The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103 291 1,954 SH   SOLE   0 0 1,954
EXACT SCIENCES CORP COM 30063P105 1,173 13,495 SH   SOLE   0 0 13,495
FIRST TR NASDAQ-100 TECH IND NY ARCA BIOTECH 33733E203 321 1,912 SH   SOLE   0 0 1,912
BRISTOL-MYERS SQUIBB CO COM 110122108 237 4,024 SH   SOLE   0 0 4,024
DIGITAL RLTY TR INC COM 253868103 2,533 17,828 SH   SOLE   93 0 17,735
HDFC BANK LTD SPONSORED ADS 40415F101 379 8,330 SH   SOLE   0 0 8,330
INVESCO QQQ TR UNIT SER 1 46090E103 11,448 46,235 SH   SOLE   130 0 46,105
PAYPAL HLDGS INC COM 70450Y103 1,710 9,815 SH   SOLE   0 0 9,815
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 285 1,598 SH   SOLE   0 0 1,598
GILEAD SCIENCES INC COM 375558103 264 3,429 SH   SOLE   0 0 3,429
GABELLI EQUITY TR INC COM 362397101 58 11,513 SH   SOLE   0 0 11,513
HEALTHCARE TR AMER INC CL A NEW 42225P501 212 8,011 SH   SOLE   0 0 8,011
COMCAST CORP NEW CL A 20030N101 950 24,377 SH   SOLE   0 0 24,377
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,617 15,125 SH   SOLE   36 0 15,089
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 213 2,903 SH   SOLE   0 0 2,903
BLACKSTONE GROUP INC COM CL A 09260D107 1,326 23,411 SH   SOLE   0 0 23,411
DOMINION ENERGY INC COM 25746U109 369 4,550 SH   SOLE   0 0 4,550
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 221 4,411 SH   SOLE   186 0 4,226
ISHARES TR RUS 1000 ETF 464287622 681 3,967 SH   SOLE   0 0 3,967
OMEGA HEALTHCARE INVS INC COM 681936100 473 15,901 SH   SOLE   0 0 15,901
TRUIST FINL CORP COM 89832Q109 510 13,583 SH   SOLE   211 0 13,372
PEPSICO INC COM 713448108 355 2,682 SH   SOLE   0 0 2,682
WASTE MGMT INC DEL COM 94106L109 327 3,087 SH   SOLE   0 0 3,087
ISHARES TR SH TR CRPORT ETF 464288646 1,258 22,987 SH   SOLE   0 0 22,987
HONEYWELL INTL INC COM 438516106 1,493 10,325 SH   SOLE   64 0 10,261
ISHARES TR NASDAQ BIOTECH 464287556 840 6,147 SH   SOLE   0 0 6,147
TELADOC HEALTH INC COM 87918A105 1,967 10,308 SH   SOLE   0 0 10,308
COCA COLA CO COM 191216100 1,362 30,473 SH   SOLE   175 0 30,298
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 761 2,346 SH   SOLE   0 0 2,346
ISHARES TR MSCI MIN VOL ETF 46429B697 3,107 51,252 SH   SOLE   0 0 51,252
ISHARES TR CORE S&P500 ETF 464287200 2,764 8,924 SH   SOLE   0 0 8,924
VISA INC COM CL A 92826C839 4,388 22,718 SH   SOLE   0 0 22,718
FACEBOOK INC CL A 30303M102 2,969 13,075 SH   SOLE   50 0 13,025
SPDR SER TR PORTFOLI S&P1500 78464A805 55,315 1,464,128 SH   SOLE   5,485 0 1,458,642
3M CO COM 88579Y101 791 5,074 SH   SOLE   41 0 5,033
CUMMINS INC COM 231021106 839 4,843 SH   SOLE   0 0 4,843
ZOETIS INC CL A 98978V103 959 6,996 SH   SOLE   0 0 6,996
FORD MTR CO DEL COM 345370860 129 21,199 SH   SOLE   0 0 21,199
ISHARES TR ULTR SH TRM BD 46434V878 215 4,257 SH   SOLE   0 0 4,257
UNITEDHEALTH GROUP INC COM 91324P102 587 1,990 SH   SOLE   0 0 1,990
VANGUARD WORLD FDS INF TECH ETF 92204A702 291 1,045 SH   SOLE   0 0 1,045
ISHARES TR 1 3 YR TREAS BD 464287457 2,580 29,786 SH   SOLE   0 0 29,786
CROWN CASTLE INTL CORP NEW COM 22822V101 532 3,179 SH   SOLE   0 0 3,179
OKTA INC CL A 679295105 1,495 7,465 SH   SOLE   0 0 7,465
ALPHABET INC CAP STK CL A 02079K305 1,346 949 SH   SOLE   0 0 949
FISERV INC COM 337738108 1,633 16,725 SH   SOLE   0 0 16,725
WISDOMTREE TR US QTLY DIV GRT 97717X669 294 6,452 SH   SOLE   0 0 6,452
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 293 12,643 SH   SOLE   0 0 12,643
ELECTRONIC ARTS INC COM 285512109 1,168 8,846 SH   SOLE   0 0 8,846
DISNEY WALT CO COM DISNEY 254687106 1,885 16,908 SH   SOLE   75 0 16,833
BK OF AMERICA CORP COM 060505104 527 22,191 SH   SOLE   0 0 22,191
ADOBE INC COM 00724F101 2,698 6,197 SH   SOLE   0 0 6,197
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,485 6,886 SH   SOLE   0 0 6,886
CLOROX CO DEL COM 189054109 618 2,818 SH   SOLE   21 0 2,797
DANAHER CORPORATION COM 235851102 936 5,292 SH   SOLE   57 0 5,234
ISHARES TR MSCI USA ESG SLC 464288802 1,929 14,423 SH   SOLE   0 0 14,423
TARGET CORP COM 87612E106 1,068 8,905 SH   SOLE   52 0 8,853
HOME DEPOT INC COM 437076102 2,270 9,062 SH   SOLE   32 0 9,030
CATERPILLAR INC DEL COM 149123101 222 1,754 SH   SOLE   0 0 1,754
FACTSET RESH SYS INC COM 303075105 377 1,148 SH   SOLE   0 0 1,148
PLURISTEM THERAPEUTICS INC COM NEW 72940R300 148 16,730 SH   SOLE   0 0 16,730
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 269 2,640 SH   SOLE   0 0 2,640
ISHARES TR 20 YR TR BD ETF 464287432 14,103 86,029 SH   SOLE   266 0 85,763
STONECO LTD COM CL A G85158106 1,240 31,996 SH   SOLE   0 0 31,996
ISHARES TR USA QUALITY FCTR 46432F339 16,607 173,131 SH   SOLE   666 0 172,465
SAREPTA THERAPEUTICS INC COM 803607100 1,527 9,523 SH   SOLE   0 0 9,523
ISHARES TR MIN VOL EAFE ETF 46429B689 448 6,786 SH   SOLE   0 0 6,786
ISHARES TR CORE US AGGBD ET 464287226 4,311 36,469 SH   SOLE   248 0 36,220
AMAZON COM INC COM 023135106 7,333 2,658 SH   SOLE   7 0 2,651
GOLDMAN SACHS GROUP INC COM 38141G104 1,802 9,120 SH   SOLE   48 0 9,072
ABBVIE INC COM 00287Y109 3,171 32,295 SH   SOLE   136 0 32,159
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 365 6,354 SH   SOLE   0 0 6,354
APPLE INC COM 037833100 9,946 27,265 SH   SOLE   60 0 27,204
FIDELITY NATL INFORMATION SV COM 31620M106 681 5,082 SH   SOLE   0 0 5,082
SPDR S&P 500 ETF TR TR UNIT 78462F103 71,082 230,515 SH   SOLE   882 0 229,634
MERCK & CO. INC COM 58933Y105 1,867 24,140 SH   SOLE   109 0 24,032
ISHARES TR INTRM TR CRP ETF 464288638 1,877 31,094 SH   SOLE   0 0 31,094
CONSOLIDATED EDISON INC COM 209115104 1,958 27,226 SH   SOLE   128 0 27,097
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 5,567 53,281 SH   SOLE   350 0 52,931
ALTRIA GROUP INC COM 02209S103 328 8,365 SH   SOLE   90 0 8,275
SPDR SER TR PORTFOLIO S&P500 78464A854 25,750 710,342 SH   SOLE   2,466 0 707,876
ISHARES TR MBS ETF 464288588 1,626 14,688 SH   SOLE   86 0 14,602
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 823 6,446 SH   SOLE   0 0 6,446
CITIGROUP INC COM NEW 172967424 1,453 28,431 SH   SOLE   88 0 28,343
PROCTER AND GAMBLE CO COM 742718109 774 6,476 SH   SOLE   0 0 6,476
AT&T INC COM 00206R102 941 31,120 SH   SOLE   0 0 31,120
ISHARES TR SHORT TREAS BD 464288679 243 2,195 SH   SOLE   0 0 2,195
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,332 6,206 SH   SOLE   0 0 6,206
SALESFORCE COM INC COM 79466L302 1,532 8,176 SH   SOLE   0 0 8,176
ISHARES TR RUS 1000 GRW ETF 464287614 338 1,759 SH   SOLE   0 0 1,759
LILLY ELI & CO COM 532457108 1,002 6,103 SH   SOLE   70 0 6,033
CISCO SYS INC COM 17275R102 462 9,911 SH   SOLE   0 0 9,911
ISHARES TR BARCLAYS 7 10 YR 464287440 15,489 127,097 SH   SOLE   438 0 126,659
DUKE ENERGY CORP NEW COM NEW 26441C204 601 7,528 SH   SOLE   0 0 7,528
VEEVA SYS INC CL A COM 922475108 1,414 6,034 SH   SOLE   0 0 6,034
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,107 34,191 SH   SOLE   145 0 34,046
BLACKROCK INC COM 09247X101 1,034 1,900 SH   SOLE   20 0 1,880
AMERICAN TOWER CORP NEW COM 03027X100 1,190 4,602 SH   SOLE   18 0 4,584
NEXTERA ENERGY INC COM 65339F101 3,380 14,074 SH   SOLE   38 0 14,036
JOHNSON & JOHNSON COM 478160104 1,559 11,087 SH   SOLE   0 0 11,087
VANGUARD INDEX FDS GROWTH ETF 922908736 719 3,558 SH   SOLE   0 0 3,558
ISHARES TR FLTG RATE NT ETF 46429B655 1,001 19,787 SH   SOLE   0 0 19,787
WEYERHAEUSER CO MTN BE COM NEW 962166104 224 9,966 SH   SOLE   0 0 9,966
ALPHABET INC CAP STK CL C 02079K107 3,591 2,540 SH   SOLE   11 0 2,529
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 337 2,600 SH   SOLE   0 0 2,600
SPDR SER TR S&P BIOTECH 78464A870 1,211 10,820 SH   SOLE   0 0 10,820
JPMORGAN CHASE & CO COM 46625H100 3,052 32,449 SH   SOLE   107 0 32,342
BOSTON SCIENTIFIC CORP COM 101137107 1,368 38,970 SH   SOLE   0 0 38,970
VANGUARD INDEX FDS VALUE ETF 922908744 581 5,838 SH   SOLE   0 0 5,838
ISHARES TR MSCI KLD400 SOC 464288570 1,893 16,043 SH   SOLE   0 0 16,043
GENERAL MLS INC COM 370334104 512 8,308 SH   SOLE   91 0 8,218
OMNICOM GROUP INC COM 681919106 427 7,813 SH   SOLE   88 0 7,726
VERIZON COMMUNICATIONS INC COM 92343V104 344 6,235 SH   SOLE   0 0 6,235
MICROSOFT CORP COM 594918104 6,298 30,948 SH   SOLE   98 0 30,850
VANGUARD INDEX FDS TOTAL STK MKT 922908769 400 2,559 SH   SOLE   0 0 2,559
PROGRESSIVE CORP OHIO COM 743315103 1,635 20,412 SH   SOLE   95 0 20,317
PFIZER INC COM 717081103 1,665 50,918 SH   SOLE   249 0 50,669
INTEL CORP COM 458140100 638 10,668 SH   SOLE   0 0 10,668
ISHARES TR PFD AND INCM SEC 464288687 655 18,917 SH   SOLE   97 0 18,820
CVS HEALTH CORP COM 126650100 387 5,952 SH   SOLE   0 0 5,952
ISHARES TR CORE S&P MCP ETF 464287507 380 2,135 SH   SOLE   0 0 2,135
SOUTHERN CO COM 842587107 750 14,469 SH   SOLE   0 0 14,469
BILL COM HLDGS INC COM 090043100 3,608 40,000 SH   SOLE   0 0 40,000