The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core S&P 500 ETF ETF 464287200 55,927 117,250 SH   SOLE   117,250 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858 15,591 305,356 SH   SOLE   305,356 0 0
Schwab US Large-Cap ETF ETF 808524201 7,917 69,556 SH   SOLE   69,556 0 0
iShares Core S&P Mid-Cap ETF ETF 464287507 7,358 25,992 SH   SOLE   25,992 0 0
iShares Core S&P Small-Cap ETF ETF 464287804 7,298 63,736 SH   SOLE   63,736 0 0
Microsoft Corp COM 594918104 7,175 21,333 SH   SOLE   21,333 0 0
Home Depot Inc COM 437076102 5,573 13,429 SH   SOLE   13,429 0 0
BlackRock Inc COM 09247X101 5,528 6,038 SH   SOLE   6,038 0 0
United Parcel Service Inc Class B COM 911312106 5,422 25,294 SH   SOLE   25,294 0 0
Accenture PLC A COM G1151C101 5,270 12,713 SH   SOLE   12,713 0 0
Vanguard FTSE All-World ex-US Small-Cap ETF ETF 922042718 5,139 38,363 SH   SOLE   38,363 0 0
Norfolk Southern Corp COM 655844108 4,915 16,508 SH   SOLE   16,508 0 0
Nike Inc B COM 654106103 4,874 29,245 SH   SOLE   29,245 0 0
T. Rowe Price Group Inc COM 74144T108 4,856 24,696 SH   SOLE   24,696 0 0
Abbott Laboratories COM 002824100 4,655 33,076 SH   SOLE   33,076 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858 4,623 93,476 SH   SOLE   93,476 0 0
AbbVie Inc COM 00287Y109 4,608 34,032 SH   SOLE   34,032 0 0
Oracle Corp COM 68389X105 4,033 46,241 SH   SOLE   46,241 0 0
Equifax Inc COM 294429105 3,970 13,559 SH   SOLE   13,559 0 0
Hershey Co COM 427866108 3,905 20,186 SH   SOLE   20,186 0 0
Eastman Chemical Co COM 277432100 3,835 31,720 SH   SOLE   31,720 0 0
PepsiCo Inc COM 713448108 3,760 21,648 SH   SOLE   21,648 0 0
Johnson & Johnson COM 478160104 3,714 21,709 SH   SOLE   21,709 0 0
Automatic Data Processing Inc COM 053015103 3,698 14,999 SH   SOLE   14,999 0 0
Genuine Parts Co COM 372460105 3,677 26,229 SH   SOLE   26,229 0 0
Cisco Systems Inc COM 17275R102 3,551 56,029 SH   SOLE   56,029 0 0
UnitedHealth Group Inc COM 91324P102 3,534 7,038 SH   SOLE   7,038 0 0
JPMorgan Chase & Co COM 46625H100 3,517 22,211 SH   SOLE   22,211 0 0
Starbucks Corp COM 855244109 3,301 28,223 SH   SOLE   28,223 0 0
Walt Disney Co COM 254687106 3,258 21,037 SH   SOLE   21,037 0 0
Northern Trust Corp COM 665859104 3,207 26,816 SH   SOLE   26,816 0 0
Novartis AG COM 66987V109 3,113 35,585 SH   SOLE   35,585 0 0
Honeywell International Inc COM 438516106 3,101 14,874 SH   SOLE   14,874 0 0
Coca-Cola Co COM 191216100 3,006 50,773 SH   SOLE   50,773 0 0
McDonald's Corp COM 580135101 2,859 10,665 SH   SOLE   10,665 0 0
Comcast Corp Class A COM 20030N101 2,833 56,287 SH   SOLE   56,287 0 0
Analog Devices Inc COM 032654105 2,744 15,609 SH   SOLE   15,609 0 0
Air Products & Chemicals Inc COM 009158106 2,738 8,999 SH   SOLE   8,999 0 0
3M Co COM 88579Y101 2,724 15,335 SH   SOLE   15,335 0 0
Colgate-Palmolive Co COM 194162103 2,693 31,558 SH   SOLE   31,558 0 0
Vanguard Total Stock Market ETF ETF 922908769 2,611 10,813 SH   SOLE   10,813 0 0
Intel Corp COM 458140100 2,577 50,033 SH   SOLE   50,033 0 0
Chevron Corp COM 166764100 2,532 21,578 SH   SOLE   21,578 0 0
Northrop Grumman Corp COM 666807102 2,530 6,536 SH   SOLE   6,536 0 0
Allegion PLC COM G0176J109 2,528 19,089 SH   SOLE   19,089 0 0
Enbridge Inc COM 29250N105 2,336 59,782 SH   SOLE   59,782 0 0
FlexShares Quality Dividend Defensive Index ETF ETF 33939L845 2,309 39,000 SH   SOLE   39,000 0 0
Medtronic PLC F COM G5960L103 2,156 20,845 SH   SOLE   20,845 0 0
Schwab International Equity ETF ETF 808524805 1,980 50,933 SH   SOLE   50,933 0 0
State Street Corp COM 857477103 1,768 19,007 SH   SOLE   19,007 0 0
Apple Inc COM 037833100 1,304 7,345 SH   SOLE   7,345 0 0
Schwab US Small-Cap ETF ETF 808524607 1,100 10,747 SH   SOLE   10,747 0 0
Schwab US Mid-Cap ETF ETF 808524508 893 11,107 SH   SOLE   11,107 0 0
Snap-On Inc COM 833034101 677 3,145 SH   SOLE   3,145 0 0
Vanguard Total International Stock ETF ETF 921909768 677 10,648 SH   SOLE   10,648 0 0
iShares Russell 1000 Growth ETF ETF 464287614 642 2,101 SH   SOLE   2,101 0 0
Schwab International Small-Cap Eq ETF ETF 808524888 612 14,957 SH   SOLE   14,957 0 0
Schwab Emerging Markets Equity ETF ETF 808524706 588 19,846 SH   SOLE   19,846 0 0
Carrier Global Corp COM 14448C104 542 10,000 SH   SOLE   10,000 0 0
SPDR S&P 500 ETF ETF 78462F103 508 1,069 SH   SOLE   1,069 0 0
Berkshire Hathaway Inc B COM 084670702 469 1,568 SH   SOLE   1,568 0 0
Exxon Mobil Corp COM 30231G102 379 6,188 SH   SOLE   6,188 0 0
Otis Worldwide Corp COM 68902V107 348 4,000 SH   SOLE   4,000 0 0
Corteva Inc COM 22052L104 331 7,000 SH   SOLE   7,000 0 0
Philip Morris International Inc COM 718172109 293 3,080 SH   SOLE   3,080 0 0
Wells Fargo & Co COM 949746101 288 6,000 SH   SOLE   6,000 0 0
Synovus Financial Corp COM 87161C501 287 6,000 SH   SOLE   6,000 0 0
Intuitive Surgical Inc COM 46120E602 243 675 SH   SOLE   675 0 0
PLx Pharma Inc COM 72942A107 200 25,000 SH   SOLE   25,000 0 0