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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
[1]
Assets [Abstract]    
Cash and due from banks $ 51,666 $ 63,962
Federal funds sold and other interest-bearing deposits 521 697
Cash and cash equivalents 52,187 64,659
Certificates of deposit in other banks 100 100
Securities available for sale, at fair value 121,138 125,713
Securities held to maturity, at amortized cost less allowance for credit losses of $79 and $60 21,128 20,499
Equity security, at fair value 546 518
Restricted stock, at cost 3,100 921
Mortgage loans held for sale 0 157
Loans, less allowance for credit losses of $4,257 and $4,260 622,457 582,993
Premises and equipment, net 7,222 7,349
Accrued interest receivable 2,550 2,439
Deferred income taxes, net 6,410 7,606
Other real estate owned, net 2,775 1,176
Bank owned life insurance 15,640 15,324
Goodwill and other intangibles, net 7,020 7,026
Other assets 7,359 8,163
Total Assets 869,632 844,643
Deposits [Abstract]    
Noninterest-bearing 116,187 107,197
Interest-bearing 617,909 651,609
Total deposits 734,096 758,806
Securities sold under repurchase agreements 2,458 5,564
Federal Home Loan Bank of Atlanta advances 50,200 5,000
Long-term debt, net of issuance costs 12,024 11,329
Accrued interest payable 935 1,003
Total liabilities 6,756 6,669
Total liabilities 806,469 788,371
Stockholders' equity    
Common stock, par value $.01 per share, authorized 5,000,000 shares; issued and outstanding 3,202,935 shares in 2025 and 3,166,653 shares in 2024 32 32
Additional paid-in capital 31,718 31,136
Retained earnings 44,602 41,613
Accumulated other comprehensive loss (13,189) (16,509)
Total Stockholders' equity 63,163 56,272
Total liabilities and stockholders' equity $ 869,632 $ 844,643
[1] Derived from audited consolidated financial statements