The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 276,152 2,430 SH   SOLE   0 0 2,430
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 335,146 1,840 SH   SOLE   0 0 1,840
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,210,911 8,023 SH   SOLE   0 0 8,023
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 269,500 1,770 SH   SOLE   0 0 1,770
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,496,432 8,296 SH   SOLE   0 0 8,296
AMGEN INC COM 031162100 BBG001S5NNL6 243,678 857 SH   SOLE   0 0 857
APPLE INC COM 037833100 BBG001S5N8V8 2,807,754 16,374 SH   SOLE   0 0 16,374
ASTRAZENECA PLC SPONSORED ADR 046353108 BBG001SB80N8 248,824 3,673 SH   SOLE   0 0 3,673
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 843,292 3,377 SH   SOLE   0 0 3,377
AUTOZONE INC COM 053332102 BBG001S6Q5D9 220,616 70 SH   SOLE   0 0 70
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 314,047 8,282 SH   SOLE   0 0 8,282
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 342,508 1,384 SH   SOLE   0 0 1,384
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,751,883 6,544 SH   SOLE   0 0 6,544
BOEING CO COM 097023105 BBG001S5P0V3 824,272 4,271 SH   SOLE   0 0 4,271
CATERPILLAR INC COM 149123101 BBG001S5PJ06 1,609,137 4,391 SH   SOLE   0 0 4,391
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 1,080,475 6,850 SH   SOLE   0 0 6,850
CISCO SYS INC COM 17275R102 BBG001S6HC62 527,438 10,568 SH   SOLE   0 0 10,568
COCA COLA CO COM 191216100 BBG001S5SMQ8 201,496 3,293 SH   SOLE   0 0 3,293
COMPASS DIVERSIFIED SH BEN INT 20451Q104 BBG001SPY7K6 346,034 14,376 SH   SOLE   0 0 14,376
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 218,958 1,720 SH   SOLE   0 0 1,720
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,929,881 2,634 SH   SOLE   0 0 2,634
CUMMINS INC COM 231021106 BBG001S5Q9M3 530,517 1,801 SH   SOLE   0 0 1,801
DEERE & CO COM 244199105 BBG001S5QFF7 1,088,844 2,651 SH   SOLE   0 0 2,651
ELI LILLY & CO COM 532457108 BBG001S5STL8 2,272,364 2,921 SH   SOLE   0 0 2,921
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 244,614 2,157 SH   SOLE   0 0 2,157
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 512,314 4,407 SH   SOLE   0 0 4,407
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 219,085 525 SH   SOLE   0 0 525
HUBBELL INC COM 443510607 BBG001S5S1L9 363,169 875 SH   SOLE   0 0 875
INTEL CORP COM 458140100 BBG001S5SF65 217,608 4,927 SH   SOLE   0 0 4,927
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 370,309 1,939 SH   SOLE   0 0 1,939
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 41,651,675 561,192 SH   SOLE   0 0 561,192
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 47,682,114 431,434 SH   SOLE   0 0 431,434
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 362,475 1,075 SH   SOLE   0 0 1,075
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 242,028 1,351 SH   SOLE   0 0 1,351
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 32,991,701 298,459 SH   SOLE   0 0 298,459
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 37,856,393 746,822 SH   SOLE   0 0 746,822
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 905,397 5,723 SH   SOLE   0 0 5,723
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 1,149,048 2,526 SH   SOLE   0 0 2,526
MARKEL GROUP INC COM 570535104 BBG001S9ZK95 275,388 181 SH   SOLE   0 0 181
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 881,749 1,831 SH   SOLE   0 0 1,831
MCDONALDS CORP COM 580135101 BBG001S5T110 246,328 874 SH   SOLE   0 0 874
MERCK & CO INC COM 58933Y105 BBG001S5TC52 481,259 3,647 SH   SOLE   0 0 3,647
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,090,437 2,592 SH   SOLE   0 0 2,592
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 473,368 6,762 SH   SOLE   0 0 6,762
NIKE INC CL B 654106103 BBG001S6NTK2 381,927 4,064 SH   SOLE   0 0 4,064
ORACLE CORP COM 68389X105 BBG001S5SJG6 228,106 1,816 SH   SOLE   0 0 1,816
PACCAR INC COM 693718108 BBG001S5V1S8 629,387 5,080 SH   SOLE   0 0 5,080
PAYCHEX INC COM 704326107 BBG001S5V135 352,349 2,869 SH   SOLE   0 0 2,869
PEPSICO INC COM 713448108 BBG001S695T1 622,957 3,560 SH   SOLE   0 0 3,560
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 307,732 3,359 SH   SOLE   0 0 3,359
PHILLIPS 66 COM 718546104 BBG00286S4P7 292,243 1,789 SH   SOLE   0 0 1,789
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 854,868 5,269 SH   SOLE   0 0 5,269
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 28,554,994 354,149 SH   SOLE   0 0 354,149
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 93,384,616 1,504,747 SH   SOLE   0 0 1,504,747
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 645,704 1,234 SH   SOLE   0 0 1,234
STARBUCKS CORP COM 855244109 BBG001S72KH6 389,907 4,266 SH   SOLE   0 0 4,266
SYSCO CORP COM 871829107 BBG001S5WJS8 293,365 3,614 SH   SOLE   0 0 3,614
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 302,227 1,313 SH   SOLE   0 0 1,313
UNION PAC CORP COM 907818108 BBG001S5X2M0 337,911 1,374 SH   SOLE   0 0 1,374
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 55,861,702 223,572 SH   SOLE   0 0 223,572
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 8,343,481 96,479 SH   SOLE   0 0 96,479
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 24,748,065 128,977 SH   SOLE   0 0 128,977
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 1,463,471 5,631 SH   SOLE   0 0 5,631
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 236,238 4,709 SH   SOLE   0 0 4,709