The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 530 4,802 SH   SOLE NONE 0 0 4,802
ABBVIE INC COM USD0.01 COM 00287Y109 1,975 14,715 SH   SOLE NONE 0 0 14,715
ACCENTURE PLC SHS CLASS A G1151C101 512 1,992 SH   SOLE NONE 0 0 1,992
ALTRIA GROUP INC COM 02209S103 1,741 43,124 SH   SOLE NONE 0 0 43,124
AMERISOURCEBERGEN CORPORATION COM USD0.01 COM 03073E105 442 3,269 SH   SOLE NONE 0 0 3,269
AMGEN INC COM 031162100 1,825 8,098 SH   SOLE NONE 0 0 8,098
APPLE INC COM 037833100 3,436 24,869 SH   SOLE NONE 0 0 24,869
APPLIED MATERIALS INC COM USD0.01 COM 038222105 497 6,076 SH   SOLE NONE 0 0 6,076
AT&T INC COM USD1 COM 00206R102 585 38,165 SH   SOLE NONE 0 0 38,165
BRISTOL-MYERS SQUIBB CO COM COM 110122108 1,171 16,472 SH   SOLE NONE 0 0 16,472
BRITISH AMERICAN TOBACCO LVL II ADR EACH REP 1 ORD GBP0.25 BNY SPONSORED ADR 110448107 1,133 31,937 SH   SOLE NONE 0 0 31,937
BROADCOM INC COM COM 11135F101 1,128 2,541 SH   SOLE NONE 0 0 2,541
CDW CORP COM USD0.01 COM 12514G108 563 3,608 SH   SOLE NONE 0 0 3,608
CH ROBINSON WORLDWIDE INC COM USD0.10 COM NEW 12541W209 368 3,828 SH   SOLE NONE 0 0 3,828
CIGNA CORP NEW COM COM 125523100 216 779 SH   SOLE NONE 0 0 779
CISCO SYSTEMS INC COM 17275R102 1,087 27,186 SH   SOLE NONE 0 0 27,186
CLOROX CO COM USD1.00 COM 189054109 329 2,568 SH   SOLE NONE 0 0 2,568
COCA-COLA CO COM 191216100 571 10,203 SH   SOLE NONE 0 0 10,203
CONOCOPHILLIPS COM COM 20825C104 266 2,607 SH   SOLE NONE 0 0 2,607
CONTINENTAL RES INC COM COM 212015101 669 10,025 SH   SOLE NONE 0 0 10,025
DEERE & CO COM 244199105 428 1,282 SH   SOLE NONE 0 0 1,282
DEVON ENERGY CORP NEW COM 25179M103 717 11,927 SH   SOLE NONE 0 0 11,927
DIAGEO ADR EACH REPR 4 ORD GBX28.935185 SPON ADR NEW 25243Q205 567 3,341 SH   SOLE NONE 0 0 3,341
DUKE ENERGY CORP NEW COM NEW COM NEW 26441C204 586 6,300 SH   SOLE NONE 0 0 6,300
ELI LILLY AND CO COM 532457108 488 1,511 SH   SOLE NONE 0 0 1,511
EOG RESOURCES INC COM 26875P101 619 5,542 SH   SOLE NONE 0 0 5,542
EXXON MOBIL CORP COM 30231G102 487 5,587 SH   SOLE NONE 0 0 5,587
FASTENAL COM STK USD0.01 COM 311900104 680 14,789 SH   SOLE NONE 0 0 14,789
GERON CORP COM 374163103 25 10,760 SH   SOLE NONE 0 0 10,760
GILEAD SCIENCES INC COM USD0.001 COM 375558103 1,454 23,576 SH   SOLE NONE 0 0 23,576
H & R BLOCK INC COM 093671105 494 11,630 SH   SOLE NONE 0 0 11,630
HF SINCLAIR CORP COM COM 403949100 878 16,323 SH   SOLE NONE 0 0 16,323
HOME DEPOT INC COM 437076102 753 2,731 SH   SOLE NONE 0 0 2,731
HP INC COM COM 40434L105 865 34,726 SH   SOLE NONE 0 0 34,726
INTERNATIONAL BUS MACH CORP COM USD0.20 COM 459200101 1,220 10,269 SH   SOLE NONE 0 0 10,269
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 4,525 12,617 SH   SOLE NONE 0 0 12,617
ISHARES CORE S&P SMALL-CAP E CORE S&P SCP ETF 464287804 467 5,357 SH   SOLE NONE 0 0 5,357
ISHARES DOW JONES US ENERGY SECTOR FUND U.S. ENERGY ETF 464287796 262 6,682 SH   SOLE NONE 0 0 6,682
ISHARES INC ESG AWR MSCI EM ESG AWR MSCI EM 46434G863 258 9,348 SH   SOLE NONE 0 0 9,348
ISHARES INC MSCI EMERG MRKT MSCI EMERG MRKT 464286533 325 6,431 SH   SOLE NONE 0 0 6,431
ISHARES S&P GLOBAL TECHNOLOGY SECTOR INDEX FUND GLOBAL TECH ETF 464287291 357 8,469 SH   SOLE NONE 0 0 8,469
ISHARES TIPS BOND ETF TIPS BD ETF 464287176 279 2,659 SH   SOLE NONE 0 0 2,659
ISHARES TR 20 YR TR BD ETF 20 YR TR BD ETF 464287432 330 3,227 SH   SOLE NONE 0 0 3,227
ISHARES TR 3 7 YR TREAS BD 3 7 YR TREAS BD 464288661 239 2,098 SH   SOLE NONE 0 0 2,098
ISHARES TR 7-10 YR TRSY BD 7-10 YR TRSY BD 464287440 1,272 13,254 SH   SOLE NONE 0 0 13,254
ISHARES TR CORE MSCI TOTAL CORE MSCI TOTAL 46432F834 1,297 25,481 SH   SOLE NONE 0 0 25,481
ISHARES TR CORE TOTAL USD CORE TOTAL USD 46434V613 749 16,850 SH   SOLE NONE 0 0 16,850
ISHARES TR EAFE GRWTH ETF EAFE GRWTH ETF 464288885 578 7,970 SH   SOLE NONE 0 0 7,970
ISHARES TR EAFE VALUE ETF EAFE VALUE ETF 464288877 1,013 26,297 SH   SOLE NONE 0 0 26,297
ISHARES TR ESG AWARE MSCI USA ETF ESG AWR MSCI USA 46435G425 1,219 15,362 SH   SOLE NONE 0 0 15,362
ISHARES TR FLTG RATE NT ETF FLTG RATE NT ETF 46429B655 527 10,486 SH   SOLE NONE 0 0 10,486
ISHARES TR MBS ETF MBS ETF 464288588 431 4,715 SH   SOLE NONE 0 0 4,715
ISHARES TR MRGSTR MD CP ETF MRGSTR MD CP ETF 464288208 1,379 25,602 SH   SOLE NONE 0 0 25,602
ISHARES TR MSCI INTL MOMENT MSCI INTL MOMENT 46434V449 542 20,208 SH   SOLE NONE 0 0 20,208
ISHARES TR SHORT TREAS BD SHORT TREAS BD 464288679 2,749 24,996 SH   SOLE NONE 0 0 24,996
ISHARES TR US CONSM STAPLES US CONSM STAPLES 464287812 545 3,031 SH   SOLE NONE 0 0 3,031
ISHARES TR US TREAS BD ETF US TREAS BD ETF 46429B267 1,006 44,226 SH   SOLE NONE 0 0 44,226
ISHARES TR USD INV GRDE ETF USD INV GRDE ETF 464288620 259 5,401 SH   SOLE NONE 0 0 5,401
ISHARES TRUST 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457 3,092 38,079 SH   SOLE NONE 0 0 38,079
ISHARES TRUST FALLEN ANGELS USD BD ETF FALN ANGLS USD 46435G474 644 26,984 SH   SOLE NONE 0 0 26,984
ISHARES TRUST MSCI USA SIZE FACTOR ETF MSCI USA SZE FT 46432F370 213 2,052 SH   SOLE NONE 0 0 2,052
ISHARES U.S. UTILITIES ETF U.S. UTILITS ETF 464287697 796 9,817 SH   SOLE NONE 0 0 9,817
ISHARES US ETF TRUST GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF GSCI CMDTY STGY 46431W853 1,698 47,553 SH   SOLE NONE 0 0 47,553
JOHNSON &JOHNSON COM USD1.00 COM 478160104 627 3,841 SH   SOLE NONE 0 0 3,841
KELLOGG COMPANY COM USD0.25 COM 487836108 516 7,412 SH   SOLE NONE 0 0 7,412
KIMBERLY-CLARK CORP COM COM 494368103 1,281 11,391 SH   SOLE NONE 0 0 11,391
KINDER MORGAN INC COM USD0.01 COM 49456B101 629 37,855 SH   SOLE NONE 0 0 37,855
KLA CORP COM NEW COM NEW 482480100 557 1,842 SH   SOLE NONE 0 0 1,842
LAM RESEARCH CORP COM USD0.001 COM 512807108 251 686 SH   SOLE NONE 0 0 686
LINCOLN NATIONAL CORP COM NPV COM 534187109 956 21,776 SH   SOLE NONE 0 0 21,776
LOCKHEED MARTIN CORP COM USD1.00 COM 539830109 701 1,817 SH   SOLE NONE 0 0 1,817
LOWES COMPANIES INC COM USD0.50 COM 548661107 440 2,343 SH   SOLE NONE 0 0 2,343
LYONDELLBASELL INDUSTRIES N V COM EUR0.04 CLASS A SHS - A - N53745100 1,172 15,568 SH   SOLE NONE 0 0 15,568
MARATHON PETROLEUM CORP COM USD0.01 COM 56585A102 634 6,383 SH   SOLE NONE 0 0 6,383
MCDONALD S CORP COM 580135101 831 3,603 SH   SOLE NONE 0 0 3,603
MERCK &CO. INC COM COM 58933Y105 1,197 13,903 SH   SOLE NONE 0 0 13,903
META PLATFORMS INC CLASS A COMMON STOCK CL A 30303M102 563 4,152 SH   SOLE NONE 0 0 4,152
NETAPP INC COM 64110D104 691 11,185 SH   SOLE NONE 0 0 11,185
NOVARTIS AG SPONSORED ADR SPONSORED ADR 66987V109 602 7,926 SH   SOLE NONE 0 0 7,926
NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1 ADR 670100205 443 4,447 SH   SOLE NONE 0 0 4,447
NUTRIEN LTD COM COM 67077M108 309 3,713 SH   SOLE NONE 0 0 3,713
ORACLE CORP COM 68389X105 574 9,401 SH   SOLE NONE 0 0 9,401
OREILLY AUTOMOTIVE INC COM COM 67103H107 535 761 SH   SOLE NONE 0 0 761
PACKAGING CORP OF AMERICA COM USD0.01 COM 695156109 356 3,179 SH   SOLE NONE 0 0 3,179
PEPSICO INC COM 713448108 811 4,970 SH   SOLE NONE 0 0 4,970
PFIZER INC COM 717081103 1,073 24,532 SH   SOLE NONE 0 0 24,532
PHILIP MORRIS INTERNATIONAL INC COM NPV COM 718172109 938 11,308 SH   SOLE NONE 0 0 11,308
PROCTER AND GAMBLE CO COM COM 742718109 274 2,177 SH   SOLE NONE 0 0 2,177
PROSHARES TR SHORT S&P 500 NE SHORT S&P 500 NE 74347B425 2,027 117,355 SH   SOLE NONE 0 0 117,355
PROSPECT CAP CORP BOND CALL MAKE WHOLE 6.375 percent NOTE 6.375% 3/0 74348TAT9 25 25,000 SH   SOLE NONE 0 0 25,000
QUALCOMM INC COM 747525103 794 7,034 SH   SOLE NONE 0 0 7,034
ROYAL BANK OF CANADA MONTREAL QUE COM COM 780087102 233 2,594 SH   SOLE NONE 0 0 2,594
SOUTHERN CO COM 842587107 227 3,351 SH   SOLE NONE 0 0 3,351
SPDR GOLD TR GOLD SHS GOLD SHS 78463V107 1,513 9,784 SH   SOLE NONE 0 0 9,784
TEXAS INSTRUMENTS INC COM USD1.00 COM 882508104 785 5,077 SH   SOLE NONE 0 0 5,077
THE REAL BROKERAGE INC COM NPV(POST REV SPLIT) COM NEW 75585H206 14 10,000 SH   SOLE NONE 0 0 10,000
TRUIST FINL CORP COM COM 89832Q109 879 20,190 SH   SOLE NONE 0 0 20,190
UNILEVER PLC SPON ADR NEW SPON ADR NEW 904767704 795 18,142 SH   SOLE NONE 0 0 18,142
UNITED PARCEL SERVICE INC CL B 911312106 1,033 6,399 SH   SOLE NONE 0 0 6,399
VALERO ENERGY CORP COM COM 91913Y100 262 2,457 SH   SOLE NONE 0 0 2,457
VERIZON COMMUNICATIONS INC COM 92343V104 1,330 35,033 SH   SOLE NONE 0 0 35,033
WESTERN UNION CO COM 959802109 335 24,860 SH   SOLE NONE 0 0 24,860
YUM! BRANDS INC COM 988498101 351 3,308 SH   SOLE NONE 0 0 3,308