The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 524 2,718 SH   SOLE NONE 0 0 2,718
ABBVIE INC COM 00287Y109 1,388 12,825 SH   SOLE NONE 0 0 12,825
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 512 1,853 SH   SOLE NONE 0 0 1,853
ADVANCED MICRO DEVICES INC COM 007903107 393 5,002 SH   SOLE NONE 0 0 5,002
ALTRIA GROUP INC COM 02209S103 1,876 36,676 SH   SOLE NONE 0 0 36,676
AMERISOURCEBERGEN CORP COM 03073E105 377 3,192 SH   SOLE NONE 0 0 3,192
AMGEN INC COM 031162100 1,225 4,925 SH   SOLE NONE 0 0 4,925
APPLE INC COM 037833100 3,046 24,940 SH   SOLE NONE 0 0 24,940
APPLIED MATLS INC COM 038222105 599 4,486 SH   SOLE NONE 0 0 4,486
AT&T INC COM 00206R102 672 22,198 SH   SOLE NONE 0 0 22,198
BAUSCH HEALTH COS INC COM 071734107 225 7,100 SH   SOLE NONE 0 0 7,100
BHP GROUP LTD SPONSORED ADS 088606108 281 4,054 SH   SOLE NONE 0 0 4,054
BLOCK H & R INC COM 093671105 435 19,940 SH   SOLE NONE 0 0 19,940
BRISTOL-MYERS SQUIBB CO COM 110122108 1,154 18,278 SH   SOLE NONE 0 0 18,278
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 1,059 27,335 SH   SOLE NONE 0 0 27,335
BROADCOM INC COM 11135F101 1,226 2,644 SH   SOLE NONE 0 0 2,644
CAPITAL ONE FINL CORP COM 14040H105 229 1,800 SH   SOLE NONE 0 0 1,800
CARDINAL HEALTH INC COM 14149Y108 310 5,107 SH   SOLE NONE 0 0 5,107
CDW CORP COM 12514G108 292 1,759 SH   SOLE NONE 0 0 1,759
CELESTICA INC SUB VTG SHS 15101Q108 144 17,200 SH   SOLE NONE 0 0 17,200
CISCO SYS INC COM 17275R102 1,092 21,111 SH   SOLE NONE 0 0 21,111
CLOROX CO DEL COM 189054109 274 1,420 SH   SOLE NONE 0 0 1,420
COCA COLA CO COM 191216100 1,125 21,337 SH   SOLE NONE 0 0 21,337
DEERE & CO COM 244199105 299 800 SH   SOLE NONE 0 0 800
DTE ENERGY CO COM 233331107 253 1,898 SH   SOLE NONE 0 0 1,898
EBAY INC. COM 278642103 209 3,411 SH   SOLE NONE 0 0 3,411
FACEBOOK INC CL A 30303M102 529 1,796 SH   SOLE NONE 0 0 1,796
FASTENAL CO COM 311900104 317 6,314 SH   SOLE NONE 0 0 6,314
GARMIN LTD SHS H2906T109 218 1,656 SH   SOLE NONE 0 0 1,656
GENERAL MLS INC COM 370334104 259 4,223 SH   SOLE NONE 0 0 4,223
GILEAD SCIENCES INC COM 375558103 747 11,554 SH   SOLE NONE 0 0 11,554
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 429 12,032 SH   SOLE NONE 0 0 12,032
HCA HEALTHCARE INC COM 40412C101 342 1,815 SH   SOLE NONE 0 0 1,815
HOLOGIC INC COM 436440101 335 4,500 SH   SOLE NONE 0 0 4,500
HOME DEPOT INC COM 437076102 1,803 5,907 SH   SOLE NONE 0 0 5,907
HP INC COM 40434L105 546 17,187 SH   SOLE NONE 0 0 17,187
ILLINOIS TOOL WKS INC COM 452308109 278 1,253 SH   SOLE NONE 0 0 1,253
INTEL CORP COM 458140100 303 4,739 SH   SOLE NONE 0 0 4,739
INTERNATIONAL BUSINESS MACHS COM 459200101 752 5,639 SH   SOLE NONE 0 0 5,639
INTERNATIONAL PAPER CO COM 460146103 316 5,836 SH   SOLE NONE 0 0 5,836
ISHARES GOLD TR ISHARES 464285105 397 24,389 SH   SOLE NONE 0 0 24,389
ISHARES INC EM MKTS DIV ETF 464286319 490 12,515 SH   SOLE NONE 0 0 12,515
ISHARES INC ESG AWR MSCI EM 46434G863 486 11,220 SH   SOLE NONE 0 0 11,220
ISHARES INC MSCI EMERG MKT 46434G889 1,045 20,086 SH   SOLE NONE 0 0 20,086
ISHARES TR CORE S&P500 ETF 464287200 3,384 8,507 SH   SOLE NONE 0 0 8,507
ISHARES TR IBOXX INV CP ETF 464287242 415 3,188 SH   SOLE NONE 0 0 3,188
ISHARES TR GLOBAL TECH ETF 464287291 2,669 8,674 SH   SOLE NONE 0 0 8,674
ISHARES TR 20 YR TR BD ETF 464287432 224 1,650 SH   SOLE NONE 0 0 1,650
ISHARES TR 1 3 YR TREAS BD 464287457 2,765 32,052 SH   SOLE NONE 0 0 32,052
ISHARES TR COHEN STEER REIT 464287564 645 11,164 SH   SOLE NONE 0 0 11,164
ISHARES TR CORE S&P SCP ETF 464287804 605 5,570 SH   SOLE NONE 0 0 5,570
ISHARES TR INTL SEL DIV ETF 464288448 874 27,767 SH   SOLE NONE 0 0 27,767
ISHARES TR MBS ETF 464288588 244 2,248 SH   SOLE NONE 0 0 2,248
ISHARES TR USD INV GRDE ETF 464288620 220 3,722 SH   SOLE NONE 0 0 3,722
ISHARES TR 3 7 YR TREAS BD 464288661 1,198 9,224 SH   SOLE NONE 0 0 9,224
ISHARES TR SHORT TREAS BD 464288679 1,554 14,064 SH   SOLE NONE 0 0 14,064
ISHARES TR U.S. MED DVC ETF 464288810 1,877 5,682 SH   SOLE NONE 0 0 5,682
ISHARES TR EAFE VALUE ETF 464288877 433 8,498 SH   SOLE NONE 0 0 8,498
ISHARES TR EAFE GRWTH ETF 464288885 571 5,681 SH   SOLE NONE 0 0 5,681
ISHARES TR US TREAS BD ETF 46429B267 962 36,727 SH   SOLE NONE 0 0 36,727
ISHARES TR FLTG RATE NT ETF 46429B655 910 17,916 SH   SOLE NONE 0 0 17,916
ISHARES TR MSCI USA VALUE 46432F388 333 3,245 SH   SOLE NONE 0 0 3,245
ISHARES TR CORE MSCI TOTAL 46432F834 1,045 14,871 SH   SOLE NONE 0 0 14,871
ISHARES TR MSCI INTL MOMENT 46434V449 1,850 49,198 SH   SOLE NONE 0 0 49,198
ISHARES TR CORE TOTAL USD 46434V613 499 9,464 SH   SOLE NONE 0 0 9,464
ISHARES TR ESG AWR MSCI USA 46435G425 1,187 13,066 SH   SOLE NONE 0 0 13,066
ISHARES TR FALN ANGLS USD 46435G474 462 15,809 SH   SOLE NONE 0 0 15,809
JOHNSON & JOHNSON COM 478160104 761 4,633 SH   SOLE NONE 0 0 4,633
KELLOGG CO COM 487836108 823 13,007 SH   SOLE NONE 0 0 13,007
KIMBERLY-CLARK CORP COM 494368103 1,473 10,592 SH   SOLE NONE 0 0 10,592
LAM RESEARCH CORP COM 512807108 289 485 SH   SOLE NONE 0 0 485
LILLY ELI & CO COM 532457108 738 3,951 SH   SOLE NONE 0 0 3,951
LOCKHEED MARTIN CORP COM 539830109 1,091 2,952 SH   SOLE NONE 0 0 2,952
LOWES COS INC COM 548661107 612 3,218 SH   SOLE NONE 0 0 3,218
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 457 4,392 SH   SOLE NONE 0 0 4,392
MAGNA INTL INC COM 559222401 592 6,722 SH   SOLE NONE 0 0 6,722
MCDONALDS CORP COM 580135101 820 3,658 SH   SOLE NONE 0 0 3,658
MERCK & CO. INC COM 58933Y105 1,141 14,805 SH   SOLE NONE 0 0 14,805
MICROSOFT CORP COM 594918104 601 2,551 SH   SOLE NONE 0 0 2,551
NETAPP INC COM 64110D104 310 4,266 SH   SOLE NONE 0 0 4,266
NOVARTIS AG SPONSORED ADR 66987V109 708 8,286 SH   SOLE NONE 0 0 8,286
NOVO-NORDISK A S ADR 670100205 704 10,447 SH   SOLE NONE 0 0 10,447
OPEN TEXT CORP COM 683715106 533 11,165 SH   SOLE NONE 0 0 11,165
ORACLE CORP COM 68389X105 646 9,210 SH   SOLE NONE 0 0 9,210
OREILLY AUTOMOTIVE INC COM 67103H107 412 812 SH   SOLE NONE 0 0 812
PACKAGING CORP AMER COM 695156109 215 1,600 SH   SOLE NONE 0 0 1,600
PARTY CITY HOLDCO INC COM 702149105 138 23,800 SH   SOLE NONE 0 0 23,800
PEPSICO INC COM 713448108 1,177 8,319 SH   SOLE NONE 0 0 8,319
PFIZER INC COM 717081103 864 23,845 SH   SOLE NONE 0 0 23,845
PHILIP MORRIS INTL INC COM 718172109 760 8,568 SH   SOLE NONE 0 0 8,568
PPL CORP COM 69351T106 270 9,357 SH   SOLE NONE 0 0 9,357
PRICE T ROWE GROUP INC COM 74144T108 362 2,108 SH   SOLE NONE 0 0 2,108
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9 27 25,000 PRN   SOLE NONE 0 0 25,000
QUALCOMM INC COM 747525103 1,132 8,540 SH   SOLE NONE 0 0 8,540
ROCKWELL AUTOMATION INC COM 773903109 423 1,592 SH   SOLE NONE 0 0 1,592
SEAGATE TECHNOLOGY PLC SHS G7945M107 935 12,187 SH   SOLE NONE 0 0 12,187
SOUTHERN COPPER CORP COM 84265V105 224 3,304 SH   SOLE NONE 0 0 3,304
SYSCO CORP COM 871829107 248 3,149 SH   SOLE NONE 0 0 3,149
TARGA RES CORP COM 87612G101 518 16,302 SH   SOLE NONE 0 0 16,302
TEXAS INSTRS INC COM 882508104 798 4,220 SH   SOLE NONE 0 0 4,220
THOMSON REUTERS CORP. COM NEW 884903709 379 4,326 SH   SOLE NONE 0 0 4,326
TJX COS INC NEW COM 872540109 318 4,813 SH   SOLE NONE 0 0 4,813
UNILEVER PLC SPON ADR NEW 904767704 935 16,748 SH   SOLE NONE 0 0 16,748
UNITED PARCEL SERVICE INC CL B 911312106 907 5,337 SH   SOLE NONE 0 0 5,337
VERIZON COMMUNICATIONS INC COM 92343V104 864 14,857 SH   SOLE NONE 0 0 14,857
WESTERN UN CO COM 959802109 323 13,102 SH   SOLE NONE 0 0 13,102
YUM BRANDS INC COM 988498101 353 3,260 SH   SOLE NONE 0 0 3,260