The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 468,027 3,910 SH   SOLE   3,910 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 287,304 2,375 SH   SOLE   2,375 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 4,960,198 38,050 SH   SOLE   38,050 0 0
APPLE INC COM 037833100 BBG001S5N8V8 22,830,398 117,701 SH   SOLE   117,701 0 0
AUTOZONE INC COM 053332102 BBG001S6Q5D9 468,752 188 SH   SOLE   188 0 0
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 264,709 9,227 SH   SOLE   9,227 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,026,904 5,944 SH   SOLE   5,944 0 0
BHP GROUP LTD SPONSORED ADS 088606108 BBG001S5P5K4 498,245 8,350 SH   SOLE   8,350 0 0
BIOCARDIA INC *W EXP 08/06/202 09060U119   11,459 15,293 SH   SOLE   15,293 0 0
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102 BBG00MS80PP0 1,142,463 40,715 SH   SOLE   40,715 0 0
BLUE OWL CAPITAL INC COM CL A 09581B103 BBG00XV417S7 6,452,655 553,876 SH   SOLE   553,876 0 0
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 1,728,211 640 SH   SOLE   640 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107 BBG001SF86D7 208,294 6,190 SH   SOLE   6,190 0 0
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 1,681,017 15,370 SH   SOLE   15,370 0 0
CELANESE CORP DEL COM 150870103 BBG001SJDDG5 289,500 2,500 SH   SOLE   2,500 0 0
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 277,036 3,596 SH   SOLE   3,596 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,498,850 2,784 SH   SOLE   2,784 0 0
CSW INDUSTRIALS INC COM 126402106 BBG007NLG4M2 830,950 5,000 SH   SOLE   5,000 0 0
DARDEN RESTAURANTS INC COM 237194105 BBG001S5QM08 1,670,800 10,000 SH   SOLE   10,000 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 497,559 14,422 SH   SOLE   14,422 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 514,094 11,082 SH   SOLE   11,082 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 BBG0034YTRP6 3,765,933 139,479 SH   SOLE   139,479 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 734,884 18,340 SH   SOLE   18,340 0 0
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 BBG004Y67XK8 16,728,977 402,429 SH   SOLE   402,429 0 0
GLOBAL X FDS GLOBAL X URANIUM 37954Y871 BBG001TF8NP6 17,128,768 789,344 SH   SOLE   789,344 0 0
GLOBAL X FDS MSCI NORWAY ETF 37950E101 BBG001T5BNG4 4,073,910 176,221 SH   SOLE   176,221 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 BBG00G5CR9C0 38,708,757 1,228,462 SH   SOLE   1,228,462 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 2,818,677 8,739 SH   SOLE   8,739 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 1,363,004 100,184 SH   SOLE   100,184 0 0
INVESCO DB MULTI-SECTOR COMM BASE METALS FD 46140H700 BBG001SSDLT3 2,137,145 119,061 SH   SOLE   119,061 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 265,667 4,230 SH   SOLE   4,230 0 0
INVESCO EXCHANGE TRADED FD T DYNMC FOOD BEV 46137V753 BBG001SN60Z1 454,500 10,000 SH   SOLE   10,000 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 1,187,456 3,210 SH   SOLE   3,210 0 0
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 63,934,512 1,297,109 SH   SOLE   1,297,109 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 BBG00D7BDH70 737,112 23,304 SH   SOLE   23,304 0 0
ISHARES INC MSCI BRAZIL ETF 464286400 BBG001SFN5N1 588,896 18,159 SH   SOLE   18,159 0 0
ISHARES INC MSCI CDA ETF 464286509 BBG001S8R7V0 26,521,882 757,985 SH   SOLE   757,985 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848 BBG002GKR9K2 16,274,333 402,233 SH   SOLE   402,233 0 0
ISHARES INC MSCI HONG KG ETF 464286871 BBG001S5VWX4 1,545,665 79,962 SH   SOLE   79,962 0 0
ISHARES INC MSCI PAC JP ETF 464286665 BBG001S89L03 211,200 5,000 SH   SOLE   5,000 0 0
ISHARES INC MSCI SINGPOR ETF 46434G780 BBG001S8SYS4 478,076 25,828 SH   SOLE   25,828 0 0
ISHARES INC MSCI STH KOR ETF 464286772 BBG001SF9FC7 1,084,495 17,111 SH   SOLE   17,111 0 0
ISHARES INC MSCI SWITZERLAND 464286749 BBG001S8SYW9 1,083,625 23,450 SH   SOLE   23,450 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 BBG001S80936 39,776,994 411,770 SH   SOLE   411,770 0 0
ISHARES TR CORE MSCI EURO 46434V738 BBG006MJ8984 76,975,253 1,462,574 SH   SOLE   1,462,574 0 0
ISHARES TR CORE MSCI PAC 46434V696 BBG006MJG5T0 7,586,402 132,098 SH   SOLE   132,098 0 0
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 12,354,786 47,249 SH   SOLE   47,249 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 686,937 6,894 SH   SOLE   6,894 0 0
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 597,251 1,340 SH   SOLE   1,340 0 0
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 14,253,681 145,520 SH   SOLE   145,520 0 0
ISHARES TR DOW JONES US ETF 464287846 BBG001S7Y593 216,660 2,000 SH   SOLE   2,000 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 BBG00D7BBRS7 1,420,838 19,482 SH   SOLE   19,482 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 1,329,634 13,643 SH   SOLE   13,643 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 1,019,584 21,615 SH   SOLE   21,615 0 0
ISHARES TR ESG AWRE USD ETF 46435G193 BBG00H4BH3F2 220,835 9,711 SH   SOLE   9,711 0 0
ISHARES TR ESG MSCI LEADR 46435U218 BBG00P35VT10 439,359 5,675 SH   SOLE   5,675 0 0
ISHARES TR GL CLEAN ENE ETF 464288224 BBG001S7XDQ8 6,748,671 366,776 SH   SOLE   366,776 0 0
ISHARES TR GLOBAL ENERG ETF 464287341 BBG001S7RSN5 1,799,146 48,338 SH   SOLE   48,338 0 0
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 2,845,522 32,881 SH   SOLE   32,881 0 0
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 685,676 7,147 SH   SOLE   7,147 0 0
ISHARES TR MSCI ACWI EX US 464288240 BBG001S56R18 295,320 6,000 SH   SOLE   6,000 0 0
ISHARES TR MSCI KLD400 SOC 464288570 BBG001SRYH02 249,985 2,970 SH   SOLE   2,970 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 BBG001S8SYX8 613,305 18,958 SH   SOLE   18,958 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 315,531 4,245 SH   SOLE   4,245 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 BBG004TRTWW3 490,252 3,635 SH   SOLE   3,635 0 0
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 9,747,651 91,330 SH   SOLE   91,330 0 0
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 214,491 880 SH   SOLE   880 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 699,555 3,736 SH   SOLE   3,736 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 415,120 3,990 SH   SOLE   3,990 0 0
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 18,852,755 175,179 SH   SOLE   175,179 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 295,275 1,784 SH   SOLE   1,784 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 898,737 3,982 SH   SOLE   3,982 0 0
MARRIOTT INTL INC NEW CL A 571903202 BBG001S78K44 4,156,905 22,630 SH   SOLE   22,630 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 221,625 564 SH   SOLE   564 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 248,689 833 SH   SOLE   833 0 0
MERCADOLIBRE INC COM 58733R102 BBG001SM32G3 6,219,150 5,250 SH   SOLE   5,250 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,483,961 7,294 SH   SOLE   7,294 0 0
NIKE INC CL B 654106103 BBG001S6NTK2 298,619 2,695 SH   SOLE   2,695 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 1,361,759 3,219 SH   SOLE   3,219 0 0
ODYSSEY MARINE EXPL INC COM NEW 676118201 BBG001SB7PV5 37,361 10,378 SH   SOLE   10,378 0 0
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 249,503 3,739 SH   SOLE   3,739 0 0
PEPSICO INC COM 713448108 BBG001S695T1 222,634 1,202 SH   SOLE   1,202 0 0
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 BBG011RJST56 449,926 13,166 SH   SOLE   13,166 0 0
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 9,090,945 72,179 SH   SOLE   72,179 0 0
POPULAR INC COM NEW 733174700 BBG001S5PC01 508,102 8,320 SH   SOLE   8,320 0 0
PRICE T ROWE GROUP INC COM 74144T108 BBG001S5WW18 9,987,255 89,156 SH   SOLE   89,156 0 0
RIO TINTO PLC SPONSORED ADR 767204100 BBG001SB0LX9 474,970 7,440 SH   SOLE   7,440 0 0
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 9,862,320 174,000 SH   SOLE   174,000 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 8,372,350 159,686 SH   SOLE   159,686 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 19,835,882 244,375 SH   SOLE   244,375 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 2,843,135 84,341 SH   SOLE   84,341 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 BBG001S7R733 3,052,931 36,840 SH   SOLE   36,840 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 3,913,099 22,507 SH   SOLE   22,507 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 2,251,194 12,628 SH   SOLE   12,628 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 82,953,208 186,444 SH   SOLE   186,444 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 3,470,907 7,225 SH   SOLE   7,225 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 6,536,941 71,193 SH   SOLE   71,193 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 408,613 4,440 SH   SOLE   4,440 0 0
SPDR SER TR FTSE INT GVT ETF 78464A490 BBG001STK554 11,148,667 266,970 SH   SOLE   266,970 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 4,234,532 90,001 SH   SOLE   90,001 0 0
SPDR SER TR PORTFOLI S&P1500 78464A805 BBG001SG6843 683,875 12,562 SH   SOLE   12,562 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 18,027,707 561,436 SH   SOLE   561,436 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 3,109,925 59,680 SH   SOLE   59,680 0 0
SPDR SER TR S&P BIOTECH 78464A870 BBG001SQDKG3 41,417,404 497,805 SH   SOLE   497,805 0 0
SPDR SER TR S&P OILGAS EXP 78468R556 BBG001SB12P9 2,840,444 22,048 SH   SOLE   22,048 0 0
SPDR SER TR S&P REGL BKG 78464A698 BBG001SMH2R6 1,221,345 29,913 SH   SOLE   29,913 0 0
STARBUCKS CORP COM 855244109 BBG001S72KH6 277,368 2,800 SH   SOLE   2,800 0 0
SYNOVUS FINL CORP COM NEW 87161C501 BBG001S5S3G1 231,686 7,500 SH   SOLE   7,500 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 395,273 1,510 SH   SOLE   1,510 0 0
THE TRADE DESK INC COM CL A 88339J105 BBG00629NGW8 783,011 10,140 SH   SOLE   10,140 0 0
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 395,067 2,204 SH   SOLE   2,204 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 553,217 1,151 SH   SOLE   1,151 0 0
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700 BBG001SPSH76 15,746,013 192,659 SH   SOLE   192,659 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 BBG001SR42Z0 407,780 13,543 SH   SOLE   13,543 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 BBG001SRLFL7 1,133,017 24,593 SH   SOLE   24,593 0 0
VANECK ETF TRUST OIL SERVICES ETF 92189H607 BBG001SGYST1 10,849,624 37,725 SH   SOLE   37,725 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 164,271,717 2,259,894 SH   SOLE   2,259,894 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 651,374 2,302 SH   SOLE   2,302 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 35,124,287 159,540 SH   SOLE   159,540 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 208,267,461 509,425 SH   SOLE   509,425 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 10,700,701 53,802 SH   SOLE   53,802 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 8,308,833 37,719 SH   SOLE   37,719 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 42,891,264 1,054,358 SH   SOLE   1,054,358 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 BBG001SHTV18 66,837,399 1,083,264 SH   SOLE   1,083,264 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 BBG001SHTV36 78,047,293 1,119,439 SH   SOLE   1,119,439 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 45,832,490 966,522 SH   SOLE   966,522 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 14,973,077 298,150 SH   SOLE   298,150 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 BBG001T62M92 1,677,816 28,602 SH   SOLE   28,602 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 1,564,625 19,798 SH   SOLE   19,798 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 7,350,371 127,323 SH   SOLE   127,323 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 2,093,729 27,673 SH   SOLE   27,673 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 4,368,424 94,596 SH   SOLE   94,596 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 30,114,109 483,605 SH   SOLE   483,605 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 BBG00M0P2SP4 921,105 11,756 SH   SOLE   11,756 0 0
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 BBG001T6DPF6 1,178,109 14,390 SH   SOLE   14,390 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 BBG001T21LV9 884,198 25,408 SH   SOLE   25,408 0 0