The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 355 1,845 SH   SOLE   0 0 1,845
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,973 7,141 SH   SOLE   0 0 7,141
ADVANCED MICRO DEVICES INC COM 007903107 282 3,596 SH   SOLE   0 0 3,596
AFLAC INC COM 001055102 507 9,897 SH   SOLE   0 0 9,897
ALPHABET INC CAP STK CL C 02079K107 207 100 SH   SOLE   0 0 100
AMAZON COM INC COM 023135106 412 133 SH   SOLE   0 0 133
AMER STATES WTR CO COM 029899101 460 6,082 SH   SOLE   0 0 6,082
AMERISOURCEBERGEN CORP COM 03073E105 2,021 17,115 SH   SOLE   0 0 17,115
AMGEN INC COM 031162100 219 879 SH   SOLE   0 0 879
APPLE INC COM 037833100 3,113 25,489 SH   SOLE   0 0 25,489
AT&T INC COM 00206R102 403 13,321 SH   SOLE   0 0 13,321
AUTODESK INC COM 052769106 1,679 6,059 SH   SOLE   0 0 6,059
AUTOMATIC DATA PROCESSING IN COM 053015103 341 1,810 SH   SOLE   0 0 1,810
BAXTER INTL INC COM 071813109 418 4,953 SH   SOLE   0 0 4,953
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 236 925 SH   SOLE   0 0 925
BEST BUY INC COM 086516101 2,209 19,244 SH   SOLE   0 0 19,244
BIOGEN INC COM 09062X103 1,914 6,841 SH   SOLE   0 0 6,841
BOEING CO COM 097023105 307 1,206 SH   SOLE   0 0 1,206
BRISTOL-MYERS SQUIBB CO COM 110122108 695 11,004 SH   SOLE   0 0 11,004
CADENCE DESIGN SYSTEM INC COM 127387108 447 3,260 SH   SOLE   0 0 3,260
CARDINAL HEALTH INC COM 14149Y108 1,969 32,404 SH   SOLE   0 0 32,404
CHEVRON CORP NEW COM 166764100 1,049 10,008 SH   SOLE   0 0 10,008
CISCO SYS INC COM 17275R102 971 18,778 SH   SOLE   0 0 18,778
CITRIX SYS INC COM 177376100 1,876 13,365 SH   SOLE   0 0 13,365
COLGATE PALMOLIVE CO COM 194162103 1,721 21,829 SH   SOLE   0 0 21,829
CUMMINS INC COM 231021106 686 2,648 SH   SOLE   0 0 2,648
CVB FINL CORP COM 126600105 490 22,182 SH   SOLE   0 0 22,182
CVS HEALTH CORP COM 126650100 203 2,693 SH   SOLE   0 0 2,693
DENISON MINES CORP COM 248356107 19 17,425 SH   SOLE   0 0 17,425
DISNEY WALT CO COM 254687106 271 1,468 SH   SOLE   0 0 1,468
DOMINOS PIZZA INC COM 25754A201 1,658 4,509 SH   SOLE   0 0 4,509
EASTMAN CHEM CO COM 277432100 373 3,391 SH   SOLE   0 0 3,391
EDISON INTL COM 281020107 457 7,800 SH   SOLE   0 0 7,800
EDWARDS LIFESCIENCES CORP COM 28176E108 1,040 12,431 SH   SOLE   0 0 12,431
EMERSON ELEC CO COM 291011104 689 7,636 SH   SOLE   0 0 7,636
EXXON MOBIL CORP COM 30231G102 341 6,114 SH   SOLE   0 0 6,114
FASTENAL CO COM 311900104 310 6,160 SH   SOLE   0 0 6,160
FORD MTR CO DEL COM 345370860 2,302 187,931 SH   SOLE   0 0 187,931
FORTINET INC COM 34959E109 2,096 11,368 SH   SOLE   0 0 11,368
FORUM ENERGY TECHNOLOGIES IN NOTE 9.000% 8/0 34984VAC4 9 10,042 PRN   SOLE   0 0 10,042
GENERAL DYNAMICS CORP COM 369550108 330 1,817 SH   SOLE   0 0 1,817
GILEAD SCIENCES INC COM 375558103 11,444 177,062 SH   SOLE   0 0 177,062
HARTFORD FINL SVCS GROUP INC COM 416515104 438 6,559 SH   SOLE   0 0 6,559
HCA HEALTHCARE INC COM 40412C101 1,941 10,308 SH   SOLE   0 0 10,308
HOME DEPOT INC COM 437076102 2,285 7,487 SH   SOLE   0 0 7,487
HONEYWELL INTL INC COM 438516106 1,006 4,635 SH   SOLE   0 0 4,635
HP INC COM 40434L105 2,251 70,884 SH   SOLE   0 0 70,884
HUNTINGTON INGALLS INDS INC COM 446413106 435 2,112 SH   SOLE   0 0 2,112
INTEL CORP COM 458140100 698 10,914 SH   SOLE   0 0 10,914
INTERNATIONAL BUSINESS MACHS COM 459200101 525 3,938 SH   SOLE   0 0 3,938
INTERNATIONAL PAPER CO COM 460146103 368 6,798 SH   SOLE   0 0 6,798
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 349 18,506 SH   SOLE   0 0 18,506
ISHARES INC CORE MSCI EMKT 46434G103 2,964 46,053 SH   SOLE   0 0 46,053
ISHARES TR CORE HIGH DV ETF 46429B663 1,541 16,244 SH   SOLE   0 0 16,244
ISHARES TR CORE MSCI INTL 46435G326 5,423 83,941 SH   SOLE   0 0 83,941
ISHARES TR CORE S&P SCP ETF 464287804 975 8,983 SH   SOLE   0 0 8,983
ISHARES TR CORE S&P500 ETF 464287200 415 1,043 SH   SOLE   0 0 1,043
ISHARES TR CORE US AGGBD ET 464287226 2,401 21,092 SH   SOLE   0 0 21,092
ISHARES TR IBOXX HI YD ETF 464288513 7,174 82,288 SH   SOLE   0 0 82,288
ISHARES TR INTL TREA BD ETF 464288117 5,270 101,481 SH   SOLE   0 0 101,481
ISHARES TR JPMORGAN USD EMG 464288281 5,885 54,053 SH   SOLE   0 0 54,053
ISHARES TR MSCI EAFE ETF 464287465 5,092 67,112 SH   SOLE   0 0 67,112
ISHARES TR MSCI EMG MKT ETF 464287234 2,894 54,252 SH   SOLE   0 0 54,252
ISHARES TR S&P 500 GRWT ETF 464287309 3,183 48,893 SH   SOLE   0 0 48,893
ISHARES TR S&P 500 VAL ETF 464287408 6,946 49,177 SH   SOLE   0 0 49,177
ISHARES TR SP SMCP600VL ETF 464287879 7,020 69,685 SH   SOLE   0 0 69,685
JOHNSON & JOHNSON COM 478160104 483 2,937 SH   SOLE   0 0 2,937
JPMORGAN CHASE & CO COM 46625H100 326 2,142 SH   SOLE   0 0 2,142
KRAFT HEINZ CO COM 500754106 1,976 49,395 SH   SOLE   0 0 49,395
LOCKHEED MARTIN CORP COM 539830109 373 1,010 SH   SOLE   0 0 1,010
MASCO CORP COM 574599106 929 15,509 SH   SOLE   0 0 15,509
MASTERCARD INCORPORATED CL A 57636Q104 1,959 5,501 SH   SOLE   0 0 5,501
MCDONALDS CORP COM 580135101 323 1,442 SH   SOLE   0 0 1,442
METLIFE INC COM 59156R108 596 9,807 SH   SOLE   0 0 9,807
MICROSOFT CORP COM 594918104 684 2,901 SH   SOLE   0 0 2,901
NVIDIA CORPORATION COM 67066G104 248 465 SH   SOLE   0 0 465
PAYCHEX INC COM 704326107 473 4,821 SH   SOLE   0 0 4,821
PRICE T ROWE GROUP INC COM 74144T108 404 2,355 SH   SOLE   0 0 2,355
PROCTER AND GAMBLE CO COM 742718109 1,016 7,499 SH   SOLE   0 0 7,499
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,131 14,634 SH   SOLE   0 0 14,634
ROBERT HALF INTL INC COM 770323103 2,196 28,123 SH   SOLE   0 0 28,123
SALESFORCE COM INC COM 79466L302 213 1,005 SH   SOLE   0 0 1,005
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 13,272 102,264 SH   SOLE   0 0 102,264
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 7,608 116,543 SH   SOLE   0 0 116,543
SMUCKER J M CO COM NEW 832696405 383 3,027 SH   SOLE   0 0 3,027
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,297 5,795 SH   SOLE   0 0 5,795
SPDR SER TR BLOOMBERG BRCLYS 78468R622 679 6,243 SH   SOLE   0 0 6,243
SPDR SER TR S&P 600 SMCP GRW 78464A201 1,275 14,853 SH   SOLE   0 0 14,853
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,055 12,862 SH   SOLE   0 0 12,862
STARBUCKS CORP COM 855244109 443 4,053 SH   SOLE   0 0 4,053
TESLA INC COM 88160R101 527 789 SH   SOLE   0 0 789
TEXAS INSTRS INC COM 882508104 753 3,985 SH   SOLE   0 0 3,985
TYSON FOODS INC CL A 902494103 396 5,336 SH   SOLE   0 0 5,336
UNITEDHEALTH GROUP INC COM 91324P102 827 2,224 SH   SOLE   0 0 2,224
UNUM GROUP COM 91529Y106 479 17,203 SH   SOLE   0 0 17,203
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 2,643 26,932 SH   SOLE   0 0 26,932
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 38,037 448,973 SH   SOLE   0 0 448,973
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 7,230 126,571 SH   SOLE   0 0 126,571
VANGUARD INDEX FDS GROWTH ETF 922908736 15,194 59,111 SH   SOLE   0 0 59,111
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,087 44,487 SH   SOLE   0 0 44,487
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,127 6,803 SH   SOLE   0 0 6,803
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,809 10,229 SH   SOLE   0 0 10,229
VANGUARD INDEX FDS TOTAL STK MKT 922908769 336 1,624 SH   SOLE   0 0 1,624
VANGUARD INDEX FDS VALUE ETF 922908744 32,629 248,203 SH   SOLE   0 0 248,203
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 16,115 309,599 SH   SOLE   0 0 309,599
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 534 5,273 SH   SOLE   0 0 5,273
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 457 2,561 SH   SOLE   0 0 2,561
VANGUARD STAR FDS VG TL INTL STK F 921909768 11,073 176,595 SH   SOLE   0 0 176,595
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 16,032 326,453 SH   SOLE   0 0 326,453
VERISIGN INC COM 92343E102 1,759 8,850 SH   SOLE   0 0 8,850
WALMART INC COM 931142103 332 2,441 SH   SOLE   0 0 2,441