The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR EUROPE ETF 464287861   1,186 26,536 SH   SOLE NONE 0 0 26,536
ISHARES TR CORE S&P MCP ETF 464287507   4,981 25,573 SH   SOLE NONE 0 0 25,573
ISHARES TR CORE S&P SCP ETF 464287804   5,809 69,606 SH   SOLE NONE 0 0 69,606
ISHARES TR S&P 500 VAL ETF 464287408   7,368 66,906 SH   SOLE NONE 0 0 66,906
ISHARES TR CORE S&P500 ETF 464287200   18,430 67,497 SH   SOLE NONE 0 0 67,497
ISHARES TR S&P 500 GRWT ETF 464287309   10,567 64,986 SH   SOLE NONE 0 0 64,986
ISHARES TR RUSSELL 3000 ETF 464287689   624 3,845 SH   SOLE NONE 0 0 3,845
PFIZER INC COM 717081103   247 6,809 SH   SOLE NONE 0 0 6,809
SELECT SECTOR SPDR TR ENERGY 81369Y506   271 3,564 SH   SOLE NONE 0 0 3,564
VANGUARD GROUP DIV APP ETF 921908844   335 3,292 SH   SOLE NONE 0 0 3,292
CABOT OIL & GAS CORP COM 127097103   267 11,235 SH   SOLE NONE 0 0 11,235
PROCTER AND GAMBLE CO COM 742718109   16,497 211,336 SH   SOLE NONE 0 0 211,336
ISHARES TR BARCLAYS 7 10 YR 464287440   518 5,049 SH   SOLE NONE 0 0 5,049
ISHARES TR 20 YR TR BD ETF 464287432   2,002 16,451 SH   SOLE NONE 0 0 16,451
ISHARES TR IBOXX INV CP ETF 464287242   5,131 44,781 SH   SOLE NONE 0 0 44,781
APPLE INC COM 037833100   402 2,173 SH   SOLE NONE 0 0 2,173
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   443 3,760 SH   SOLE NONE 0 0 3,760
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   417 4,090 SH   SOLE NONE 0 0 4,090
ISHARES TR CORE US AGGBD ET 464287226   7,646 71,911 SH   SOLE NONE 0 0 71,911
ISHARES TR SELECT DIVID ETF 464287168   341 3,490 SH   SOLE NONE 0 0 3,490
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   296 5,710 SH   SOLE NONE 0 0 5,710
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406   982 11,819 SH   SOLE NONE 0 0 11,819
ISHARES TR JPMORGAN USD EMG 464288281   2,074 19,422 SH   SOLE NONE 0 0 19,422
PEOPLES FINL SVCS CORP COM 711040105   1,384 29,436 SH   SOLE NONE 0 0 29,436
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   5,709 56,223 SH   SOLE NONE 0 0 56,223
ISHARES TR 0-5 YR TIPS ETF 46429B747   235 2,361 SH   SOLE NONE 0 0 2,361
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508   2,133 93,147 SH   SOLE NONE 0 0 93,147
ISHARES TR MSCI CHINA ETF 46429B671   2,097 32,467 SH   SOLE NONE 0 0 32,467
ISHARES TR FLTG RATE NT ETF 46429B655   5,649 110,756 SH   SOLE NONE 0 0 110,756
ISHARES TR MIN VOL USA ETF 46429B697   3,109 58,487 SH   SOLE NONE 0 0 58,487
VANECK VECTORS ETF TR OIL SVCS ETF 92189F718   201 7,665 SH   SOLE NONE 0 0 7,665
ISHARES TR US TREAS BD ETF 46429B267   1,684 68,398 SH   SOLE NONE 0 0 68,398
PIMCO ETF TR ACTIVE BD ETF 72201R775   206 1,998 SH   SOLE NONE 0 0 1,998
ISHARES INC CORE MSCI EMKT 46434G103   6,509 123,948 SH   SOLE NONE 0 0 123,948
ISHARES TR CORE MSCI EAFE 46432F842   9,366 147,800 SH   SOLE NONE 0 0 147,800
FIDELITY MSCI INFO TECH I 316092808   3,555 64,326 SH   SOLE NONE 0 0 64,326
ISHARES TR 0-5YR INVT GR CP 46434V100   568 11,447 SH   SOLE NONE 0 0 11,447
FIDELITY MSCI FINLS IDX 316092501   495 12,625 SH   SOLE NONE 0 0 12,625
ISHARES TR CORE DIV GRWTH 46434V621   1,512 44,098 SH   SOLE NONE 0 0 44,098
ISHARES TR CORE TOTAL USD 46434V613   272 5,507 SH   SOLE NONE 0 0 5,507
ISHARES US ETF TR COMMOD SEL STG 46431W853   3,935 100,752 SH   SOLE NONE 0 0 100,752
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   5,470 115,031 SH   SOLE NONE 0 0 115,031
ISHARES TR MULTIFACTOR INTL 46434V274   7,249 262,351 SH   SOLE NONE 0 0 262,351
ISHARES TR MULTIFACTOR USA 46434V282   3,969 124,142 SH   SOLE NONE 0 0 124,142
ISHARES INC MLT FCTR EMG MKT 46434G889   4,432 95,949 SH   SOLE NONE 0 0 95,949
DBX ETF TR XTRACK FTSE US 233051515   223 7,764 SH   SOLE NONE 0 0 7,764
JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837   220 4,390 SH   SOLE NONE 0 0 4,390