Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Mar. 31, 2022	Dec. 31, 2021
Cash and due from banks	$ 26,506,362	$ 25,258,932
Federal funds sold and other interest-bearing deposits	632,831	1,203,174
Cash and cash equivalents	27,139,193	26,462,106
Certificates of deposit in other banks	350,000	350,000
Securities available for sale, at fair value	145,716,435	149,237,916
Securities held to maturity, at cost	21,343,559	21,851,975
Equity security at fair value	518,091	543,605
Restricted stock, at cost	695,000	675,400
Mortgage loans held for sale	285,000	126,500
Loans, less allowance for loan losses of $3,654,318 and $3,650,268	483,908,857	482,011,334
Premises and equipment, net	6,268,709	6,259,421
Accrued interest receivable	1,562,014	1,609,063
Deferred income taxes, net	4,632,138	2,177,450
Other real estate owned, net	1,242,365	1,242,365
Bank owned life insurance	11,609,153	11,556,163
Goodwill and other intangibles, net	7,048,998	7,051,080
Other assets	5,604,129	5,522,877
Assets, Total	717,923,641	716,677,255
Deposits:
Noninterest-bearing	132,629,508	124,175,615
Interest-bearing	501,151,145	502,239,055
Total deposits	633,780,653	626,414,670
Securities sold under repurchase agreements	4,083,707	5,414,026
Federal Home Loan Bank of Atlanta advances	5,000,000	5,000,000
Long-term debt, net of issuance costs	16,553,090	16,978,905
Accrued interest payable	276,573	295,910
Other liabilities	6,023,131	5,952,286
Liabilities, Total	665,717,154	660,055,797
Stockholders' equity:
Common stock, par value $.01 per share, authorized 5,000,000 shares; issued and outstanding 3,037,137 in 2022 and 2021	30,372	30,372
Additional paid-in capital	28,857,422	28,857,422
Retained earnings	31,179,402	29,128,600
Accumulated other comprehensive loss	(7,860,709)	(1,394,936)
Stockholders' Equity Attributable to Parent, Ending Balance	52,206,487	56,621,458
Liabilities and Equity, Total	$ 717,923,641	$ 716,677,255