The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN TOWER CORP NEW COM 03027X100 469 2,069 SH   SOLE 0 0 2,069
APPLE INC COM 037833100 1,847 5,964 SH   SOLE 0 0 5,964
BLACKROCK MUN 2020 TERM TR COM SHS 09249X109 349 23,458 SH   SOLE 0 0 23,458
COCA COLA CO COM 191216100 275 4,973 SH   SOLE 0 0 4,973
DBX ETF TR XTRACK MSCI EAFE 233051200 264 7,698 SH   SOLE 0 0 7,698
DOLPHIN ENTMT INC COM 25686H100 12 18,471 SH   SOLE 0 0 18,471
DOMINION ENERGY INC COM 25746U109 202 2,465 SH   SOLE 0 0 2,465
EXXON MOBIL CORP COM 30231G102 516 7,399 SH   SOLE 0 0 7,399
HOME DEPOT INC COM 437076102 587 2,607 SH   SOLE 0 0 2,607
INVESCO QQQ TR UNIT SER 1 46090E103 799 3,649 SH   SOLE 0 0 3,649
ISHARES INC CORE MSCI EMKT 46434G103 2,176 40,053 SH   SOLE 0 0 40,053
ISHARES TR 0-5 YR TIPS ETF 46429B747 265 2,630 SH   SOLE 0 0 2,630
ISHARES TR CORE MSCI EAFE 46432F842 1,702 25,975 SH   SOLE 0 0 25,975
ISHARES TR CORE S&P SCP ETF 464287804 8,578 102,784 SH   SOLE 0 0 102,784
ISHARES TR CORE S&P500 ETF 464287200 18,471 56,304 SH   SOLE 0 0 56,304
ISHARES TR CRE U S REIT ETF 464288521 2,712 50,388 SH   SOLE 0 0 50,388
ISHARES TR EAFE GRWTH ETF 464288885 5,108 58,634 SH   SOLE 0 0 58,634
ISHARES TR EAFE SML CP ETF 464288273 6,547 105,324 SH   SOLE 0 0 105,324
ISHARES TR EAFE VALUE ETF 464288877 3,873 77,470 SH   SOLE 0 0 77,470
ISHARES TR HDG MSCI EAFE 46434V803 633 20,427 SH   SOLE 0 0 20,427
ISHARES TR IBONDS DEC 46435U697 249 9,365 SH   SOLE 0 0 9,365
ISHARES TR IBONDS DEC2021 46435G789 450 17,398 SH   SOLE 0 0 17,398
ISHARES TR IBONDS DEC2022 46435G755 1,711 65,166 SH   SOLE 0 0 65,166
ISHARES TR MICRO-CAP ETF 464288869 380 3,849 SH   SOLE 0 0 3,849
ISHARES TR MSCI EAFE ETF 464287465 1,919 27,528 SH   SOLE 0 0 27,528
ISHARES TR MSCI EAFE SMCP 46435G839 208 6,702 SH   SOLE 0 0 6,702
ISHARES TR MSCI MIN VOL ETF 46429B697 237 3,586 SH   SOLE 0 0 3,586
ISHARES TR NATIONAL MUN ETF 464288414 1,418 12,358 SH   SOLE 0 0 12,358
ISHARES TR RUS 1000 ETF 464287622 1,021 5,637 SH   SOLE 0 0 5,637
ISHARES TR RUS 1000 GRW ETF 464287614 4,481 24,788 SH   SOLE 0 0 24,788
ISHARES TR RUS 1000 VAL ETF 464287598 3,912 28,615 SH   SOLE 0 0 28,615
ISHARES TR RUS 2000 VAL ETF 464287630 2,107 16,563 SH   SOLE 0 0 16,563
ISHARES TR S&P 500 VAL ETF 464287408 1,433 10,994 SH   SOLE 0 0 10,994
ISHARES TR SHRT NAT MUN ETF 464288158 3,169 29,640 SH   SOLE 0 0 29,640
ISHARES TR SP SMCP600VL ETF 464287879 2,713 17,078 SH   SOLE 0 0 17,078
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 915 8,999 SH   SOLE 0 0 8,999
QUALCOMM INC COM 747525103 286 3,179 SH   SOLE 0 0 3,179
SBA COMMUNICATIONS CORP NEW CL A 78410G104 456 1,889 SH   SOLE 0 0 1,889
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,902 68,526 SH   SOLE 0 0 68,526
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,494 73,899 SH   SOLE 0 0 73,899
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,015 58,409 SH   SOLE 0 0 58,409
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 739 25,551 SH   SOLE 0 0 25,551
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 963 29,142 SH   SOLE 0 0 29,142
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 775 15,340 SH   SOLE 0 0 15,340
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 269 5,022 SH   SOLE 0 0 5,022
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 349 4,479 SH   SOLE 0 0 4,479
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,840 29,704 SH   SOLE 0 0 29,704
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,933 48,684 SH   SOLE 0 0 48,684
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,800 61,552 SH   SOLE 0 0 61,552
SCHWAB STRATEGIC TR US REIT ETF 808524847 1,548 34,223 SH   SOLE 0 0 34,223
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,496 19,787 SH   SOLE 0 0 19,787
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 1,748 45,486 SH   SOLE 0 0 45,486
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,517 207,347 SH   SOLE 0 0 207,347
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,827 100,615 SH   SOLE 0 0 100,615
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 2,802 88,537 SH   SOLE 0 0 88,537
SPDR SERIES TRUST DJ REIT ETF 78464A607 290 2,891 SH   SOLE 0 0 2,891
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 4,186 85,054 SH   SOLE 0 0 85,054
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 1,114 37,808 SH   SOLE 0 0 37,808
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 10,163 264,655 SH   SOLE 0 0 264,655
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 1,316 43,900 SH   SOLE 0 0 43,900
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 7,695 249,338 SH   SOLE 0 0 249,338
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 3,660 112,248 SH   SOLE 0 0 112,248
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 4,981 115,732 SH   SOLE 0 0 115,732
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 5,206 148,950 SH   SOLE 0 0 148,950
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 13,564 209,068 SH   SOLE 0 0 209,068
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 224 2,453 SH   SOLE 0 0 2,453
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 99 11,000 SH   SOLE 0 0 11,000
THERAPEUTICSMD INC COM 88338N107 47 20,553 SH   SOLE 0 0 20,553
UNITED PARCEL SERVICE INC CL B 911312106 1,346 11,509 SH   SOLE 0 0 11,509
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 479 7,411 SH   SOLE 0 0 7,411
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,302 28,536 SH   SOLE 0 0 28,536
VANGUARD INDEX FDS GROWTH ETF 922908736 4,781 25,463 SH   SOLE 0 0 25,463
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,072 27,122 SH   SOLE 0 0 27,122
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 12,220 133,435 SH   SOLE 0 0 133,435
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 241 802 SH   SOLE 0 0 802
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,809 35,348 SH   SOLE 0 0 35,348
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,266 13,647 SH   SOLE 0 0 13,647
VANGUARD INDEX FDS TOTAL STK MKT 922908769 538 3,245 SH   SOLE 0 0 3,245
VANGUARD INDEX FDS VALUE ETF 922908744 5,946 49,547 SH   SOLE 0 0 49,547
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 681 12,576 SH   SOLE 0 0 12,576
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,070 112,546 SH   SOLE 0 0 112,546
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 3,895 35,137 SH   SOLE 0 0 35,137
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 3,725 63,678 SH   SOLE 0 0 63,678
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 342 6,336 SH   SOLE 0 0 6,336
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,430 66,946 SH   SOLE 0 0 66,946
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,999 226,231 SH   SOLE 0 0 226,231
VERIZON COMMUNICATIONS INC COM 92343V104 291 4,938 SH   SOLE 0 0 4,938
WISDOMTREE TR INTL SMCAP DIV 97717W760 589 8,330 SH   SOLE 0 0 8,330