 191,474
JOHNSON & JOHNSON COM 478160104 1,552 11,109 SH   SOLE   0 0 11,109
JPMORGAN CHASE & CO COM 46625H100 461 4,313 SH   SOLE   0 0 4,313
KIMBERLY CLARK CORP COM 494368103 200 1,659 SH   SOLE   0 0 1,659
MARKEL CORP COM 570535104 347 305 SH   SOLE   0 0 305
MARTIN MARIETTA MATLS INC COM 573284106 322 1,458 SH   SOLE   0 0 1,458
MCDONALDS CORP COM 580135101 574 3,333 SH   SOLE   0 0 3,333
MICROSOFT CORP COM 594918104 594 6,938 SH   SOLE   0 0 6,938
NEXTERA ENERGY INC COM 65339F101 225 1,441 SH   SOLE   0 0 1,441
NUVEEN AMT FREE MUN CR INC F COM 67071L106 525 33,977 SH   SOLE   0 0 33,977
NUVEEN ENHANCED MUN VALUE FD COM 67074M101 256 18,000 SH   SOLE   0 0 18,000
NUVEEN MUN VALUE FD INC COM 670928100 543 53,606 SH   SOLE   0 0 53,606
NUVEEN QUALITY MUNCP INCOME COM 67066V101 1,546 109,923 SH   SOLE   0 0 109,923
OCCIDENTAL PETE CORP DEL COM 674599105 221 3,001 SH   SOLE   0 0 3,001
PEPSICO INC COM 713448108 667 5,558 SH   SOLE   0 0 5,558
PHILIP MORRIS INTL INC COM 718172109 220 2,081 SH   SOLE   0 0 2,081
PIMCO MUN INCOME FD III COM 72201A103 121 10,420 SH   SOLE   0 0 10,420
POWERSHARES ETF TRUST II INTL CORP BOND 73936Q835 2,477 89,765 SH   SOLE   0 0 89,765
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 343 2,200 SH   SOLE   0 0 2,200
PROCTER AND GAMBLE CO COM 742718109 414 4,508 SH   SOLE   0 0 4,508
SCHLUMBERGER LTD COM 806857108 303 4,502 SH   SOLE   0 0 4,502
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 12,139 324,048 SH   SOLE   0 0 324,048
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 5,177 136,601 SH   SOLE   0 0 136,601
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 15,220 512,965 SH   SOLE   0 0 512,965
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 32,012 1,053,043 SH   SOLE   0 0 1,053,043
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 6,165 171,449 SH   SOLE   0 0 171,449
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 387 7,427 SH   SOLE   0 0 7,427
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 374 5,287 SH   SOLE   0 0 5,287
SOUTHWEST AIRLS CO COM 844741108 408 6,234 SH   SOLE   0 0 6,234
SOUTHWESTERN ENERGY CO COM 845467109 56 10,000 SH   SOLE   0 0 10,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 467 1,749 SH   SOLE   0 0 1,749
STARBUCKS CORP COM 855244109 205 3,569 SH   SOLE   0 0 3,569
UDR INC COM 902653104 387 10,050 SH   SOLE   0 0 10,050
UNION PAC CORP COM 907818108 349 2,600 SH   SOLE   0 0 2,600
UNITED TECHNOLOGIES CORP COM 913017109 326 2,557 SH   SOLE   0 0 2,557
VANECK VECTORS ETF TR JP MORGAN MKTS 92189F494 2,304 121,408 SH   SOLE   0 0 121,408
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 4,208 44,256 SH   SOLE   0 0 44,256
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 5,389 68,126 SH   SOLE   0 0 68,126
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 11,669 143,051 SH   SOLE   0 0 143,051
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 245 1,000 SH   SOLE   0 0 1,000
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 921 12,400 SH   SOLE   0 0 12,400
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,978 40,508 SH   SOLE   0 0 40,508
VANGUARD WHITEHALL FDS INC EMERG MKT BD ETF 921946885 2,000 24,910 SH   SOLE   0 0 24,910
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,087 12,692 SH   SOLE   0 0 12,692
VISA INC COM CL A 92826C839 500 4,382 SH   SOLE   0 0 4,382
WELLS FARGO CO NEW COM 949746101 247 4,070 SH   SOLE   0 0 4,070
WISDOMTREE TR EMER MKT HIGH FD 97717W315 433 9,540 SH   SOLE   0 0 9,540
WISDOMTREE TR INTL LRGCAP DV 97717W794 1,063 20,998 SH   SOLE   0 0 20,998
WISDOMTREE TR US LARGECAP DIVD 97717W307 627 6,803 SH   SOLE   0 0 6,803
WISDOMTREE TR US SMALLCAP DIVD 97717W604 250 8,622 SH   SOLE   0 0 8,622