The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 379 1,909 SH   SOLE   0 0 1,909
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,069 7,018 SH   SOLE   0 0 7,018
ADVANCED MICRO DEVICES INC COM 007903107 494 5,258 SH   SOLE   0 0 5,258
AFLAC INC COM 001055102 527 9,819 SH   SOLE   0 0 9,819
ALPHABET INC CAP STK CL C 02079K107 251 100 SH   SOLE   0 0 100
AMAZON COM INC COM 023135106 454 132 SH   SOLE   0 0 132
AMER STATES WTR CO COM 029899101 484 6,082 SH   SOLE   0 0 6,082
AMERISOURCEBERGEN CORP COM 03073E105 1,897 16,565 SH   SOLE   0 0 16,565
AMGEN INC COM 031162100 229 938 SH   SOLE   0 0 938
APPLE INC COM 037833100 3,733 27,257 SH   SOLE   0 0 27,257
AT&T INC COM 00206R102 384 13,330 SH   SOLE   0 0 13,330
AUTODESK INC COM 052769106 1,810 6,200 SH   SOLE   0 0 6,200
AUTOMATIC DATA PROCESSING IN COM 053015103 361 1,817 SH   SOLE   0 0 1,817
BAXTER INTL INC COM 071813109 399 4,953 SH   SOLE   0 0 4,953
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 257 925 SH   SOLE   0 0 925
BEST BUY INC COM 086516101 2,183 18,989 SH   SOLE   0 0 18,989
BIOGEN INC COM 09062X103 2,279 6,582 SH   SOLE   0 0 6,582
BLACKSTONE GROUP INC COM 09260D107 201 2,067 SH   SOLE   0 0 2,067
BOEING CO COM 097023105 488 2,037 SH   SOLE   0 0 2,037
BRISTOL-MYERS SQUIBB CO COM 110122108 753 11,271 SH   SOLE   0 0 11,271
CADENCE DESIGN SYSTEM INC COM 127387108 309 2,260 SH   SOLE   0 0 2,260
CARDINAL HEALTH INC COM 14149Y108 1,839 32,215 SH   SOLE   0 0 32,215
CHEVRON CORP NEW COM 166764100 1,048 10,008 SH   SOLE   0 0 10,008
CISCO SYS INC COM 17275R102 1,007 18,994 SH   SOLE   0 0 18,994
CITRIX SYS INC COM 177376100 1,647 14,048 SH   SOLE   0 0 14,048
COLGATE PALMOLIVE CO COM 194162103 1,802 22,147 SH   SOLE   0 0 22,147
CUMMINS INC COM 231021106 648 2,657 SH   SOLE   0 0 2,657
CVB FINL CORP COM 126600105 441 21,425 SH   SOLE   0 0 21,425
CVS HEALTH CORP COM 126650100 229 2,747 SH   SOLE   0 0 2,747
DENISON MINES CORP COM 248356107 21 17,425 SH   SOLE   0 0 17,425
DISNEY WALT CO COM 254687106 344 1,959 SH   SOLE   0 0 1,959
DOMINOS PIZZA INC COM 25754A201 2,064 4,426 SH   SOLE   0 0 4,426
EASTMAN CHEM CO COM 277432100 396 3,395 SH   SOLE   0 0 3,395
EDISON INTL COM 281020107 437 7,560 SH   SOLE   0 0 7,560
EDWARDS LIFESCIENCES CORP COM 28176E108 1,256 12,129 SH   SOLE   0 0 12,129
EMERSON ELEC CO COM 291011104 724 7,528 SH   SOLE   0 0 7,528
ETON PHARMACEUTICALS INC COM 29772L108 65 10,633 SH   SOLE   0 0 10,633
EXXON MOBIL CORP COM 30231G102 321 5,086 SH   SOLE   0 0 5,086
FACEBOOK INC CL A 30303M102 277 798 SH   SOLE   0 0 798
FASTENAL CO COM 311900104 325 6,252 SH   SOLE   0 0 6,252
FORD MTR CO DEL COM 345370860 2,560 172,303 SH   SOLE   0 0 172,303
FORTINET INC COM 34959E109 2,463 10,339 SH   SOLE   0 0 10,339
FORUM ENERGY TECHNOLOGIES IN NOTE 9.000% 8/0 34984VAC4 10 10,042 PRN   SOLE   0 0 10,042
GARMIN LTD SHS H2906T109 217 1,500 SH   SOLE   0 0 1,500
GENERAL DYNAMICS CORP COM 369550108 342 1,817 SH   SOLE   0 0 1,817
GENERAL MLS INC COM 370334104 217 3,568 SH   SOLE   0 0 3,568
GILEAD SCIENCES INC COM 375558103 11,650 169,181 SH   SOLE   0 0 169,181
HARTFORD FINL SVCS GROUP INC COM 416515104 398 6,420 SH   SOLE   0 0 6,420
HCA HEALTHCARE INC COM 40412C101 2,024 9,789 SH   SOLE   0 0 9,789
HOME DEPOT INC COM 437076102 2,223 6,972 SH   SOLE   0 0 6,972
HONEYWELL INTL INC COM 438516106 399 1,818 SH   SOLE   0 0 1,818
HP INC COM 40434L105 2,037 67,487 SH   SOLE   0 0 67,487
HUNTINGTON INGALLS INDS INC COM 446413106 439 2,083 SH   SOLE   0 0 2,083
INTEL CORP COM 458140100 614 10,934 SH   SOLE   0 0 10,934
INTERNATIONAL BUSINESS MACHS COM 459200101 634 4,328 SH   SOLE   0 0 4,328
INTERNATIONAL PAPER CO COM 460146103 433 7,058 SH   SOLE   0 0 7,058
INTUIT COM 461202103 221 450 SH   SOLE   0 0 450
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 311 16,097 SH   SOLE   0 0 16,097
INVESCO QQQ TR UNIT SER 1 46090E103 224 632 SH   SOLE   0 0 632
ISHARES INC CORE MSCI EMKT 46434G103 3,634 54,246 SH   SOLE   0 0 54,246
ISHARES TR CORE HIGH DV ETF 46429B663 1,568 16,244 SH   SOLE   0 0 16,244
ISHARES TR CORE MSCI INTL 46435G326 6,737 99,885 SH   SOLE   0 0 99,885
ISHARES TR CORE S&P SCP ETF 464287804 983 8,698 SH   SOLE   0 0 8,698
ISHARES TR CORE S&P500 ETF 464287200 441 1,025 SH   SOLE   0 0 1,025
ISHARES TR CORE US AGGBD ET 464287226 2,573 22,312 SH   SOLE   0 0 22,312
ISHARES TR IBOXX HI YD ETF 464288513 7,662 87,031 SH   SOLE   0 0 87,031
ISHARES TR INTL TREA BD ETF 464288117 6,039 115,587 SH   SOLE   0 0 115,587
ISHARES TR JPMORGAN USD EMG 464288281 6,330 56,288 SH   SOLE   0 0 56,288
ISHARES TR MSCI EAFE ETF 464287465 5,246 66,509 SH   SOLE   0 0 66,509
ISHARES TR MSCI EMG MKT ETF 464287234 3,027 54,879 SH   SOLE   0 0 54,879
ISHARES TR S&P 500 GRWT ETF 464287309 3,534 48,593 SH   SOLE   0 0 48,593
ISHARES TR S&P 500 VAL ETF 464287408 7,217 48,881 SH   SOLE   0 0 48,881
ISHARES TR SP SMCP600VL ETF 464287879 6,976 66,169 SH   SOLE   0 0 66,169
JOHNSON & JOHNSON COM 478160104 460 2,790 SH   SOLE   0 0 2,790
JPMORGAN CHASE & CO COM 46625H100 316 2,032 SH   SOLE   0 0 2,032
KRAFT HEINZ CO COM 500754106 1,919 47,064 SH   SOLE   0 0 47,064
LOCKHEED MARTIN CORP COM 539830109 382 1,010 SH   SOLE   0 0 1,010
MASCO CORP COM 574599106 860 14,594 SH   SOLE   0 0 14,594
MASTERCARD INCORPORATED CL A 57636Q104 2,012 5,512 SH   SOLE   0 0 5,512
MCDONALDS CORP COM 580135101 373 1,615 SH   SOLE   0 0 1,615
METLIFE INC COM 59156R108 572 9,551 SH   SOLE   0 0 9,551
MICROSOFT CORP COM 594918104 808 2,982 SH   SOLE   0 0 2,982
MODERNA INC COM 60770K107 312 1,328 SH   SOLE   0 0 1,328
NVIDIA CORPORATION COM 67066G104 306 382 SH   SOLE   0 0 382
PAYCHEX INC COM 704326107 519 4,836 SH   SOLE   0 0 4,836
PRICE T ROWE GROUP INC COM 74144T108 464 2,344 SH   SOLE   0 0 2,344
PROCTER AND GAMBLE CO COM 742718109 1,017 7,535 SH   SOLE   0 0 7,535
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,235 14,479 SH   SOLE   0 0 14,479
ROBERT HALF INTL INC COM 770323103 2,325 26,127 SH   SOLE   0 0 26,127
SALESFORCE COM INC COM 79466L302 247 1,010 SH   SOLE   0 0 1,010
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 16,495 113,009 SH   SOLE   0 0 113,009
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,563 139,873 SH   SOLE   0 0 139,873
SMUCKER J M CO COM NEW 832696405 413 3,191 SH   SOLE   0 0 3,191
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,404 5,617 SH   SOLE   0 0 5,617
SPDR SER TR BLOOMBERG BRCLYS 78468R622 718 6,533 SH   SOLE   0 0 6,533
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,277 14,384 SH   SOLE   0 0 14,384
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,067 12,446 SH   SOLE   0 0 12,446
STARBUCKS CORP COM 855244109 454 4,061 SH   SOLE   0 0 4,061
TESLA INC COM 88160R101 480 706 SH   SOLE   0 0 706
TEXAS INSTRS INC COM 882508104 769 4,000 SH   SOLE   0 0 4,000
TYSON FOODS INC CL A 902494103 391 5,302 SH   SOLE   0 0 5,302
UNITEDHEALTH GROUP INC COM 91324P102 891 2,224 SH   SOLE   0 0 2,224
UNUM GROUP COM 91529Y106 480 16,912 SH   SOLE   0 0 16,912
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 3,180 30,865 SH   SOLE   0 0 30,865
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 41,028 477,684 SH   SOLE   0 0 477,684
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 7,480 130,992 SH   SOLE   0 0 130,992
VANGUARD INDEX FDS GROWTH ETF 922908736 18,035 62,880 SH   SOLE   0 0 62,880
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,562 44,814 SH   SOLE   0 0 44,814
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,350 7,776 SH   SOLE   0 0 7,776
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,220 11,112 SH   SOLE   0 0 11,112
VANGUARD INDEX FDS TOTAL STK MKT 922908769 362 1,624 SH   SOLE   0 0 1,624
VANGUARD INDEX FDS VALUE ETF 922908744 35,261 256,517 SH   SOLE   0 0 256,517
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17,779 327,358 SH   SOLE   0 0 327,358
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 221 2,322 SH   SOLE   0 0 2,322
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 603 5,641 SH   SOLE   0 0 5,641
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 469 5,068 SH   SOLE   0 0 5,068
VANGUARD STAR FDS VG TL INTL STK F 921909768 12,856 195,732 SH   SOLE   0 0 195,732
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,629 322,774 SH   SOLE   0 0 322,774
VERISIGN INC COM 92343E102 2,003 8,796 SH   SOLE   0 0 8,796
WALMART INC COM 931142103 333 2,362 SH   SOLE   0 0 2,362