The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 844 7,707 SH   DFND   6,937 0 770
ABBVIE INC COMMON STOCK 00287Y109 1,171 10,924 SH   DFND   9,854 0 1,070
ADOBE INC COMMON STOCK 00724F101 13,066 26,125 SH   DFND   26,020 0 105
ADOBE INC COMMON STOCK 00724F101 220 440 SH   OTR   440 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 303 1,110 SH   DFND   1,110 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 764 436 SH   DFND   429 0 7
ALPHABET INC CL C COMMON STOCK 02079K107 392 224 SH   DFND   219 0 5
AMAZON.COM INC COMMON STOCK 023135106 1,075 330 SH   DFND   330 0 0
AMGEN INC COMMON STOCK 031162100 314 1,367 SH   DFND   1,317 0 50
ANALOG DEVICES INC COMMON STOCK 032654105 247 1,670 SH   DFND   1,670 0 0
APPLE INC COMMON STOCK 037833100 2,788 21,010 SH   DFND   20,377 0 633
AT&T INC COMMON STOCK 00206R102 143 4,975 SH   DFND   4,975 0 0
AT&T INC COMMON STOCK 00206R102 135 4,700 SH   OTR   4,700 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 278 1,575 SH   DFND   1,162 0 413
BANK OF AMERICA CORP COMMON STOCK 060505104 351 11,568 SH   DFND   11,568 0 0
BAR HBR BANKSHARES COMMON STOCK 066849100 233 10,325 SH   DFND   0 0 10,325
BAR HBR BANKSHARES COMMON STOCK 066849100 53 2,350 SH   OTR   1,000 0 1,350
BAXTER INTL INC COMMON STOCK 071813109 227 2,823 SH   DFND   2,823 0 0
BAXTER INTL INC COMMON STOCK 071813109 18 219 SH   OTR   0 0 219
BECTON DICKINSON COMMON STOCK 075887109 9,386 37,510 SH   DFND   37,413 0 97
BECTON DICKINSON COMMON STOCK 075887109 137 547 SH   OTR   547 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 837 3,609 SH   DFND   3,454 0 155
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 375 6,038 SH   DFND   6,008 0 30
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 51 818 SH   OTR   612 0 206
CAMDEN NATIONAL CORP COMMON STOCK 133034108 4,174 116,649 SH   DFND   0 0 116,649
CAMDEN NATIONAL CORP COMMON STOCK 133034108 387 10,827 SH   OTR   0 0 10,827
CATERPILLAR INC COMMON STOCK 149123101 315 1,733 SH   DFND   1,633 0 100
CATERPILLAR INC COMMON STOCK 149123101 18 100 SH   OTR   100 0 0
CERNER CORP COMMON STOCK 156782104 235 2,996 SH   DFND   2,996 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 350 4,145 SH   DFND   3,514 0 631
CHEVRON CORPORATION COMMON STOCK 166764100 26 305 SH   OTR   155 0 150
CISCO SYSTEMS INC COMMON STOCK 17275R102 375 8,375 SH   DFND   8,375 0 0
COCA COLA CO COMMON STOCK 191216100 539 9,827 SH   DFND   9,727 0 100
COCA COLA CO COMMON STOCK 191216100 13 244 SH   OTR   0 0 244
COLGATE PALMOLIVE CO COMMON STOCK 194162103 467 5,466 SH   DFND   5,466 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 21 250 SH   OTR   0 0 250
COMCAST CORP-CL A COMMON STOCK 20030N101 791 15,086 SH   DFND   15,086 0 0
COMCAST CORP-CL A COMMON STOCK 20030N101 4 84 SH   OTR   84 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 8,008 21,255 SH   DFND   21,205 0 50
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 107 285 SH   OTR   260 0 25
DANAHER CORP COMMON STOCK 235851102 1,292 5,817 SH   DFND   5,817 0 0
DEERE & CO COMMON STOCK 244199105 280 1,039 SH   DFND   1,039 0 0
DISNEY WALT CO NEW COMMON STOCK 254687106 765 4,223 SH   DFND   3,324 0 899
DOMINION ENERGY INC COMMON STOCK 25746U109 339 4,513 SH   DFND   4,513 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 5,474 59,782 SH   DFND   59,582 0 200
DUKE ENERGY CORP COMMON STOCK 26441C204 66 720 SH   OTR   595 0 125
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 7,049 77,264 SH   DFND   77,079 0 185
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E109 93 1,015 SH   OTR   880 0 135
EXXON MOBIL CORP COMMON STOCK 30231G102 536 12,994 SH   DFND   9,681 0 3,313
EXXON MOBIL CORP COMMON STOCK 30231G102 190 4,600 SH   OTR   4,600 0 0
FACEBOOK INC-A COMMON STOCK 30303M102 735 2,692 SH   DFND   2,692 0 0
FIDELITY NATL INFORMATION SVCS COMMON STOCK 31620M106 4,905 34,671 SH   DFND   34,576 0 95
FIDELITY NATL INFORMATION SVCS COMMON STOCK 31620M106 63 445 SH   OTR   385 0 60
GENUINE PARTS CO COMMON STOCK 372460105 7,318 72,864 SH   DFND   72,649 0 215
GENUINE PARTS CO COMMON STOCK 372460105 88 880 SH   OTR   880 0 0
HOME DEPOT INC COMMON STOCK 437076102 654 2,463 SH   DFND   2,433 0 30
HOME DEPOT INC COMMON STOCK 437076102 27 100 SH   OTR   0 0 100
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 1,616 7,598 SH   DFND   7,598 0 0
HUBBELL INC COMMON STOCK 443510607 494 3,150 SH   DFND   3,150 0 0
IDEXX LABS INC COMMON STOCK 45168D104 542 1,085 SH   DFND   1,085 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 366 1,793 SH   DFND   1,793 0 0
INTEL CORP COMMON STOCK 458140100 9,364 187,956 SH   DFND   187,471 0 485
INTEL CORP COMMON STOCK 458140100 162 3,247 SH   OTR   2,947 0 300
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 249 1,979 SH   DFND   1,454 0 525
INTL. BUSINESS MACHINES CORP COMMON STOCK 459200101 57 450 SH   OTR   450 0 0
INTUIT INC COMMON STOCK 461202103 380 1,001 SH   DFND   951 0 50
JOHNSON & JOHNSON COMMON STOCK 478160104 9,863 62,669 SH   DFND   62,202 0 467
JOHNSON & JOHNSON COMMON STOCK 478160104 220 1,400 SH   OTR   1,265 0 135
JP MORGAN CHASE & CO COMMON STOCK 46625H100 7,823 61,561 SH   DFND   61,304 0 257
JP MORGAN CHASE & CO COMMON STOCK 46625H100 80 630 SH   OTR   630 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 7,165 53,139 SH   DFND   52,784 0 355
KIMBERLY CLARK CORP COMMON STOCK 494368103 86 635 SH   OTR   635 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 4,256 311,360 SH   DFND   310,305 0 1,055
KINDER MORGAN INC COMMON STOCK 49456B101 45 3,320 SH   OTR   3,320 0 0
LILLY ELI & CO COMMON STOCK 532457108 651 3,853 SH   DFND   3,853 0 0
LILLY ELI & CO COMMON STOCK 532457108 135 800 SH   OTR   800 0 0
LOWES COS INC COMMON STOCK 548661107 368 2,291 SH   DFND   2,291 0 0
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 5,116 27,068 SH   DFND   26,993 0 75
L3 HARRIS TECHNOLOGIES INC COMMON STOCK 502431109 45 240 SH   OTR   240 0 0
MCDONALDS CORP COMMON STOCK 580135101 10,261 47,818 SH   DFND   47,678 0 140
MCDONALDS CORP COMMON STOCK 580135101 186 868 SH   OTR   868 0 0
MERCK & CO INC COMMON STOCK 58933Y105 9,081 111,009 SH   DFND   109,116 0 1,893
MERCK & CO INC COMMON STOCK 58933Y105 220 2,687 SH   OTR   1,557 0 1,130
MICROSOFT CORP COMMON STOCK 594918104 17,357 78,037 SH   DFND   77,822 0 215
MICROSOFT CORP COMMON STOCK 594918104 318 1,430 SH   OTR   1,280 0 150
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 6,877 117,618 SH   DFND   117,198 0 420
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 111 1,895 SH   OTR   1,720 0 175
NEXTERA ENERGY INC COMMON STOCK 65339F101 6,847 88,755 SH   DFND   88,563 0 192
NEXTERA ENERGY INC COMMON STOCK 65339F101 94 1,220 SH   OTR   1,100 0 120
NORTHWEST NATURAL HOLDING CO COMMON STOCK 66765N105 5,328 115,849 SH   DFND   115,538 0 311
NORTHWEST NATURAL HOLDING CO COMMON STOCK 66765N105 73 1,580 SH   OTR   1,355 0 225
OMNICOM GROUP COMMON STOCK 681919106 6,601 105,841 SH   DFND   105,535 0 306
OMNICOM GROUP COMMON STOCK 681919106 81 1,295 SH   OTR   1,070 0 225
PEPSICO INC COMMON STOCK 713448108 8,909 60,076 SH   DFND   59,951 0 125
PEPSICO INC COMMON STOCK 713448108 137 925 SH   OTR   780 0 145
PFIZER INC COMMON STOCK 717081103 494 13,427 SH   DFND   10,756 0 2,671
PFIZER INC COMMON STOCK 717081103 18 500 SH   OTR   100 0 400
PROCTER & GAMBLE CO COMMON STOCK 742718109 11,693 84,037 SH   DFND   81,459 0 2,578
PROCTER & GAMBLE CO COMMON STOCK 742718109 277 1,990 SH   OTR   1,815 0 175
REPUBLIC SERVICES INC COMMON STOCK 760759100 9,539 99,050 SH   DFND   98,760 0 290
REPUBLIC SERVICES INC COMMON STOCK 760759100 132 1,370 SH   OTR   1,220 0 150
ROPER TECHNOLOGIES INC COMMON STOCK 776696106 237 549 SH   DFND   549 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 4,440 13,506 SH   DFND   13,025 0 481
S&P GLOBAL INC COMMON STOCK 78409V104 59 180 SH   OTR   180 0 0
SHERWIN-WILLIAMS CO COMMON STOCK 824348106 305 415 SH   DFND   415 0 0
STRYKER CORPORATION COMMON STOCK 863667101 213 870 SH   DFND   870 0 0
SYSCO CORP COMMON STOCK 871829107 3,688 49,665 SH   DFND   49,536 0 129
SYSCO CORP COMMON STOCK 871829107 40 545 SH   OTR   545 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 370 2,445 SH   DFND   2,445 0 0
T-MOBILE US INC COMMON STOCK 872590104 12,105 89,763 SH   DFND   89,473 0 290
T-MOBILE US INC COMMON STOCK 872590104 161 1,195 SH   OTR   1,120 0 75
TARGET CORP COMMON STOCK 87612E110 10,229 57,946 SH   DFND   57,721 0 225
TARGET CORP COMMON STOCK 87612E111 207 1,170 SH   OTR   1,055 0 115
THE TRADE DESK INC CL A COMMON STOCK 88339J105 421 525 SH   DFND   0 0 525
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 3,248 6,974 SH   DFND   6,951 0 23
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 38 82 SH   OTR   82 0 0
TJX COS INC COMMON STOCK 872540109 7,963 116,600 SH   DFND   116,240 0 360
TJX COS INC COMMON STOCK 872540109 172 2,515 SH   OTR   2,235 0 280
TRAVELERS COMPANIES INC COMMON STOCK 89417E117 564 4,016 SH   DFND   4,016 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 6,542 136,482 SH   DFND   136,052 0 430
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 72 1,505 SH   OTR   1,505 0 0
UGI CORP COMMON STOCK 902681105 288 8,225 SH   DFND   8,225 0 0
UGI CORP COMMON STOCK 902681105 8 225 SH   OTR   225 0 0
UNION PAC CORP COMMON STOCK 907818108 262 1,257 SH   DFND   257 0 1,000
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 667 1,902 SH   DFND   1,902 0 0
US BANCORP NEW COMMON STOCK 902973304 6,218 133,470 SH   DFND   133,076 0 394
US BANCORP NEW COMMON STOCK 902973304 83 1,780 SH   OTR   1,505 0 275
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 423 7,198 SH   DFND   7,198 0 0
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 6,407 27,110 SH   DFND   27,037 0 73
VERTEX PHARMACEUTICALS INC COMMON STOCK 92532F100 67 285 SH   OTR   260 0 25
VISA INC CL A COMMON STOCK 92826C839 10,790 49,332 SH   DFND   49,187 0 145
VISA INC CL A COMMON STOCK 92826C839 299 1,365 SH   OTR   1,290 0 75
WALMART INC COMMON STOCK 931142103 611 4,241 SH   DFND   4,181 0 60
WALMART INC COMMON STOCK 931142103 71 494 SH   OTR   494 0 0
XYLEM INC COMMON STOCK 98419M100 10,182 100,030 SH   DFND   99,725 0 305
XYLEM INC COMMON STOCK 98419M100 164 1,611 SH   OTR   1,386 0 225
YUM! BRANDS INC COMMON STOCK 988498101 206 1,900 SH   DFND   300 0 1,600
ZOETIS INC COMMON STOCK 98978V103 11,112 67,141 SH   DFND   66,960 0 181
ZOETIS INC COMMON STOCK 98978V103 166 1,000 SH   OTR   875 0 125
3M CO COMMON STOCK 88579Y101 375 2,143 SH   DFND   1,513 0 630
3M CO COMMON STOCK 88579Y101 87 500 SH   OTR   500 0 0
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 6,290 27,026 SH   DFND   26,868 0 158
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 49 212 SH   OTR   187 0 25
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 6,193 65,582 SH   DFND   65,372 0 210
NOVARTIS AG SPONS ADR COMMON STOCK 66987V109 78 826 SH   OTR   826 0 0
ACCENTURE PLC CL A COMMON STOCK G1151C101 14,216 54,422 SH   DFND   54,266 0 156
ACCENTURE PLC CL A COMMON STOCK G1151C101 201 770 SH   OTR   645 0 125
ALCON INC COMMON STOCK H01301128 740 11,208 SH   DFND   11,201 0 7
ALCON INC COMMON STOCK H01301128 10 150 SH   OTR   150 0 0
BCE INC COMMON STOCK 05534B760 6,473 151,246 SH   DFND   150,786 0 460
BCE INC COMMON STOCK 05534B760 94 2,200 SH   OTR   1,950 0 250
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 8,364 62,929 SH   DFND   62,719 0 210
CHECK POINT SOFTWARE TECH LTD COMMON STOCK M22465104 115 865 SH   OTR   865 0 0
CHUBB LTD COMMON STOCK H1467J104 7,849 50,991 SH   DFND   50,875 0 116
CHUBB LTD COMMON STOCK H1467J104 89 575 SH   OTR   575 0 0
LINDE PLC COMMON STOCK G5494J103 11,825 44,875 SH   DFND   44,730 0 145
LINDE PLC COMMON STOCK G5494J103 16 863 SH   OTR   519 0 120
MEDTRONIC PLC COMMON STOCK G5960L103 7,045 60,143 SH   DFND   59,924 0 219
MEDTRONIC PLC COMMON STOCK G5960L103 127 1,085 SH   OTR   860 0 225
TC ENERGY CORP COMMON STOCK 87807B107 4,616 113,371 SH   DFND   113,001 0 370
TC ENERGY CORP COMMON STOCK 87807B107 73 1,789 SH   OTR   1,489 0 300
AMERICAN TOWER CORP REIT OTR 03027X100 233 1,038 SH   DFND   1,038 0 0
AVALONBAY COMMUNITIES INC REIT OTR 053484101 2,908 18,127 SH   DFND   18,075 0 52
AVALONBAY COMMUNITIES INC REIT OTR 053484102 26 165 SH   OTR   165 0 0
EQUINIX INC REIT OTR 29444U700 4,517 6,325 SH   DFND   6,310 0 15
EQUINIX INC REIT OTR 29444U700 50 70 SH   OTR   70 0 0
PROLOGIS INC REIT OTR 74340W103 5,113 51,309 SH   DFND   51,179 0 130
PROLOGIS INC REIT OTR 74340W103 63 630 SH   OTR   550 0 80
PUBLIC STORAGE INC REIT OTR 74460D109 6,025 26,091 SH   DFND   26,020 0 71
PUBLIC STORAGE INC REIT OTR 74460D109 82 353 SH   OTR   325 0 28
FINANCIAL SELECT SECTOR SPDR E OTR 81369Y605 5,893 199,891 SH   DFND   199,766 0 125
FINANCIAL SELECT SECTOR SPDR E OTR 81369Y605 64 2,180 SH   OTR   2,180 0 0
FIRST TRUST DJ INTERNET IND OTR 33733E306 224 1,057 SH   DFND   1,057 0 0
FIRST TRUST NASDAQ CLEAN EDGE OTR 33733E500 491 6,992 SH   DFND   6,702 0 290
FIRST TRUST NASDAQ CLEAN EDGE OTR 33733E500 73 1,040 SH   OTR   1,040 0 0
FT NASDAQ TECH DVD INDEX FD OTR 33738R118 296 5,987 SH   DFND   5,987 0 0
ISHARES CORE MSCI EMERGING OTR 46434G103 297 4,794 SH   DFND   4,794 0 0
ISHARES CORE S&P MID-CAP ETF OTR 464287507 2,186 9,510 SH   DFND   9,510 0 0
ISHARES CORE S&P SMALL-CAP ETF OTR 464287804 3,908 42,529 SH   DFND   42,469 0 60
ISHARES DJ SELECT DIVIDEND ETF OTR 464287168 496 5,162 SH   DFND   4,982 0 180
ISHARES DJ SELECT DIVIDEND ETF OTR 464287168 10 100 SH   OTR   100 0 0
ISHARES MSCI EAFE ETF OTR 464287465 742 10,176 SH   DFND   10,176 0 0
ISHARES MSCI USA MIN VOL FACTO OTR 46429B697 3,826 56,358 SH   DFND   55,983 0 375
ISHARES RUSSELL 3000 ETF OTR 464287689 311 1,390 SH   DFND   0 0 1,390
KAYNE ANDERSON NEXTGEN ENERGY OTR 48661E112 90 15,700 SH   DFND   15,700 0 0
REAVES UTILITY INCOME TRUST OTR 756158101 572 17,440 SH   DFND   17,440 0 0
SPDR GOLD TRUST OTR 78463V107 754 4,225 SH   DFND   3,840 0 385
SPDR S&P 500 ETF TRUST OTR 78462F103 712 1,904 SH   DFND   1,904 0 0
TECHNOLOGY SELECT SECT SPDR OTR 81369Y803 315 2,424 SH   DFND   2,424 0 0
VANGUARD DIVIDEND APPREC ETF OTR 921908844 2,000 14,166 SH   DFND   14,166 0 0
VANGUARD FTSE DEVELOPED MARKET OTR 921943858 4,818 102,053 SH   DFND   101,858 0 195
VANGUARD REAL ESTATE ETF OTR 922908553 269 3,167 SH   DFND   3,167 0 0
VANGUARD SMALL-CAP ETF OTR 922908751 346 1,775 SH   DFND   1,775 0 0
VANGUARD TOT WORLD STK ETF OTR 922042742 314 3,390 SH   DFND   3,390 0 0
ISHARES AAA-A RATED CORPORAT E OTR 46429B291 1,188 20,293 SH   DFND   20,293 0 0
ISHARES BARCLAYS TIPS BOND ETF OTR 464287176 6,042 47,334 SH   DFND   47,289 0 45
ISHARES BARCLAYS TIPS BOND ETF OTR 464287176 15 115 SH   OTR   115 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTR 464287457 3,678 42,576 SH   DFND   42,466 0 110
ISHARES BARCLAYS 1-3 YEAR TR E OTR 464287457 52 600 SH   OTR   600 0 0
ISHARES CORE U.S. AGGREGATE BO OTR 464287226 229 1,935 SH   DFND   1,935 0 0
ISHARES IBOXX INV GRD CORP BON OTR 464287242 3,481 25,203 SH   DFND   25,178 0 25
ISHARES IBOXX INV GRD CORP BON OTR 464287242 37 265 SH   OTR   265 0 0
ISHARES 0-5 YR INV GRD CORP OTR 46434V100 9,908 189,742 SH   DFND   189,592 0 150
ISHARES 0-5 YR INV GRD CORP OTR 46434V100 68 1,300 SH   OTR   1,300 0 0
ISHARES 1-5Y INV GRADE CORP ET OTR 464288646 396 7,175 SH   DFND   7,175 0 0
ISHARES 3-7 YEAR TREASURY BOND OTR 464288661 2,373 17,846 SH   DFND   17,821 0 25
ISHARES 3-7 YEAR TREASURY BOND OTR 464288661 13 100 SH   OTR   100 0 0
VANGUARD SHORT TERM BOND ETF OTR 921937827 294 3,551 SH   DFND   3,551 0 0
VANGUARD SHORT TERM BOND ETF OTR 921937827 16 190 SH   OTR   190 0 0
VANGUARD TOTAL BOND MARKET ETF OTR 921937835 268 3,039 SH   DFND   3,039 0 0
VANGUARD TOTAL BOND MARKET ETF OTR 921937835 17 189 SH   OTR   189 0 0
VANGUARD TOTAL INTL BOND ETF OTR 92203J407 7,372 125,905 SH   DFND   125,820 0 85
VANGUARD TOTAL INTL BOND ETF OTR 92203J407 242 4,125 SH   OTR   4,125 0 0