The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
POWERSHARES QQQ TR ETF 46090E103 214 603 SH   SOLE 0 0 0 602
SPDR NUVEEN BLOOMBERG BARCLAYS SHORT TERM MUNICIPAL BOND ETF ETF 78468R739 1,272 25,660 SH   SOLE 0 0 0 25,660
VANGUARD REIT INDEX ETF ETF 922908553 3,703 36,379 SH   SOLE 0 1,442 0 34,936
ISHARES TRS&P SHORT TERM NATL MUNICIPAL BD FD ETF 464288158 256 2,378 SH   SOLE 0 0 0 2,378
SPDR S&P 500 ETF ETF 78462F103 239 558 SH   SOLE 0 0 0 558
ISHARES TR S&P/CITIGROUP INTL TREASURY BD ETF ETF 464288117 710 13,598 SH   SOLE 0 567 0 13,030
ISHARES RUSSELL 2000 VALUE ETF 464287630 529 3,188 SH   SOLE 0 480 0 2,707
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 241 2,309 SH   SOLE 0 0 0 2,309
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 1,694 6,241 SH   SOLE 0 0 0 6,240
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 251 2,406 SH   SOLE 0 0 0 2,405
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 635 16,090 SH   SOLE 0 0 0 16,089
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 2,955 28,417 SH   SOLE 0 0 0 28,417
ISHARES US REAL ESTATE ETF ETF 464287739 1,681 16,493 SH   SOLE 0 451 0 16,041
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300 3,060 20,967 SH   SOLE 0 0 0 20,967
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 1,019 9,015 SH   SOLE 0 0 0 9,015
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 379 11,542 SH   SOLE 0 0 0 11,541
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 2,440 35,690 SH   SOLE 0 0 0 35,690
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 666 1,357 SH   SOLE 0 0 0 1,356
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821 1,331 17,166 SH   SOLE 0 0 0 17,165
SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839 659 9,764 SH   SOLE 0 0 0 9,763
ISHARES RUSSELL MIDCAP VALUE INDEX ETF 464287473 1,363 11,856 SH   SOLE 0 1,191 0 10,664
ISHARES RUSSELL 2000 ETF ETF 464287655 1,067 4,650 SH   SOLE 0 0 0 4,650
SCHWAB US AGGREGATE BOND ETF ETF 808524839 304 5,562 SH   SOLE 0 0 0 5,562
ISHARES TR S&P 1500 INDEX FD ETF 464287150 213 2,154 SH   SOLE 0 0 0 2,154
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF ETF 46432F834 1,490 20,321 SH   SOLE 0 6,023 0 14,296
ISHARES CORE MSCI EAFE ETF 46432F842 21,257 283,958 SH   SOLE 0 7,166 0 276,790
ISHARES CORE MSCI EMERGING MKTS ETF 46434G103 9,016 134,581 SH   SOLE 0 2,033 0 132,547
ISHARES TRUST CORE SHORT-TERM US BD ETF ETF 46432F859 282 5,492 SH   SOLE 0 0 0 5,492
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407 350 6,129 SH   SOLE 0 0 0 6,129
ISHARES TR RUSSELL MIDCAP INDEX FD ETF 464287499 622 7,855 SH   SOLE 0 0 0 7,855
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887 2,782 20,976 SH   SOLE 0 1,041 0 19,934
FIDELITY MSCI MATERIALS INDEX ETF ETF 316092881 650 14,066 SH   SOLE 0 0 0 14,066
ISHARES S&P 500 VALUE ETF ETF 464287408 9,422 63,816 SH   SOLE 0 5,429 0 58,386
ISHARES S&P 500 GROWTH ETF ETF 464287309 8,394 115,415 SH   SOLE 0 1,425 0 113,989
ISHARES S&P 500 INDEX ETF 464287200 14,546 33,833 SH   SOLE 0 1,607 0 32,225
VANGUARD MID-CAP VALUE INDEX FUND ETF 922908512 205 1,459 SH   SOLE 0 0 0 1,459
SPDR PORTFOLIO EMERGING MARKETS ETF ETF 78463X509 1,124 24,700 SH   SOLE 0 1,493 0 23,206
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 6,072 117,864 SH   SOLE 0 3,510 0 114,353
ISHARES AGGREGATE BOND ETF ETF 464287226 1,026 8,898 SH   SOLE 0 609 0 8,288
ISHARES S&P SMALLCAP 600 VALUE ETF ETF 464287879 4,274 40,536 SH   SOLE 0 1,293 0 39,242
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 9,130 112,808 SH   SOLE 0 5,377 0 107,430
ISHARES S&P MIDCAP 400 VALUE ETF ETF 464287705 4,926 46,758 SH   SOLE 0 1,872 0 44,886
MFS INVT GRADE MUN TR SH BEN INT CEF 59318B108 332 32,267 SH   SOLE 0 0 0 32,266
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF ETF 464288281 1,327 11,796 SH   SOLE 0 554 0 11,241
ISHARES CORE S&P MID CAP ETF ETF 464287507 2,597 9,662 SH   SOLE 0 806 0 8,855
ISHARES RUSSELL 1000 ETF ETF 464287622 1,803 7,447 SH   SOLE 0 0 0 7,446
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 4,276 26,959 SH   SOLE 0 0 0 26,959