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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   1,104,587 357 SH   SOLE   0 0 357
CISCO SYS INC COM 17275R102   344,315 6,659 SH   SOLE   0 0 6,659
ISHARES TR CORE US AGGBD ET 464287226   2,105,295 18,495 SH   SOLE   0 0 18,495
ISHARES TR EAFE SML CP ETF 464288273   1,032,458 14,372 SH   SOLE   0 0 14,372
ISHARES TR NATIONAL MUN ETF 464288414   4,034,043 34,761 SH   SOLE   0 0 34,761
ISHARES TR SHRT NAT MUN ETF 464288158   1,635,737 15,171 SH   SOLE   0 0 15,171
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   736,763 7,920 SH   SOLE   0 0 7,920
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,961,438 18,504 SH   SOLE   0 0 18,504
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,902,014 14,040 SH   SOLE   0 0 14,040
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   763,305 11,174 SH   SOLE   0 0 11,174
SELECT SECTOR SPDR TR ENERGY 81369Y506   480,168 9,787 SH   SOLE   0 0 9,787
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605   463,101 13,601 SH   SOLE   0 0 13,601
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   826,733 7,082 SH   SOLE   0 0 7,082
HEALTHEQUITY INC COM 42226A107   265,948 3,911 SH   SOLE   0 0 3,911
ISHARES TR 20 YR TR BD ETF 464287432   1,785,301 13,181 SH   SOLE   0 0 13,181
SPDR GOLD TR GOLD SHS 78463V107   2,995,731 18,728 SH   SOLE   0 0 18,728
SPDR SER TR PORTFLI INTRMDIT 78464A672   2,186,618 68,161 SH   SOLE   0 0 68,161
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,064,856 15,547 SH   SOLE   0 0 15,547
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   2,043,785 15,720 SH   SOLE   0 0 15,720
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   777,495 11,565 SH   SOLE   0 0 11,565
ISHARES TR IBOXX HI YD ETF 464288513   550,078 6,310 SH   SOLE   0 0 6,310
SPDR SER TR PORTFOLIO LN TSR 78464A664   987,406 25,331 SH   SOLE   0 0 25,331
SPDR SER TR PORTFOLIO SHORT 78464A474   608,103 19,422 SH   SOLE   0 0 19,422
INTERNATIONAL BUSINESS MACHS COM 459200101   249,948 1,876 SH   SOLE   0 0 1,876
ISHARES TR BLACKROCK ULTRA 46434V878   201,777 3,994 SH   SOLE   0 0 3,994
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837   2,194,849 43,244 SH   SOLE   0 0 43,244
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,447,103 17,541 SH   SOLE   0 0 17,541
SPDR SER TR PORTFOLIO AGRGTE 78464A649   709,725 23,937 SH   SOLE   0 0 23,937
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   839,659 23,746 SH   SOLE   0 0 23,746
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   260,403 5,948 SH   SOLE   0 0 5,948
SPDR SER TR PORTFOLIO S&P400 78464A847   538,647 11,771 SH   SOLE   0 0 11,771
SPDR SER TR PORTFOLIO S&P500 78464A854   1,007,684 21,619 SH   SOLE   0 0 21,619
SPDR SER TR PORTFOLIO S&P600 78468R853   912,060 21,577 SH   SOLE   0 0 21,577
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858   2,244,009 45,694 SH   SOLE   0 0 45,694
ALPHABET INC CAP STK CL A 02079K305   802,320 389 SH   SOLE   0 0 389
APPLE INC COM 037833100   2,966,171 24,283 SH   SOLE   0 0 24,283
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   747,761 2,927 SH   SOLE   0 0 2,927
BIOGEN INC COM 09062X103   332,063 1,187 SH   SOLE   0 0 1,187
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   241,349 1,436 SH   SOLE   0 0 1,436
EBAY INC. COM 278642103   367,746 6,005 SH   SOLE   0 0 6,005
INVESCO DB MULTI-SECTOR COMM OIL FD 46140H403   293,845 27,932 SH   SOLE   0 0 27,932
FACEBOOK INC CL A 30303M102   571,683 1,941 SH   SOLE   0 0 1,941
MICROSOFT CORP COM 594918104   551,936 2,341 SH   SOLE   0 0 2,341
QUALCOMM INC COM 747525103   479,578 3,617 SH   SOLE   0 0 3,617
RAYTHEON TECHNOLOGIES CORP COM 75513E101   213,652 2,765 SH   SOLE   0 0 2,765
TESLA INC COM 88160R101   229,100 343 SH   SOLE   0 0 343
CIGNA CORP NEW COM 125523100   285,739 1,182 SH   SOLE   0 0 1,182
VANGUARD INDEX FDS MID CAP ETF 922908629   2,109,060 9,529 SH   SOLE   0 0 9,529
VISA INC COM CL A 92826C839   279,921 1,322 SH   SOLE   0 0 1,322
WALMART INC COM 931142103   89,759,865 660,825 SH   SOLE   0 0 660,825
ISHARES TR BARCLAYS 7 10 YR 464287440   220,435 1,952 SH   SOLE   0 0 1,952
ISHARES TR EAFE VALUE ETF 464288877   513,159 10,068 SH   SOLE   0 0 10,068
TOPBUILD CORP COM 89055F103   613,630 2,930 SH   SOLE   0 0 2,930
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   267,903 4,183 SH   SOLE   0 0 4,183
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   204,848 2,230 SH   SOLE   0 0 2,230
AT&T INC COM 00206R102   285,053 9,417 SH   SOLE   0 0 9,417
SCHWAB CHARLES CORP COM 808513105   221,808 3,403 SH   SOLE   0 0 3,403
JPMORGAN CHASE & CO COM 46625H100   874,866 5,747 SH   SOLE   0 0 5,747
NORTHROP GRUMMAN CORP COM 666807102   355,680 1,099 SH   SOLE   0 0 1,099
ORACLE CORP COM 68389X105   256,121 3,650 SH   SOLE   0 0 3,650
SPDR SER TR S&P DIVID ETF 78464A763   259,666 2,200 SH   SOLE   0 0 2,200
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,153,059 22,153 SH   SOLE   0 0 22,153
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   264,415 1,798 SH   SOLE   0 0 1,798
VANGUARD INDEX FDS SM CP VAL ETF 922908611   329,498 1,990 SH   SOLE   0 0 1,990
LKQ CORP COM 501889208   303,421 7,168 SH   SOLE   0 0 7,168
MORGAN STANLEY COM NEW 617446448   251,075 3,233 SH   SOLE   0 0 3,233
TYSON FOODS INC CL A 902494103   358,727 4,828 SH   SOLE   0 0 4,828
ISHARES TR MSCI EAFE ETF 464287465   717,730 9,460 SH   SOLE   0 0 9,460
ACUITY BRANDS INC COM 00508Y102   512,325 3,105 SH   SOLE   0 0 3,105
AMN HEALTHCARE SVCS INC COM 001744101   292,663 3,971 SH   SOLE   0 0 3,971
ISHARES TR DOW JONES US ETF 464287846   516,875 5,176 SH   SOLE   0 0 5,176
ISHARES TR FLTG RATE NT ETF 46429B655   200,987 3,958 SH   SOLE   0 0 3,958
JOHNSON & JOHNSON COM 478160104   252,446 1,536 SH   SOLE   0 0 1,536
KLA CORP COM NEW 482480100   252,095 763 SH   SOLE   0 0 763
AMGEN INC COM 031162100   214,075 860 SH   SOLE   0 0 860
ISHARES TR GLOBAL TECH ETF 464287291   810,842 2,635 SH   SOLE   0 0 2,635
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409   223,367 3,594 SH   SOLE   0 0 3,594
BRISTOL-MYERS SQUIBB CO COM 110122108   216,586 3,431 SH   SOLE   0 0 3,431
EXXON MOBIL CORP COM 30231G102   451,665 8,090 SH   SOLE   0 0 8,090
ISHARES TR TIPS BD ETF 464287176   233,179 1,858 SH   SOLE   0 0 1,858
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   248,703 1,844 SH   SOLE   0 0 1,844
BOEING CO COM 097023105   234,342 920 SH   SOLE   0 0 920
TARGET CORP COM 87612E106   713,052 3,600 SH   SOLE   0 0 3,600
INTEL CORP COM 458140100   567,343 8,865 SH   SOLE   0 0 8,865
INVESCO EXCH TRADED FD TR II S&P SMLCP INFO 46138E115   317,191 2,310 SH   SOLE   0 0 2,310
ISHARES TR MBS ETF 464288588   505,253 4,660 SH   SOLE   0 0 4,660
ISHARES TR CORE S&P500 ETF 464287200   883,845 2,222 SH   SOLE   0 0 2,222
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   326,693 4,613 SH   SOLE   0 0 4,613
ISHARES TR RUSSELL 2000 ETF 464287655   683,588 3,094 SH   SOLE   0 0 3,094
INVESCO QQQ TR UNIT SER 1 46090E103   279,882 877 SH   SOLE   0 0 877
NETAPP INC COM 64110D104   455,979 6,275 SH   SOLE   0 0 6,275
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   341,736 1,035 SH   SOLE   0 0 1,035
ISHARES TR 3 7 YR TREAS BD 464288661   263,677 2,030 SH   SOLE   0 0 2,030
SPDR SER TR S&P 600 SMCP VAL 78464A300   266,468 3,250 SH   SOLE   0 0 3,250
SPDR S&P 500 ETF TR TR UNIT 78462F103   798,950 2,016 SH   SOLE   0 0 2,016
ISHARES TR CORE S&P US VLU 464287663   850,433 12,343 SH   SOLE   0 0 12,343
WALGREENS BOOTS ALLIANCE INC COM 931427108   285,480 5,200 SH   SOLE   0 0 5,200
MASTEC INC COM 576323109   254,864 2,720 SH   SOLE   0 0 2,720
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   355,905 4,201 SH   SOLE   0 0 4,201
DIREXION SHS ETF TR DLY SMCAP BULL3X 25459W847   232,905 2,602 SH   SOLE   0 0 2,602
KOHLS CORP COM 500255104   327,855 5,500 SH   SOLE   0 0 5,500
ISHARES TR RUS 2000 GRW ETF 464287648   305,251 1,015 SH   SOLE   0 0 1,015
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   275,001 2,325 SH   SOLE   0 0 2,325
LITHIA MTRS INC CL A 536797103   235,614 604 SH   SOLE   0 0 604
SPDR SER TR S&P INS ETF 78464A789   241,890 6,600 SH   SOLE   0 0 6,600
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   200,248 3,255 SH   SOLE   0 0 3,255
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   239,697 1,117 SH   SOLE   0 0 1,117