XML 55 R45.htm IDEA: XBRL DOCUMENT v3.25.3
Note 4 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Allowance for loan losses     $ 4,260 $ 4,284 $ 4,284
Provision for loan losses     622 44  
Charge-offs $ (290) $ 0 (646) (156) (162)
Charge-offs 290 (0) 646 156 162
Recoveries 6 6 21 19 24
Allowance for loan losses 4,257 4,191 4,257 4,191 4,260
Allowance for loan losses ending balance evaluated for impairment individually 0 392 0 392 360
Allowance for loan losses ending balance evaluated for impairment collectively 4,257 3,799 4,257 3,799 3,899
Outstanding loan balances evaluated for impairment individually 0 2,713 0 2,713 2,710
Outstanding loan balances evaluated for impairment collectively 627,764 573,699 627,764 573,699 585,252
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Provision for loan losses         114
Commercial Real Estate Portfolio Segment [Member]          
Allowance for loan losses     2,481 2,448 2,448
Provision for loan losses     448 (12) 33
Charge-offs     (646) 0 0
Charge-offs     646 0 0
Recoveries     0 0 0
Allowance for loan losses 2,283 2,436 2,283 2,436 2,481
Allowance for loan losses ending balance evaluated for impairment individually 0 392 0 392 360
Allowance for loan losses ending balance evaluated for impairment collectively 2,283 2,044 2,283 2,044 2,122
Outstanding loan balances evaluated for impairment individually 0 2,441 0 2,441 2,440
Outstanding loan balances evaluated for impairment collectively 430,518 383,354 430,518 383,354 395,686
Construction and Land Development [Member]          
Allowance for loan losses     478 253 253
Provision for loan losses     42 162 225
Charge-offs     0 0 0
Charge-offs     0 0 0
Recoveries     0 0 0
Allowance for loan losses 520 415 520 415 478
Allowance for loan losses ending balance evaluated for impairment individually 0 0 0 0 0
Allowance for loan losses ending balance evaluated for impairment collectively 520 415 520 415 478
Outstanding loan balances evaluated for impairment individually 0 0 0 0 0
Outstanding loan balances evaluated for impairment collectively 34,217 30,328 34,217 30,328 27,357
Residential Portfolio Segment [Member]          
Allowance for loan losses     751 1,013 1,013
Provision for loan losses     (130) (255) (281)
Charge-offs     0 0 (5)
Charge-offs     0 0 5
Recoveries     21 19 24
Allowance for loan losses 642 777 642 777 751
Allowance for loan losses ending balance evaluated for impairment individually 0 0 0 0 0
Allowance for loan losses ending balance evaluated for impairment collectively 642 777 642 777 751
Outstanding loan balances evaluated for impairment individually 0 272 0 272 270
Outstanding loan balances evaluated for impairment collectively 111,032 108,931 111,032 108,931 111,628
Commercial Portfolio Segment [Member]          
Allowance for loan losses     513 494 494
Provision for loan losses     249 200 171
Charge-offs     0 (153) (152)
Charge-offs     0 153 152
Recoveries     0 0 0
Allowance for loan losses 762 541 762 541 513
Allowance for loan losses ending balance evaluated for impairment individually 0 0 0 0 0
Allowance for loan losses ending balance evaluated for impairment collectively 762 541 762 541 512
Outstanding loan balances evaluated for impairment individually 0 0 0 0 0
Outstanding loan balances evaluated for impairment collectively 51,864 50,932 51,864 50,932 50,405
Consumer Portfolio Segment [Member]          
Allowance for loan losses     4 2 2
Provision for loan losses     (3) 3 7
Charge-offs     0 (3) (5)
Charge-offs     0 3 5
Recoveries     0 0 0
Allowance for loan losses 1 2 1 2 4
Allowance for loan losses ending balance evaluated for impairment individually 0 0 0 0 0
Allowance for loan losses ending balance evaluated for impairment collectively 1 2 1 2 4
Outstanding loan balances evaluated for impairment individually 0 0 0 0 0
Outstanding loan balances evaluated for impairment collectively 133 154 133 154 176
Unallocated Financing Receivables [Member]          
Allowance for loan losses     33 74 74
Provision for loan losses     16 (54) (41)
Charge-offs     0 0 0
Charge-offs     (0) 0 (0)
Recoveries     0 0 0
Allowance for loan losses 49 20 49 20 33
Allowance for loan losses ending balance evaluated for impairment individually 0 0 0 0 0
Allowance for loan losses ending balance evaluated for impairment collectively 49 20 49 20 33
Outstanding loan balances evaluated for impairment individually 0 0 0 0 0
Outstanding loan balances evaluated for impairment collectively $ 0 $ 0 $ 0 $ 0 $ 0