The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM COM 002824100 581 10,210 SH   DFND   0 0 10,210
ABBVIE INC COM COM 00287Y109 634 6,585 SH   DFND   0 0 6,585
ALPHABET INC CL A COM 02079K305 4 4 SH   DFND   0 0 4
ALTRIA GROUP INC COM COM 02209S103 385 5,385 SH   DFND   0 0 5,385
AMAZON COM INC COM 023135106 587 500 SH   DFND   0 0 500
AMERICAN CAMPUS CMNTYS INC COM COM 024835100 484 11,875 SH   DFND   0 0 11,875
ANALOG DEVICES INC COM COM 032654105 119 1,350 SH   DFND   0 0 1,350
APPLE INC COM COM 037833100 724 4,290 SH   DFND   0 0 4,290
BANK OF AMERICA CORPORATION COM COM 060505104 969 32,950 SH   DFND   0 0 32,950
BANK OF NEW YORK MELLON CORP COM COM 064058100 422 7,860 SH   DFND   0 0 7,860
BLACKROCK INC COM COM 09247X101 367 715 SH   DFND   0 0 715
BLACKSTONE GROUP L P COM UNIT REPSTG LTD COM 09253U108 62 1,925 SH   DFND   0 0 1,925
BOEING CO COM COM 097023105 536 1,825 SH   DFND   0 0 1,825
BP PLC SPONS ADR COM 055622104 603 14,390 SH   DFND   0 0 14,390
BRITISH AMERN TOB PLC SPONSORED ADR ISIN#US1104481072 COM 110448107 192 2,892 SH   DFND   0 0 2,892
CARLYLE GROUP L P COM UNITS REPSTG LTD PARTNERSHIP INT COM 14309L102 422 18,475 SH   DFND   0 0 18,475
CHEVRON CORP NEW COM COM 166764100 31 250 SH   DFND   0 0 250
CISCO SYSTEMS INC COM 17275R102 724 18,800 SH   DFND   0 0 18,800
COCA COLA COMPANY COM 191216100 345 7,525 SH   DFND   0 0 7,525
COMCAST CORP CL A COM 20030N101 743 18,560 SH   DFND   0 0 18,560
COSTCO WHOLESALE CORP NEW COM COM 22160K105 565 3,005 SH   DFND   0 0 3,005
CVS HEALTH CORP COM COM 126650100 632 8,665 SH   DFND   0 0 8,665
DELL TECHNOLOGIES INC CL V COM 24703L103 107 1,312 SH   DFND   0 0 1,312
DISNEY WALT CO DISNEY COM COM 254687106 706 6,560 SH   DFND   0 0 6,560
DOWDUPONT INC COM COM 26078J100 46 641 SH   DFND   0 0 641
EATON CORPORATION PLC SHS ISIN#IE00B8KQN827 COM G29183103 563 7,075 SH   DFND   0 0 7,075
EXCO RES INC COM NEW COM 269279501 0 37 SH   DFND   0 0 37
FACEBOOK, INC. COM 30303M102 840 4,757 SH   DFND   4,537 0 220
FIDELITY COVINGTON TRUST ETF 316092402 1,725 86,010 SH   SOLE   86,010 0 0
FOOT LOCKER INC COM COM 344849104 356 7,525 SH   DFND   0 0 7,525
FORD MOTOR CO DEL COM PAR COM 345370860 467 37,750 SH   DFND   0 0 37,750
GENERAL ELECTRIC CO COM COM 369604103 561 32,150 SH   DFND   0 0 32,150
GENERAL MILLS INC COM COM 370334104 437 7,400 SH   DFND   0 0 7,400
GILEAD SCIENCES INC COM 375558103 615 8,550 SH   DFND   0 0 8,550
HALLIBURTON CO COM COM 406216101 669 13,705 SH   DFND   0 0 13,705
HOME DEPOT INC COM COM 437076102 696 3,655 SH   DFND   0 0 3,655
INTEL CORP COM COM 458140100 709 15,290 SH   DFND   0 0 15,290
INTERCONTINENTAL EXCHANGE INC COM COM 45866F104 281 3,960 SH   DFND   0 0 3,960
ISHARES TR 1-3 YR CR BD ETF ETF 464288646 2,028 19,400 SH   DFND   0 0 19,400
ISHARES TR CMBS ETF ETF 46429B366 445 8,700 SH   DFND   0 0 8,700
ISHARES TR CORE MSCI EAFE ETF ETF 46432F842 58 875 SH   DFND   0 0 875
ISHARES TR CORE S&P MID-CAP ETF ETF 464287507 4 20 SH   DFND   0 0 20
ISHARES TR CORE U S AGGREGATE BD ETF ETF 464287226 162 1,490 SH   DFND   0 0 1,490
ISHARES TR FLTG RATE NT ETF ETF 46429B655 1,654 32,600 SH   DFND   0 0 32,600
ISHARES TR GLOBAL 100 ETF ETF 464287572 107 1,150 SH   DFND   0 0 1,150
ISHARES TR GLOBAL CONSUMER STAPLES ETF ETF 464288737 5 50 SH   DFND   0 0 50
ISHARES TR INTL SELECT DIVID ETF INDEX FD ETF 464288448 125 3,696 SH   DFND   0 0 3,696
ISHARES TR JPMORGAN USD EMERGING MKTS BD ETF ETF 464288281 950 8,175 SH   DFND   0 0 8,175
ISHARES TR MBS ETF ETF 464288588 571 5,355 SH   DFND   0 0 5,355
ISHARES TR NORTH AMERN TECH ETF ETF 464287549 26 150 SH   DFND   0 0 150
ISHARES TR RUSSELL 1000 GROWTH ETF ETF 464287614 114 843 SH   DFND   0 0 843
ISHARES TR RUSSELL 1000 VALUE ETF ETF 464287598 482 3,875 SH   DFND   0 0 3,875
ISHARES TR RUSSELL 2000 VALUE ETF ETF 464287630 14,965 119,004 SH   DFND   118,916 0 88
ISHARES TR S&P U S PFD STK INDEX FD ETF 464288687 46 1,200 SH   DFND   0 0 1,200
ISHARES TR TIPS BD ETF ETF 464287176 984 8,612 SH   DFND   0 0 8,612
ISHARES TR U S CONSUMER GOODS ETF ETF 464287812 16 125 SH   DFND   0 0 125
ISHARES TR U S CONSUMER SVCS ETF ETF 464287580 18 100 SH   DFND   0 0 100
ISHARES TR U S HEALTHCARE ETF ETF 464287762 17 100 SH   DFND   0 0 100
ISHARES TR US FINANCIALS ETF INDEX FD ETF 464287788 18 150 SH   DFND   0 0 150
ISHARES TR US INDUSTRIALS ETF ETF 464287754 15 100 SH   DFND   0 0 100
ISHARES U S ETF TR SHORT MTY BD ETF ETF 46431W507 835 16,700 SH   DFND   0 0 16,700
JOHNSON & JOHNSON COM COM 478160104 414 2,970 SH   DFND   0 0 2,970
JP MORGAN CHASE & CO COM ISIN#US46625H1005 COM 46625H100 452 4,250 SH   DFND   0 0 4,250
KEYCORP NEW COM COM 493267108 583 28,950 SH   DFND   0 0 28,950
KROGER CO COM COM 501044101 881 32,170 SH   DFND   0 0 32,170
MASTERCARD INC CL A COM COM 57636Q104 503 3,315 SH   DFND   0 0 3,315
MERCK & CO INC NEW COM COM 58933Y105 669 11,875 SH   DFND   0 0 11,875
MICROSOFT CORP COM COM 594918104 620 7,275 SH   DFND   0 0 7,275
NABORS INDS LTD SHS ISIN#BMG6359F1032 COM G6359F103 79 11,800 SH   DFND   0 0 11,800
NASDAQ INC COM COM 631103108 398 5,140 SH   DFND   0 0 5,140
OCH-ZIFF CAP MGMT GROUP CL A SHS COM 67551U105 1 500 SH   DFND   0 0 500
ORACLE CORP COM COM 68389X105 468 9,830 SH   DFND   0 0 9,830
PEPSICO INC COM COM 713448108 135 1,115 SH   DFND   0 0 1,115
PFIZER INC COM COM 717081103 658 18,220 SH   DFND   0 0 18,220
PHILIP MORRIS INTERNATIONAL INC. COM 718172109 174 1,657 SH   DFND   932 0 725
PIMCO ETF TR ENHANCED SHORT MAT ACTIVE ETF ETF 72201R833 323 3,175 SH   DFND   0 0 3,175
POWERSHARES QQQ TRUST, SERIES 1 ETF 73935A104 9,506 61,027 SH   SOLE   61,027 0 0
PROCTER & GAMBLE CO COM COM 742718109 340 3,670 SH   DFND   0 0 3,670
QUALCOMM INC COM 747525103 543 8,500 SH   DFND   0 0 8,500
RANGE RESOURCES CORPORATION COM 75281A109 495 29,001 SH   SOLE   29,001 0 0
RAYTHEON CO COM NEW COM 755111507 329 1,735 SH   DFND   0 0 1,735
SELECT SECTOR SPDR TR REAL ESTATE SELECT SECTOR SPDR FD ETF 81369Y860 193 6,000 SH   DFND   0 0 6,000
SELECT SECTOR SPDR TR UTILS ETF 81369Y886 146 2,750 SH   DFND   0 0 2,750
SMUCKER J M CO COM NEW COM 832696405 695 5,620 SH   DFND   0 0 5,620
SPDR INDEX SHS FDS S&P CHINA ETF ETF 78463X400 477 4,465 SH   DFND   0 0 4,465
SPDR S&P 500 ETF TRUST ETF 78462F103 57,083 213,908 SH   DFND   213,208 0 700
SPDR SER TR S&P DIVID ETF ETF 78464A763 94 1,000 SH   DFND   0 0 1,000
STANLEY BLACK & DECKER INC COM COM 854502101 34 200 SH   DFND   0 0 200
TEVA PHARMACEUTICAL INDUSTRIES LTD COM 881624209 834 44,014 SH   SOLE   44,014 0 0
UNDER ARMOUR INC CL A COM 904311107 1 100 SH   DFND   0 0 100
UNILEVER PLC SPON ADR NEW ISIN#US9047677045 COM 904767704 427 7,690 SH   DFND   0 0 7,690
VANGUARD INDEX FDS VANGUARD REIT ETF ETF 922908553 96 1,163 SH   DFND   0 0 1,163
VANGUARD INDEX FDS VANGUARD SMALL-CAP VALUE ETF ETF 922908611 108 819 SH   DFND   0 0 819
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF ETF 922042858 23 500 SH   DFND   0 0 500
VERIFONE SYS INC COM COM 92342Y109 6 300 SH   DFND   0 0 300
VERIZON COMMUNICATIONS INC COM COM 92343V104 413 7,796 SH   DFND   0 0 7,796
VISA INC COM CL A COM 92826C839 215 1,875 SH   DFND   0 0 1,875
VODAFONE GROUP PLC NEW SPONSORED ADR NO PAR COM 92857W308 554 17,290 SH   DFND   0 0 17,290
WAL MART STORES INC COM COM 931142103 645 5,620 SH   DFND   0 0 5,620
VANGUARD INDUSTRIALS ETF ETF 92204A603 1,650 11,590 SH   SOLE   11,590 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504 5,762 37,380 SH   SOLE   37,380 0 0
VANGUARD ENERGY ETF ETF 92204A306 460 4,650 SH   SOLE   4,650 0 0
SELECT STR FINANCIAL SELECT SPDR ETF ETF 81369Y605 1,915 68,612 SH   SOLE   68,612 0 0
SPDR FUND CONSUMER DISCRE SELECT ETF ETF 81369Y407 1,917 19,421 SH   SOLE   19,421 0 0
SPDR FUND CONSUMER STAPLES ETF ETF 81369Y308 2,409 42,340 SH   SOLE   42,340 0 0