The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 1,766 7,444 SH   SOLE   0 0 7,444
ISHARES TR RUSSELL 2000 ETF 464287655 507 3,689 SH   SOLE   0 0 3,689
ISHARES TR CORE S&P VLU ETF 464287663 1,060 21,000 SH   SOLE   0 0 21,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 302 1,280 SH   SOLE   0 0 1,280
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 727 5,493 SH   SOLE   0 0 5,493
INTEL CORP COM 458140100 269 7,455 SH   SOLE   0 0 7,455
ORACLE CORP COM 68389X105 212 4,750 SH   SOLE   0 0 4,750
QUALCOMM INC COM 747525103 245 4,276 SH   SOLE   0 0 4,276
ISHARES TR MSCI EAFE ETF 464287465 288 4,625 SH   SOLE   0 0 4,625
INTERNATIONAL BUSINESS MACHS COM 459200101 647 3,713 SH   SOLE   0 0 3,713
ISHARES TR GLOBAL TECH ETF 464287291 1,249 10,050 SH   SOLE   0 0 10,050
ISHARES TR U.S. INDS ETF 464287754 302 2,402 SH   SOLE   0 0 2,402
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 787 11,255 SH   SOLE   0 0 11,255
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 292 12,287 SH   SOLE   0 0 12,287
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,241 23,272 SH   SOLE   0 0 23,272
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 289 3,883 SH   SOLE   0 0 3,883
TIME WARNER INC COM NEW 887317303 430 4,400 SH   SOLE   0 0 4,400
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 238 2,643 SH   SOLE   0 0 2,643
SCHWAB CHARLES CORP NEW COM 808513105 204 5,000 SH   SOLE   0 0 5,000
WAL-MART STORES INC COM 931142103 61,820 857,657 SH   SOLE   0 0 857,657
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 328 9,994 SH   SOLE   0 0 9,994
TARGET CORP COM 87612E106 340 6,154 SH   SOLE   0 0 6,154
FIFTH THIRD BANCORP COM 316773100 250 9,825 SH   SOLE   0 0 9,825
JPMORGAN CHASE & CO COM 46625H100 540 6,151 SH   SOLE   0 0 6,151
TJX COS INC NEW COM 872540109 266 3,365 SH   SOLE   0 0 3,365
ISHARES TR 7-10YR TR BD ETF 464287440 1,154 10,930 SH   SOLE   0 0 10,930
ISHARES TR 20 YR TR BD ETF 464287432 907 7,516 SH   SOLE   0 0 7,516
FORD MTR CO DEL COM PAR $0.01 345370860 144 12,402 SH   SOLE   0 0 12,402
MARSH & MCLENNAN COS INC COM 571748102 395 5,350 SH   SOLE   0 0 5,350
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,094 17,260 SH   SOLE   0 0 17,260
APPLE INC COM 037833100 1,193 8,301 SH   SOLE   0 0 8,301
SELECTIVE INS GROUP INC COM 816300107 265 5,627 SH   SOLE   0 0 5,627
GENERAL DYNAMICS CORP COM 369550108 289 1,545 SH   SOLE   0 0 1,545
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 558 14,037 SH   SOLE   0 0 14,037
NORTHROP GRUMMAN CORP COM 666807102 345 1,449 SH   SOLE   0 0 1,449
BERKSHIRE HATHAWAY INC DEL CL A 084670108 250 1 SH   SOLE   0 0 1
VALERO ENERGY CORP NEW COM 91913Y100 475 7,168 SH   SOLE   0 0 7,168
ISHARES TR CORE US AGGBD ET 464287226 1,295 11,933 SH   SOLE   0 0 11,933
BIOGEN INC COM 09062X103 320 1,170 SH   SOLE   0 0 1,170
TRAVELERS COMPANIES INC COM 89417E109 339 2,811 SH   SOLE   0 0 2,811
OWENS & MINOR INC NEW COM 690732102 226 6,524 SH   SOLE   0 0 6,524
TYSON FOODS INC CL A 902494103 278 4,502 SH   SOLE   0 0 4,502
AMN HEALTHCARE SERVICES INC COM 001744101 203 5,000 SH   SOLE   0 0 5,000
WELLCARE HEALTH PLANS INC COM 94946T106 243 1,735 SH   SOLE   0 0 1,735
SPDR GOLD TRUST GOLD SHS 78463V107 1,069 9,003 SH   SOLE   0 0 9,003
VANGUARD INDEX FDS MID CAP ETF 922908629 795 5,712 SH   SOLE   0 0 5,712
VANGUARD INDEX FDS SM CP VAL ETF 922908611 253 2,058 SH   SOLE   0 0 2,058
VANGUARD INDEX FDS REIT ETF 922908553 496 6,005 SH   SOLE   0 0 6,005
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 354 6,706 SH   SOLE   0 0 6,706
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,020 7,654 SH   SOLE   0 0 7,654
SPDR SERIES TRUST S&P DIVID ETF 78464A763 203 2,300 SH   SOLE   0 0 2,300
ISHARES GOLD TRUST ISHARES 464285105 151 12,603 SH   SOLE   0 0 12,603
SILICONWARE PRECISION INDS L SPONSD ADR SPL 827084864 83 10,306 SH   SOLE   0 0 10,306
VANGUARD WORLD FDS TELCOMM ETF 92204A884 866 9,123 SH   SOLE   0 0 9,123
ORIX CORP SPONSORED ADR 686330101 253 3,400 SH   SOLE   0 0 3,400
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 601 19,660 SH   SOLE   0 0 19,660
SPDR SERIES TRUST S&P INS ETF 78464A789 243 2,829 SH   SOLE   0 0 2,829
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 241 2,365 SH   SOLE   0 0 2,365
ISHARES TR IBOXX HI YD ETF 464288513 307 3,500 SH   SOLE   0 0 3,500
ISHARES TR 1-3 YR CR BD ETF 464288646 837 7,956 SH   SOLE   0 0 7,956
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 422 5,203 SH   SOLE   0 0 5,203
ISHARES TR U.S. PFD STK ETF 464288687 383 9,896 SH   SOLE   0 0 9,896
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,140 28,997 SH   SOLE   0 0 28,997
ISHARES TR NATIONAL MUN ETF 464288414 1,882 17,276 SH   SOLE   0 0 17,276
POWERSHARES ETF TR II SOVEREIGN DEBT 73936T573 327 11,246 SH   SOLE   0 0 11,246
MASIMO CORP COM 574795100 538 5,766 SH   SOLE   0 0 5,766
ISHARES TR EAFE SML CP ETF 464288273 816 15,063 SH   SOLE   0 0 15,063
CARDTRONICS PLC SHS CL A G1991C105 228 4,882 SH   SOLE   0 0 4,882
ISHARES TR SHRT NAT MUN ETF 464288158 692 6,556 SH   SOLE   0 0 6,556
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 924 10,692 SH   SOLE   0 0 10,692
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 538 6,750 SH   SOLE   0 0 6,750
POWERSHARES ETF TR II S&P SMCP IT PO 73937B860 456 6,245 SH   SOLE   0 0 6,245
ISHARES TR FLTG RATE BD ETF 46429B655 1,515 29,778 SH   SOLE   0 0 29,778
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 291 5,376 SH   SOLE   0 0 5,376