The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
POWERSHARES QQQ TR ETF 46090E103   272,306 613 SH   SOLE 0 0 0 613
VANGUARD EXTENDED MARKET ETF ETF 922908652   205,454 1,172 SH   SOLE 0 0 0 1,172
VANGUARD REIT INDEX ETF ETF 922908553   2,658,951 30,746 SH   SOLE 0 1,247 0 29,499
ISHARES RUSSELL 2000 VALUE ETF 464287630   497,012 3,130 SH   SOLE 0 500 0 2,629
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   1,639,753 4,865 SH   SOLE 0 0 0 4,865
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   305,976 5,012 SH   SOLE 0 0 0 5,011
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   593,195 15,202 SH   SOLE 0 0 0 15,202
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   2,968,551 47,834 SH   SOLE 0 0 0 47,833
ISHARES US REAL ESTATE ETF ETF 464287739   2,071,647 23,044 SH   SOLE 0 379 0 22,664
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   3,206,659 34,584 SH   SOLE 0 0 0 34,584
ISHARES S&P SMALLCAP 600 ETF ETF 464287804   1,339,074 12,116 SH   SOLE 0 0 0 12,116
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   808,437 32,017 SH   SOLE 0 0 0 32,017
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409   2,427,938 31,955 SH   SOLE 0 0 0 31,954
VANGUARD S&P 500 ETF ETF 922908363   769,991 1,602 SH   SOLE 0 0 0 1,601
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   614,976 1,105 SH   SOLE 0 0 0 1,105
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821   1,496,592 17,145 SH   SOLE 0 0 0 17,145
SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839   690,170 9,081 SH   SOLE 0 0 0 9,081
ISHARES RUSSELL MIDCAP VALUE INDEX ETF 464287473   1,578,445 12,594 SH   SOLE 0 1,096 0 11,497
ISHARES RUSSELL 2000 ETF ETF 464287655   922,138 4,385 SH   SOLE 0 0 0 4,384
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF ETF 46432F834   927,134 13,662 SH   SOLE 0 6,026 0 7,635
ISHARES CORE MSCI EAFE ETF 46432F842   19,692,316 265,324 SH   SOLE 0 7,464 0 257,859
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103   6,680,907 129,475 SH   SOLE 0 1,261 0 128,213
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   9,918,683 136,565 SH   SOLE 0 3,234 0 133,329
FIDELITY ENHANCED LARGE CAP CORE ETF ETF 316092113   956,436 32,422 SH   SOLE 0 0 0 32,421
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   1,827,638 37,155 SH   SOLE 0 2,223 0 34,931
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499   406,327 4,832 SH   SOLE 0 0 0 4,832
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   2,790,749 21,347 SH   SOLE 0 630 0 20,716
FIDELITY MSCI MATERIALS INDEX ETF ETF 316092881   245,311 4,684 SH   SOLE 0 0 0 4,684
ISHARES S&P 500 VALUE ETF ETF 464287408   10,912,876 58,417 SH   SOLE 0 3,765 0 54,651
ISHARES S&P 500 GROWTH ETF ETF 464287309   9,046,302 107,133 SH   SOLE 0 833 0 106,299
ISHARES S&P 500 INDEX ETF 464287200   14,369,604 27,333 SH   SOLE 0 693 0 26,638
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509   703,342 19,435 SH   SOLE 0 616 0 18,817
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   5,856,930 116,742 SH   SOLE 0 3,232 0 113,509
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879   3,552,782 34,574 SH   SOLE 0 664 0 33,908
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606   9,651,841 105,774 SH   SOLE 0 2,827 0 102,945
ISHARES S&P MIDCAP 400 VALUE ETF ETF 464287705   5,425,817 45,869 SH   SOLE 0 512 0 45,356
SPDR BLOOMBERG HIGH YIELD BOND ETF ETF 78468R622   258,046 2,711 SH   SOLE 0 0 0 2,710
ISHARES CORE S&P MID CAP ETF ETF 464287507   2,484,860 40,910 SH   SOLE 0 4,106 0 36,802
ISHARES RUSSELL 1000 ETF ETF 464287622   1,930,484 6,702 SH   SOLE 0 0 0 6,702
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   4,615,607 25,770 SH   SOLE 0 0 0 25,769