The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108   249,986 859 SH   SOLE   0 0 859
EATON CORP PLC SHS G29183103   252,861 1,050 SH   SOLE   0 0 1,050
LINDE PLC SHS G54950103   201,248 490 SH   SOLE   0 0 490
SFL CORPORATION LTD SHS G7738W106   112,800 10,000 SH   SOLE   0 0 10,000
STERIS PLC SHS USD G8473T100   433,105 1,970 SH   SOLE   0 0 1,970
TRINSEO PLC SHS G9059U107   286,338 34,210 SH   SOLE   0 0 34,210
TRANSOCEAN LTD REG SHS H8817H100   476,250 75,000 SH   SOLE   0 0 75,000
ABBOTT LABS COM 002824100   274,074 2,490 SH   SOLE   0 0 2,490
ABBVIE INC COM 00287Y109   326,843 2,109 SH   SOLE   0 0 2,109
ADVISORS INNER CIRCLE FD CAMBIAR AGGRES 0075W0163   302,986 11,482 SH   SOLE   0 0 11,482
AGNICO EAGLE MINES LTD COM 008474108   301,675 5,500 SH   SOLE   0 0 5,500
AKOUSTIS TECHNOLOGIES INC COM 00973N102   23,149 27,756 SH   SOLE   0 0 27,756
ALAMOS GOLD INC NEW COM CL A 011532108   410,835 30,500 SH   SOLE   0 0 30,500
ALPHABET INC CAP STK CL C 02079K107   1,167,323 8,283 SH   SOLE   0 0 8,283
ALPHABET INC CAP STK CL A 02079K305   990,885 7,093 SH   SOLE   0 0 7,093
AMAZON COM INC COM 023135106   1,141,221 7,511 SH   SOLE   0 0 7,511
AMETEK INC COM 031100100   265,308 1,609 SH   SOLE   0 0 1,609
ANALOG DEVICES INC COM 032654105   367,336 1,850 SH   SOLE   0 0 1,850
APPLE INC COM 037833100   8,119,798 42,174 SH   SOLE   0 0 42,174
BECTON DICKINSON & CO COM 075887109   202,623 831 SH   SOLE   0 0 831
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   602,755 1,690 SH   SOLE   0 0 1,690
BHP GROUP LTD SPONSORED ADS 088606108   212,307 3,108 SH   SOLE   0 0 3,108
BLACKSTONE INC COM 09260D107   497,496 3,800 SH   SOLE   0 0 3,800
BOEING CO COM 097023105   348,763 1,338 SH   SOLE   0 0 1,338
BROADCOM INC COM 11135F101   432,981 388 SH   SOLE   0 0 388
CACI INTL INC CL A 127190304   259,412 801 SH   SOLE   0 0 801
CATERPILLAR INC COM 149123101   465,680 1,575 SH   SOLE   0 0 1,575
CENOVUS ENERGY INC COM 15135U109   199,800 12,000 SH   SOLE   0 0 12,000
CHEVRON CORP NEW COM 166764100   325,997 2,186 SH   SOLE   0 0 2,186
CISCO SYS INC COM 17275R102   340,368 6,737 SH   SOLE   0 0 6,737
CUMMINS INC COM 231021106   225,214 940 SH   SOLE   0 0 940
DARDEN RESTAURANTS INC COM 237194105   254,665 1,550 SH   SOLE   0 0 1,550
DEERE & CO COM 244199105   319,896 800 SH   SOLE   0 0 800
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   390,274 7,530 SH   SOLE   0 0 7,530
DUKE ENERGY CORP NEW COM NEW 26441C204   222,804 2,296 SH   SOLE   0 0 2,296
ENOVIX CORPORATION COM 293594107   187,800 15,000 SH   SOLE   0 0 15,000
EQUINOX GOLD CORP COM 29446Y502   146,700 30,000 SH   SOLE   0 0 30,000
EXXON MOBIL CORP COM 30231G102   731,614 7,318 SH   SOLE   0 0 7,318
META PLATFORMS INC CL A 30303M102   443,866 1,254 SH   SOLE   0 0 1,254
FEDEX CORP COM 31428X106   1,424,727 5,632 SH   SOLE   0 0 5,632
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   217,890 8,176 SH   SOLE   0 0 8,176
FIRSTENERGY CORP COM 337932107   1,715,578 46,797 SH   SOLE   0 0 46,797
GLOBAL X FDS DAX GERMANY ETF 37954Y491   306,896 9,948 SH   SOLE   0 0 9,948
GLOBAL X FDS US PFD ETF 37954Y657   18,679,829 962,878 SH   SOLE   0 0 962,878
HOME DEPOT INC COM 437076102   553,405 1,597 SH   SOLE   0 0 1,597
HONEYWELL INTL INC COM 438516106   521,339 2,486 SH   SOLE   0 0 2,486
HUNTINGTON BANCSHARES INC COM 446150104   386,090 30,353 SH   SOLE   0 0 30,353
HYSTER YALE MATLS HANDLING I CL A 449172105   456,848 7,346 SH   SOLE   0 0 7,346
INTEL CORP COM 458140100   316,791 6,304 SH   SOLE   0 0 6,304
INTERNATIONAL BUSINESS MACHS COM 459200101   216,933 1,326 SH   SOLE   0 0 1,326
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   418,315 11,090 SH   SOLE   0 0 11,090
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   539,270 3,417 SH   SOLE   0 0 3,417
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   208,651 12,711 SH   SOLE   0 0 12,711
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   208,669 12,544 SH   SOLE   0 0 12,544
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   244,719 10,302 SH   SOLE   0 0 10,302
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 MUNI 46138J528   247,505 10,088 SH   SOLE   0 0 10,088
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   463,198 24,977 SH   SOLE   0 0 24,977
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   816,727 40,273 SH   SOLE   0 0 40,273
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,043,166 53,619 SH   SOLE   0 0 53,619
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   2,104,918 109,063 SH   SOLE   0 0 109,063
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   2,417,368 118,180 SH   SOLE   0 0 118,180
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,463,965 117,978 SH   SOLE   0 0 117,978
INVESCO EXCHNG TRAD SLF INDE BULLETSHS 2032 46139W858   211,038 10,200 SH   SOLE   0 0 10,200
ISHARES INC EM MKT SM-CP ETF 464286475   269,279 4,658 SH   SOLE   0 0 4,658
ISHARES INC MSCI GERMANY ETF 464286806   745,255 25,101 SH   SOLE   0 0 25,101
ISHARES TR S&P 100 ETF 464287101   367,477 1,645 SH   SOLE   0 0 1,645
ISHARES TR SELECT DIVID ETF 464287168   1,153,914 9,844 SH   SOLE   0 0 9,844
ISHARES TR CORE S&P500 ETF 464287200   2,134,528 4,469 SH   SOLE   0 0 4,469
ISHARES TR CORE US AGGBD ET 464287226   1,554,851 15,666 SH   SOLE   0 0 15,666
ISHARES TR S&P 500 GRWT ETF 464287309   2,588,847 34,472 SH   SOLE   0 0 34,472
ISHARES TR S&P 500 VAL ETF 464287408   1,757,680 10,108 SH   SOLE   0 0 10,108
ISHARES TR MSCI EAFE ETF 464287465   259,801 3,448 SH   SOLE   0 0 3,448
ISHARES TR RUS MID CAP ETF 464287499   1,042,748 13,415 SH   SOLE   0 0 13,415
ISHARES TR CORE S&P MCP ETF 464287507   1,976,080 7,130 SH   SOLE   0 0 7,130
ISHARES TR S&P MC 400GR ETF 464287606   467,398 5,900 SH   SOLE   0 0 5,900
ISHARES TR RUS 1000 ETF 464287622   577,680 2,203 SH   SOLE   0 0 2,203
ISHARES TR RUSSELL 2000 ETF 464287655   395,599 1,971 SH   SOLE   0 0 1,971
ISHARES TR S&P MC 400VL ETF 464287705   724,154 6,350 SH   SOLE   0 0 6,350
ISHARES TR U.S. REAL ES ETF 464287739   214,448 2,346 SH   SOLE   0 0 2,346
ISHARES TR CORE S&P SCP ETF 464287804   2,063,570 19,063 SH   SOLE   0 0 19,063
ISHARES TR SP SMCP600VL ETF 464287879   337,647 3,276 SH   SOLE   0 0 3,276
ISHARES TR S&P SML 600 GWT 464287887   269,051 2,150 SH   SOLE   0 0 2,150
ISHARES TR CRE U S REIT ETF 464288521   2,348,694 43,262 SH   SOLE   0 0 43,262
ISHARES TR PFD AND INCM SEC 464288687   365,110 11,706 SH   SOLE   0 0 11,706
ISHARES TR MRNING SM CP ETF 464288703   1,203,799 20,331 SH   SOLE   0 0 20,331
ISHARES TR RUS TP200 VL ETF 464289420   659,458 9,398 SH   SOLE   0 0 9,398
ISHARES TR RUS TP200 GR ETF 464289438   601,005 3,430 SH   SOLE   0 0 3,430
ISHARES TR CORE HIGH DV ETF 46429B663   14,224,672 139,471 SH   SOLE   0 0 139,471
ISHARES TR 0-5 YR TIPS ETF 46429B747   781,424 7,926 SH   SOLE   0 0 7,926
ISHARES TR MSCI USA QLT FCT 46432F339   347,692 2,363 SH   SOLE   0 0 2,363
ISHARES TR CORE MSCI TOTAL 46432F834   881,814 13,581 SH   SOLE   0 0 13,581
ISHARES TR CORE MSCI EAFE 46432F842   462,903 6,580 SH   SOLE   0 0 6,580
ISHARES TR CORE DIV GRWTH 46434V621   3,123,282 58,032 SH   SOLE   0 0 58,032
ISHARES TR INTL DIV GRWTH 46435G524   1,917,083 29,690 SH   SOLE   0 0 29,690
ISHARES TR CORE INTL AGGR 46435G672   565,828 11,362 SH   SOLE   0 0 11,362
ISHARES TR BROAD USD HIGH 46435U853   389,490 10,715 SH   SOLE   0 0 10,715
ISHARES TR 0-3 MNTH TREASRY 46436E718   4,811,864 47,989 SH   SOLE   0 0 47,989
JPMORGAN CHASE & CO COM 46625H100   678,146 3,987 SH   SOLE   0 0 3,987
JOHNSON & JOHNSON COM 478160104   410,563 2,619 SH   SOLE   0 0 2,619
KEYCORP COM 493267108   152,770 10,609 SH   SOLE   0 0 10,609
KINDER MORGAN INC DEL COM 49456B101   178,300 10,108 SH   SOLE   0 0 10,108
ELI LILLY & CO COM 532457108   227,345 390 SH   SOLE   0 0 390
MARSH & MCLENNAN COS INC COM 571748102   614,641 3,244 SH   SOLE   0 0 3,244
MARRIOTT INTL INC NEW CL A 571903202   299,703 1,329 SH   SOLE   0 0 1,329
MASTERCARD INCORPORATED CL A 57636Q104   517,783 1,214 SH   SOLE   0 0 1,214
MCDONALDS CORP COM 580135101   342,469 1,155 SH   SOLE   0 0 1,155
MERCK & CO INC COM 58933Y105   312,015 2,862 SH   SOLE   0 0 2,862
MICROSOFT CORP COM 594918104   3,081,696 8,195 SH   SOLE   0 0 8,195
NETFLIX INC COM 64110L106   337,895 694 SH   SOLE   0 0 694
NEW GOLD INC CDA COM 644535106   29,200 20,000 SH   SOLE   0 0 20,000
NIKE INC CL B 654106103   378,342 3,485 SH   SOLE   0 0 3,485
NORDSON CORP COM 655663102   290,576 1,100 SH   SOLE   0 0 1,100
NVIDIA CORPORATION COM 67066G104   699,175 1,412 SH   SOLE   0 0 1,412
PAYCHEX INC COM 704326107   222,140 1,865 SH   SOLE   0 0 1,865
PELOTON INTERACTIVE INC CL A COM 70614W100   60,900 10,000 SH   SOLE   0 0 10,000
PEPSICO INC COM 713448108   386,386 2,275 SH   SOLE   0 0 2,275
PHILLIPS 66 COM 718546104   349,226 2,623 SH   SOLE   0 0 2,623
PROCTER AND GAMBLE CO COM 742718109   374,005 2,552 SH   SOLE   0 0 2,552
PROGRESSIVE CORP COM 743315103   573,408 3,600 SH   SOLE   0 0 3,600
RPM INTL INC COM 749685103   243,130 2,178 SH   SOLE   0 0 2,178
RAYMOND JAMES FINL INC COM 754730109   326,138 2,925 SH   SOLE   0 0 2,925
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,579,066 3,322 SH   SOLE   0 0 3,322
SPDR GOLD TR GOLD SHS 78463V107   492,263 2,575 SH   SOLE   0 0 2,575
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,905,837 53,822 SH   SOLE   0 0 53,822
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   643,498 23,580 SH   SOLE   0 0 23,580
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,118,506 62,291 SH   SOLE   0 0 62,291
SPDR SER TR PORTFOLIO SHORT 78464A474   1,796,836 60,337 SH   SOLE   0 0 60,337
SPDR SER TR DJ REIT ETF 78464A607   585,741 6,145 SH   SOLE   0 0 6,145
SPDR SER TR PORTFLI TIPS ETF 78464A656   338,598 13,242 SH   SOLE   0 0 13,242
SPDR SER TR PORTFOLIO S&P400 78464A847   2,667,420 54,750 SH   SOLE   0 0 54,750
SPDR SER TR PORTFOLIO S&P500 78464A854   13,187,145 235,906 SH   SOLE   0 0 235,906
SPDR SER TR PORTFOLIO SH TSR 78468R101   1,139,275 39,218 SH   SOLE   0 0 39,218
SPDR SER TR BLOOMBERG INVT 78468R200   10,452,970 341,712 SH   SOLE   0 0 341,712
SPDR SER TR BLOOMBERG 3-12 M 78468R523   1,304,219 13,158 SH   SOLE   0 0 13,158
SPDR SER TR PORTFLI HIGH YLD 78468R606   16,482,289 704,974 SH   SOLE   0 0 704,974
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   3,710,700 40,603 SH   SOLE   0 0 40,603
SPDR SER TR PRTFLO S&P500 HI 78468R788   1,245,458 31,780 SH   SOLE   0 0 31,780
SPDR SER TR PORTFOLIO S&P600 78468R853   1,845,333 43,749 SH   SOLE   0 0 43,749
SCHWAB CHARLES CORP COM 808513105   6,564,462 95,414 SH   SOLE   0 0 95,414
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,854,535 51,276 SH   SOLE   0 0 51,276
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   45,441,056 805,692 SH   SOLE   0 0 805,692
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   3,370,373 40,626 SH   SOLE   0 0 40,626
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   251,261 3,584 SH   SOLE   0 0 3,584
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   12,330,928 163,714 SH   SOLE   0 0 163,714
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   7,825,652 165,657 SH   SOLE   0 0 165,657
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   13,876,547 564,317 SH   SOLE   0 0 564,317
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,144,321 207,516 SH   SOLE   0 0 207,516
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   1,396,309 30,315 SH   SOLE   0 0 30,315
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   47,193,702 619,909 SH   SOLE   0 0 619,909
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,213,897 168,125 SH   SOLE   0 0 168,125
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   34,158,499 732,701 SH   SOLE   0 0 732,701
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,538,538 122,575 SH   SOLE   0 0 122,575
SCHWAB STRATEGIC TR US TIPS ETF 808524870   11,558,548 221,428 SH   SOLE   0 0 221,428
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   4,805,846 137,743 SH   SOLE   0 0 137,743
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   327,312 2,400 SH   SOLE   0 0 2,400
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   741,625 3,853 SH   SOLE   0 0 3,853
SHERWIN WILLIAMS CO COM 824348106   1,371,873 4,398 SH   SOLE   0 0 4,398
SMUCKER J M CO COM NEW 832696405   261,101 2,066 SH   SOLE   0 0 2,066
STANDEX INTL CORP COM 854231107   264,019 1,667 SH   SOLE   0 0 1,667
THERATECHNOLOGIES INC COM NEW 88338H704   24,951 15,402 SH   SOLE   0 0 15,402
THERMO FISHER SCIENTIFIC INC COM 883556102   424,101 799 SH   SOLE   0 0 799
UNION PAC CORP COM 907818108   205,338 836 SH   SOLE   0 0 836
UNITEDHEALTH GROUP INC COM 91324P102   315,882 600 SH   SOLE   0 0 600
VANECK ETF TRUST IG FLOATING RATE 92189F486   1,506,007 59,881 SH   SOLE   0 0 59,881
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   38,878,876 228,162 SH   SOLE   0 0 228,162
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   206,613 763 SH   SOLE   0 0 763
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703   204,743 1,219 SH   SOLE   0 0 1,219
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   20,718,950 432,546 SH   SOLE   0 0 432,546
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   4,334,668 38,831 SH   SOLE   0 0 38,831
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   1,463,578 22,012 SH   SOLE   0 0 22,012
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   14,961,355 188,573 SH   SOLE   0 0 188,573
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,773,635 184,747 SH   SOLE   0 0 184,747
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,988,179 202,333 SH   SOLE   0 0 202,333
VANGUARD WORLD FDS ENERGY ETF 92204A306   741,092 6,319 SH   SOLE   0 0 6,319
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   3,564,281 83,688 SH   SOLE   0 0 83,688
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   12,151,716 105,640 SH   SOLE   0 0 105,640
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   891,054 15,872 SH   SOLE   0 0 15,872
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   11,566,556 281,425 SH   SOLE   0 0 281,425
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   402,678 6,245 SH   SOLE   0 0 6,245
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   31,721,537 409,998 SH   SOLE   0 0 409,998
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   310,802 3,984 SH   SOLE   0 0 3,984
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   313,903 3,862 SH   SOLE   0 0 3,862
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   760,422 14,896 SH   SOLE   0 0 14,896
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,430,872 23,880 SH   SOLE   0 0 23,880
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   10,977,112 75,699 SH   SOLE   0 0 75,699
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   16,754,286 189,614 SH   SOLE   0 0 189,614
VANGUARD INDEX FDS SML CP GRW ETF 922908595   296,168 1,225 SH   SOLE   0 0 1,225
VANGUARD INDEX FDS SM CP VAL ETF 922908611   14,793,358 82,199 SH   SOLE   0 0 82,199
VANGUARD INDEX FDS MID CAP ETF 922908629   1,888,635 8,118 SH   SOLE   0 0 8,118
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,228,402 10,215 SH   SOLE   0 0 10,215
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   1,230,190 7,482 SH   SOLE   0 0 7,482
VANGUARD INDEX FDS GROWTH ETF 922908736   16,309,794 52,463 SH   SOLE   0 0 52,463
VANGUARD INDEX FDS VALUE ETF 922908744   720,189 4,817 SH   SOLE   0 0 4,817
VANGUARD INDEX FDS SMALL CP ETF 922908751   20,065,170 94,057 SH   SOLE   0 0 94,057
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,006,290 16,888 SH   SOLE   0 0 16,888
WABTEC COM 929740108   666,986 5,256 SH   SOLE   0 0 5,256
WALMART INC COM 931142103   305,496 1,938 SH   SOLE   0 0 1,938
WISDOMTREE TR INDIA ERNGS FD 97717W422   319,062 7,782 SH   SOLE   0 0 7,782
WORKHORSE GROUP INC COM NEW 98138J206   6,120 17,000 SH   SOLE   0 0 17,000