The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 396 1,559 SH   SOLE   0 0 1,559
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 397 23,996 SH   SOLE   0 0 23,996
ISHARES INC MSCI GBL GOLD MN 46434G855 299 15,619 SH   SOLE   0 0 15,619
ISHARES TR CORE S&P500 ETF 464287200 274 1,059 SH   SOLE   0 0 1,059
ISHARES TR CORE US AGGBD ET 464287226 26,324 228,168 SH   SOLE   0 0 228,168
ISHARES TR GLOBAL REIT ETF 46434V647 368 19,226 SH   SOLE   0 0 19,226
PROSHARES TR PSHS ULT S&P 500 74347R107 898 10,100 SH   SOLE   0 0 10,100
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 599 9,905 SH   SOLE   0 0 9,905
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,070 17,466 SH   SOLE   0 0 17,466
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 342 8,105 SH   SOLE   0 0 8,105
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 278 5,403 SH   SOLE   0 0 5,403
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 225 10,887 SH   SOLE   0 0 10,887
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 348 13,460 SH   SOLE   0 0 13,460
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,635 30,131 SH   SOLE   0 0 30,131
SPDR GOLD TRUST GOLD SHS 78463V107 2,517 17,000 SH   SOLE   0 0 17,000
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 358 12,579 SH   SOLE   0 0 12,579
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,411 58,955 SH   SOLE   0 0 58,955
SPDR S&P 500 ETF TR TR UNIT 78462F103 43,235 167,739 SH   SOLE   0 0 167,739
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 1,267 55,000 SH   SOLE   0 0 55,000
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,864 21,840 SH   SOLE   0 0 21,840
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,862 16,307 SH   SOLE   0 0 16,307
VANGUARD INDEX FDS MID CAP ETF 922908629 946 7,186 SH   SOLE   0 0 7,186
VANGUARD INDEX FDS SMALL CP ETF 922908751 406 3,514 SH   SOLE   0 0 3,514