The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 921 7,793 SH   DFND   7,023 0 770
ABBVIE INC COMMON STOCK 00287Y109 1,288 11,941 SH   DFND   10,871 0 1,070
ADOBE INC COMMON STOCK 00724F101 13,343 23,177 SH   DFND   23,090 0 87
ADOBE INC COMMON STOCK 00724F101 242 420 SH   OTR   420 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 269 1,050 SH   DFND   1,050 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 930 348 SH   DFND   341 0 7
ALPHABET INC CL C COMMON STOCK 02079K107 733 275 SH   DFND   270 0 5
AMAZON.COM INC COMMON STOCK 023135106 1,268 386 SH   DFND   386 0 0
AMGEN INC COMMON STOCK 031162100 215 1,009 SH   DFND   959 0 50
ANALOG DEVICES INC COMMON STOCK 032654105 234 1,400 SH   DFND   1,400 0 0
APPLE INC COMMON STOCK 037833100 3,195 22,582 SH   DFND   21,909 0 673
AT&T INC COMMON STOCK 00206R102 418 15,465 SH   DFND   15,465 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 294 1,472 SH   DFND   1,059 0 413
BALL CORP COMMON STOCK 058498106 4,463 49,600 SH   DFND   49,500 0 100
BALL CORP COMMON STOCK 058498106 54 595 SH   OTR   595 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 603 14,203 SH   DFND   14,203 0 0
BAR HBR BANKSHARES COMMON STOCK 066849100 239 8,525 SH   DFND   600 0 7,925
BAR HBR BANKSHARES COMMON STOCK 066849100 28 1,000 SH   OTR   1,000 0 0
BAXTER INTL INC COMMON STOCK 071813109 239 2,973 SH   DFND   2,973 0 0
BECTON DICKINSON COMMON STOCK 075887109 199 808 SH   DFND   808 0 0
BECTON DICKINSON COMMON STOCK 075887109 20 80 SH   OTR   80 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1,032 3,781 SH   DFND   3,626 0 155
BLACKROCK INC CL A COMMON STOCK 09247X101 248 296 SH   DFND   296 0 0
BOEING CO COMMON STOCK 097023105 340 1,547 SH   DFND   1,547 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 263 4,443 SH   DFND   4,413 0 30
CAMDEN NATIONAL CORP COMMON STOCK 133034108 5,270 110,024 SH   DFND   0 0 110,024
CAMDEN NATIONAL CORP COMMON STOCK 133034108 51 1,075 SH   OTR   0 0 1,075
CATERPILLAR INC COMMON STOCK 149123101 269 1,400 SH   DFND   1,400 0 0
CATERPILLAR INC COMMON STOCK 149123101 19 100 SH   OTR   100 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 438 4,320 SH   DFND   3,689 0 631
CHEVRON CORPORATION COMMON STOCK 166764100 16 155 SH   OTR   155 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 483 8,871 SH   DFND   8,871 0 0
COCA COLA CO COMMON STOCK 191216100 648 12,342 SH   DFND   12,242 0 100
COLGATE PALMOLIVE CO COMMON STOCK 194162103 436 5,770 SH   DFND   5,770 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 757 13,541 SH   DFND   13,541 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 11,936 26,563 SH   DFND   26,498 0 65
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 128 285 SH   OTR   285 0 0
DANAHER CORP COMMON STOCK 235851102 1,514 4,973 SH   DFND   4,973 0 0
DEERE & CO COMMON STOCK 244199105 332 991 SH   DFND   991 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 601 3,551 SH   DFND   2,707 0 844
DOMINION ENERGY INC COMMON STOCK 25746U109 299 4,099 SH   DFND   4,099 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 5,859 60,037 SH   DFND   59,837 0 200
DUKE ENERGY CORP COMMON STOCK 26441C204 61 625 SH   OTR   625 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 8,467 74,786 SH   DFND   74,601 0 185
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 100 880 SH   OTR   880 0 0
EMERSON ELEC CO COMMON STOCK 291011104 214 2,268 SH   DFND   2,268 0 0
EXPEDITORS INTL OF WASHINGTON COMMON STOCK 302130109 2,446 20,533 SH   DFND   20,493 0 40
EXPEDITORS INTL OF WASHINGTON COMMON STOCK 302130109 28 235 SH   OTR   235 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 1,252 21,279 SH   DFND   18,201 0 3,078
EXXON MOBIL CORP COMMON STOCK 30231G102 6 100 SH   OTR   100 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 709 2,088 SH   DFND   2,088 0 0
FIDELITY NATL INFORMATION SVCS COMMON STOCK 31620M106 4,081 33,536 SH   DFND   33,441 0 95
FIDELITY NATL INFORMATION SVCS COMMON STOCK 31620M106 46 380 SH   OTR   380 0 0
FORTINET INC COMMON STOCK 34959E109 4,273 14,630 SH   DFND   14,600 0 30
FORTINET INC COMMON STOCK 34959E109 48 165 SH   OTR   165 0 0
GENUINE PARTS CO COMMON STOCK 372460105 8,340 68,791 SH   DFND   68,581 0 210
GENUINE PARTS CO COMMON STOCK 372460105 95 785 SH   OTR   785 0 0
HOME DEPOT INC COMMON STOCK 437076102 3,693 11,249 SH   DFND   11,204 0 45
HOME DEPOT INC COMMON STOCK 437076102 32 99 SH   OTR   99 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,691 7,968 SH   DFND   7,968 0 0
HUBBELL INC COMMON STOCK 443510607 569 3,150 SH   DFND   3,150 0 0
IDEXX LABS INC COMMON STOCK 45168D104 379 609 SH   DFND   609 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 369 1,788 SH   DFND   1,788 0 0
INTEL CORP COMMON STOCK 458140100 9,288 174,332 SH   DFND   173,867 0 465
INTEL CORP COMMON STOCK 458140100 105 1,963 SH   OTR   1,963 0 0
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 428 3,080 SH   DFND   2,555 0 525
INTUIT INC COMMON STOCK 461202103 328 608 SH   DFND   558 0 50
JOHNSON & JOHNSON COMMON STOCK 478160104 9,708 60,114 SH   DFND   59,647 0 467
JOHNSON & JOHNSON COMMON STOCK 478160104 139 860 SH   OTR   860 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 9,702 59,272 SH   DFND   59,015 0 257
JP MORGAN CHASE & CO COMMON STOCK 46625H100 103 630 SH   OTR   630 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 6,709 50,655 SH   DFND   50,300 0 355
KIMBERLY CLARK CORP COMMON STOCK 494368103 83 630 SH   OTR   630 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 5,314 317,641 SH   DFND   316,621 0 1,020
KINDER MORGAN INC COMMON STOCK 49456B101 55 3,290 SH   OTR   3,290 0 0
KROGER CO COMMON STOCK 501044101 183 4,535 SH   DFND   3,000 0 1,535
KROGER CO COMMON STOCK 501044101 32 800 SH   OTR   0 0 800
LILLY ELI & CO COMMON STOCK 532457108 755 3,269 SH   DFND   3,269 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 258 747 SH   DFND   619 0 128
LOWES COS INC COMMON STOCK 548661107 465 2,291 SH   DFND   2,291 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 5,808 26,372 SH   DFND   26,297 0 75
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 53 240 SH   OTR   240 0 0
MCDONALDS CORP COMMON STOCK 580135101 10,871 45,086 SH   DFND   44,946 0 140
MCDONALDS CORP COMMON STOCK 580135101 100 413 SH   OTR   413 0 0
MERCK & CO INC COMMON STOCK 58933Y105 8,145 108,440 SH   DFND   106,552 0 1,888
MERCK & CO INC COMMON STOCK 58933Y105 112 1,487 SH   OTR   632 0 855
MICROSOFT CORP COMMON STOCK 594918104 19,470 69,061 SH   DFND   68,871 0 190
MICROSOFT CORP COMMON STOCK 594918104 272 965 SH   OTR   965 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 6,642 114,157 SH   DFND   113,752 0 405
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 99 1,695 SH   OTR   1,695 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 7,573 96,449 SH   DFND   96,257 0 192
NEXTERA ENERGY INC COMMON STOCK 65339F101 82 1,040 SH   OTR   1,040 0 0
NUCOR CORP COMMON STOCK 670346105 320 3,250 SH   DFND   3,250 0 0
OMNICOM GROUP COMMON STOCK 681919106 7,237 99,880 SH   DFND   99,584 0 296
OMNICOM GROUP COMMON STOCK 681919106 76 1,045 SH   OTR   1,045 0 0
ORACLE CORPORATION COMMON STOCK 68389X105 5,595 64,216 SH   DFND   64,086 0 130
ORACLE CORPORATION COMMON STOCK 68389X105 66 760 SH   OTR   760 0 0
ORGANON & CO COMMON STOCK 68622V106 341 10,407 SH   DFND   10,218 0 189
ORGANON & CO COMMON STOCK 68622V106 2 61 SH   OTR   61 0 0
PEPSICO INC COMMON STOCK 713448108 8,550 56,847 SH   DFND   56,722 0 125
PEPSICO INC COMMON STOCK 713448108 116 770 SH   OTR   770 0 0
PFIZER INC COMMON STOCK 717081103 623 14,490 SH   DFND   11,819 0 2,671
PROCTER & GAMBLE CO COMMON STOCK 742718109 11,240 80,397 SH   DFND   77,819 0 2,578
PROCTER & GAMBLE CO COMMON STOCK 742718109 127 905 SH   OTR   905 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100 10,705 89,166 SH   DFND   88,881 0 285
REPUBLIC SERVICES INC COMMON STOCK 760759100 132 1,100 SH   OTR   1,100 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 5,782 13,608 SH   DFND   13,127 0 481
S&P GLOBAL INC COMMON STOCK 78409V104 62 145 SH   OTR   145 0 0
SHERWIN-WILLIAMS CO COMMON STOCK 824348106 286 1,021 SH   DFND   1,021 0 0
STRYKER CORPORATION COMMON STOCK 863667101 240 911 SH   DFND   911 0 0
SYSCO CORP COMMON STOCK 871829107 3,750 47,775 SH   DFND   47,646 0 129
SYSCO CORP COMMON STOCK 871829107 41 525 SH   OTR   525 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 205 1,044 SH   DFND   1,044 0 0
T-MOBILE US INC COMMON STOCK 872590104 10,155 79,483 SH   DFND   79,218 0 265
T-MOBILE US INC COMMON STOCK 872590104 132 1,035 SH   OTR   1,035 0 0
TARGET CORP COMMON STOCK 87612E106 10,805 47,231 SH   DFND   47,065 0 166
TARGET CORP COMMON STOCK 87612E106 174 760 SH   OTR   760 0 0
TESLA INC COMMON STOCK 88160R101 504 650 SH   DFND   550 0 100
THE TRADE DESK INC CL A COMMON STOCK 88339J105 362 5,150 SH   DFND   0 0 5,150
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 4,065 7,115 SH   DFND   7,092 0 23
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 38 67 SH   OTR   67 0 0
TJX COS INC COMMON STOCK 872540109 7,366 111,642 SH   DFND   111,297 0 345
TJX COS INC COMMON STOCK 872540109 139 2,105 SH   OTR   2,105 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 507 3,336 SH   DFND   3,336 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 7,315 124,721 SH   DFND   124,376 0 345
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 86 1,460 SH   OTR   1,460 0 0
UGI CORP COMMON STOCK 902681105 351 8,225 SH   DFND   8,225 0 0
UNION PAC CORP COMMON STOCK 907818108 335 1,709 SH   DFND   709 0 1,000
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 744 1,903 SH   DFND   1,903 0 0
US BANCORP NEW COMMON STOCK 902973304 7,269 122,292 SH   DFND   121,953 0 339
US BANCORP NEW COMMON STOCK 902973304 85 1,435 SH   OTR   1,435 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 463 8,565 SH   DFND   8,565 0 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 3,542 19,526 SH   DFND   19,466 0 60
VISA INC CL A COMMON STOCK 92826C839 10,229 45,921 SH   DFND   45,786 0 135
VISA INC CL A COMMON STOCK 92826C839 258 1,160 SH   OTR   1,160 0 0
WALMART INC COMMON STOCK 931142103 627 4,501 SH   DFND   4,441 0 60
WALMART INC COMMON STOCK 931142103 14 100 SH   OTR   100 0 0
WELLS FARGO & CO COMMON STOCK 949746101 420 9,048 SH   DFND   9,048 0 0
XYLEM INC COMMON STOCK 98419M100 10,225 82,669 SH   DFND   82,399 0 270
XYLEM INC COMMON STOCK 98419M100 139 1,121 SH   OTR   1,121 0 0
YUM! BRANDS INC COMMON STOCK 988498101 231 1,890 SH   DFND   290 0 1,600
ZOETIS INC COMMON STOCK 98978V103 11,753 60,538 SH   DFND   60,372 0 166
ZOETIS INC COMMON STOCK 98978V103 163 840 SH   OTR   840 0 0
3M CO COMMON STOCK 88579Y101 446 2,543 SH   DFND   1,913 0 630
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 5,381 65,798 SH   DFND   65,588 0 210
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 67 816 SH   OTR   816 0 0
ACCENTURE PLC CL A COMMON STOCK G1151C101 15,130 47,293 SH   DFND   47,142 0 151
ACCENTURE PLC CL A COMMON STOCK G1151C101 190 595 SH   OTR   595 0 0
ALCON INC COMMON STOCK H01301128 4,741 58,920 SH   DFND   58,783 0 137
ALCON INC COMMON STOCK H01301128 44 549 SH   OTR   549 0 0
BCE INC COMMON STOCK 05534B760 7,303 145,885 SH   DFND   145,445 0 440
BCE INC COMMON STOCK 05534B760 98 1,950 SH   OTR   1,950 0 0
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 6,997 61,902 SH   DFND   61,692 0 210
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 97 855 SH   OTR   855 0 0
CHUBB LTD COMMON STOCK H1467J104 8,474 48,850 SH   DFND   48,734 0 116
CHUBB LTD COMMON STOCK H1467J104 100 575 SH   OTR   575 0 0
GARMIN LTD COMMON STOCK H2906T109 22 5,145 SH   DFND   1,250 0 200
LINDE PLC COMMON STOCK G5494J103 11,491 39,167 SH   DFND   39,041 0 126
LINDE PLC COMMON STOCK G5494J103 136 464 SH   OTR   464 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 7,170 57,197 SH   DFND   56,993 0 204
MEDTRONIC PLC COMMON STOCK G5960L103 106 845 SH   OTR   845 0 0
TC ENERGY CORP COMMON STOCK 87807B107 5,159 107,274 SH   DFND   106,914 0 360
TC ENERGY CORP COMMON STOCK 87807B107 70 1,459 SH   OTR   1,459 0 0
AMERICAN TOWER CORP REIT OTR 03027X100 258 973 SH   DFND   973 0 0
EQUINIX INC REIT OTR 29444U700 4,995 6,322 SH   DFND   6,307 0 15
EQUINIX INC REIT OTR 29444U700 55 70 SH   OTR   70 0 0
PROLOGIS INC REIT OTR 74340W103 8,488 67,670 SH   DFND   67,495 0 175
PROLOGIS INC REIT OTR 74340W103 86 685 SH   OTR   685 0 0
PUBLIC STORAGE INC REIT OTR 74460D109 7,335 24,688 SH   DFND   24,617 0 71
PUBLIC STORAGE INC REIT OTR 74460D109 92 310 SH   OTR   310 0 0
FINANCIAL SELECT SECTOR SPDR E OTR 81369Y605 7,295 194,376 SH   DFND   194,271 0 105
FINANCIAL SELECT SECTOR SPDR E OTR 81369Y605 82 2,180 SH   OTR   2,180 0 0
FIRST TRUST DJ INTERNET IND OTR 33733E302 209 887 SH   DFND   887 0 0
FIRST TRUST NASDAQ CLEAN EDGE OTR 33733E500 412 6,579 SH   DFND   6,289 0 290
FIRST TRUST NASDAQ CLEAN EDGE OTR 33733E500 65 1,040 SH   OTR   1,040 0 0
FT NASDAQ TECH DVD INDEX FD OTR 33738R118 268 4,746 SH   DFND   4,746 0 0
ISHARES CORE MSCI EMERGING OTR 46434G103 362 5,864 SH   DFND   5,864 0 0
ISHARES CORE S&P MID-CAP ETF OTR 464287507 2,636 10,021 SH   DFND   10,021 0 0
ISHARES CORE S&P SMALL-CAP ETF OTR 464287804 5,903 54,066 SH   DFND   53,971 0 95
ISHARES CORE S&P 500 ETF OTR 464287200 343 796 SH   DFND   796 0 0
ISHARES DJ SELECT DIVIDEND ETF OTR 464287168 578 5,041 SH   DFND   4,891 0 150
ISHARES DJ SELECT DIVIDEND ETF OTR 464287168 11 100 SH   OTR   100 0 0
ISHARES GOLD TRUST OTR 464285204 217 6,500 SH   DFND   6,500 0 0
ISHARES MSCI EAFE ETF OTR 464287465 899 11,523 SH   DFND   11,523 0 0
ISHARES MSCI USA MIN VOL FACTO OTR 46429B697 3,889 52,913 SH   DFND   52,613 0 300
ISHARES RUSSELL 2000 ETF OTR 464287655 257 1,174 SH   DFND   1,174 0 0
ISHARES RUSSELL 3000 ETF OTR 464287689 354 1,390 SH   DFND   0 0 1,390
KAYNE ANDERSON NEXTGEN ENERGY OTR 48661E108 91 12,500 SH   DFND   12,500 0 0
REAVES UTILITY INCOME TRUST OTR 756158101 333 10,161 SH   DFND   9,961 0 200
SPDR GOLD TRUST OTR 78463V107 724 4,410 SH   DFND   4,025 0 385
SPDR S&P 500 ETF TRUST OTR 78462F103 282 657 SH   DFND   657 0 0
TECHNOLOGY SELECT SECT SPDR OTR 81369Y803 311 2,082 SH   DFND   2,082 0 0
VANGUARD DIVIDEND APPREC ETF OTR 921908844 1,353 8,811 SH   DFND   8,811 0 0
VANGUARD FTSE DEVELOPED MARKET OTR 921943858 7,195 142,495 SH   DFND   142,300 0 195
VANGUARD REAL ESTATE ETF OTR 922908553 282 2,767 SH   DFND   2,767 0 0
VANGUARD SMALL-CAP ETF OTR 922908751 305 1,397 SH   DFND   1,397 0 0
VANGUARD TOT WORLD STK ETF OTR 922042742 264 2,596 SH   DFND   2,596 0 0
ISHARES AAA-A RATED CORPORAT E OTR 46429B291 664 11,790 SH   DFND   11,790 0 0
ISHARES BARCLAYS TIPS BOND ETF OTR 464287176 7,920 62,027 SH   DFND   61,982 0 45
ISHARES BARCLAYS TIPS BOND ETF OTR 464287176 13 100 SH   OTR   100 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTR 464287457 5,175 60,071 SH   DFND   59,961 0 110
ISHARES CORE U.S. AGGREGATE OTR 464287226 212 1,849 SH   DFND   1,849 0 0
ISHARES IBOXX INV GRD CORP BON OTR 464287242 3,923 29,489 SH   DFND   29,464 0 25
ISHARES IBOXX INV GRD CORP BON OTR 464287242 5 40 SH   OTR   40 0 0
ISHARES 0-5 YR INV GRD CORP OTR 46434V100 13,908 269,116 SH   DFND   268,966 0 150
ISHARES 0-5 YR INV GRD CORP OTR 46434V100 28 535 SH   OTR   535 0 0
ISHARES 1-5Y INV GRADE CORP ET OTR 464288646 394 7,217 SH   DFND   7,217 0 0
ISHARES 3-7 YEAR TREASURY BOND OTR 464288661 3,878 29,794 SH   DFND   29,769 0 25
VANGUARD SHORT TERM BOND ETF OTR 921937827 769 9,380 SH   DFND   9,380 0 0
VANGUARD TOTAL BOND MARKET ETF OTR 921937835 344 4,026 SH   DFND   4,026 0 0
VANGUARD TOTAL INTL BOND ETF OTR 92203J407 8,178 143,568 SH   DFND   143,483 0 85
VANGUARD TOTAL INTL BOND ETF OTR 92203J407 205 3,600 SH   OTR   3,600 0 0