The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
POWERSHARES QQQ TR ETF 46090E103   207,478 442 SH   SOLE 0 0 0 442
VANGUARD EXTENDED MARKET ETF ETF 922908652   204,437 1,187 SH   SOLE 0 0 0 1,186
VANGUARD REIT INDEX ETF ETF 922908553   2,725,568 30,103 SH   SOLE 0 1,169 0 28,933
ISHARES RUSSELL 2000 VALUE ETF 464287630   445,292 2,949 SH   SOLE 0 463 0 2,485
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   1,613,024 4,467 SH   SOLE 0 0 0 4,467
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   327,919 15,231 SH   SOLE 0 0 0 15,230
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   620,185 31,354 SH   SOLE 0 0 0 31,354
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   2,916,738 132,099 SH   SOLE 0 0 0 132,098
ISHARES US REAL ESTATE ETF ETF 464287739   1,998,768 20,875 SH   SOLE 0 256 0 20,617
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   2,925,121 116,818 SH   SOLE 0 0 0 116,817
ISHARES S&P SMALLCAP 600 ETF ETF 464287804   1,037,820 9,925 SH   SOLE 0 0 0 9,924
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   858,630 31,144 SH   SOLE 0 0 0 31,143
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409   2,483,827 93,447 SH   SOLE 0 0 0 93,447
VANGUARD S&P 500 ETF ETF 922908363   715,267 1,392 SH   SOLE 0 0 0 1,391
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   553,745 1,038 SH   SOLE 0 0 0 1,037
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821   1,279,427 16,102 SH   SOLE 0 0 0 16,101
SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839   638,516 8,287 SH   SOLE 0 0 0 8,287
ISHARES RUSSELL MIDCAP VALUE INDEX ETF 464287473   1,351,636 10,730 SH   SOLE 0 1,063 0 9,666
ISHARES RUSSELL 2000 ETF ETF 464287655   862,907 4,326 SH   SOLE 0 0 0 4,325
ISHARES RUSSELL MID-CAP GROWTH ETF ETF 464287481   246,196 2,095 SH   SOLE 0 0 0 2,095
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF ETF 46432F834   922,879 13,220 SH   SOLE 0 6,028 0 7,191
ISHARES CORE MSCI EAFE ETF 46432F842   20,350,630 269,010 SH   SOLE 0 7,562 0 261,447
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103   6,768,354 125,410 SH   SOLE 0 1,173 0 124,236
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   10,906,834 148,493 SH   SOLE 0 3,270 0 145,222
FIDELITY ENHANCED LARGE CAP CORE ETF ETF 316092113   1,048,097 33,604 SH   SOLE 0 0 0 33,603
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499   401,267 4,717 SH   SOLE 0 0 0 4,716
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   2,565,658 20,608 SH   SOLE 0 617 0 19,990
ISHARES S&P 500 VALUE ETF ETF 464287408   10,790,806 56,621 SH   SOLE 0 3,752 0 52,868
ISHARES S&P 500 GROWTH ETF ETF 464287309   9,793,724 105,502 SH   SOLE 0 718 0 104,783
ISHARES S&P 500 INDEX ETF 464287200   13,635,321 24,266 SH   SOLE 0 611 0 23,655
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   629,056 15,978 SH   SOLE 0 616 0 15,361
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   6,049,473 119,014 SH   SOLE 0 2,694 0 116,319
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879   3,115,023 31,956 SH   SOLE 0 608 0 31,347
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606   8,122,775 97,536 SH   SOLE 0 2,658 0 94,877
ISHARES S&P MIDCAP 400 VALUE ETF ETF 464287705   5,157,298 43,074 SH   SOLE 0 483 0 42,590
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622   269,139 2,824 SH   SOLE 0 0 0 2,824
ISHARES CORE S&P MID CAP ETF ETF 464287507   2,180,304 37,366 SH   SOLE 0 4,062 0 33,303
ISHARES RUSSELL 1000 ETF ETF 464287622   2,553,228 8,324 SH   SOLE 0 0 0 8,323
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   4,769,407 25,348 SH   SOLE 0 0 0 25,347