The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   573,527 5,246 SH   SOLE   5,246 0 0
ABBVIE INC COM 00287Y109   1,975,934 12,750 SH   SOLE   12,750 0 0
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   4,565,339 200,498 SH   SOLE   200,498 0 0
ALTRIA GROUP INC COM 02209S103   1,712,988 42,463 SH   SOLE   42,463 0 0
AMGEN INC COM 031162100   1,708,583 5,932 SH   SOLE   5,932 0 0
APPLE INC COM 037833100   4,263,685 22,145 SH   SOLE   22,145 0 0
APPLIED MATLS INC COM 038222105   896,159 5,529 SH   SOLE   5,529 0 0
AT&T INC COM 00206R102   640,475 38,168 SH   SOLE   38,168 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   228,620 981 SH   SOLE   981 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   253,229 710 SH   SOLE   710 0 0
BLOCK H & R INC COM 093671105   853,484 17,644 SH   SOLE   17,644 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   825,724 16,092 SH   SOLE   16,092 0 0
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   949,667 32,422 SH   SOLE   32,422 0 0
BROADCOM INC COM 11135F101   958,576 858 SH   SOLE   858 0 0
CATERPILLAR INC COM 149123101   782,020 2,644 SH   SOLE   2,644 0 0
CENCORA INC COM 03073E105   877,604 4,273 SH   SOLE   4,273 0 0
CISCO SYS INC COM 17275R102   1,344,973 26,622 SH   SOLE   26,622 0 0
COCA COLA CO COM 191216100   867,196 14,715 SH   SOLE   14,715 0 0
COLGATE PALMOLIVE CO COM 194162103   505,516 6,341 SH   SOLE   6,341 0 0
COTERRA ENERGY INC COM 127097103   371,817 14,569 SH   SOLE   14,569 0 0
DEERE & CO COM 244199105   1,046,663 2,617 SH   SOLE   2,617 0 0
DELL TECHNOLOGIES INC CL C 24703L202   690,752 9,029 SH   SOLE   9,029 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   602,362 6,207 SH   SOLE   6,207 0 0
FASTENAL CO COM 311900104   1,008,339 15,567 SH   SOLE   15,567 0 0
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790   1,192,147 21,938 SH   SOLE   21,938 0 0
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543   713,450 29,714 SH   SOLE   29,714 0 0
FIDELITY COVINGTON TRUST LOW VOLITY ETF 316092824   312,257 5,894 SH   SOLE   5,894 0 0
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200   559,280 11,369 SH   SOLE   11,369 0 0
FORD MTR CO DEL COM 345370860   378,416 31,043 SH   SOLE   31,043 0 0
GENERAL MLS INC COM 370334104   417,137 6,403 SH   SOLE   6,403 0 0
GILEAD SCIENCES INC COM 375558103   826,834 10,206 SH   SOLE   10,206 0 0
GSK PLC SPONSORED ADR 37733W204   584,761 15,778 SH   SOLE   15,778 0 0
HOME DEPOT INC COM 437076102   1,362,711 3,932 SH   SOLE   3,932 0 0
HP INC COM 40434L105   790,534 26,272 SH   SOLE   26,272 0 0
ILLINOIS TOOL WKS INC COM 452308109   235,455 898 SH   SOLE   898 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,582,840 9,678 SH   SOLE   9,678 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   755,216 34,265 SH   SOLE   34,265 0 0
JOHNSON & JOHNSON COM 478160104   607,667 3,876 SH   SOLE   3,876 0 0
KIMBERLY-CLARK CORP COM 494368103   1,485,897 12,228 SH   SOLE   12,228 0 0
KINDER MORGAN INC DEL COM 49456B101   695,364 39,419 SH   SOLE   39,419 0 0
KLA CORP COM NEW 482480100   828,863 1,425 SH   SOLE   1,425 0 0
LINCOLN NATL CORP IND COM 534187109   591,669 21,938 SH   SOLE   21,938 0 0
LOCKHEED MARTIN CORP COM 539830109   768,622 1,695 SH   SOLE   1,695 0 0
LOWES COS INC COM 548661107   341,353 1,533 SH   SOLE   1,533 0 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   596,704 6,275 SH   SOLE   6,275 0 0
MARRIOTT INTL INC NEW CL A 571903202   342,595 1,519 SH   SOLE   1,519 0 0
MCDONALDS CORP COM 580135101   856,880 2,889 SH   SOLE   2,889 0 0
MERCK & CO INC COM 58933Y105   888,153 8,146 SH   SOLE   8,146 0 0
MICROSOFT CORP COM 594918104   558,876 1,486 SH   SOLE   1,486 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   636,388 2,032 SH   SOLE   2,032 0 0
NETAPP INC COM 64110D104   1,500,088 17,015 SH   SOLE   17,015 0 0
NOVARTIS AG SPONSORED ADR 66987V109   351,054 3,476 SH   SOLE   3,476 0 0
NOVO-NORDISK A S ADR 670100205   647,143 6,255 SH   SOLE   6,255 0 0
ONEOK INC NEW COM 682680103   206,221 2,936 SH   SOLE   2,936 0 0
ORACLE CORP COM 68389X105   410,830 3,896 SH   SOLE   3,896 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   560,547 590 SH   SOLE   590 0 0
PAYCHEX INC COM 704326107   592,954 4,978 SH   SOLE   4,978 0 0
PEPSICO INC COM 713448108   722,023 4,251 SH   SOLE   4,251 0 0
PHILIP MORRIS INTL INC COM 718172109   1,480,594 15,737 SH   SOLE   15,737 0 0
PROCTER AND GAMBLE CO COM 742718109   465,093 3,173 SH   SOLE   3,173 0 0
PROSPECT CAP CORP NOTE 6.375% 3/0 74348TAT9   24,922 25,000 PRN   SOLE   25,000 0 0
QUALCOMM INC COM 747525103   811,929 5,613 SH   SOLE   5,613 0 0
ROYAL BK CDA COM 780087102   318,863 3,153 SH   SOLE   3,153 0 0
SOUTHERN CO COM 842587107   220,948 3,151 SH   SOLE   3,151 0 0
SOUTHERN COPPER CORP COM 84265V105   529,343 6,150 SH   SOLE   6,150 0 0
SPDR GOLD TR GOLD SHS 78463V107   5,401,508 28,255 SH   SOLE   28,255 0 0
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426   746,178 13,055 SH   SOLE   13,055 0 0
SPDR SER TR S&P 500 ESG ETF 78468R531   533,860 11,555 SH   SOLE   11,555 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   4,686,909 83,844 SH   SOLE   83,844 0 0
SYSCO CORP COM 871829107   368,767 5,042 SH   SOLE   5,042 0 0
TEXAS INSTRS INC COM 882508104   724,956 4,252 SH   SOLE   4,252 0 0
THE REAL BROKERAGE INC COM NEW 75585H206   16,000 10,000 SH   SOLE   10,000 0 0
TJX COS INC NEW COM 872540109   244,094 2,602 SH   SOLE   2,602 0 0
TRUIST FINL CORP COM 89832Q109   756,317 20,485 SH   SOLE   20,485 0 0
UNILEVER PLC SPON ADR NEW 904767704   962,846 19,860 SH   SOLE   19,860 0 0
UNITED PARCEL SERVICE INC CL B 911312106   659,950 4,197 SH   SOLE   4,197 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   547,519 13,321 SH   SOLE   13,321 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   490,990 10,590 SH   SOLE   10,590 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   4,317,814 74,496 SH   SOLE   74,496 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   331,501 4,985 SH   SOLE   4,985 0 0
VANGUARD WORLD FD EXTENDED DUR 921910709   223,919 2,763 SH   SOLE   2,763 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   383,611 792 SH   SOLE   792 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,226,602 32,535 SH   SOLE   32,535 0 0
VIRTUS CONVERTIBLE & INC 202 COM 92838R105   96,565 11,074 SH   SOLE   11,074 0 0
VIRTUS GLOBAL MULTI-SECTOR I COM 92829B101   98,825 12,621 SH   SOLE   12,621 0 0
WESTERN UN CO COM 959802109   342,808 28,759 SH   SOLE   28,759 0 0
YUM BRANDS INC COM 988498101   252,127 1,929 SH   SOLE   1,929 0 0