The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 534 3,266 SH   SOLE   0 0 3,266
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,431 7,577 SH   SOLE   0 0 7,577
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,114 7,272 SH   SOLE   0 0 7,272
ALTRIA GROUP INC COM 02209S103 1,158 25,058 SH   SOLE   0 0 25,058
AMERICAN STS WTR CO COM 029899101 489 6,082 SH   SOLE   0 0 6,082
AMERIPRISE FINL INC COM 03076C106 375 2,864 SH   SOLE   0 0 2,864
APPLE INC COM 037833100 1,724 8,663 SH   SOLE   0 0 8,663
AT&T INC COM 00206R102 405 11,904 SH   SOLE   0 0 11,904
AUTOMATIC DATA PROCESSING IN COM 053015103 347 2,110 SH   SOLE   0 0 2,110
BEST BUY INC COM 086516101 499 7,366 SH   SOLE   0 0 7,366
BLACKROCK MUNIYIELD CALI QLT COM 09254N103 234 16,184 SH   SOLE   0 0 16,184
BLOCK H & R INC COM 093671105 1,205 44,464 SH   SOLE   0 0 44,464
BOEING CO COM 097023105 1,604 4,839 SH   SOLE   0 0 4,839
BROADCOM INC COM 11135F101 343 1,269 SH   SOLE   0 0 1,269
CENTERPOINT ENERGY INC COM 15189T107 232 8,268 SH   SOLE   0 0 8,268
CHEVRON CORP NEW COM 166764100 1,331 11,177 SH   SOLE   0 0 11,177
CISCO SYS INC COM 17275R102 544 10,391 SH   SOLE   0 0 10,391
CONSOLIDATED EDISON INC COM 209115104 214 2,458 SH   SOLE   0 0 2,458
CUMMINS INC COM 231021106 659 4,327 SH   SOLE   0 0 4,327
CVB FINL CORP COM 126600105 621 30,471 SH   SOLE   0 0 30,471
DBX ETF TR XTRACK MSCI EAFE 233051200 705 23,016 SH   SOLE   0 0 23,016
EATON CORP PLC SHS G29183103 348 4,460 SH   SOLE   0 0 4,460
EDISON INTL COM 281020107 210 2,837 SH   SOLE   0 0 2,837
EDWARDS LIFESCIENCES CORP COM 28176E108 798 3,745 SH   SOLE   0 0 3,745
EMERSON ELEC CO COM 291011104 900 15,108 SH   SOLE   0 0 15,108
EXXON MOBIL CORP COM 30231G102 687 9,740 SH   SOLE   0 0 9,740
F5 NETWORKS INC COM 315616102 1,019 7,604 SH   SOLE   0 0 7,604
FACEBOOK INC CL A 30303M102 201 1,087 SH   SOLE   0 0 1,087
FORD MTR CO DEL COM 345370860 1,523 159,764 SH   SOLE   0 0 159,764
FORTINET INC COM 34959E109 1,194 14,655 SH   SOLE   0 0 14,655
GARMIN LTD SHS H2906T109 267 3,462 SH   SOLE   0 0 3,462
GENERAL DYNAMICS CORP COM 369550108 334 1,847 SH   SOLE   0 0 1,847
GENERAL MLS INC COM 370334104 229 4,320 SH   SOLE   0 0 4,320
GILEAD SCIENCES INC COM 375558103 9,772 152,978 SH   SOLE   0 0 152,978
HOME DEPOT INC COM 437076102 220 1,057 SH   SOLE   0 0 1,057
HONEYWELL INTL INC COM 438516106 522 3,197 SH   SOLE   0 0 3,197
HP INC COM 40434L105 1,065 55,784 SH   SOLE   0 0 55,784
INTEL CORP COM 458140100 302 6,464 SH   SOLE   0 0 6,464
INTERNATIONAL BUSINESS MACHS COM 459200101 697 5,009 SH   SOLE   0 0 5,009
INTERPUBLIC GROUP COS INC COM 460690100 211 10,029 SH   SOLE   0 0 10,029
INTUIT COM 461202103 1,496 5,571 SH   SOLE   0 0 5,571
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 1,935 104,104 SH   SOLE   0 0 104,104
ISHARES INC CORE MSCI EMKT 46434G103 695 14,543 SH   SOLE   0 0 14,543
ISHARES TR CALIF MUN BD ETF 464288356 249 4,040 SH   SOLE   0 0 4,040
ISHARES TR CORE HIGH DV ETF 46429B663 1,847 20,178 SH   SOLE   0 0 20,178
ISHARES TR CORE MSCI INTL 46435G326 1,468 27,838 SH   SOLE   0 0 27,838
ISHARES TR CORE S&P500 ETF 464287200 647 2,235 SH   SOLE   0 0 2,235
ISHARES TR CORE US AGGBD ET 464287226 1,061 9,417 SH   SOLE   0 0 9,417
ISHARES TR IBOXX HI YD ETF 464288513 5,493 63,848 SH   SOLE   0 0 63,848
ISHARES TR JPMORGAN USD EMG 464288281 4,110 36,079 SH   SOLE   0 0 36,079
ISHARES TR MSCI EAFE ETF 464287465 1,179 18,781 SH   SOLE   0 0 18,781
ISHARES TR MSCI EMG MKT ETF 464287234 272 6,825 SH   SOLE   0 0 6,825
ISHARES TR S&P 500 GRWT ETF 464287309 209 1,179 SH   SOLE   0 0 1,179
JOHNSON & JOHNSON COM 478160104 758 5,819 SH   SOLE   0 0 5,819
JPMORGAN CHASE & CO COM 46625H100 475 4,394 SH   SOLE   0 0 4,394
LAM RESEARCH CORP COM 512807108 292 1,484 SH   SOLE   0 0 1,484
LEGGETT & PLATT INC COM 524660107 443 11,332 SH   SOLE   0 0 11,332
LOCKHEED MARTIN CORP COM 539830109 386 1,045 SH   SOLE   0 0 1,045
MASCO CORP COM 574599106 728 18,603 SH   SOLE   0 0 18,603
MASTERCARD INC CL A 57636Q104 1,554 5,770 SH   SOLE   0 0 5,770
MAXIM INTEGRATED PRODS INC COM 57772K101 332 6,137 SH   SOLE   0 0 6,137
MCDONALDS CORP COM 580135101 269 1,238 SH   SOLE   0 0 1,238
MCKESSON CORP COM 58155Q103 234 1,680 SH   SOLE   0 0 1,680
METLIFE INC COM 59156R108 527 11,386 SH   SOLE   0 0 11,386
MICRON TECHNOLOGY INC COM 595112103 1,301 31,161 SH   SOLE   0 0 31,161
MICROSOFT CORP COM 594918104 462 3,417 SH   SOLE   0 0 3,417
NEKTAR THERAPEUTICS COM 640268108 938 32,582 SH   SOLE   0 0 32,582
NUCOR CORP COM 670346105 390 7,602 SH   SOLE   0 0 7,602
PAYCHEX INC COM 704326107 1,938 23,562 SH   SOLE   0 0 23,562
PRINCIPAL FINL GROUP INC COM 74251V102 651 12,084 SH   SOLE   0 0 12,084
PROCTER AND GAMBLE CO COM 742718109 1,150 9,959 SH   SOLE   0 0 9,959
R1 RCM INC COM 749397105 125 10,301 SH   SOLE   0 0 10,301
RAYTHEON CO COM NEW 755111507 1,130 6,123 SH   SOLE   0 0 6,123
ROBERT HALF INTL INC COM 770323103 1,130 20,126 SH   SOLE   0 0 20,126
ROSS STORES INC COM 778296103 1,334 12,835 SH   SOLE   0 0 12,835
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,717 33,044 SH   SOLE   0 0 33,044
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,250 41,105 SH   SOLE   0 0 41,105
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,825 9,810 SH   SOLE   0 0 9,810
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 699 6,513 SH   SOLE   0 0 6,513
STARBUCKS CORP COM 855244109 1,895 19,898 SH   SOLE   0 0 19,898
TAPESTRY INC COM 876030107 335 11,874 SH   SOLE   0 0 11,874
TEXAS INSTRS INC COM 882508104 609 5,047 SH   SOLE   0 0 5,047
UNITED TECHNOLOGIES CORP COM 913017109 286 2,220 SH   SOLE   0 0 2,220
UNITEDHEALTH GROUP INC COM 91324P102 595 2,416 SH   SOLE   0 0 2,416
VALERO ENERGY CORP NEW COM 91913Y100 405 5,342 SH   SOLE   0 0 5,342
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 3,277 32,472 SH   SOLE   0 0 32,472
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 30,311 360,635 SH   SOLE   0 0 360,635
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 5,593 95,442 SH   SOLE   0 0 95,442
VANGUARD INDEX FDS GROWTH ETF 922908736 21,217 130,809 SH   SOLE   0 0 130,809
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,743 30,687 SH   SOLE   0 0 30,687
VANGUARD INDEX FDS SM CP VAL ETF 922908611 274 2,194 SH   SOLE   0 0 2,194
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,715 9,347 SH   SOLE   0 0 9,347
VANGUARD INDEX FDS VALUE ETF 922908744 22,775 210,825 SH   SOLE   0 0 210,825
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,460 61,558 SH   SOLE   0 0 61,558
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 226 4,206 SH   SOLE   0 0 4,206
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 751 9,289 SH   SOLE   0 0 9,289
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 877 7,294 SH   SOLE   0 0 7,294
VANGUARD STAR FD VG TL INTL STK F 921909768 3,624 72,204 SH   SOLE   0 0 72,204
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 293 7,354 SH   SOLE   0 0 7,354
VERISIGN INC COM 92343E102 1,464 7,102 SH   SOLE   0 0 7,102
WALMART INC COM 931142103 531 4,904 SH   SOLE   0 0 4,904
WEC ENERGY GROUP INC COM 92939U106 217 2,456 SH   SOLE   0 0 2,456
WELLS FARGO CO NEW COM 949746101 362 7,908 SH   SOLE   0 0 7,908
WESTERN DIGITAL CORP COM 958102105 599 11,337 SH   SOLE   0 0 11,337
WESTROCK CO COM 96145D105 600 17,238 SH   SOLE   0 0 17,238