The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMONSTOCK 002824100 BBG000B9ZXB4 270,739 2,041 SH   DFND   0 0 2,041
ABBOTT LABS COMMONSTOCK 002824100 BBG000B9ZXB4 351,788 2,652 SH   SOLE   1,882 0 770
ABBVIE INC COMMONSTOCK 00287Y109 BBG0025Y4RY4 630,446 3,009 SH   DFND   0 0 3,009
ABBVIE INC COMMONSTOCK 00287Y109 BBG0025Y4RY4 1,638,446 7,820 SH   SOLE   6,736 0 1,084
ACCENTURE PLC COMMONSTOCK G1151C101 BBG000D9D830 137,922 442 SH   DFND   402 0 40
ACCENTURE PLC COMMONSTOCK G1151C101 BBG000D9D830 13,862,377 44,425 SH   SOLE   44,270 0 155
ADOBE INC COMMONSTOCK 00724F101 BBG000BB5006 142,673 372 SH   DFND   347 0 25
ADOBE INC COMMONSTOCK 00724F101 BBG000BB5006 9,212,774 24,021 SH   SOLE   23,940 0 81
ALCON AG COMMONSTOCK H01301128 BBG00NPWH832 70,153 739 SH   DFND   639 0 100
ALCON AG COMMONSTOCK H01301128 BBG00NPWH832 8,757,482 92,252 SH   SOLE   91,947 0 305
ALLSTATE CORP COMMONSTOCK 020002101 BBG000BVMGF2 252,625 1,220 SH   DFND   0 0 1,220
ALLSTATE CORP COMMONSTOCK 020002101 BBG000BVMGF2 73,303 354 SH   SOLE   354 0 0
ALPHABET INC COMMONSTOCK 02079K107 BBG009S3NB30 445,099 2,849 SH   SOLE   2,729 0 120
ALPHABET INC COMMONSTOCK 02079K305 BBG009S39JX6 547,735 3,542 SH   DFND   431 0 3,111
ALPHABET INC COMMONSTOCK 02079K305 BBG009S39JX6 6,783,748 43,868 SH   SOLE   43,778 0 90
AMAZON COMMONSTOCK INC COMMONSTOCK 023135106 BBG000BVPV84 436,456 2,294 SH   SOLE   2,294 0 0
AMERICAN EXPRESS CO COMMONSTOCK 025816109 BBG000BCQZS4 297,569 1,106 SH   DFND   0 0 1,106
AMERICAN EXPRESS CO COMMONSTOCK 025816109 BBG000BCQZS4 261,786 973 SH   SOLE   973 0 0
ANALOG DEVICES INC COMMONSTOCK 032654105 BBG000BB6G37 259,953 1,289 SH   SOLE   1,278 0 11
AON PLC COMMONSTOCK G0403H108 BBG00SSQFPK6 298,120 747 SH   DFND   0 0 747
APOLLO GLOBAL MGMT INC COMMONSTOCK 03769M106 BBG00ZNLTFK3 214,037 1,563 SH   DFND   0 0 1,563
APPLE INC COMMONSTOCK 037833100 BBG000B9XRY4 11,107 50 SH   DFND   0 0 50
APPLE INC COMMONSTOCK 037833100 BBG000B9XRY4 3,495,438 15,736 SH   SOLE   14,819 0 917
APPLIED MATLS INC COMMONSTOCK 038222105 BBG000BBPFB9 166,598 1,148 SH   DFND   0 0 1,148
APPLIED MATLS INC COMMONSTOCK 038222105 BBG000BBPFB9 100,713 694 SH   SOLE   694 0 0
ASTRAZENECA PLC COMMONSTOCK 046353108 BBG000BZ0DK8 210,798 2,868 SH   DFND   0 0 2,868
ASTRAZENECA PLC COMMONSTOCK 046353108 BBG000BZ0DK8 10,511 143 SH   SOLE   63 0 80
AT&T INC COMMONSTOCK 00206R102 BBG000BSJK37 613,676 21,700 SH   DFND   0 0 21,700
AT&T INC COMMONSTOCK 00206R102 BBG000BSJK37 109,557 3,874 SH   SOLE   2,035 0 1,839
AUTOMATIC DATA PROCESSING COMMONSTOCK 053015103 BBG000JG0547 30,553 100 SH   DFND   0 0 100
AUTOMATIC DATA PROCESSING COMMONSTOCK 053015103 BBG000JG0547 507,485 1,661 SH   SOLE   1,241 0 420
AUTOZONE INC COMMONSTOCK 053332102 BBG000C7LMS8 331,712 87 SH   DFND   0 0 87
BAR HBR BANKSHARES COMMONSTOCK 066849100 BBG000JKM045 29,500 1,000 SH   DFND   1,000 0 0
BAR HBR BANKSHARES COMMONSTOCK 066849100 BBG000JKM045 174,788 5,925 SH   SOLE   0 0 5,925
BERKSHIRE HATHAWAY INC DEL COMMONSTOCK 084670702 BBG000DWG505 2,098,898 3,941 SH   SOLE   3,141 0 800
CAMDEN NATL CORP COMMONSTOCK 133034108 BBG000BB1LK2 290,939 7,189 SH   DFND   0 0 7,189
CAMDEN NATL CORP COMMONSTOCK 133034108 BBG000BB1LK2 3,573,825 88,308 SH   SOLE   0 0 88,308
CATERPILLAR INC COMMONSTOCK 149123101 BBG000BF0K17 32,980 100 SH   DFND   100 0 0
CATERPILLAR INC COMMONSTOCK 149123101 BBG000BF0K17 499,977 1,516 SH   SOLE   1,516 0 0
CENCORA INC COMMONSTOCK 03073E105 BBG000MDCQC2 420,472 1,512 SH   DFND   0 0 1,512
CENOVUS ENERGY INC COMMONSTOCK 15135U109 BBG000PSJP22 141,173 10,149 SH   DFND   0 0 10,149
CENTERPOINT ENERGY INC COMMONSTOCK 15189T107 BBG000FDBX90 245,748 6,783 SH   DFND   0 0 6,783
CHECK POINT SOFTWARE TECH COMMONSTOCK M22465104 BBG000K82ZT8 149,288 655 SH   DFND   595 0 60
CHECK POINT SOFTWARE TECH COMMONSTOCK M22465104 BBG000K82ZT8 13,112,010 57,529 SH   SOLE   57,357 0 172
CHEVRON CORP NEW COMMONSTOCK 166764100 BBG000K4ND22 109,408 654 SH   DFND   489 0 165
CHEVRON CORP NEW COMMONSTOCK 166764100 BBG000K4ND22 7,416,802 44,335 SH   SOLE   42,933 0 1,402
CHUBB LIMITED COMMONSTOCK H1467J104 BBG000BR14K5 255,786 847 SH   DFND   400 0 447
CHUBB LIMITED COMMONSTOCK H1467J104 BBG000BR14K5 13,481,438 44,642 SH   SOLE   44,482 0 160
COCA COLA CO COMMONSTOCK 191216100 BBG000BMX289 361,036 5,041 SH   DFND   0 0 5,041
COCA COLA CO COMMONSTOCK 191216100 BBG000BMX289 404,510 5,648 SH   SOLE   5,648 0 0
COLGATE PALMOLIVE CO COMMONSTOCK 194162103 BBG000BFQYY3 217,853 2,325 SH   SOLE   2,325 0 0
CONOCOPHILLIPS COMMONSTOCK 20825C104 BBG000BQQH30 315,480 3,004 SH   DFND   0 0 3,004
CONOCOPHILLIPS COMMONSTOCK 20825C104 BBG000BQQH30 19,639 187 SH   SOLE   187 0 0
CONSTELLATION BRANDS INC COMMONSTOCK 21036P108 BBG000J1QLT0 63,131 344 SH   DFND   299 0 45
CONSTELLATION BRANDS INC COMMONSTOCK 21036P108 BBG000J1QLT0 12,186,829 66,406 SH   SOLE   66,238 0 168
CORPAY INC COMMONSTOCK 219948106   293,274 841 SH   DFND   0 0 841
COSTCO WHSL CORP NEW COMMONSTOCK 22160K105 BBG000F6H8W8 139,030 147 SH   DFND   132 0 15
COSTCO WHSL CORP NEW COMMONSTOCK 22160K105 BBG000F6H8W8 16,501,024 17,447 SH   SOLE   17,391 0 56
CRH PLC COMMONSTOCK G25508105 BBG000D3JXM1 336,661 3,827 SH   DFND   0 0 3,827
DANAHER CORPORATION COMMONSTOCK 235851102 BBG000BH3JF8 200,695 979 SH   SOLE   979 0 0
DEERE & CO COMMONSTOCK 244199105 BBG000BH1NH9 110,297 235 SH   DFND   210 0 25
DEERE & CO COMMONSTOCK 244199105 BBG000BH1NH9 11,557,274 24,624 SH   SOLE   24,544 0 80
DELL TECHNOLOGIES INC COMMONSTOCK 24703L202 BBG00DW3SZS1 200,986 2,205 SH   DFND   0 0 2,205
DELL TECHNOLOGIES INC COMMONSTOCK 24703L202 BBG00DW3SZS1 7,565 83 SH   SOLE   0 0 83
DIAMONDBACK ENERGY INC COMMONSTOCK 25278X109 BBG002PHSYX9 333,190 2,084 SH   DFND   0 0 2,084
DIAMONDBACK ENERGY INC COMMONSTOCK 25278X109 BBG002PHSYX9 6,875 43 SH   SOLE   43 0 0
DISCOVER FINL SVCS COMMONSTOCK 254709108 BBG000QBR5J5 224,471 1,315 SH   DFND   0 0 1,315
DISNEY WALT CO COMMONSTOCK 254687106 BBG000BH4R78 211,021 2,138 SH   DFND   0 0 2,138
DISNEY WALT CO COMMONSTOCK 254687106 BBG000BH4R78 139,463 1,413 SH   SOLE   1,037 0 376
DOMINION ENERGY INC COMMONSTOCK 25746U109 BBG000BGVW60 299,358 5,339 SH   SOLE   5,339 0 0
DUKE ENERGY CORP NEW COMMONSTOCK 26441C204 BBG000BHGDH5 79,890 655 SH   DFND   460 0 195
DUKE ENERGY CORP NEW COMMONSTOCK 26441C204 BBG000BHGDH5 8,829,896 72,394 SH   SOLE   72,114 0 280
ELEVANCE HEALTH INC COMMONSTOCK 036752103 BBG000BCG930 199,212 458 SH   DFND   85 0 373
ELEVANCE HEALTH INC COMMONSTOCK 036752103 BBG000BCG930 4,510,100 10,369 SH   SOLE   10,341 0 28
ELI LILLY & CO COMMONSTOCK 532457108 BBG000BNBDC2 24,777 30 SH   DFND   0 0 30
ELI LILLY & CO COMMONSTOCK 532457108 BBG000BNBDC2 1,024,128 1,240 SH   SOLE   1,231 0 9
EMERSON ELEC CO COMMONSTOCK 291011104 BBG000BHX7N2 216,429 1,974 SH   DFND   0 0 1,974
EMERSON ELEC CO COMMONSTOCK 291011104 BBG000BHX7N2 168,955 1,541 SH   SOLE   1,541 0 0
EXPEDITORS INTL WASH INC COMMONSTOCK 302130109 BBG000BJ5GK2 38,721 322 SH   DFND   277 0 45
EXPEDITORS INTL WASH INC COMMONSTOCK 302130109 BBG000BJ5GK2 5,259,374 43,737 SH   SOLE   43,580 0 157
EXXON MOBIL CORP COMMONSTOCK 30231G102 BBG000GZQ728 215,263 1,810 SH   DFND   100 0 1,710
EXXON MOBIL CORP COMMONSTOCK 30231G102 BBG000GZQ728 925,394 7,781 SH   SOLE   4,518 0 3,263
FIDELITY NATL INFORMATION SV COMMONSTOCK 31620M106 BBG000BK2F42 272,507 3,649 SH   DFND   0 0 3,649
FIRSTENERGY CORP COMMONSTOCK 337932107 BBG000BB6M98 278,655 6,894 SH   DFND   0 0 6,894
FLEX LTD COMMONSTOCK Y2573F102 BBG000BP5YT0 214,623 6,488 SH   DFND   0 0 6,488
GE AEROSPACE COMMONSTOCK 369604301 BBG000BK6MB5 235,176 1,175 SH   SOLE   1,175 0 0
GENERAL DYNAMICS CORP COMMONSTOCK 369550108 BBG000BK67C7 216,974 796 SH   DFND   0 0 796
GENERAL DYNAMICS CORP COMMONSTOCK 369550108 BBG000BK67C7 111,213 408 SH   SOLE   408 0 0
GENUINE PARTS CO COMMONSTOCK 372460105 BBG000BKL348 85,900 721 SH   DFND   501 0 220
GENUINE PARTS CO COMMONSTOCK 372460105 BBG000BKL348 7,778,055 65,285 SH   SOLE   65,111 0 174
HOME DEPOT INC COMMONSTOCK 437076102 BBG000BKZB36 260,941 712 SH   DFND   220 0 492
HOME DEPOT INC COMMONSTOCK 437076102 BBG000BKZB36 9,246,909 25,231 SH   SOLE   25,153 0 78
HONEYWELL INTL INC COMMONSTOCK 438516106 BBG000H556T9 372,257 1,758 SH   DFND   0 0 1,758
HONEYWELL INTL INC COMMONSTOCK 438516106 BBG000H556T9 1,063,409 5,022 SH   SOLE   5,022 0 0
HUBBELL INC COMMONSTOCK 443510607 BBG000BLK267 827,937 2,502 SH   SOLE   2,502 0 0
HUNTINGTON BANCSHARES INC COMMONSTOCK 446150104 BBG000BKWSR6 271,021 18,056 SH   DFND   0 0 18,056
ILLINOIS TOOL WKS INC COMMONSTOCK 452308109 BBG000BMBL90 459,067 1,851 SH   SOLE   1,851 0 0
INTERNATIONAL BUSINESS MACHS COMMONSTOCK 459200101 BBG000BLNNH6 457,286 1,839 SH   SOLE   1,314 0 525
INTUIT COMMONSTOCK 461202103 BBG000BH5DV1 364,096 593 SH   SOLE   543 0 50
ISHARES GOLD TR OTR 464285204 BBG000QLKDR4 3,125 53 SH   DFND   53 0 0
ISHARES GOLD TR OTR 464285204 BBG000QLKDR4 5,555,860 94,231 SH   SOLE   93,695 0 536
ISHARES INC OTR 46434G764 BBG00H5VLMJ6 3,022,788 54,870 SH   SOLE   54,499 0 371
ISHARES TR OTR 464287168 BBG000C1L679 513,256 3,822 SH   SOLE   3,722 0 100
ISHARES TR OTR 464287176 BBG000C01W49 7,134,533 64,223 SH   SOLE   64,078 0 145
ISHARES TR OTR 464287200 BBG000BVZ4F5 1,323,836 2,356 SH   SOLE   2,356 0 0
ISHARES TR OTR 464287242 BBG000BBV9N3 4,254,344 39,142 SH   SOLE   38,996 0 146
ISHARES TR OTR 464287408 BBG000BWD2Y0 679,608 3,566 SH   SOLE   3,566 0 0
ISHARES TR OTR 464287440 BBG000BHR296 40,628 426 SH   DFND   426 0 0
ISHARES TR OTR 464287440 BBG000BHR296 189,119 1,983 SH   SOLE   1,983 0 0
ISHARES TR OTR 464287457 BBG000NTFYM5 10,331,902 124,887 SH   SOLE   124,597 0 290
ISHARES TR OTR 464287465 BBG000D2KQ55 821,550 10,052 SH   SOLE   10,052 0 0
ISHARES TR OTR 464287507 BBG000BWC7P0 2,752,194 47,167 SH   SOLE   47,167 0 0
ISHARES TR OTR 464287614 BBG000BTR7Z0 684,266 1,895 SH   SOLE   1,895 0 0
ISHARES TR OTR 464287689 BBG000BWDVW8 878,275 2,765 SH   SOLE   1,375 0 1,390
ISHARES TR OTR 464287804 BBG000BWCNN7 24,888 238 SH   DFND   238 0 0
ISHARES TR OTR 464287804 BBG000BWCNN7 8,163,989 78,072 SH   SOLE   77,794 0 278
ISHARES TR OTR 464288661 BBG000QN0RR1 5,258,072 44,509 SH   SOLE   44,390 0 119
ISHARES TR OTR 46429B291 BBG002NCM0W3 214,028 4,503 SH   SOLE   4,503 0 0
ISHARES TR OTR 46429B697 BBG0025X2FJ1 5,200,097 55,521 SH   SOLE   54,910 0 611
ISHARES TR OTR 46432F339 BBG004TRTWV4 234,974 1,375 SH   SOLE   1,375 0 0
ISHARES TR OTR 46432F842 BBG003H6TR19 240,264 3,176 SH   SOLE   3,176 0 0
ISHARES TR OTR 46434V100 BBG005DW0477 14,974,088 297,814 SH   SOLE   297,089 0 725
JACOBS SOLUTIONS INC COMMONSTOCK 46982L108 BBG019C1BQR4 194,996 1,613 SH   DFND   0 0 1,613
JACOBS SOLUTIONS INC COMMONSTOCK 46982L108 BBG019C1BQR4 7,495 62 SH   SOLE   62 0 0
JOHNSON & JOHNSON COMMONSTOCK 478160104 BBG000BMHYD1 166,338 1,003 SH   DFND   768 0 235
JOHNSON & JOHNSON COMMONSTOCK 478160104 BBG000BMHYD1 12,056,402 72,699 SH   SOLE   72,184 0 515
JPMORGAN CHASE & CO. COMMONSTOCK 46625H100 BBG000DMBXR2 1,692,815 6,901 SH   DFND   404 0 6,497
JPMORGAN CHASE & CO. COMMONSTOCK 46625H100 BBG000DMBXR2 13,695,099 55,830 SH   SOLE   55,524 0 306
KENVUE INC COMMONSTOCK 49177J102 BBG01C79X561 296,009 12,344 SH   DFND   0 0 12,344
KINDER MORGAN INC DEL COMMONSTOCK 49456B101 BBG0019JZ882 12,553 440 SH   DFND   140 0 300
KINDER MORGAN INC DEL COMMONSTOCK 49456B101 BBG0019JZ882 9,448,052 331,162 SH   SOLE   329,731 0 1,431
KINROSS GOLD CORP COMMONSTOCK 496902404 BBG000BB2DM7 300,900 23,862 SH   DFND   0 0 23,862
L3HARRIS TECHNOLOGIES INC COMMONSTOCK 502431109 BBG000BLGFJ9 107,795 515 SH   DFND   470 0 45
L3HARRIS TECHNOLOGIES INC COMMONSTOCK 502431109 BBG000BLGFJ9 9,832,965 46,978 SH   SOLE   46,811 0 167
LINDE PLC COMMONSTOCK G54950103 BBG01FND0CC1 150,402 323 SH   DFND   273 0 50
LINDE PLC COMMONSTOCK G54950103 BBG01FND0CC1 14,830,634 31,850 SH   SOLE   31,748 0 102
LOWES COS INC COMMONSTOCK 548661107 BBG000BNDN65 280,809 1,204 SH   SOLE   1,204 0 0
LPL FINL HLDGS INC COMMONSTOCK 50212V100   306,857 938 SH   DFND   0 0 938
MARATHON PETE CORP COMMONSTOCK 56585A102 BBG001DCCGR8 272,003 1,867 SH   DFND   0 0 1,867
MARATHON PETE CORP COMMONSTOCK 56585A102 BBG001DCCGR8 30,595 210 SH   SOLE   210 0 0
MCCORMICK & CO INC COMMONSTOCK 579780206 BBG000G6Y5W4 95,315 1,158 SH   DFND   1,048 0 110
MCCORMICK & CO INC COMMONSTOCK 579780206 BBG000G6Y5W4 8,838,201 107,377 SH   SOLE   107,057 0 320
MCDONALDS CORP COMMONSTOCK 580135101 BBG000BNSZP1 135,256 433 SH   DFND   288 0 145
MCDONALDS CORP COMMONSTOCK 580135101 BBG000BNSZP1 13,419,103 42,959 SH   SOLE   42,807 0 152
MCKESSON CORP COMMONSTOCK 58155Q103 BBG000DYGNW7 374,182 556 SH   DFND   0 0 556
MCKESSON CORP COMMONSTOCK 58155Q103 BBG000DYGNW7 116,427 173 SH   SOLE   173 0 0
MEDTRONIC PLC COMMONSTOCK G5960L103 BBG000BNWG87 368,156 4,097 SH   DFND   1,226 0 2,871
MEDTRONIC PLC COMMONSTOCK G5960L103 BBG000BNWG87 10,614,083 118,118 SH   SOLE   117,707 0 411
MERCK & CO INC COMMONSTOCK 58933Y105 BBG000BPD168 277,807 3,095 SH   DFND   340 0 2,755
MERCK & CO INC COMMONSTOCK 58933Y105 BBG000BPD168 10,162,089 113,214 SH   SOLE   111,185 0 2,029
META PLATFORMS INC COMMONSTOCK 30303M102 BBG000MM2P62 411,521 714 SH   SOLE   714 0 0
MICROCHIP TECHNOLOGY INC. COMMONSTOCK 595017104 BBG000BHCP19 208,018 4,297 SH   DFND   600 0 3,697
MICRON TECHNOLOGY INC COMMONSTOCK 595112103 BBG000C5Z1S3 211,925 2,439 SH   DFND   0 0 2,439
MICRON TECHNOLOGY INC COMMONSTOCK 595112103 BBG000C5Z1S3 49,962 575 SH   SOLE   575 0 0
MICROSOFT CORP COMMONSTOCK 594918104 BBG000BPH459 1,291,342 3,440 SH   DFND   725 0 2,715
MICROSOFT CORP COMMONSTOCK 594918104 BBG000BPH459 17,974,424 47,882 SH   SOLE   47,571 0 311
MONDELEZ INTL INC COMMONSTOCK 609207105 BBG000D4LWF6 108,899 1,605 SH   DFND   1,290 0 315
MONDELEZ INTL INC COMMONSTOCK 609207105 BBG000D4LWF6 8,778,772 129,385 SH   SOLE   128,915 0 470
MORGAN STANLEY COMMONSTOCK 617446448 BBG000BLZRJ2 249,207 2,136 SH   DFND   0 0 2,136
MORGAN STANLEY COMMONSTOCK 617446448 BBG000BLZRJ2 69,652 597 SH   SOLE   579 0 18
NEXTERA ENERGY INC COMMONSTOCK 65339F101 BBG000BJSBJ0 528,485 7,455 SH   DFND   1,086 0 6,369
NEXTERA ENERGY INC COMMONSTOCK 65339F101 BBG000BJSBJ0 11,372,812 160,429 SH   SOLE   159,929 0 500
NIKE INC COMMONSTOCK 654106103 BBG000C5HS04 60,306 950 SH   DFND   855 0 95
NIKE INC COMMONSTOCK 654106103 BBG000C5HS04 5,181,682 81,627 SH   SOLE   81,413 0 214
NORFOLK SOUTHN CORP COMMONSTOCK 655844108 BBG000BQ5DS5 329,222 1,390 SH   DFND   150 0 1,240
NOVARTIS AG COMMONSTOCK 66987V109 BBG000LYF3S8 78,705 706 SH   DFND   576 0 130
NOVARTIS AG COMMONSTOCK 66987V109 BBG000LYF3S8 7,982,191 71,602 SH   SOLE   71,291 0 311
NVIDIA CORPORATION COMMONSTOCK 67066G104 BBG000BBJQV0 33,056 305 SH   DFND   60 0 245
NVIDIA CORPORATION COMMONSTOCK 67066G104 BBG000BBJQV0 13,615,996 125,632 SH   SOLE   123,227 0 2,405
OMNICOMMONSTOCK GROUP INC COMMONSTOCK 681919106 BBG000BS9489 275,759 3,326 SH   DFND   740 0 2,586
OMNICOMMONSTOCK GROUP INC COMMONSTOCK 681919106 BBG000BS9489 7,570,429 91,309 SH   SOLE   91,037 0 272
ORACLE CORP COMMONSTOCK 68389X105 BBG000BQLTW7 388,812 2,781 SH   DFND   833 0 1,948
ORACLE CORP COMMONSTOCK 68389X105 BBG000BQLTW7 12,164,588 87,008 SH   SOLE   86,633 0 375
PACKAGING CORP AMER COMMONSTOCK 695156109 BBG000BB8SW7 82,178 415 SH   DFND   335 0 80
PACKAGING CORP AMER COMMONSTOCK 695156109 BBG000BB8SW7 6,737,829 34,026 SH   SOLE   33,921 0 105
PEPSICO INC COMMONSTOCK 713448108 BBG000DH7JK6 113,954 760 SH   DFND   600 0 160
PEPSICO INC COMMONSTOCK 713448108 BBG000DH7JK6 8,834,015 58,917 SH   SOLE   58,716 0 201
PFIZER INC COMMONSTOCK 717081103 BBG000BR2B91 300,406 11,855 SH   SOLE   9,184 0 2,671
PHILIP MORRIS INTL INC COMMONSTOCK 718172109 BBG000J2XL74 549,841 3,464 SH   DFND   0 0 3,464
PHILIP MORRIS INTL INC COMMONSTOCK 718172109 BBG000J2XL74 39,683 250 SH   SOLE   250 0 0
PPL CORP COMMONSTOCK 69351T106 BBG000BRJL00 286,280 7,928 SH   DFND   0 0 7,928
PROCTER AND GAMBLE CO COMMONSTOCK 742718109 BBG000BR2TH3 167,864 985 SH   DFND   700 0 285
PROCTER AND GAMBLE CO COMMONSTOCK 742718109 BBG000BR2TH3 13,307,587 78,087 SH   SOLE   75,390 0 2,697
PROLOGIS INC. COMMONSTOCK 74340W103 BBG000B9Z0J8 78,253 700 SH   DFND   555 0 145
PROLOGIS INC. COMMONSTOCK 74340W103 BBG000B9Z0J8 7,539,453 67,443 SH   SOLE   67,204 0 239
PUBLIC STORAGE COMMONSTOCK 74460D109 BBG000BPPN67 123,008 411 SH   DFND   326 0 85
PUBLIC STORAGE COMMONSTOCK 74460D109 BBG000BPPN67 10,304,555 34,430 SH   SOLE   34,318 0 112
QUANTA SVCS INC COMMONSTOCK 74762E102 BBG000BBL8V7 103,197 406 SH   DFND   371 0 35
QUANTA SVCS INC COMMONSTOCK 74762E102 BBG000BBL8V7 10,490,771 41,273 SH   SOLE   41,158 0 115
REPUBLIC SVCS INC COMMONSTOCK 760759100 BBG000BPXVJ6 216,733 895 SH   DFND   845 0 50
REPUBLIC SVCS INC COMMONSTOCK 760759100 BBG000BPXVJ6 15,656,128 64,652 SH   SOLE   64,516 0 136
RTX CORPORATION COMMONSTOCK 75513E101 BBG000BW8S60 264,920 2,000 SH   DFND   0 0 2,000
RTX CORPORATION COMMONSTOCK 75513E101 BBG000BW8S60 80,138 605 SH   SOLE   155 0 450
S&P GLOBAL INC COMMONSTOCK 78409V104 BBG000BP1Q11 63,513 125 SH   DFND   110 0 15
S&P GLOBAL INC COMMONSTOCK 78409V104 BBG000BP1Q11 7,509,210 14,779 SH   SOLE   14,289 0 490
SCHLUMBERGER LTD COMMONSTOCK 806857108 BBG000BT41Q8 307,314 7,352 SH   DFND   0 0 7,352
SCHLUMBERGER LTD COMMONSTOCK 806857108 BBG000BT41Q8 22,279 533 SH   SOLE   433 0 100
SCHWAB CHARLES CORP COMMONSTOCK 808513105 BBG000BSLZY7 218,558 2,792 SH   DFND   0 0 2,792
SCHWAB STRATEGIC TR OTR 808524797 BBG0025RWKW5 3,877,772 138,690 SH   SOLE   136,615 0 2,075
SHERWIN WILLIAMS CO COMMONSTOCK 824348106 BBG000BSXQV7 203,578 583 SH   SOLE   583 0 0
SNAP ON INC COMMONSTOCK 833034101 BBG000BT7JW9 38,082 113 SH   DFND   88 0 25
SNAP ON INC COMMONSTOCK 833034101 BBG000BT7JW9 3,258,213 9,668 SH   SOLE   9,636 0 32
SPDR GOLD TR OTR 78463V107 BBG000CRF6Q8 1,084,559 3,764 SH   SOLE   3,764 0 0
SPDR S&P 500 ETF TR OTR 78462F103 BBG000BDTBL9 908,449 1,624 SH   SOLE   1,624 0 0
SPDR S&P MIDCAP 400 ETF TR OTR 78467Y107 BBG000BBNQB7 275,276 516 SH   SOLE   516 0 0
SPDR SER TR OTR 78464A409 BBG000BLH653 1,337,357 16,640 SH   SOLE   16,557 0 83
SPROTT PHYSICAL GOLD & SILVE OTR 85208R101 BBG00JRGLXZ9 336,431 11,842 SH   SOLE   10,250 0 1,592
SYSCO CORP COMMONSTOCK 871829107 BBG000BTVJ25 383,229 5,107 SH   DFND   0 0 5,107
SYSCO CORP COMMONSTOCK 871829107 BBG000BTVJ25 57,631 768 SH   SOLE   768 0 0
T-MOBILE US INC COMMONSTOCK 872590104 BBG000NDV1D4 412,334 1,546 SH   DFND   720 0 826
T-MOBILE US INC COMMONSTOCK 872590104 BBG000NDV1D4 18,383,520 68,927 SH   SOLE   68,752 0 175
TARGET CORP COMMONSTOCK 87612E110 BBG000H8TVT2 68,356 655 SH   DFND   590 0 65
TARGET CORP COMMONSTOCK 87612E110 BBG000H8TVT2 5,164,568 49,488 SH   SOLE   49,341 0 147
TEXAS INSTRS INC COMMONSTOCK 882508104 BBG000BVV7G1 97,757 544 SH   DFND   399 0 145
TEXAS INSTRS INC COMMONSTOCK 882508104 BBG000BVV7G1 6,845,672 38,095 SH   SOLE   37,969 0 126
THE CIGNA GROUP COMMONSTOCK 125523100 BBG00KXRCDP0 4,606 14 SH   DFND   0 0 14
THE CIGNA GROUP COMMONSTOCK 125523100 BBG00KXRCDP0 210,231 639 SH   SOLE   639 0 0
THERMO FISHER SCIENTIFIC INC COMMONSTOCK 883556102 BBG000BVDLH9 49,760 100 SH   DFND   90 0 10
THERMO FISHER SCIENTIFIC INC COMMONSTOCK 883556102 BBG000BVDLH9 6,974,362 14,016 SH   SOLE   13,975 0 41
TJX COS INC NEW COMMONSTOCK 872540109 BBG000BV8DN6 224,112 1,840 SH   DFND   1,755 0 85
TJX COS INC NEW COMMONSTOCK 872540109 BBG000BV8DN6 12,494,609 102,583 SH   SOLE   102,284 0 299
TRAVELERS COMMONSTOCK 89417E113 BBG000BJ81C1 794,967 3,006 SH   SOLE   3,006 0 0
TRUIST FINL CORP COMMONSTOCK 89832Q109 BBG000BYYLS8 30,945 752 SH   DFND   557 0 195
TRUIST FINL CORP COMMONSTOCK 89832Q109 BBG000BYYLS8 2,721,990 66,148 SH   SOLE   65,900 0 248
UBER TECHNOLOGIES INC COMMONSTOCK 90353T100 BBG002B04MT8 334,646 4,593 SH   DFND   0 0 4,593
UNION PAC CORP COMMONSTOCK 907818108 BBG000BW3299 383,890 1,625 SH   SOLE   89 0 1,536
UNITEDHEALTH GROUP INC COMMONSTOCK 91324P102 BBG000CH5208 533,178 1,018 SH   DFND   0 0 1,018
UNITEDHEALTH GROUP INC COMMONSTOCK 91324P102 BBG000CH5208 533,701 1,019 SH   SOLE   1,019 0 0
US BANCORP DEL COMMONSTOCK 902973304 BBG000FFDM15 40,658 963 SH   DFND   778 0 185
US BANCORP DEL COMMONSTOCK 902973304 BBG000FFDM15 4,523,197 107,134 SH   SOLE   106,813 0 321
US FOODS HLDG CORP COMMONSTOCK 912008109 BBG00C6H6D40 355,841 5,436 SH   DFND   0 0 5,436
VANGUARD BD INDEX FDS OTR 921937827 BBG000R44H09 322,748 4,123 SH   SOLE   4,123 0 0
VANGUARD CHARLOTTE FDS OTR 92203J407 BBG004N1LFT5 19,577 401 SH   DFND   401 0 0
VANGUARD CHARLOTTE FDS OTR 92203J407 BBG004N1LFT5 6,956,167 142,486 SH   SOLE   142,263 0 223
VANGUARD INDEX FDS OTR 922908751 BBG000HT3Z79 244,147 1,101 SH   SOLE   1,101 0 0
VANGUARD SPECIALIZED FUNDS OTR 921908844 BBG000P5G869 817,474 4,214 SH   SOLE   4,180 0 34
VANGUARD TAX-MANAGED FDS OTR 921943858 BBG000QVFB47 10,234,519 201,348 SH   SOLE   200,394 0 954
VANGUARD WHITEHALL FDS OTR 921946794 BBG00C868SC8 836,013 11,345 SH   SOLE   11,320 0 25
VERIZON COMMONSTOCKMUNICATIONS INC COMMONSTOCK 92343V104 BBG000HS77T5 148,282 3,269 SH   DFND   0 0 3,269
VERIZON COMMONSTOCKMUNICATIONS INC COMMONSTOCK 92343V104 BBG000HS77T5 97,479 2,149 SH   SOLE   2,149 0 0
VERTEX PHARMACEUTICALS INC COMMONSTOCK 92532F100 BBG000C1S2X2 72,723 150 SH   DFND   135 0 15
VERTEX PHARMACEUTICALS INC COMMONSTOCK 92532F100 BBG000C1S2X2 9,946,567 20,516 SH   SOLE   20,447 0 69
VISA INC COMMONSTOCK 92826C839 BBG000PSKYX7 304,900 870 SH   DFND   780 0 90
VISA INC COMMONSTOCK 92826C839 BBG000PSKYX7 15,222,230 43,435 SH   SOLE   43,309 0 126
WALMART INC COMMONSTOCK 931142103 BBG000BWXBC2 52,674 600 SH   DFND   300 0 300
WALMART INC COMMONSTOCK 931142103 BBG000BWXBC2 1,194,383 13,605 SH   SOLE   13,425 0 180
WASTE MGMT INC DEL COMMONSTOCK 94106L109 BBG000BWVSR1 279,664 1,208 SH   SOLE   1,208 0 0
WELLS FARGO CO NEW COMMONSTOCK 949746101 BBG000PSKYX7 289,960 4,039 SH   DFND   0 0 4,039
XYLEM INC COMMONSTOCK 98419M100 BBG001D8R5D0 108,470 908 SH   DFND   833 0 75
XYLEM INC COMMONSTOCK 98419M100 BBG001D8R5D0 8,786,283 73,550 SH   SOLE   73,357 0 193
YUM BRANDS INC COMMONSTOCK 988498101 BBG000BH3GZ2 277,740 1,765 SH   SOLE   165 0 1,600
ZOETIS INC COMMONSTOCK 98978V103 BBG0039320N9 114,432 695 SH   DFND   625 0 70
ZOETIS INC COMMONSTOCK 98978V103 BBG0039320N9 10,250,615 62,257 SH   SOLE   62,037 0 220