The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
iShares Core S&P 500 ETF ETF 464287200 37,105 110,411 SH   SOLE   104,742 0 5,669
Vanguard FTSE Developed Markets ETF ETF 921943858 8,791 214,945 SH   SOLE   204,267 0 10,678
Schwab US Large-Cap ETF ETF 808524201 5,994 74,341 SH   SOLE   74,341 0 0
Microsoft Corp COM 594918104 5,781 27,487 SH   SOLE   27,023 0 464
Nike Inc B COM 654106103 4,801 38,242 SH   SOLE   37,512 0 730
United Parcel Service Inc Class B COM 911312106 4,398 26,395 SH   SOLE   25,877 0 518
Abbott Laboratories COM 002824100 4,169 38,308 SH   SOLE   37,631 0 677
Home Depot Inc COM 437076102 4,025 14,494 SH   SOLE   14,219 0 275
Norfolk Southern Corp COM 655844108 3,872 18,096 SH   SOLE   17,757 0 339
Accenture PLC A COM G1151C101 3,785 16,747 SH   SOLE   16,422 0 325
BlackRock Inc COM 09247X101 3,763 6,677 SH   SOLE   6,539 0 138
Johnson & Johnson COM 478160104 3,567 23,961 SH   SOLE   23,514 0 447
T. Rowe Price Group Inc COM 74144T108 3,406 26,565 SH   SOLE   26,040 0 525
Novartis AG COM 66987V109 3,298 37,923 SH   SOLE   37,177 0 746
AbbVie Inc COM 00287Y109 3,277 37,416 SH   SOLE   36,694 0 722
PepsiCo Inc COM 713448108 3,194 23,043 SH   SOLE   22,565 0 478
Oracle Corp COM 68389X105 3,165 53,016 SH   SOLE   51,995 0 1,021
Hershey Co COM 427866108 3,065 21,382 SH   SOLE   20,944 0 438
Coca-Cola Co COM 191216100 3,025 61,274 SH   SOLE   60,374 0 900
Vanguard FTSE All-World ex-US Small-Cap ETF ETF 922042718 2,985 28,353 SH   SOLE   26,968 0 1,385
Comcast Corp Class A COM 20030N101 2,933 63,401 SH   SOLE   62,271 0 1,130
Vanguard FTSE Emerging Markets ETF ETF 922042858 2,933 67,823 SH   SOLE   64,511 0 3,312
Walt Disney Co COM 254687106 2,874 23,166 SH   SOLE   22,764 0 402
iShares Core S&P Mid-Cap ETF ETF 464287507 2,870 15,490 SH   SOLE   14,731 0 759
iShares Core S&P Small-Cap ETF ETF 464287804 2,820 40,158 SH   SOLE   38,193 0 1,965
Eastman Chemical Co COM 277432100 2,810 35,965 SH   SOLE   35,327 0 638
Intel Corp COM 458140100 2,764 53,385 SH   SOLE   52,461 0 924
Colgate-Palmolive Co COM 194162103 2,680 34,738 SH   SOLE   34,061 0 677
Equifax Inc COM 294429105 2,625 16,731 SH   SOLE   16,350 0 381
Starbucks Corp COM 855244109 2,592 30,165 SH   SOLE   29,625 0 540
Genuine Parts Co COM 372460105 2,559 26,886 SH   SOLE   26,345 0 541
Dominion Energy Inc COM 25746U109 2,558 32,406 SH   SOLE   31,837 0 569
Honeywell International Inc COM 438516106 2,552 15,506 SH   SOLE   15,205 0 301
Medtronic PLC F COM G5960L103 2,512 24,173 SH   SOLE   23,740 0 433
McDonald's Corp COM 580135101 2,476 11,280 SH   SOLE   11,051 0 229
Automatic Data Processing Inc COM 053015103 2,446 17,533 SH   SOLE   17,203 0 330
3M Co COM 88579Y101 2,429 15,164 SH   SOLE   14,886 0 278
UnitedHealth Group Inc COM 91324P102 2,335 7,489 SH   SOLE   7,351 0 138
Cisco Systems Inc COM 17275R102 2,327 59,087 SH   SOLE   58,037 0 1,050
Air Products & Chemicals Inc COM 009158106 2,256 7,575 SH   SOLE   7,396 0 179
Pfizer Inc COM 717081103 2,243 61,117 SH   SOLE   59,914 0 1,203
JPMorgan Chase & Co COM 46625H100 2,230 23,167 SH   SOLE   22,683 0 484
Lockheed Martin Corp COM 539830109 2,210 5,767 SH   SOLE   5,658 0 109
Northern Trust Corp COM 665859104 2,202 28,244 SH   SOLE   27,733 0 511
Analog Devices Inc COM 032654105 1,981 16,968 SH   SOLE   16,558 0 410
Enbridge Inc COM 29250N105 1,911 65,454 SH   SOLE   64,302 0 1,152
Vanguard Total Stock Market ETF ETF 922908769 1,725 10,131 SH   SOLE   10,131 0 0
Chevron Corp COM 166764100 1,593 22,120 SH   SOLE   21,700 0 420
Schwab International Equity ETF ETF 808524805 1,399 44,548 SH   SOLE   44,548 0 0
Apple Inc COM 037833100 554 4,784 SH   SOLE   4,784 0 0
Vanguard Total International Stock ETF ETF 921909768 551 10,569 SH   SOLE   10,569 0 0
Schwab US Mid-Cap ETF ETF 808524508 533 9,601 SH   SOLE   9,601 0 0
Schwab Emerging Markets Equity ETF ETF 808524706 467 17,452 SH   SOLE   17,452 0 0
Schwab International Small-Cap Eq ETF ETF 808524888 461 14,184 SH   SOLE   14,184 0 0
Schwab US Small-Cap ETF ETF 808524607 420 6,153 SH   SOLE   6,153 0 0
PLx Pharma Inc COM 72942A107 135 41,712 SH   SOLE   41,712 0 0
Snap-On Inc COM 833034101 395 2,687 SH   SOLE   2,687 0 0
TILT Holdings Inc COM 88688R104 3 11,472 SH   SOLE   11,472 0 0
Carrier Global Corp COM 14448C104 305 10,000 SH   SOLE   10,000 0 0
Otis Worldwide Corp COM 68902V107 250 4,000 SH   SOLE   4,000 0 0
International Business Machines Corp COM 459200101 243 1,996 SH   SOLE   1,996 0 0
Berkshire Hathaway Inc B COM 084670702 227 1,068 SH   SOLE   1,068 0 0
Exxon Mobil Corp COM 30231G102 222 6,481 SH   SOLE   6,481 0 0
Corteva Inc COM 22052L104 202 7,000 SH   SOLE   7,000 0 0
SPDR S&P 500 ETF ETF 78462F103 201 600 SH   SOLE   600 0 0