The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company Common 88579Y101 4,548 21,669 SH   SOLE   0 0 21,669
A T & T Inc New Common 00206R102 4,566 116,571 SH   SOLE   0 0 116,571
Abbvie Inc Com USD0.01 Common 00287Y109 5,830 65,604 SH   SOLE   0 0 65,604
Apple Inc Common 037833100 294 1,907 SH   SOLE   0 0 1,907
Bristol-Myers Squibb Co Common 110122108 147 2,308 SH   SOLE   0 0 2,308
Chevron Corporation Common 166764100 4,908 41,768 SH   SOLE   0 0 41,768
Cincinnati Financial Cp Common 172062101 4,713 61,547 SH   SOLE   0 0 61,547
Coca Cola Company Common 191216100 151 3,355 SH   SOLE   0 0 3,355
Colgate-Palmolive Co Common 194162103 4,432 60,833 SH   SOLE   0 0 60,833
Consolidated Edison Inc Common 209115104 4,341 53,807 SH   SOLE   0 0 53,807
Dowdupont Inc Common 26078J100 261 3,764 SH   SOLE   0 0 3,764
Emerson Electric Co Common 291011104 4,871 77,514 SH   SOLE   0 0 77,514
Exxon Mobil Corporation Common 30231G102 4,511 55,027 SH   SOLE   0 0 55,027
Gallagher Arthur J & Co Common 363576109 4,837 78,585 SH   SOLE   0 0 78,585
General Mills Inc Common 370334104 4,136 79,912 SH   SOLE   0 0 79,912
Gilead Sciences Inc Common 375558103 108 1,338 SH   SOLE   0 0 1,338
Home Depot Inc Common 437076102 4,939 30,198 SH   SOLE   0 0 30,198
Intel Corp Common 458140100 4,628 121,545 SH   SOLE   0 0 121,545
Intl Business Machines Common 459200101 4,100 28,261 SH   SOLE   0 0 28,261
Johnson & Johnson Common 478160104 4,629 35,608 SH   SOLE   0 0 35,608
JP Morgan Chase & Co Common 46625H100 103 1,083 SH   SOLE   0 0 1,083
Kimberly-Clark Corp Common 494368103 4,260 36,198 SH   SOLE   0 0 36,198
Kinder Morgan Inc Common 49456B101 102 5,339 SH   SOLE   0 0 5,339
Leggett & Platt Inc Common 524660107 4,420 92,604 SH   SOLE   0 0 92,604
Lockheed Martin Corp Common 539830109 4,865 15,679 SH   SOLE   0 0 15,679
Mc Donalds Corp Common 580135101 4,915 31,372 SH   SOLE   0 0 31,372
Microsoft Corp Common 594918104 4,552 61,104 SH   SOLE   0 0 61,104
NextEra Energy Inc Common 65339F101 4,750 32,412 SH   SOLE   0 0 32,412
Novartis A G Spon Adr Common 66987V109 4,870 56,731 SH   SOLE   0 0 56,731
Nvidia Corp Common 67066G104 104 579 SH   SOLE   0 0 579
Paychex Inc Common 704326107 4,686 78,153 SH   SOLE   0 0 78,153
Pepsico Incorporated Common 713448108 4,376 39,275 SH   SOLE   0 0 39,275
Philip Morris Intl Inc Common 718172109 117 1,051 SH   SOLE   0 0 1,051
Proassurance Corporation Common 74267C106 440 8,056 SH   SOLE   0 0 8,056
Procter & Gamble Common 742718109 4,494 49,395 SH   SOLE   0 0 49,395
Royal Bk Cda Montreal Common 780087102 312 4,040 SH   SOLE   0 0 4,040
Royal Dutch Shell A Adrf Common 780259206 1,886 31,135 SH   SOLE   0 0 31,135
Royal Dutch Shell B Adrf Common 780259107 3,199 51,153 SH   SOLE   0 0 51,153
Servisfirst Bancshares Common 81768T108 202 5,200 SH   SOLE   0 0 5,200
The Southern Company Common 842587107 5,280 107,440 SH   SOLE   0 0 107,440
Torchmark Corporation Common 891027104 711 8,875 SH   SOLE   0 0 8,875
Unilever Plc Adr New Common 904767704 4,910 84,710 SH   SOLE   0 0 84,710
United Technologies Corp Common 913017109 4,559 39,274 SH   SOLE   0 0 39,274
Vanguard Ftse Europe Common 922042874 158 2,706 SH   SOLE   0 0 2,706
Verizon Communications Common 92343V104 4,743 95,834 SH   SOLE   0 0 95,834
Visa Inc Cl A Common 92826C839 101 964 SH   SOLE   0 0 964
Ishares S&P 500 Value Common 464287408 253 2,346 SH   SOLE   0 0 2,346
Ishares Silver TRUST Common 46428Q109 251 15,926 SH   SOLE   0 0 15,926
Streettracks Gold TRUST Common 863307104 276 2,269 SH   SOLE   0 0 2,269
Vanguard Emerging Market Common 922042858 229 5,258 SH   SOLE   0 0 5,258