The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Ares Cap Corp Com Equity 04010L103 144,500 10,000 SH   SOLE   0 0 10,000
BBX Cap Corp New CL A Equity 05491N104 156,357 61,558 SH   SOLE   0 0 61,558
Kimberly Clark Corp Equity 494368103 202,094 1,419 SH   SOLE   0 0 1,419
Vaneck Vectors ETF TR Amt Free Inter Mun Index ETF New Fixed Income 92189H201 203,760 4,000 SH   SOLE   0 0 4,000
General Electric Co Com Equity 369604103 210,325 30,749 SH   SOLE   0 0 30,749
American Electric Power Co Equity 025537101 214,789 2,697 SH   DFND 1 0 19 2,678
Honeywell Intl Inc Com Equity 438516106 220,500 1,525 SH   DFND 1 0 685 840
Invesco TR Invt Fixed Income 46131M106 226,304 18,796 SH   SOLE   0 0 18,796
iShares TIPS ETF Fixed Income 464287176 229,149 1,863 SH   SOLE   0 0 1,863
Xcel Energy Inc Equity 98389B100 231,519 3,679 SH   SOLE   0 0 3,679
Pepsico Inc Com Equity 713448108 233,013 1,762 SH   DFND 1 0 77 1,685
Alps ETF TR Alerian (MLP) Real Assets 00162Q452 239,199 9,692 SH   SOLE   0 0 9,692
Pultegroup Inc Com Equity 745867101 240,997 7,057 SH   DFND 1 0 57 7,000
Corbus Pharmaceuticals HLDGS Inc Com Equity 21833P103 271,467 32,356 SH   SOLE   0 0 32,356
iShares TR iBoxx Usd Invt Grade Corp BD ETF Fixed Income 464287242 276,129 2,053 SH   SOLE   0 0 2,053
Eli Lilly & Co Com Equity 532457108 282,390 1,720 SH   DFND 1 0 42 1,678
Exxon Mobil Corp Com Equity 30231G102 287,724 6,434 SH   SOLE   0 0 6,434
Indexiq ETF Trust Iq Hedge Funds 45409B107 296,317 9,773 SH   SOLE   0 0 9,773
McDonalds Corp Equity 580135101 305,667 1,657 SH   DFND 1 0 38 1,619
Berkshire Hathaway Inc Del CL B New Equity 084670702 312,035 1,748 SH   DFND 1 0 332 1,416
Mondelez Intl Inc CL A Equity 609207105 333,581 6,488 SH   DFND 1 0 85 6,403
Automatic Data Processing Inc Com Equity 053015103 344,540 2,300 SH   DFND 1 0 19 2,281
Philip Morris Intl Inc Com Equity 718172109 345,646 4,841 SH   DFND 1 0 73 4,768
iShares MSCI Emerging Markets Index Fund Equity 464287234 353,512 8,840 SH   SOLE   0 0 8,840
Altria Group Inc Com Equity 02209S103 353,653 8,821 SH   SOLE   0 0 8,821
ETF Managers TR Bluestar Israel Technology ETF Equity 26924G870 358,813 7,609 SH   SOLE   0 0 7,609
Abbvie Inc Com Equity 00287Y109 361,695 3,684 SH   DFND 1 0 128 3,556
Alibaba Group HLDG LTD Equity 01609W102 361,729 1,677 SH   SOLE   0 0 1,677
Bank Amer Corp Com Equity 060505104 370,169 15,586 SH   DFND 1 0 499 15,087
D R Horton Inc Equity 23331A109 388,150 7,000 SH   SOLE   0 0 7,000
Chevron Corp New Com Equity 166764100 393,147 4,406 SH   SOLE   0 0 4,406
Visa Inc Com CL A Equity 92826C839 395,226 2,046 SH   DFND 1 0 113 1,933
Home Depot Inc Com Equity 437076102 416,660 1,663 SH   DFND 1 0 866 797
Digital RLTY TR Inc Com Equity 253868103 419,651 2,953 SH   DFND 1 0 15 2,938
Colgate Palmolive Co Equity 194162103 456,996 6,238 SH   DFND 1 0 38 6,200
JP Morgan Chase & Co Com Equity 46625H100 485,726 5,164 SH   DFND 1 0 217 4,947
Comcast Corp New Equity 20030N101 514,429 13,120 SH   DFND 1 0 1,422 11,698
Berkshire Hathaway Inc Del CL A Equity 084670108 534,600 2 SH   SOLE   0 0 2
Wal Mart Stores Inc Com Equity 931142103 549,191 4,585 SH   DFND 1 0 2,357 2,228
Verizon Communications Com Equity 92343V104 556,862 10,101 SH   DFND 1 0 2,943 7,158
Johnson & Johnson Com Equity 478160104 570,817 4,059 SH   DFND 1 0 1,859 2,200
AT&T Inc Com Equity 00206R102 571,139 18,893 SH   DFND 1 0 1,179 17,714
Pfizer Inc Com Equity 717081103 643,178 19,669 SH   DFND 1 0 3,597 16,072
Lockheed Martin Corp Com Equity 539830109 664,884 1,822 SH   DFND 1 0 49 1,773
Facebook Inc CL A Equity 30303M102 677,577 2,984 SH   DFND 1 0 288 2,696
Lennar Corp CL A Com STK Equity 526057104 697,847 11,325 SH   SOLE   0 0 11,325
Consolidated Edison Equity 209115104 708,726 9,853 SH   DFND 1 0 28 9,825
Procter & Gamble Co Com Equity 742718109 741,573 6,202 SH   DFND 1 0 1,573 4,629
Merck & Co Inc New Com Equity 58933Y105 764,981 9,815 SH   DFND 1 0 1,809 8,006
Alphabet Inc Cap STK Equity 02079K107 771,831 546 SH   DFND 1 0 137 409
Nextera Energy Inc Equity 65339F101 822,582 3,425 SH   DFND 1 0 825 2,600
Akari Therapeutics PLC Spons ADR Equity 00972G108 853,653 391,584 SH   SOLE   0 0 391,584
Mastercard Inc CL A Equity 57636Q104 907,208 3,068 SH   DFND 1 0 260 2,808
Intel Corp Com Equity 458140100 996,318 16,652 SH   DFND 1 0 2,786 13,866
Alphabet Inc Cap STK Equity 02079K305 1,101,825 777 SH   DFND 1 0 137 640
Vanguard FTSE Emerging Markets ETF Equity 922042858 1,102,031 27,822 SH   SOLE   0 0 27,822
Vanguard FTSE Developed Markets ETF Equity 921943858 1,310,955 33,796 SH   SOLE   0 0 33,796
SPDR S&P 500 ETF TR TR Unit Equity 78462F103 1,532,216 4,947 SH   SOLE   0 0 4,947
Disney Walt Co Disney Com Equity 254687106 1,555,676 13,951 SH   DFND 1 0 97 13,854
Amazon Com Inc Equity 023135106 1,561,492 566 SH   DFND 1 0 86 480
Microsoft Corp Com Equity 594918104 1,931,987 9,493 SH   DFND 1 0 2,465 7,028
Vanguard Mid-Cap ETF Equity 922908629 2,893,012 17,650 SH   SOLE   0 0 17,650
Vanguard BD Index FD Inc Total BD Market ETF Fixed Income 921937835 3,222,202 36,475 SH   SOLE   0 0 36,475
iShares Gold TR iShares Real Assets 464285105 3,520,685 207,221 SH   SOLE   0 0 207,221
Apple Inc Equity 037833100 4,774,503 13,088 SH   DFND 1 0 502 12,586
iShares TR Barclays 1-3 YR Treas BD ETF Fixed Income 464287457 5,674,099 65,513 SH   SOLE   0 0 65,513
SPDR Gold ETF Real Assets 78463V107 7,160,256 42,781 SH   SOLE   0 0 42,781
Cambria Tail Risk ETF Fixed Income 132061862 8,893,180 399,440 SH   SOLE   0 0 399,440
Vanguard Total Stock Market ETF Equity 922908769 15,259,627 97,487 SH   SOLE   0 0 97,487
iShares TR Barclays 20 Treas BD FD Fixed Income 464287432 17,018,207 103,814 SH   SOLE   0 0 103,814