The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3m Company Common 88579Y101 4,484 21,539 SH   SOLE   0 0 21,539
A T & T Inc New Common 00206R102 4,122 109,245 SH   SOLE   0 0 109,245
Abbvie Inc Com USD0.01 Common 00287Y109 4,788 66,037 SH   SOLE   0 0 66,037
Apple Inc Common 037833100 231 1,607 SH   SOLE   0 0 1,607
Bristol-Myers Squibb Co Common 110122108 118 2,109 SH   SOLE   0 0 2,109
Chevron Corporation Common 166764100 4,202 40,279 SH   SOLE   0 0 40,279
Cincinnati Financial Cp Common 172062101 4,236 58,470 SH   SOLE   0 0 58,470
Coca Cola Company Common 191216100 157 3,497 SH   SOLE   0 0 3,497
Colgate-Palmolive Co Common 194162103 4,295 57,934 SH   SOLE   0 0 57,934
Consolidated Edison Inc Common 209115104 4,219 52,200 SH   SOLE   0 0 52,200
Du Pont E I De Nemour&Co Common 263534109 4,303 53,313 SH   SOLE   0 0 53,313
Emerson Electric Co Common 291011104 4,424 74,204 SH   SOLE   0 0 74,204
Exxon Mobil Corporation Common 30231G102 4,121 51,047 SH   SOLE   0 0 51,047
Gallagher Arthur J & Co Common 363576109 4,456 77,840 SH   SOLE   0 0 77,840
General Mills Inc Common 370334104 3,963 71,533 SH   SOLE   0 0 71,533
Home Depot Inc Common 437076102 4,541 29,603 SH   SOLE   0 0 29,603
Intel Corp Common 458140100 3,999 118,515 SH   SOLE   0 0 118,515
Intl Business Machines Common 459200101 3,879 25,213 SH   SOLE   0 0 25,213
Johnson & Johnson Common 478160104 4,644 35,107 SH   SOLE   0 0 35,107
Kimberly-Clark Corp Common 494368103 4,341 33,620 SH   SOLE   0 0 33,620
Leggett & Platt Inc Common 524660107 4,335 82,527 SH   SOLE   0 0 82,527
Lockheed Martin Corp Common 539830109 4,334 15,611 SH   SOLE   0 0 15,611
Mc Donalds Corp Common 580135101 4,948 32,306 SH   SOLE   0 0 32,306
Microsoft Corp Common 594918104 248 3,597 SH   SOLE   0 0 3,597
NextEra Energy Inc Common 65339F101 4,538 32,386 SH   SOLE   0 0 32,386
Novartis A G Spon Adr Common 66987V109 4,566 54,701 SH   SOLE   0 0 54,701
Paychex Inc Common 704326107 4,227 74,239 SH   SOLE   0 0 74,239
Pepsico Incorporated Common 713448108 4,423 38,295 SH   SOLE   0 0 38,295
Philip Morris Intl Inc Common 718172109 117 1,000 SH   SOLE   0 0 1,000
Proassurance Corporation Common 74267C106 490 8,056 SH   SOLE   0 0 8,056
Procter & Gamble Common 742718109 4,198 48,167 SH   SOLE   0 0 48,167
Royal Bk Cda Montreal Common 780087102 293 4,040 SH   SOLE   0 0 4,040
Royal Dutch Shell A Adrf Common 780259206 1,680 31,577 SH   SOLE   0 0 31,577
Royal Dutch Shell B Adrf Common 780259107 2,650 48,695 SH   SOLE   0 0 48,695
The Southern Company Common 842587107 4,794 100,132 SH   SOLE   0 0 100,132
Torchmark Corporation Common 891027104 690 9,023 SH   SOLE   0 0 9,023
Unilever Plc Adr New Common 904767704 4,730 87,392 SH   SOLE   0 0 87,392
United Technologies Corp Common 913017109 4,541 37,190 SH   SOLE   0 0 37,190
Vanguard Ftse Europe Common 922042874 247 4,474 SH   SOLE   0 0 4,474
Verizon Communications Common 92343V104 3,970 88,884 SH   SOLE   0 0 88,884
Ishares S&P 500 Value Common 464287408 267 2,541 SH   SOLE   0 0 2,541
Ishares Silver TRUST Common 46428Q109 250 15,926 SH   SOLE   0 0 15,926
Streettracks Gold TRUST Common 863307104 268 2,269 SH   SOLE   0 0 2,269
Vanguard Emerging Market Common 922042858 215 5,271 SH   SOLE   0 0 5,271