The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 20 YR TR BD ETF 464287432 506 3,086 SH   SOLE   3,086 0 0
HONEYWELL INTL INC COM 438516106 1,027 7,103 SH   SOLE   7,103 0 0
CHANGE HEALTHCARE INC COM 15912K100 325 29,061 SH   SOLE   29,061 0 0
MAGNA INTL INC COM 559222401 928 20,839 SH   SOLE   20,839 0 0
PACKAGING CORP AMER COM 695156109 453 4,534 SH   SOLE   4,534 0 0
M/I HOMES INC COM 55305B101 1,144 33,228 SH   SOLE   33,228 0 0
VORNADO RLTY TR SH BEN INT 929042109 1,006 26,339 SH   SOLE   26,339 0 0
BANCO SANTANDER S.A. ADR 05964H105 57 23,603 SH   SOLE   23,603 0 0
KLA CORP COM NEW 482480100 948 4,875 SH   SOLE   4,875 0 0
SOLAREDGE TECHNOLOGIES INC COM 83417M104 284 2,048 SH   SOLE   2,048 0 0
FISERV INC COM 337738108 428 4,380 SH   SOLE   4,380 0 0
SUNCOR ENERGY INC NEW COM 867224107 643 38,126 SH   SOLE   38,126 0 0
ISHARES TR JPMORGAN USD EMG 464288281 4,083 37,382 SH   SOLE   37,382 0 0
GENERAL ELECTRIC CO COM 369604103 149 21,754 SH   SOLE   21,754 0 0
IMPERIAL OIL LTD COM NEW 453038408 453 28,216 SH   SOLE   28,216 0 0
FRANKLIN TEMPLETON ETF TR LIBERTY SR LN 35473P595 1,265 53,346 SH   SOLE   53,346 0 0
ADOBE INC COM 00724F101 430 988 SH   SOLE   988 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103 428 8,506 SH   SOLE   8,506 0 0
PEPSICO INC COM 713448108 219 1,659 SH   SOLE   1,659 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 736 12,524 SH   SOLE   12,524 0 0
ANTHEM INC COM 036752103 670 2,549 SH   SOLE   2,549 0 0
ALPHABET INC CAP STK CL A 02079K305 410 289 SH   SOLE   289 0 0
JD.COM INC SPON ADR CL A 47215P106 1,018 16,914 SH   SOLE   16,914 0 0
TEMPLETON GLOBAL INCOME FD COM 880198106 3,477 647,476 SH   SOLE   647,476 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 764 509,117 SH   SOLE   509,117 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 502 10,129 SH   SOLE   10,129 0 0
PACCAR INC COM 693718108 1,628 21,752 SH   SOLE   21,752 0 0
MORGAN STANLEY COM NEW 617446448 1,644 34,038 SH   SOLE   34,038 0 0
NEWS CORP NEW CL B 65249B208 1,118 93,571 SH   SOLE   93,571 0 0
APPLIED MATLS INC COM 038222105 1,709 28,264 SH   SOLE   28,264 0 0
ISHARES TR 0-5YR INVT GR CP 46434V100 454 8,704 SH   SOLE   8,704 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 224 4,073 SH   SOLE   4,073 0 0
EDISON INTL COM 281020107 1,138 20,962 SH   SOLE   20,962 0 0
FACEBOOK INC CL A 30303M102 2,001 8,812 SH   SOLE   8,812 0 0
MEDTRONIC PLC SHS G5960L103 221 2,411 SH   SOLE   2,411 0 0
MARRIOTT INTL INC NEW CL A 571903202 755 8,810 SH   SOLE   8,810 0 0
MERCADOLIBRE INC COM 58733R102 2,271 2,304 SH   SOLE   2,304 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 1,060 7,888 SH   SOLE   7,888 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 331 1,073 SH   SOLE   1,073 0 0
HUMANA INC COM 444859102 235 606 SH   SOLE   606 0 0
COMCAST CORP NEW CL A 20030N101 2,071 53,129 SH   SOLE   53,129 0 0
ISHARES TR INTRM TR CRP ETF 464288638 1,956 32,388 SH   SOLE   32,388 0 0
SONY CORP SPONSORED ADR 835699307 251 3,632 SH   SOLE   3,632 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 899 17,855 SH   SOLE   17,855 0 0
BANCO BRADESCO S A SP ADR PFD NEW 059460303 524 137,514 SH   SOLE   137,514 0 0
EMBRAER S.A. SPONSORED ADS 29082A107 388 64,843 SH   SOLE   64,843 0 0
ISHARES TR GLOB INDSTRL ETF 464288729 284 3,407 SH   SOLE   3,407 0 0
SAP SE SPON ADR 803054204 359 2,563 SH   SOLE   2,563 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 474 7,829 SH   SOLE   7,829 0 0
ADIENT PLC ORD SHS G0084W101 217 13,212 SH   SOLE   13,212 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 554 10,047 SH   SOLE   10,047 0 0
WPP PLC NEW ADR 92937A102 256 6,539 SH   SOLE   6,539 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 501 8,901 SH   SOLE   8,901 0 0
SPDR SER TR WELLS FG PFD ETF 78464A292 876 20,937 SH   SOLE   20,937 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,029 3,323 SH   SOLE   3,323 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 284 14,536 SH   SOLE   14,536 0 0
UNION PAC CORP COM 907818108 975 5,767 SH   SOLE   5,767 0 0
CAMBRIA ETF TR TAIL RISK 132061862 524 23,567 SH   SOLE   23,567 0 0
ISHARES TR EDGE INVT GRDE 46435G219 600 11,026 SH   SOLE   11,026 0 0
BK OF AMERICA CORP 7.25%CNV PFD L 060505682 827 616 SH   SOLE   616 0 0
J P MORGAN EXCHANGE-TRADED F DIV RTN EM EQT 46641Q308 344 7,474 SH   SOLE   7,474 0 0
ISHARES TR CORE MSCI EAFE 46432F842 498 8,705 SH   SOLE   8,705 0 0
FRANKLIN TEMPLETON ETF TR FTSE SOUTH KOREA 35473P710 211 10,429 SH   SOLE   10,429 0 0
NVIDIA CORPORATION COM 67066G104 364 957 SH   SOLE   957 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,294 12,849 SH   SOLE   12,849 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1,209 29,645 SH   SOLE   29,645 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 943 38,729 SH   SOLE   38,729 0 0
BLACKROCK MUN 2020 TERM TR COM SHS 09249X109 187 12,428 SH   SOLE   12,428 0 0
OWENS CORNING NEW COM 690742101 1,248 22,380 SH   SOLE   22,380 0 0
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 417 12,383 SH   SOLE   12,383 0 0
AMGEN INC COM 031162100 329 1,395 SH   SOLE   1,395 0 0
CSX CORP COM 126408103 568 8,138 SH   SOLE   8,138 0 0
NOVO-NORDISK A S ADR 670100205 254 3,884 SH   SOLE   3,884 0 0
ATHENEX INC COM 04685N103 283 20,582 SH   SOLE   20,582 0 0
J P MORGAN EXCHANGE-TRADED F HIGH YLD RESRCH 46641Q878 1,189 24,461 SH   SOLE   24,461 0 0
VISA INC COM CL A 92826C839 1,683 8,710 SH   SOLE   8,710 0 0
HOME DEPOT INC COM 437076102 607 2,425 SH   SOLE   2,425 0 0
51JOB INC SPONSORED ADS 316827104 448 6,247 SH   SOLE   6,247 0 0
NEW YORK CMNTY CAP TR V UNIT 11/01/2051 64944P307 1,214 27,171 SH   SOLE   27,171 0 0
AT&T INC COM 00206R102 499 16,521 SH   SOLE   16,521 0 0
JOHNSON & JOHNSON COM 478160104 230 1,632 SH   SOLE   1,632 0 0
J P MORGAN EXCHANGE-TRADED F BETABULDRS CDA 46641Q696 685 30,308 SH   SOLE   30,308 0 0
FIDELITY COVINGTON TR QLTY FCTOR ETF 316092790 678 18,579 SH   SOLE   18,579 0 0
ITAU UNIBANCO HLDG S A SPON ADR REP PFD 465562106 92 19,692 SH   SOLE   19,692 0 0
ING GROEP N.V. SPONSORED ADR 456837103 77 11,186 SH   SOLE   11,186 0 0
AERCAP HOLDINGS NV SHS N00985106 702 22,781 SH   SOLE   22,781 0 0
ISHARES TR SH TR CRPORT ETF 464288646 1,151 21,034 SH   SOLE   21,034 0 0
INTL PAPER CO COM 460146103 808 22,948 SH   SOLE   22,948 0 0
MICROSOFT CORP COM 594918104 1,990 9,780 SH   SOLE   9,780 0 0
EL PASO ENERGY CAP TR I PFD CV TR SECS 283678209 269 6,047 SH   SOLE   6,047 0 0
JPMORGAN CHASE & CO COM 46625H100 1,136 12,077 SH   SOLE   12,077 0 0
FEDEX CORP COM 31428X106 1,175 8,377 SH   SOLE   8,377 0 0
DANAHER CORPORATION COM 235851102 239 1,353 SH   SOLE   1,353 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 779 3,941 SH   SOLE   3,941 0 0
KONINKLIJKE PHILIPS N V NY REG SH NEW 500472303 1,345 28,723 SH   SOLE   28,723 0 0
ICICI BANK LIMITED ADR 45104G104 438 47,126 SH   SOLE   47,126 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 214 3,106 SH   SOLE   3,106 0 0
GENERAL MTRS CO COM 37045V100 377 14,907 SH   SOLE   14,907 0 0
SPECIAL OPPORTUNITIES FD INC PFD CONV SE B 84741T302 271 10,761 SH   SOLE   10,761 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 257 1,337 SH   SOLE   1,337 0 0
DISNEY WALT CO COM DISNEY 254687106 381 3,419 SH   SOLE   3,419 0 0
MCKESSON CORP COM 58155Q103 813 5,300 SH   SOLE   5,300 0 0
INFOSYS LTD SPONSORED ADR 456788108 706 73,126 SH   SOLE   73,126 0 0
EVEREST RE GROUP LTD COM G3223R108 904 4,385 SH   SOLE   4,385 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,613 5,319 SH   SOLE   5,319 0 0
PROCTER AND GAMBLE CO COM 742718109 1,326 11,089 SH   SOLE   11,089 0 0
TRI POINTE GROUP INC COM 87265H109 849 57,771 SH   SOLE   57,771 0 0
BAIDU INC SPON ADR REP A 056752108 613 5,114 SH   SOLE   5,114 0 0
AMERICAN EXPRESS CO COM 025816109 325 3,415 SH   SOLE   3,415 0 0
AVALONBAY CMNTYS INC COM 053484101 1,447 9,357 SH   SOLE   9,357 0 0
ISHARES TR GLB CNS DISC ETF 464288745 742 6,240 SH   SOLE   6,240 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,624 5,505 SH   SOLE   5,505 0 0
BECTON DICKINSON & CO COM 075887109 646 2,698 SH   SOLE   2,698 0 0
WELLS FARGO CO NEW COM 949746101 280 10,946 SH   SOLE   10,946 0 0
ALPHABET INC CAP STK CL C 02079K107 1,961 1,387 SH   SOLE   1,387 0 0
RIO TINTO PLC SPONSORED ADR 767204100 350 6,226 SH   SOLE   6,226 0 0
APPLE INC COM 037833100 2,950 8,087 SH   SOLE   8,087 0 0
ISHARES INC JP MORGAN EM ETF 464286517 394 9,652 SH   SOLE   9,652 0 0
ISHARES TR CORE MSCI EURO 46434V738 2,302 53,845 SH   SOLE   53,845 0 0
TRIP COM GROUP LTD ADS 89677Q107 333 12,845 SH   SOLE   12,845 0 0
SL GREEN RLTY CORP COM 78440X101 1,033 20,951 SH   SOLE   20,951 0 0
MARSH & MCLENNAN COS INC COM 571748102 1,348 12,557 SH   SOLE   12,557 0 0
SASOL LTD SPONSORED ADR 803866300 336 43,591 SH   SOLE   43,591 0 0
ISHARES TR TRS FLT RT BD 46434V860 216 4,294 SH   SOLE   4,294 0 0
TC ENERGY CORP COM 87807B107 1,055 24,620 SH   SOLE   24,620 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,615 28,449 SH   SOLE   28,449 0 0
ISHARES TR CONV BD ETF 46435G102 849 11,959 SH   SOLE   11,959 0 0
ISHARES TR GLOBAL TECH ETF 464287291 558 2,369 SH   SOLE   2,369 0 0
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 2,326 42,774 SH   SOLE   42,774 0 0
LEXINGTON REALTY TRUST PFD CONV SER C 529043309 1,168 21,654 SH   SOLE   21,654 0 0
ISHARES TR A RATE CP BD ETF 46429B291 1,472 25,456 SH   SOLE   25,456 0 0
MERCK & CO. INC COM 58933Y105 950 12,279 SH   SOLE   12,279 0 0
E TRADE FINANCIAL CORP COM NEW 269246401 352 7,084 SH   SOLE   7,084 0 0
NXP SEMICONDUCTORS N V COM N6596X109 1,225 10,746 SH   SOLE   10,746 0 0
BANK NEW YORK MELLON CORP COM 064058100 1,944 50,302 SH   SOLE   50,302 0 0
BK OF AMERICA CORP COM 060505104 602 25,356 SH   SOLE   25,356 0 0
CVS HEALTH CORP COM 126650100 322 4,951 SH   SOLE   4,951 0 0
CITIGROUP INC COM NEW 172967424 642 12,570 SH   SOLE   12,570 0 0
CISCO SYS INC COM 17275R102 965 20,686 SH   SOLE   20,686 0 0
ISHARES TR MBS ETF 464288588 1,721 15,550 SH   SOLE   15,550 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 887 15,610 SH   SOLE   15,610 0 0