The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS TOTAL STK MKT ETF 922908769 16,259 140,986 SH   SOLE   140,986 0 0
ISHARES TR CORE S&P TTL STK ETF 464287150 14,867 289,857 SH   SOLE   289,857 0 0
ISHARES TR TIPS BD ETF ETF 464287176 12,687 112,105 SH   SOLE   112,105 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842 8,757 163,253 SH   SOLE   163,253 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF ETF 921943858 8,721 238,662 SH   SOLE   238,662 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF ETF 922042858 8,620 240,913 SH   SOLE   240,913 0 0
ISHARES INC CORE MSCI EMKT ETF 46434G103 8,416 198,209 SH   SOLE   198,209 0 0
ISHARES TR CORE US AGGBD ET ETF 464287226 6,205 57,425 SH   SOLE   57,425 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,020 110,362 SH   SOLE   110,362 0 0
POWERSHARES ETF TR II SOVEREIGN DEBT ETF 73936T573 5,970 211,208 SH   SOLE   211,208 0 0
ISHARES TR JP MOR EM MK ETF ETF 464288281 4,522 41,023 SH   SOLE   41,023 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF ETF 808524706 3,497 160,803 SH   SOLE   160,803 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,368 120,816 SH   SOLE   120,816 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,455 44,653 SH   SOLE   44,653 0 0
FIDELITY MSCI RL EST ETF ETF 316092857 1,736 74,039 SH   SOLE   74,039 0 0
SCHWAB STRATEGIC TR US AGGREGATE B ETF 808524839 1,268 24,569 SH   SOLE   24,569 0 0
VANGUARD INDEX FDS REIT ETF ETF 922908553 1,159 14,038 SH   SOLE   14,038 0 0
ISHARES TR RUS 1000 ETF ETF 464287622 833 6,694 SH   SOLE   6,694 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201 628 11,692 SH   SOLE   11,692 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 586 14,256 SH   SOLE   14,256 0 0