The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   748 9,750 SH   SOLE   9,750 0 0
AGCO CORP COM 001084102   587 4,967 SH   SOLE   4,967 0 0
ABBOTT LABORATORIES COM 002824100   878 9,067 SH   SOLE   9,067 0 0
ADVANCED MICRO DEVICES COM 007903107   1,043 10,141 SH   SOLE   10,141 0 0
AIRBNB INC-CLASS A COM 009066101   224 1,630 SH   SOLE   1,630 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106   342 1,206 SH   SOLE   1,206 0 0
ALBEMARLE CORP COM 012653101   981 5,771 SH   SOLE   5,771 0 0
ALLSTATE CORP COM 020002101   949 8,514 SH   SOLE   8,514 0 0
AMAZON COM 023135106   2,232 17,555 SH   SOLE   17,555 0 0
AVANTIS EMERGING MARKETS EQ ETF 025072604   27,674 524,228 SH   SOLE   524,228 0 0
AVANTIS INTERNATIONAL EQUITY ETF 025072703   11,935 214,466 SH   SOLE   214,466 0 0
AVANTIS INTL ETF 025072802   13,032 225,267 SH   SOLE   225,267 0 0
AMERICAN ELECTRIC POWER COM 025537101   343 4,564 SH   SOLE   4,564 0 0
AMERICAN EXPRESS CO COM 025816109   870 5,831 SH   SOLE   5,831 0 0
AMERICAN INTERNATIONAL GROUP COM 026874784   702 11,580 SH   SOLE   11,580 0 0
AMERICAN WATER WORKS CO INC COM 030420103   209 1,689 SH   SOLE   1,689 0 0
AMETEK INC COM 031100100   601 4,068 SH   SOLE   4,068 0 0
AMGEN INC COM 031162100   1,071 3,985 SH   SOLE   3,985 0 0
AMPHENOL CORP-CL A COM 032095101   727 8,657 SH   SOLE   8,657 0 0
ANALOG DEVICES INC COM 032654105   554 3,163 SH   SOLE   3,163 0 0
Elevance Health Inc COM 036752103   1,543 3,543 SH   SOLE   3,543 0 0
APPLE INC COM 037833100   20,180 117,865 SH   SOLE   117,865 0 0
APPLIED MATERIALS INC COM 038222105   1,012 7,311 SH   SOLE   7,311 0 0
ARCHER-DANIELS-MIDLAND CO COM 039483102   439 5,822 SH   SOLE   5,822 0 0
ARISTA NETWORKS INC COM 040413106   543 2,952 SH   SOLE   2,952 0 0
ARROW ELECTRONICS INC COM 042735100   418 3,340 SH   SOLE   3,340 0 0
ATMOS ENERGY CORP COM 049560105   478 4,512 SH   SOLE   4,512 0 0
AUTODESK INC COM 052769106   345 1,666 SH   SOLE   1,666 0 0
AUTOMATIC DATA PROCESSING COM 053015103   950 3,947 SH   SOLE   3,947 0 0
AUTOZONE INC COM 053332102   1,402 552 SH   SOLE   552 0 0
AVERY DENNISON CORP COM 053611109   361 1,977 SH   SOLE   1,977 0 0
BANK OF AMERICA CORP COM 060505104   1,270 46,373 SH   SOLE   46,373 0 0
BANK OF NEW YORK MELLON CORP COM 064058100   417 9,781 SH   SOLE   9,781 0 0
BAXTER INTERNATIONAL INC COM 071813109   260 6,885 SH   SOLE   6,885 0 0
BECTON DICKINSON AND CO COM 075887109   402 1,555 SH   SOLE   1,555 0 0
WR BERKLEY CORP COM 084423102   473 7,455 SH   SOLE   7,455 0 0
BERKSHIRE HATHAWAY INC-CL B COM 084670702   4,142 11,825 SH   SOLE   11,825 0 0
BEST BUY CO INC COM 086516101   212 3,051 SH   SOLE   3,051 0 0
BOEING CO COM 097023105   738 3,850 SH   SOLE   3,850 0 0
BOOZ ALLEN HAMILTON HOLDINGS COM 099502106   1,131 10,347 SH   SOLE   10,347 0 0
BORGWARNER INC COM 099724106   351 8,703 SH   SOLE   8,703 0 0
BOSTON SCIENTIFIC CORP COM 101137107   430 8,143 SH   SOLE   8,143 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,104 19,028 SH   SOLE   19,028 0 0
BROWN & BROWN INC COM 115236101   441 6,315 SH   SOLE   6,315 0 0
CF INDUSTRIES HOLDINGS INC COM 125269100   214 2,500 SH   SOLE   2,500 0 0
THE CIGNA GROUP COM 125523100   1,137 3,973 SH   SOLE   3,973 0 0
CSX CORP COM 126408103   919 29,885 SH   SOLE   29,885 0 0
CVS HEALTH CORP COM 126650100   1,007 14,418 SH   SOLE   14,418 0 0
COTERRA ENERGY INC COM 127097103   404 14,935 SH   SOLE   14,935 0 0
CADENCE DESIGN SYS INC COM 127387108   1,230 5,248 SH   SOLE   5,248 0 0
CAMPBELL SOUP CO COM 134429109   252 6,143 SH   SOLE   6,143 0 0
CANADIAN NATURAL RESOURCES COM 136385952   1,603 24,793 SH   SOLE   24,793 0 0
CARLISLE COS INC COM 142339100   573 2,211 SH   SOLE   2,211 0 0
CARNIVAL CORP COM 143658300   169 12,290 SH   SOLE   12,290 0 0
CASEY'S GENERAL STORES INC COM 147528103   458 1,687 SH   SOLE   1,687 0 0
CATERPILLAR INC COM 149123101   1,910 6,998 SH   SOLE   6,998 0 0
CELANESE CORP COM 150870103   308 2,450 SH   SOLE   2,450 0 0
CEMEX SAB-SPONS ADR PART CER COM 151290889   300 46,189 SH   SOLE   46,189 0 0
CHEMOURS CO COM 163851108   394 14,040 SH   SOLE   14,040 0 0
CHESAPEAKE ENERGY CORP COM 165167735   369 4,277 SH   SOLE   4,277 0 0
CHEVRON CORP COM 166764100   7,098 42,097 SH   SOLE   42,097 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   526 287 SH   SOLE   287 0 0
CHURCH & DWIGHT CO INC COM 171340102   282 3,077 SH   SOLE   3,077 0 0
CINCINNATI FINANCIAL CORP COM 172062101   286 2,795 SH   SOLE   2,795 0 0
CINTAS CORP COM 172908105   1,282 2,666 SH   SOLE   2,666 0 0
CITIGROUP INC COM 172967424   483 11,740 SH   SOLE   11,740 0 0
COCA-COLA COM 191216100   2,570 45,914 SH   SOLE   45,914 0 0
COCA-COLA FEMSA SAB-SP ADR COM 191241108   464 5,909 SH   SOLE   5,909 0 0
COGNIZANT TECH SOLUTIONS-A COM 192446102   524 7,738 SH   SOLE   7,738 0 0
COLGATE-PALMOLIVE CO COM 194162103   424 5,962 SH   SOLE   5,962 0 0
CONSOLIDATED EDISON INC COM 209115104   334 3,905 SH   SOLE   3,905 0 0
COOPER COS INC COM 216648402   254 800 SH   SOLE   800 0 0
COPART INC COM 217204106   1,015 23,555 SH   SOLE   23,555 0 0
CORNING INC COM 219350105   328 10,771 SH   SOLE   10,771 0 0
COTY INC-CL A COM 222070203   164 14,925 SH   SOLE   14,925 0 0
CROWN HOLDINGS INC COM 228368106   381 4,308 SH   SOLE   4,308 0 0
CUMMINS INC COM 231021106   1,589 6,957 SH   SOLE   6,957 0 0
DTE ENERGY COMPANY COM 233331107   224 2,254 SH   SOLE   2,254 0 0
DANAHER CORP COM 235851102   2,096 8,448 SH   SOLE   8,448 0 0
DARDEN RESTAURANTS INC COM 237194105   372 2,598 SH   SOLE   2,598 0 0
DECKERS OUTDOOR CORP COM 243537107   977 1,901 SH   SOLE   1,901 0 0
DEERE & CO COM 244199105   1,440 3,817 SH   SOLE   3,817 0 0
DELTA AIR LINES INC COM 247361702   429 11,606 SH   SOLE   11,606 0 0
DICK'S SPORTING GOODS INC COM 253393102   1,035 9,528 SH   SOLE   9,528 0 0
WALT DISNEY CO COM 254687106   317 3,911 SH   SOLE   3,911 0 0
DISCOVER FINANCIAL SERVICES COM 254709108   509 5,873 SH   SOLE   5,873 0 0
DOLLAR GENERAL CORP COM 256677105   824 7,787 SH   SOLE   7,787 0 0
DOLLAR TREE INC COM 256746108   430 4,043 SH   SOLE   4,043 0 0
DOVER CORP COM 260003108   1,241 8,899 SH   SOLE   8,899 0 0
DOW INC COM 260557103   734 14,238 SH   SOLE   14,238 0 0
EDISON INTERNATIONAL COM 281020107   231 3,643 SH   SOLE   3,643 0 0
EMERSON ELECTRIC CO COM 291011104   852 8,820 SH   SOLE   8,820 0 0
EQUIFAX INC COM 294429105   245 1,336 SH   SOLE   1,336 0 0
EXPEDITORS INTL WASH INC COM 302130109   673 5,871 SH   SOLE   5,871 0 0
FACTSET RESEARCH SYSTEMS INC COM 303075105   402 920 SH   SOLE   920 0 0
FAIR ISAAC CORP COM 303250104   907 1,044 SH   SOLE   1,044 0 0
FASTENAL CO COM 311900104   1,125 20,590 SH   SOLE   20,590 0 0
FIFTH THIRD BANCORP COM 316773100   248 9,807 SH   SOLE   9,807 0 0
FIRST QUANTUM MINERALS LTD COM 335934956   343 14,509 SH   SOLE   14,509 0 0
FIRST SOLAR INC COM 336433107   267 1,652 SH   SOLE   1,652 0 0
FISERV INC COM 337738108   412 3,645 SH   SOLE   3,645 0 0
FIRSTENERGY CORP COM 337932107   280 8,187 SH   SOLE   8,187 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105   446 1,747 SH   SOLE   1,747 0 0
FLOOR & DECOR HOLDINGS INC-A COM 339750101   284 3,136 SH   SOLE   3,136 0 0
FORD MOTOR CO COM 345370860   643 51,732 SH   SOLE   51,732 0 0
ARTHUR J GALLAGHER & CO COM 363576109   517 2,267 SH   SOLE   2,267 0 0
GARTNER INC COM 366651107   757 2,204 SH   SOLE   2,204 0 0
GENERAL DYNAMICS CORP COM 369550108   555 2,511 SH   SOLE   2,511 0 0
GENERAL ELECTRIC CO COM 369604301   1,430 12,933 SH   SOLE   12,933 0 0
GENERAL MILLS INC COM 370334104   373 5,836 SH   SOLE   5,836 0 0
GENTEX CORP COM 371901109   288 8,840 SH   SOLE   8,840 0 0
GENUINE PARTS CO COM 372460105   307 2,128 SH   SOLE   2,128 0 0
GILEAD SCIENCES INC COM 375558103   1,621 21,628 SH   SOLE   21,628 0 0
GRACO INC COM 384109104   210 2,879 SH   SOLE   2,879 0 0
WW GRAINGER INC COM 384802104   1,512 2,186 SH   SOLE   2,186 0 0
HF SINCLAIR CORP COM 403949100   233 4,085 SH   SOLE   4,085 0 0
HALLIBURTON CO COM 406216101   663 16,367 SH   SOLE   16,367 0 0
HARMONY GOLD MNG-SPON ADR COM 413216300   55 14,656 SH   SOLE   14,656 0 0
HARTFORD FINANCIAL SVCS GRP COM 416515104   709 10,004 SH   SOLE   10,004 0 0
HEICO CORP COM 422806109   235 1,449 SH   SOLE   1,449 0 0
JACK HENRY & ASSOCIATES INC COM 426281101   236 1,560 SH   SOLE   1,560 0 0
HERSHEY CO COM 427866108   471 2,354 SH   SOLE   2,354 0 0
HOLOGIC INC COM 436440101   441 6,355 SH   SOLE   6,355 0 0
HOME DEPOT INC COM 437076102   2,448 8,103 SH   SOLE   8,103 0 0
HONEYWELL INTERNATIONAL INC COM 438516106   765 4,139 SH   SOLE   4,139 0 0
HOWMET AEROSPACE INC COM 443201108   629 13,597 SH   SOLE   13,597 0 0
HUBBELL INC COM 443510607   1,287 4,106 SH   SOLE   4,106 0 0
HUMANA INC COM 444859102   1,228 2,524 SH   SOLE   2,524 0 0
HUNT (JB) TRANSPRT SVCS INC COM 445658107   657 3,483 SH   SOLE   3,483 0 0
HUNTINGTON BANCSHARES INC COM 446150104   221 21,228 SH   SOLE   21,228 0 0
ILLINOIS TOOL WORKS COM 452308109   742 3,221 SH   SOLE   3,221 0 0
IMPERIAL OIL LTD COM 453038960   985 15,987 SH   SOLE   15,987 0 0
INTEL CORP COM 458140100   583 16,403 SH   SOLE   16,403 0 0
INTL BUSINESS MACHINES CORP COM 459200101   1,814 12,931 SH   SOLE   12,931 0 0
INTERNATIONAL PAPER CO COM 460146103   253 7,127 SH   SOLE   7,127 0 0
INTUIT INC COM 461202103   531 1,039 SH   SOLE   1,039 0 0
ISHARES MSCI GLOBAL MIN VOL ETF 464286525   35,126 368,125 SH   SOLE   368,125 0 0
iShares MSCI Emerg Mkts Min Vol Fctr ETF 464286533   14,947 280,163 SH   SOLE   168,636 0 111,527
iShares 1-3 Year Treasury Bond ETF 464287457   5,869 72,483 SH   SOLE   0 0 72,483
iShares Short-Term National Muni Bd ETF 464288158   10,592 102,973 SH   SOLE   43,533 0 59,440
iShares JP Morgan USD Em Mkts Bd ETF 464288281   7,233 87,649 SH   SOLE   0 0 87,649
iShares National Muni Bond ETF 464288414   40,302 393,032 SH   SOLE   19,834 0 373,198
iShares MSCI EAFE Value ETF 464288877   50,271 1,027,395 SH   SOLE   0 0 1,027,395
ITAU UNIBANCO H-SPON PRF ADR COM 465562106   419 78,077 SH   SOLE   78,077 0 0
JABIL INC COM 466313103   1,416 11,159 SH   SOLE   11,159 0 0
JOHNSON & JOHNSON COM 478160104   4,342 27,878 SH   SOLE   27,878 0 0
KLA CORP COM 482480100   2,259 4,926 SH   SOLE   4,926 0 0
KELLOGG CO COM 487836108   399 6,704 SH   SOLE   6,704 0 0
KIMBERLY-CLARK CORP COM 494368103   237 1,962 SH   SOLE   1,962 0 0
KRAFT HEINZ CO COM 500754106   273 8,102 SH   SOLE   8,102 0 0
KROGER CO COM 501044101   1,259 28,125 SH   SOLE   28,125 0 0
LKQ CORP COM 501889208   918 18,536 SH   SOLE   18,536 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   266 1,526 SH   SOLE   1,526 0 0
LAM RESEARCH CORP COM 512807108   2,273 3,627 SH   SOLE   3,627 0 0
LAMB WESTON HOLDINGS INC COM 513272104   265 2,864 SH   SOLE   2,864 0 0
LANDSTAR SYSTEM INC COM 515098101   592 3,347 SH   SOLE   3,347 0 0
LATTICE SEMICONDUCTOR CORP COM 518415104   384 4,473 SH   SOLE   4,473 0 0
ESTEE LAUDER COMPANIES-CL A COM 518439104   222 1,538 SH   SOLE   1,538 0 0
LEAR CORP COM 521865204   200 1,493 SH   SOLE   1,493 0 0
LEIDOS HOLDINGS INC COM 525327102   311 3,378 SH   SOLE   3,378 0 0
LENNAR CORP-A COM 526057104   766 6,822 SH   SOLE   6,822 0 0
LENNOX INTERNATIONAL INC COM 526107107   861 2,300 SH   SOLE   2,300 0 0
LIBERTY BROADBAND-C COM 530307305   222 2,428 SH   SOLE   2,428 0 0
LIBERTY MEDIA CORP-LIB-NEW-C COM 531229755   245 3,936 SH   SOLE   3,936 0 0
ELI LILLY & CO COM 532457108   8,666 16,133 SH   SOLE   16,133 0 0
LINCOLN ELECTRIC HOLDINGS COM 533900106   202 1,112 SH   SOLE   1,112 0 0
LOCKHEED MARTIN CORP COM 539830109   1,038 2,537 SH   SOLE   2,537 0 0
LOEWS CORP COM 540424108   227 3,584 SH   SOLE   3,584 0 0
LOWE'S COS INC COM 548661107   1,587 7,635 SH   SOLE   7,635 0 0
LULULEMON ATHLETICA INC COM 550021109   872 2,262 SH   SOLE   2,262 0 0
MGM RESORTS INTERNATIONAL COM 552953101   308 8,371 SH   SOLE   8,371 0 0
MANHATTAN ASSOCIATES INC COM 562750109   245 1,240 SH   SOLE   1,240 0 0
MARATHON OIL CORP COM 565849106   3,075 114,935 SH   SOLE   114,935 0 0
MARKEL GROUP INC COM 570535104   314 213 SH   SOLE   213 0 0
MARSH & MCLENNAN COS COM 571748102   875 4,599 SH   SOLE   4,599 0 0
MARRIOTT INTERNATIONAL -CL A COM 571903202   591 3,007 SH   SOLE   3,007 0 0
MARTIN MARIETTA MATERIALS COM 573284106   427 1,040 SH   SOLE   1,040 0 0
MARVELL TECHNOLOGY INC COM 573874104   447 8,264 SH   SOLE   8,264 0 0
MCDONALD'S CORP COM 580135101   1,451 5,506 SH   SOLE   5,506 0 0
METTLER-TOLEDO INTERNATIONAL COM 592688105   523 472 SH   SOLE   472 0 0
MICROSOFT CORP COM 594918104   21,027 66,594 SH   SOLE   66,594 0 0
MICROCHIP TECHNOLOGY INC COM 595017104   670 8,585 SH   SOLE   8,585 0 0
MICRON TECHNOLOGY INC COM 595112103   776 11,414 SH   SOLE   11,414 0 0
MONDELEZ INTERNATIONAL INC-A COM 609207105   1,008 14,524 SH   SOLE   14,524 0 0
MOODY'S CORP COM 615369105   551 1,743 SH   SOLE   1,743 0 0
MORGAN STANLEY COM 617446448   2,390 29,265 SH   SOLE   29,265 0 0
MOTOROLA SOLUTIONS INC COM 620076307   1,502 5,519 SH   SOLE   5,519 0 0
NASDAQ INC COM 631103108   626 12,882 SH   SOLE   12,882 0 0
NATIONAL BANK OF CANADA COM 633067954   696 10,474 SH   SOLE   10,474 0 0
NEW YORK COMMUNITY BANCORP COM 649445103   399 35,165 SH   SOLE   35,165 0 0
NIKE INC -CL B COM 654106103   297 3,104 SH   SOLE   3,104 0 0
NORDSON CORP COM 655663102   442 1,981 SH   SOLE   1,981 0 0
NORFOLK SOUTHERN CORP COM 655844108   715 3,631 SH   SOLE   3,631 0 0
NORTHERN TRUST CORP COM 665859104   224 3,226 SH   SOLE   3,226 0 0
NORTHROP GRUMMAN CORP COM 666807102   504 1,146 SH   SOLE   1,146 0 0
GEN DIGITAL INC COM 668771108   300 16,954 SH   SOLE   16,954 0 0
NUCOR CORP COM 670346105   1,856 11,869 SH   SOLE   11,869 0 0
OCCIDENTAL PETROLEUM CORP COM 674599105   1,499 23,100 SH   SOLE   23,100 0 0
OLD DOMINION FREIGHT LINE COM 679580100   2,136 5,221 SH   SOLE   5,221 0 0
OLD REPUBLIC INTL CORP COM 680223104   222 8,240 SH   SOLE   8,240 0 0
OLIN CORP COM 680665205   531 10,630 SH   SOLE   10,630 0 0
OMNICOM GROUP COM 681919106   453 6,088 SH   SOLE   6,088 0 0
ON SEMICONDUCTOR COM 682189105   2,279 24,515 SH   SOLE   24,515 0 0
ONEOK INC COM 682680103   622 9,812 SH   SOLE   9,812 0 0
OWENS CORNING COM 690742101   1,138 8,343 SH   SOLE   8,343 0 0
PNC FINANCIAL SERVICES GROUP COM 693475105   379 3,091 SH   SOLE   3,091 0 0
PPG INDUSTRIES INC COM 693506107   458 3,526 SH   SOLE   3,526 0 0
PVH CORP COM 693656100   292 3,823 SH   SOLE   3,823 0 0
PACCAR INC COM 693718108   1,379 16,215 SH   SOLE   16,215 0 0
PACKAGING CORP OF AMERICA COM 695156109   642 4,183 SH   SOLE   4,183 0 0
PALO ALTO NETWORKS INC COM 697435105   255 1,086 SH   SOLE   1,086 0 0
PARKER HANNIFIN CORP COM 701094104   1,738 4,461 SH   SOLE   4,461 0 0
PAYCHEX INC COM 704326107   417 3,614 SH   SOLE   3,614 0 0
PEPSICO INC COM 713448108   3,137 18,511 SH   SOLE   18,511 0 0
PFIZER INC COM 717081103   2,014 60,708 SH   SOLE   60,708 0 0
PHILIP MORRIS INTERNATIONAL COM 718172109   888 9,588 SH   SOLE   9,588 0 0
PHILLIPS 66 COM 718546104   789 6,565 SH   SOLE   6,565 0 0
PINNACLE WEST CAPITAL COM 723484101   663 8,998 SH   SOLE   8,998 0 0
PIONEER NATURAL RESOURCES CO COM 723787107   752 3,277 SH   SOLE   3,277 0 0
PROCTER & GAMBLE CO COM 742718109   2,359 16,171 SH   SOLE   16,171 0 0
PROGRESSIVE CORP COM 743315103   1,161 8,336 SH   SOLE   8,336 0 0
PRUDENTIAL FINANCIAL INC COM 744320102   529 5,578 SH   SOLE   5,578 0 0
PUBLIC SERVICE ENTERPRISE GP COM 744573106   336 5,904 SH   SOLE   5,904 0 0
PULTEGROUP INC COM 745867101   1,786 24,116 SH   SOLE   24,116 0 0
QUALCOMM INC COM 747525103   1,567 14,112 SH   SOLE   14,112 0 0
RPM INTERNATIONAL INC COM 749685103   552 5,824 SH   SOLE   5,824 0 0
RAYMOND JAMES FINANCIAL INC COM 754730109   362 3,604 SH   SOLE   3,604 0 0
REGAL REXNORD CORP COM 758750103   781 5,469 SH   SOLE   5,469 0 0
RELIANCE STEEL & ALUMINUM COM 759509102   1,445 5,511 SH   SOLE   5,511 0 0
REPUBLIC SERVICES INC COM 760759100   479 3,359 SH   SOLE   3,359 0 0
RESMED INC COM 761152107   409 2,763 SH   SOLE   2,763 0 0
ROCKWELL AUTOMATION INC COM 773903109   455 1,590 SH   SOLE   1,590 0 0
ROLLINS INC COM 775711104   210 5,623 SH   SOLE   5,623 0 0
ROPER TECHNOLOGIES INC COM 776696106   425 878 SH   SOLE   878 0 0
ROSS STORES INC COM 778296103   468 4,142 SH   SOLE   4,142 0 0
ROYAL BANK OF CANADA COM 780087953   985 11,275 SH   SOLE   11,275 0 0
SCHLUMBERGER LTD COM 806857108   708 12,151 SH   SOLE   12,151 0 0
SCHWAB (CHARLES) CORP COM 808513105   547 9,966 SH   SOLE   9,966 0 0
SCHWAB INTL SMALL-CAP EQUITY ETF 808524888   5,379 166,785 SH   SOLE   166,785 0 0
SEMPRA COM 816851109   459 6,754 SH   SOLE   6,754 0 0
SHERWIN-WILLIAMS CO COM 824348106   558 2,187 SH   SOLE   2,187 0 0
SMITH CORP COM 831865209   236 3,567 SH   SOLE   3,567 0 0
JM SMUCKER CO COM 832696405   238 1,933 SH   SOLE   1,933 0 0
SNAP-ON INC COM 833034101   767 3,006 SH   SOLE   3,006 0 0
SOUTHERN CO COM 842587107   444 6,856 SH   SOLE   6,856 0 0
STARBUCKS CORP COM 855244109   716 7,847 SH   SOLE   7,847 0 0
STATE STREET CORP COM 857477103   350 5,224 SH   SOLE   5,224 0 0
STEEL DYNAMICS INC COM 858119100   1,296 12,089 SH   SOLE   12,089 0 0
STRYKER CORP COM 863667101   475 1,740 SH   SOLE   1,740 0 0
SUN LIFE FINANCIAL INC COM 866796956   204 4,179 SH   SOLE   4,179 0 0
SYNOPSYS INC COM 871607107   1,564 3,407 SH   SOLE   3,407 0 0
SYSCO CORP COM 871829107   367 5,552 SH   SOLE   5,552 0 0
TJX COMPANIES INC COM 872540109   1,341 15,086 SH   SOLE   15,086 0 0
T-MOBILE US INC COM 872590104   1,163 8,301 SH   SOLE   8,301 0 0
TAIWAN SEMICONDUCTOR-SP ADR COM 874039100   2,295 26,410 SH   SOLE   26,410 0 0
TECK RESOURCES LTD-CLS B COM 878742956   463 10,751 SH   SOLE   10,751 0 0
TELEDYNE TECHNOLOGIES INC COM 879360105   951 2,327 SH   SOLE   2,327 0 0
TERADYNE INC COM 880770102   759 7,559 SH   SOLE   7,559 0 0
TEXAS INSTRUMENTS INC COM 882508104   1,279 8,046 SH   SOLE   8,046 0 0
TEXTRON INC COM 883203101   278 3,555 SH   SOLE   3,555 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   1,595 3,152 SH   SOLE   3,152 0 0
TIMKEN CO COM 887389104   228 3,097 SH   SOLE   3,097 0 0
TOLL BROTHERS INC COM 889478103   1,156 15,627 SH   SOLE   15,627 0 0
TRACTOR SUPPLY COMPANY COM 892356106   1,023 5,039 SH   SOLE   5,039 0 0
TRANSDIGM GROUP INC COM 893641100   534 633 SH   SOLE   633 0 0
TRIMBLE INC COM 896239100   233 4,319 SH   SOLE   4,319 0 0
US BANCORP COM 902973304   330 9,975 SH   SOLE   9,975 0 0
UNION PACIFIC CORP COM 907818108   1,555 7,635 SH   SOLE   7,635 0 0
UNITED AIRLINES HOLDINGS INC COM 910047109   1,763 41,688 SH   SOLE   41,688 0 0
UNITED PARCEL SERVICE-CL B COM 911312106   1,520 9,753 SH   SOLE   9,753 0 0
UNITED RENTALS INC COM 911363109   2,907 6,540 SH   SOLE   6,540 0 0
Vanguard ESG International Stock ETF 921910725   210 4,157 SH   SOLE   0 0 4,157
Vanguard ESG US Stock ETF 921910733   388 5,159 SH   SOLE   0 0 5,159
VANGUARD US MOMENTUM FACTOR ETF 921935508   7,558 66,656 SH   SOLE   66,656 0 0
VANGUARD U.S. QUALITY FACTOR ETF 921935706   11,561 102,940 SH   SOLE   102,940 0 0
VANGUARD U.S. VALUE FACTOR ETF 921935805   20,652 206,355 SH   SOLE   206,355 0 0
Vanguard Short-Term Bond ETF 921937827   41,662 554,238 SH   SOLE   0 0 554,238
Vanguard Total Bond Market ETF 921937835   68,710 984,666 SH   SOLE   0 0 984,666
Vanguard FTSE Developed Markets ETF 921943858   37,993 868,998 SH   SOLE   0 0 868,998
Vanguard Short-Term Infl-Prot Secs ETF 922020805   12,299 260,141 SH   SOLE   0 0 260,141
Vanguard FTSE All-Wld ex-US SmCp ETF 922042718   43,881 413,192 SH   SOLE   0 0 413,192
Vanguard FTSE Emerging Markets ETF 922042858   29,963 764,171 SH   SOLE   0 0 764,171
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   3,930 81,697 SH   SOLE   81,697 0 0
Vanguard Mid-Cap Value ETF 922908512   22,532 172,053 SH   SOLE   0 0 172,053
Vanguard Real Estate ETF 922908553   8,041 106,276 SH   SOLE   0 0 106,276
Vanguard Small-Cap Value ETF 922908611   78,217 490,421 SH   SOLE   66,856 0 423,565
Vanguard Value ETF 922908744   48,741 353,372 SH   SOLE   0 0 353,372
Vanguard Total Stock Market ETF 922908769   71,848 338,249 SH   SOLE   0 0 338,249
VMWARE INC-CLASS A COM 928563402   321 1,929 SH   SOLE   1,929 0 0
VULCAN MATERIALS CO COM 929160109   383 1,894 SH   SOLE   1,894 0 0
WABTEC CORP COM 929740108   563 5,297 SH   SOLE   5,297 0 0
WALMART INC COM 931142103   6,149 38,448 SH   SOLE   38,448 0 0
WARNER BROS DISCOVERY INC COM 934423104   254 23,377 SH   SOLE   23,377 0 0
WATERS CORP COM 941848103   278 1,014 SH   SOLE   1,014 0 0
WATSCO INC COM 942622200   562 1,488 SH   SOLE   1,488 0 0
WELLS FARGO & CO COM 949746101   1,166 28,548 SH   SOLE   28,548 0 0
WEST PHARMACEUTICAL SERVICES COM 955306105   211 563 SH   SOLE   563 0 0
WESTERN DIGITAL CORP COM 958102105   296 6,495 SH   SOLE   6,495 0 0
Westlake Corporation COM 960413102   212 1,700 SH   SOLE   1,700 0 0
WILLIAMS COS INC COM 969457100   411 12,200 SH   SOLE   12,200 0 0
WILLIAMS-SONOMA INC COM 969904101   1,062 6,837 SH   SOLE   6,837 0 0
XPO INC COM 983793100   254 3,402 SH   SOLE   3,402 0 0
YUM BRANDS INC COM 988498101   382 3,055 SH   SOLE   3,055 0 0
ZEBRA TECHNOLOGIES CORP-CL A COM 989207105   265 1,120 SH   SOLE   1,120 0 0
EQUITABLE HOLDINGS INC COM 29452E101   239 8,419 SH   SOLE   8,419 0 0
RTX CORPORATION COM 75513E101   706 9,809 SH   SOLE   9,809 0 0
GLOBE LIFE INC COM 37959E102   225 2,070 SH   SOLE   2,070 0 0
QUANTA SERVICES INC COM 74762E102   1,860 9,941 SH   SOLE   9,941 0 0
VERISIGN INC COM 92343E102   271 1,340 SH   SOLE   1,340 0 0
CENCORA INC COM 03073E105   1,466 8,145 SH   SOLE   8,145 0 0
VALE SA-SP ADR COM 91912E105   307 22,906 SH   SOLE   22,906 0 0
TARGET CORP COM 87612E106   1,423 12,874 SH   SOLE   12,874 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108   239 3,453 SH   SOLE   3,453 0 0
FORTINET INC COM 34959E109   827 14,086 SH   SOLE   14,086 0 0
TRAVELERS COS INC COM 89417E109   778 4,761 SH   SOLE   4,761 0 0
GRUPO AEROPORTUARIO SUR-ADR COM 40051E202   653 2,658 SH   SOLE   2,658 0 0
AT&T INC COM 00206R102   456 30,328 SH   SOLE   30,328 0 0
ABBVIE INC COM 00287Y109   2,673 17,931 SH   SOLE   17,931 0 0
ACTIVISION BLIZZARD INC COM 00507V109   606 6,477 SH   SOLE   6,477 0 0
ADOBE INC COM 00724F101   1,584 3,106 SH   SOLE   3,106 0 0
AECOM COM 00766T100   368 4,434 SH   SOLE   4,434 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   352 3,150 SH   SOLE   3,150 0 0
AKAMAI TECHNOLOGIES INC COM 00971T101   440 4,128 SH   SOLE   4,128 0 0
ALLISON TRANSMISSION HOLDING COM 01973R101   339 5,744 SH   SOLE   5,744 0 0
ALNYLAM PHARMACEUTICALS INC COM 02043Q107   236 1,331 SH   SOLE   1,331 0 0
ALPHABET INC-CL C COM 02079K107   4,370 33,142 SH   SOLE   33,142 0 0
ALPHABET INC-CL A COM 02079K305   4,636 35,428 SH   SOLE   35,428 0 0
ALTRIA GROUP INC COM 02209S103   551 13,108 SH   SOLE   13,108 0 0
AMERICAN AIRLINES GROUP INC COM 02376R102   170 13,241 SH   SOLE   13,241 0 0
AMERICA MOVIL SAB DE CV COM 02390A101   231 13,342 SH   SOLE   13,342 0 0
AMERIPRISE FINANCIAL INC COM 03076C106   2,031 6,162 SH   SOLE   6,162 0 0
APA CORP COM 03743Q108   561 13,652 SH   SOLE   13,652 0 0
APOLLO GLOBAL MANAGEMENT INC COM 03769M106   280 3,117 SH   SOLE   3,117 0 0
ASSURANT INC COM 04621X108   349 2,431 SH   SOLE   2,431 0 0
AUTONATION INC COM 05329W102   1,849 12,213 SH   SOLE   12,213 0 0
BAKER HUGHES CO COM 05722G100   477 13,502 SH   SOLE   13,502 0 0
BANK OZK COM 06417N103   237 6,390 SH   SOLE   6,390 0 0
BIOMARIN PHARMACEUTICAL INC COM 09061G101   243 2,748 SH   SOLE   2,748 0 0
BIOGEN INC COM 09062X103   332 1,293 SH   SOLE   1,293 0 0
BLACKROCK INC COM 09247X101   526 814 SH   SOLE   814 0 0
BLACKSTONE INC COM 09260D107   430 4,011 SH   SOLE   4,011 0 0
BOOKING HOLDINGS INC COM 09857L108   808 262 SH   SOLE   262 0 0
BROADRIDGE FINANCIAL SOLUTIO COM 11133T103   692 3,864 SH   SOLE   3,864 0 0
BROADCOM INC COM 11135F101   7,853 9,455 SH   SOLE   9,455 0 0
BUILDERS FIRSTSOURCE INC COM 12008R107   2,341 18,807 SH   SOLE   18,807 0 0
CBOE GLOBAL MARKETS INC COM 12503M108   246 1,573 SH   SOLE   1,573 0 0
CBRE GROUP INC - A COM 12504L109   799 10,816 SH   SOLE   10,816 0 0
CDW CORP COM 12514G108   1,371 6,794 SH   SOLE   6,794 0 0
CME GROUP INC COM 12572Q105   450 2,248 SH   SOLE   2,248 0 0
CAESARS ENTERTAINMENT INC COM 12769G100   204 4,400 SH   SOLE   4,400 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K959   673 9,060 SH   SOLE   9,060 0 0
CAPITAL ONE FINANCIAL CORP COM 14040H105   490 5,054 SH   SOLE   5,054 0 0
CARDINAL HEALTH INC COM 14149Y108   468 5,390 SH   SOLE   5,390 0 0
CARRIER GLOBAL CORP COM 14448C104   449 8,129 SH   SOLE   8,129 0 0
CENTENE CORP COM 15135B101   418 6,075 SH   SOLE   6,075 0 0
CENOVUS ENERGY INC COM 15135U950   1,209 58,065 SH   SOLE   58,065 0 0
CHARTER COMMUNICATIONS INC-A COM 16119P108   276 627 SH   SOLE   627 0 0
CHENIERE ENERGY INC COM 16411R208   491 2,961 SH   SOLE   2,961 0 0
CISCO SYSTEMS INC COM 17275R102   1,908 35,483 SH   SOLE   35,483 0 0
COMCAST CORP-CLASS A COM 20030N101   2,624 59,178 SH   SOLE   59,178 0 0
CIA SANEAMENTO BASICO DE-ADR COM 20441A102   245 20,217 SH   SOLE   20,217 0 0
CONOCOPHILLIPS COM 20825C104   3,809 31,798 SH   SOLE   31,798 0 0
CONSTELLATION BRANDS INC-A COM 21036P108   344 1,370 SH   SOLE   1,370 0 0
CONSTELLATION ENERGY COM 21037T109   413 3,789 SH   SOLE   3,789 0 0
CORTEVA INC COM 22052L104   422 8,248 SH   SOLE   8,248 0 0
COSTCO WHOLESALE CORP COM 22160K105   1,622 2,871 SH   SOLE   2,871 0 0
DR HORTON INC COM 23331A109   1,372 12,765 SH   SOLE   12,765 0 0
DAVITA INC COM 23918K108   217 2,294 SH   SOLE   2,294 0 0
DELL TECHNOLOGIES -C COM 24703L202   216 3,138 SH   SOLE   3,138 0 0
DEVON ENERGY CORP COM 25179M103   2,075 43,494 SH   SOLE   43,494 0 0
DIAMONDBACK ENERGY INC COM 25278X109   1,521 9,819 SH   SOLE   9,819 0 0
Dimensional US Equity ETF 25434V401   14,866 319,351 SH   SOLE   311,583 0 7,768
DIMENSIONAL US SMALL CAP ETF ETF 25434V500   2,490 47,433 SH   SOLE   47,433 0 0
Dimensional US Targeted Value ETF 25434V609   9,932 217,387 SH   SOLE   177,534 0 39,853
Dimensional US Core Equity 2 ETF 25434V708   18,804 717,726 SH   SOLE   145,685 0 572,041
Dimensional US Marketwide Value ETF 25434V724   46,750 1,374,183 SH   SOLE   218,573 0 1,155,610
DIMENSIONAL EMERGING MARKETS ETF 25434V757   15,612 689,258 SH   SOLE   689,258 0 0
DIMENSIONAL INTERNATIONAL VAL ETF 25434V807   9,403 288,244 SH   SOLE   91,494 0 196,750
DIMENSIONAL WLD EX US CR EQ 2 ETF 25434V880   21,807 968,324 SH   SOLE   0 0 968,324
DOMINION ENERGY INC COM 25746U109   219 4,905 SH   SOLE   4,905 0 0
DOMINO'S PIZZA INC COM 25754A201   316 835 SH   SOLE   835 0 0
DOORDASH INC - A COM 25809K105   226 2,844 SH   SOLE   2,844 0 0
DUKE ENERGY CORP COM 26441C204   422 4,781 SH   SOLE   4,781 0 0
DUPONT DE NEMOURS INC COM 26614N102   387 5,185 SH   SOLE   5,185 0 0
EOG RESOURCES INC COM 26875P101   2,095 16,525 SH   SOLE   16,525 0 0
EQT CORP COM 26884L109   290 7,137 SH   SOLE   7,137 0 0
EAGLE MATERIALS INC COM 26969P108   366 2,200 SH   SOLE   2,200 0 0
EAST WEST BANCORP INC COM 27579R104   1,321 25,064 SH   SOLE   25,064 0 0
ENTERGY CORP COM 29364G103   280 3,023 SH   SOLE   3,023 0 0
EPAM SYSTEMS INC COM 29414B104   344 1,345 SH   SOLE   1,345 0 0
ERIE INDEMNITY COMPANY-CL A COM 29530P102   219 746 SH   SOLE   746 0 0
EXELON CORP COM 30161N101   471 12,452 SH   SOLE   12,452 0 0
EXXON MOBIL CORP COM 30231G102   12,557 106,797 SH   SOLE   106,797 0 0
META PLATFORMS INC COM 30303M102   10,250 34,144 SH   SOLE   34,144 0 0
FEDEX CORP COM 31428X106   731 2,758 SH   SOLE   2,758 0 0
FIDELITY NATIONAL FINANCIAL COM 31620R303   544 13,184 SH   SOLE   13,184 0 0
FIRST CITIZENS BCSHS -CL A COM 31946M103   580 420 SH   SOLE   420 0 0
FORTIVE CORP COM 34959J108   744 10,037 SH   SOLE   10,037 0 0
FORTUNE BRANDS INNOVATIONS I COM 34964C106   469 7,545 SH   SOLE   7,545 0 0
FOX CORP - CLASS A COM 35137L105   210 6,722 SH   SOLE   6,722 0 0
FREEPORT-MCMORAN INC COM 35671D857   1,029 27,589 SH   SOLE   27,589 0 0
GE HEALTHCARE TECHNOLOGY COM 36266G107   231 3,398 SH   SOLE   3,398 0 0
GENERAL MOTORS CO COM 37045V100   531 16,110 SH   SOLE   16,110 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   1,107 3,422 SH   SOLE   3,422 0 0
HCA HEALTHCARE INC COM 40412C101   1,931 7,852 SH   SOLE   7,852 0 0
HP INC COM 40434L105   346 13,455 SH   SOLE   13,455 0 0
HESS CORP COM 42809H107   755 4,934 SH   SOLE   4,934 0 0
HEWLETT PACKARD ENTERPRISE COM 42824C109   646 37,198 SH   SOLE   37,198 0 0
HILTON WORLDWIDE HOLDINGS IN COM 43300A203   486 3,237 SH   SOLE   3,237 0 0
ITT INC COM 45073V108   645 6,584 SH   SOLE   6,584 0 0
IDEX CORP COM 45167R104   520 2,501 SH   SOLE   2,501 0 0
IDEXX LABORATORIES INC COM 45168D104   662 1,513 SH   SOLE   1,513 0 0
INGERSOLL-RAND INC COM 45687V106   1,210 18,996 SH   SOLE   18,996 0 0
INTACT FINANCIAL CORP COM 45823T957   510 3,495 SH   SOLE   3,495 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104   490 4,452 SH   SOLE   4,452 0 0
INTUITIVE SURGICAL INC COM 46120E602   328 1,123 SH   SOLE   1,123 0 0
IQVIA HOLDINGS INC COM 46266C105   442 2,244 SH   SOLE   2,244 0 0
iShares MSCI EAFE Min Vol Factor ETF 46429B689   15,513 237,850 SH   SOLE   120,093 0 117,757
iShares MSCI USA Min Vol Factor ETF 46429B697   58,136 803,200 SH   SOLE   302,950 0 500,250
iShares MSCI USA Quality Factor ETF 46432F339   34,554 262,189 SH   SOLE   0 0 262,189
iShares MSCI USA Momentum Factor ETF 46432F396   73,912 529,078 SH   SOLE   146,036 0 383,042
ISHARES CORE 1-5 YEAR USD BO ETF 46432F859   28,836 621,732 SH   SOLE   621,732 0 0
iShares ESG 1-5 Year USD Corp Bd ETF 46435G243   207 8,702 SH   SOLE   0 0 8,702
iShares ESG Aware MSCI USA ETF 46435G425   686 7,309 SH   SOLE   0 0 7,309
iShares ESG Aware MSCI EAFE ETF 46435G516   350 5,056 SH   SOLE   0 0 5,056
iShares ESG U.S. Aggregate Bond ETF 46435U549   546 12,054 SH   SOLE   0 0 12,054
JPMORGAN CHASE & CO COM 46625H100   9,830 67,782 SH   SOLE   67,782 0 0
JPMORGAN BETABUILDERS US AGG ETF 46641Q241   66,724 1,508,568 SH   SOLE   1,508,568 0 0
JACOBS SOLUTIONS INC COM 46982L108   889 6,512 SH   SOLE   6,512 0 0
KKR & CO INC COM 48251W104   302 4,908 SH   SOLE   4,908 0 0
KENVUE INC COM 49177J102   1,017 50,627 SH   SOLE   50,627 0 0
KEURIG DR PEPPER INC COM 49271V100   208 6,602 SH   SOLE   6,602 0 0
KEYSIGHT TECHNOLOGIES IN COM 49338L103   1,069 8,076 SH   SOLE   8,076 0 0
KINDER MORGAN INC COM 49456B101   351 21,180 SH   SOLE   21,180 0 0
LPL FINANCIAL HOLDINGS INC COM 50212V100   315 1,324 SH   SOLE   1,324 0 0
LABORATORY CRP OF AMER HLDGS COM 50540R409   457 2,275 SH   SOLE   2,275 0 0
M & T BANK CORP COM 55261F104   313 2,477 SH   SOLE   2,477 0 0
MSCI INC COM 55354G100   435 848 SH   SOLE   848 0 0
MARATHON PETROLEUM CORP COM 56585A102   1,964 12,977 SH   SOLE   12,977 0 0
MASTERCARD INC - A COM 57636Q104   2,611 6,595 SH   SOLE   6,595 0 0
MCKESSON CORP COM 58155Q103   3,242 7,455 SH   SOLE   7,455 0 0
MERCK & CO. INC. COM 58933Y105   7,062 68,592 SH   SOLE   68,592 0 0
METLIFE INC COM 59156R108   377 5,990 SH   SOLE   5,990 0 0
MODERNA INC COM 60770K107   425 4,111 SH   SOLE   4,111 0 0
MOLINA HEALTHCARE INC COM 60855R100   1,387 4,229 SH   SOLE   4,229 0 0
MONSTER BEVERAGE CORP COM 61174X109   242 4,570 SH   SOLE   4,570 0 0
MOSAIC CO COM 61945C103   434 12,194 SH   SOLE   12,194 0 0
NVR INC COM 62944T105   602 101 SH   SOLE   101 0 0
NETAPP INC COM 64110D104   201 2,646 SH   SOLE   2,646 0 0
NETFLIX INC COM 64110L106   1,737 4,599 SH   SOLE   4,599 0 0
NEXTERA ENERGY INC COM 65339F101   732 12,785 SH   SOLE   12,785 0 0
NVIDIA CORP COM 67066G104   15,843 36,422 SH   SOLE   36,422 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107   1,102 1,212 SH   SOLE   1,212 0 0
ORACLE CORP COM 68389X105   1,514 14,294 SH   SOLE   14,294 0 0
OTIS WORLDWIDE CORP COM 68902V107   393 4,892 SH   SOLE   4,892 0 0
OVINTIV INC COM 69047Q102   235 4,942 SH   SOLE   4,942 0 0
P G & E CORP COM 69331C108   484 30,005 SH   SOLE   30,005 0 0
PTC INC COM 69370C100   261 1,842 SH   SOLE   1,842 0 0
PALANTIR TECHNOLOGIES INC-A COM 69608A108   191 11,960 SH   SOLE   11,960 0 0
PAYPAL HOLDINGS INC COM 70450Y103   284 4,853 SH   SOLE   4,853 0 0
PENSKE AUTOMOTIVE GROUP INC COM 70959W103   1,745 10,444 SH   SOLE   10,444 0 0
POOL CORP COM 73278L105   760 2,133 SH   SOLE   2,133 0 0
PRINCIPAL FINANCIAL GROUP COM 74251V102   366 5,082 SH   SOLE   5,082 0 0
QUEST DIAGNOSTICS INC COM 74834L100   630 5,172 SH   SOLE   5,172 0 0
REGENERON PHARMACEUTICALS COM 75886F107   974 1,183 SH   SOLE   1,183 0 0
REGIONS FINANCIAL CORP COM 7591EP100   1,489 86,586 SH   SOLE   86,586 0 0
S&P GLOBAL INC COM 78409V104   659 1,803 SH   SOLE   1,803 0 0
SPDR Blmbg High Yield Bd ETF 78468R622   18,319 202,648 SH   SOLE   0 0 202,648
SPDR Nuveen Blmbg ST MunBd ETF 78468R739   10,454 226,121 SH   SOLE   0 0 226,121
SALESFORCE INC COM 79466L302   689 3,397 SH   SOLE   3,397 0 0
SEAGEN INC COM 81181C104   244 1,151 SH   SOLE   1,151 0 0
Consumer Discret Sel Sect SPDR ETF 81369Y407   11,782 73,192 SH   SOLE   0 0 73,192
Industrial Select Sector SPDR ETF 81369Y704   11,715 115,556 SH   SOLE   0 0 115,556
Technology Select Sector SPDR ETF 81369Y803   24,424 148,989 SH   SOLE   0 0 148,989
Communication Services Sel Sect SPDRETF ETF 81369Y852   24,295 370,525 SH   SOLE   0 0 370,525
SIRIUS XM HOLDINGS INC COM 82968B103   58 12,767 SH   SOLE   12,767 0 0
SOUTHERN COPPER CORP COM 84265V105   702 9,322 SH   SOLE   9,322 0 0
TD SYNNEX CORP COM 87162W100   554 5,549 SH   SOLE   5,549 0 0
SYNCHRONY FINANCIAL COM 87165B103   1,406 45,998 SH   SOLE   45,998 0 0
TARGA RESOURCES CORP COM 87612G101   927 10,812 SH   SOLE   10,812 0 0
TESLA INC COM 88160R101   3,165 12,650 SH   SOLE   12,650 0 0
TRADE DESK INC -CLASS A COM 88339J105   579 7,403 SH   SOLE   7,403 0 0
ULTA BEAUTY INC COM 90384S303   410 1,026 SH   SOLE   1,026 0 0
UNITED THERAPEUTICS CORP COM 91307C102   818 3,622 SH   SOLE   3,622 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,179 6,306 SH   SOLE   6,306 0 0
UNUM GROUP COM 91529Y106   557 11,318 SH   SOLE   11,318 0 0
VALERO ENERGY CORP COM 91913Y100   2,001 14,123 SH   SOLE   14,123 0 0
Vanguard Total International Bond ETF 92203J407   80,078 1,674,224 SH   SOLE   0 0 1,674,224
Vanguard Short-Term Corporate Bond ETF 92206C409   16,595 220,831 SH   SOLE   0 0 220,831
VERIZON COMMUNICATIONS INC COM 92343V104   625 19,291 SH   SOLE   19,291 0 0
VERISK ANALYTICS INC COM 92345Y106   786 3,326 SH   SOLE   3,326 0 0
VERTEX PHARMACEUTICALS INC COM 92532F100   999 2,873 SH   SOLE   2,873 0 0
VISA INC-CLASS A SHARES COM 92826C839   3,032 13,184 SH   SOLE   13,184 0 0
Vistra Corp. COM 92840M102   373 11,242 SH   SOLE   11,242 0 0
WSP GLOBAL INC COM 92938W954   460 3,257 SH   SOLE   3,257 0 0
WASTE MANAGEMENT INC COM 94106L109   816 5,353 SH   SOLE   5,353 0 0
XYLEM INC COM 98419M100   360 3,950 SH   SOLE   3,950 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   288 2,565 SH   SOLE   2,565 0 0
ZOETIS INC COM 98978V103   1,179 6,779 SH   SOLE   6,779 0 0
AMCOR PLC COM G0250X107   244 26,652 SH   SOLE   26,652 0 0
AMDOCS LTD COM G02602103   327 3,873 SH   SOLE   3,873 0 0
ANGLOGOLD ASHANTI-SPON ADR COM G0378L100   467 29,561 SH   SOLE   29,561 0 0
AON PLC-CLASS A COM G0403H108   1,146 3,534 SH   SOLE   3,534 0 0
ARCH CAPITAL GROUP LTD COM G0450A105   1,525 19,138 SH   SOLE   19,138 0 0
ASSURED GUARANTY LTD COM G0585R106   630 10,411 SH   SOLE   10,411 0 0
ACCENTURE PLC-CL A COM G1151C101   3,202 10,426 SH   SOLE   10,426 0 0
BUNGE LTD COM G16962105   278 2,572 SH   SOLE   2,572 0 0
EATON CORP PLC COM G29183103   2,399 11,250 SH   SOLE   11,250 0 0
EVEREST GROUP LTD COM G3223R108   695 1,869 SH   SOLE   1,869 0 0
FERGUSON PLC COM G3421J106   351 2,132 SH   SOLE   2,132 0 0
HORIZON THERAPEUTICS PLC COM G46188101   323 2,791 SH   SOLE   2,791 0 0
JOHNSON CONTROLS INTERNATION COM G51502105   526 9,881 SH   SOLE   9,881 0 0
LINDE PLC COM G54950103   1,112 2,986 SH   SOLE   2,986 0 0
MEDTRONIC PLC COM G5960L103   569 7,263 SH   SOLE   7,263 0 0
APTIV PLC COM G6095L109   240 2,438 SH   SOLE   2,438 0 0
SEAGATE TECHNOLOGY HOLDINGS COM G7997R103   339 5,141 SH   SOLE   5,141 0 0
PENTAIR PLC COM G7S00T104   588 9,074 SH   SOLE   9,074 0 0
STERIS PLC COM G8473T100   242 1,102 SH   SOLE   1,102 0 0
TRANE TECHNOLOGIES PLC COM G8994E103   2,095 10,323 SH   SOLE   10,323 0 0
WILLIS TOWERS WATSON PLC COM G96629103   341 1,634 SH   SOLE   1,634 0 0
CHUBB LTD COM H1467J104   603 2,895 SH   SOLE   2,895 0 0
GARMIN LTD COM H2906T109   321 3,049 SH   SOLE   3,049 0 0
TE CONNECTIVITY LTD COM H84989104   379 3,069 SH   SOLE   3,069 0 0
FERRARI NV COM N3167Y103   205 694 SH   SOLE   694 0 0
LYONDELLBASELL INDU-CL A COM N53745100   883 9,323 SH   SOLE   9,323 0 0
NXP SEMICONDUCTORS NV COM N6596X109   583 2,914 SH   SOLE   2,914 0 0
ROYAL CARIBBEAN CRUISES LTD COM V7780T103   218 2,369 SH   SOLE   2,369 0 0