The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS Alerian MLP ETF Real Assets 00162Q866 3,588 422,087 SH   SOLE   0 0 422,087
AT&T Inc Com Equity 00206R102 681 17,423 SH   DFND 1 0 1,450 15,973
Abbvie Inc Com Equity 00287Y109 308 3,475 SH   DFND 1 0 102 3,373
Akari Therapeutics PLC Spons ADR Equity 00972G108 297 169,663 SH   SOLE   0 0 169,663
Alibaba Group HLDG LTD Equity 01609W102 369 1,739 SH   SOLE   0 0 1,739
Alphabet Inc Cap STK Equity 02079K107 907 678 SH   DFND 2 0 149 529
Alphabet Inc Cap STK Equity 02079K305 1,003 749 SH   DFND 1 0 121 628
Altria Group Inc Com Equity 02209S103 715 14,082 SH   DFND 1,2 0 1,355 12,727
Amazon Com Inc Equity 023135106 928 502 SH   DFND 1 0 22 480
American Electric Power Co Equity 025537101 228 2,409 SH   DFND 1 0 61 2,348
Apple Inc Equity 037833100 6,006 20,453 SH   DFND 1 0 534 19,919
Apple Hospitality REIT Inc Com New Equity 03784Y200 195 11,992 SH   DFND 1 0 11,992 0
Ares Cap Corp Com Equity 04010L103 766 41,050 SH   SOLE   0 0 41,050
Automatic Data Processing Inc Com Equity 053015103 439 2,561 SH   DFND 1 0 280 2,281
BBX Cap Corp New CL A Equity 05491N104 294 61,558 SH   SOLE   0 0 61,558
Bank Amer Corp Com Equity 060505104 1,710 48,540 SH   DFND 1 0 499 48,041
Berkshire Hathaway Inc Del CL A Equity 084670108 679 2 SH   SOLE   0 0 2
Berkshire Hathaway Inc Del CL B New Equity 084670702 1,140 5,033 SH   DFND 1,2 0 3,490 1,543
Cbre Group Inc Equity 12504L109 334 5,456 SH   DFND 1 0 5,456 0
Chevron Corp New Com Equity 166764100 669 5,551 SH   DFND 1 0 94 5,457
Cisco Systems Inc Equity 17275R102 263 5,483 SH   DFND 1 0 3,673 1,810
Coca Cola Company Equity 191216100 226 4,079 SH   DFND 1 0 393 3,686
Colgate Palmolive Co Equity 194162103 429 6,238 SH   DFND 1 0 38 6,200
Comcast Corp New Equity 20030N101 683 15,193 SH   DFND 1,2 0 3,822 11,371
Commerce Bancshares Equity 200525103 329 4,846 SH   DFND 1 0 4,846 0
Consolidated Edison Equity 209115104 882 9,753 SH   DFND 1 0 28 9,725
Corbus Pharmaceuticals HLDGS Inc Com Equity 21833P103 119 21,726 SH   SOLE   0 0 21,726
D R Horton Inc Equity 23331A109 369 7,000 SH   SOLE   0 0 7,000
Digital RLTY TR Inc Com Equity 253868103 355 2,938 SH   SOLE   0 0 2,938
Disney Walt Co Disney Com Equity 254687106 2,630 18,077 SH   DFND 1 0 320 17,757
Enbridge Inc Com Equity 29250N105 286 7,187 SH   SOLE   0 0 7,187
Exxon Mobil Corp Com Equity 30231G102 434 6,220 SH   DFND 1 0 106 6,114
Facebook Inc CL A Equity 30303M102 565 2,755 SH   DFND 1 0 129 2,626
General Electric Co Com Equity 369604103 347 31,110 SH   DFND 1 0 470 30,640
Home Depot Inc Com Equity 437076102 441 2,022 SH   DFND 1 0 1,234 788
Honeywell Intl Inc Com Equity 438516106 266 1,501 SH   DFND 1 0 736 765
Indexiq ETF Trust Iq Hedge Funds 45409B107 548 17,444 SH   SOLE   0 0 17,444
Intel Corp Com Equity 458140100 994 16,611 SH   DFND 1 0 2,786 13,825
Invesco TR Invt Fixed Income 46131M106 242 18,796 SH   SOLE   0 0 18,796
iShares Gold TR iShares Real Assets 464285105 2,836 195,573 SH   SOLE   0 0 195,573
ISHARES CORE S&P TOTAL US STOCK MARKET ETF Equity 464287150 818 11,260 SH   SOLE   0 0 11,260
iShares MSCI Emerging Markets Index Fund Equity 464287234 5,265 117,332 SH   SOLE   0 0 117,332
iShares TR iBoxx Usd Invt Grade Corp BD ETF Fixed Income 464287242 263 2,053 SH   SOLE   0 0 2,053
iShares TR Barclays 20 Treas BD FD Fixed Income 464287432 11,163 82,397 SH   SOLE   0 0 82,397
iShares TR Barclays 1-3 YR Treas BD ETF Fixed Income 464287457 5,387 63,656 SH   SOLE   0 0 63,656
iShares MSCI EAFE Equity 464287465 713 10,265 SH   SOLE   0 0 10,265
iShares Core MSCI EAFE ETF Equity 46432F842 1,579 24,207 SH   SOLE   0 0 24,207
ISHARES TRUST CORE MSCI EAFE ETF Equity 46432F842 5,438 83,350 SH   SOLE   0 0 83,350
ISHARES INC CORE MSCI EMERGING MKTS ETF Equity 46434G103 601 11,172 SH   SOLE   0 0 11,172
iShares Core MSCI Emerging Markets ETF Equity 46434G103 3,825 71,141 SH   SOLE   0 0 71,141
JP Morgan Chase & Co Com Equity 46625H100 885 6,347 SH   DFND 1 0 217 6,130
Johnson & Johnson Com Equity 478160104 546 3,742 SH   DFND 1 0 2,131 1,611
Ladenburg Thalmann Finl SVCS Inc Com Equity 50575Q102 35 10,000 SH   SOLE   0 0 10,000
Lennar Corp CL A Com STK Equity 526057104 632 11,325 SH   SOLE   0 0 11,325
Eli Lilly & Co Com Equity 532457108 226 1,720 SH   DFND 1 0 42 1,678
Lockheed Martin Corp Com Equity 539830109 1,168 3,000 SH   DFND 1 0 49 2,951
Mastercard Inc CL A Equity 57636Q104 950 3,180 SH   DFND 1,2 0 3,117 63
McDonalds Corp Equity 580135101 517 2,617 SH   DFND 1 0 238 2,379
Merck & Co Inc New Com Equity 58933Y105 944 10,305 SH   DFND 1 0 1,809 8,496
Microsoft Corp Com Equity 594918104 1,552 9,844 SH   DFND 1 0 2,567 7,277
Mondelez Intl Inc CL A Equity 609207105 354 6,385 SH   DFND 1 0 85 6,300
Nextera Energy Inc Equity 65339F101 982 4,057 SH   DFND 1 0 1,557 2,500
Paccar Inc Equity 693718108 211 2,597 SH   SOLE   0 0 2,597
Pepsico Inc Com Equity 713448108 469 3,411 SH   DFND 1 0 1,301 2,110
Pfizer Inc Com Equity 717081103 743 18,966 SH   DFND 1 0 3,031 15,935
Philip Morris Intl Inc Com Equity 718172109 790 9,153 SH   DFND 1,2 0 3,843 5,310
Procter & Gamble Co Com Equity 742718109 842 6,745 SH   DFND 1 0 1,593 5,152
Pultegroup Inc Com Equity 745867101 275 7,057 SH   DFND 1 0 57 7,000
Raytheon Co Com New Equity 755111507 576 2,619 SH   DFND 1 0 1,089 1,530
SPDR S&P 500 ETF TR TR Unit Equity 78462F103 1,678 5,187 SH   SOLE   0 0 5,187
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT Equity 78462F103 4,122 12,806 SH   SOLE   0 0 12,806
SPDR Gold ETF Real Assets 78463V107 4,621 32,340 SH   SOLE   0 0 32,340
Schwab US Broad Market ETF Equity 808524102 7,924 103,069 SH   SOLE   0 0 103,069
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF Equity 808524706 273 9,965 SH   SOLE   0 0 9,965
Schwab International Equity ETF Equity 808524805 713 21,198 SH   SOLE   0 0 21,198
SCHWAB STRATEGIC TR INTL EQUITY ETF Equity 808524805 1,880 55,915 SH   SOLE   0 0 55,915
Starbucks Corp Com Equity 855244109 304 3,459 SH   DFND 1 0 52 3,407
Teva Pharmaceutical Industries LTD ADR Equity 881624209 2,940 300,000 SH   SOLE   0 0 300,000
Toll Bros Inc Equity 889478103 231 5,849 SH   SOLE   0 0 5,849
Unilever NV New York SHS New Equity 904784709 318 5,530 SH   DFND 2 0 5,430 100
Unitedhealth Group Inc Com Equity 91324P102 336 1,142 SH   DFND 1 0 907 235
Vaneck Vectors ETF TR Amt Free Inter Mun Index ETF New Fixed Income 92189H201 201 4,000 SH   SOLE   0 0 4,000
Vanguard BD Index FD Inc Total BD Market ETF Fixed Income 921937835 2,958 35,275 SH   SOLE   0 0 35,275
VANGUARD FTSE DEVELOPED MARKET ETF Equity 921943858 212 4,803 SH   SOLE   0 0 4,803
VANGUARD FTSE DEVELOPED MARKET ETF Equity 921943858 665 15,092 SH   SOLE   0 0 15,092
VANGUARD FTSE DEVELOPED MARKET ETF Equity 921943858 1,161 26,359 SH   SOLE   0 0 26,359
VANGUARD FTSE DEVELOPED MARKET ETF Equity 921943858 16,611 377,007 SH   SOLE   0 0 377,007
Vanguard FTSE Developed Markets ETF Equity 921943858 17,982 408,130 SH   SOLE   0 0 408,130
VANGUARD INTL EQUITY INDEX FUND INC TOTAL WORLD STK INDEX FUND ETF SHS Equity 922042742 981 12,119 SH   SOLE   0 0 12,119
VANGUARD INTL EQUITY INDEX FUND INC FTSE EMERGING MARKETS ETF Equity 922042858 1,283 28,862 SH   SOLE   0 0 28,862
VANGUARD INTL EQUITY INDEX FUND INC FTSE EMERGING MARKETS ETF Equity 922042858 5,233 117,684 SH   SOLE   0 0 117,684
Vanguard FTSE Emerging Markets ETF Equity 922042858 5,451 122,572 SH   SOLE   0 0 122,572
Vanguard REIT ETF Real Assets 922908553 3,711 39,990 SH   SOLE   0 0 39,990
Vanguard Mid-Cap ETF Equity 922908629 3,543 19,884 SH   SOLE   0 0 19,884
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF Equity 922908769 1,379 8,427 SH   SOLE   0 0 8,427
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF Equity 922908769 1,769 10,814 SH   SOLE   0 0 10,814
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF Equity 922908769 5,051 30,868 SH   SOLE   0 0 30,868
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF Equity 922908769 10,435 63,775 SH   SOLE   0 0 63,775
Vanguard Total Stock Market ETF Equity 922908769 28,867 176,430 SH   SOLE   0 0 176,430
Verizon Communications Com Equity 92343V104 645 10,506 SH   DFND 1 0 2,962 7,544
Visa Inc Com CL A Equity 92826C839 369 1,964 SH   DFND 1 0 113 1,851
Wal Mart Stores Inc Com Equity 931142103 545 4,569 SH   DFND 1 0 2,341 2,228
Wells Fargo & Co New Com Equity 949746101 399 7,417 SH   DFND 1,2 0 5,672 1,745
Xcel Energy Inc Equity 98389B100 222 3,479 SH   SOLE   0 0 3,479
Accenture PLC Ireland Class SHS Equity G1151C101 272 1,291 SH   DFND 1 0 994 297
Medtronic PLC SHS Equity G5960L103 261 2,287 SH   DFND 1 0 87 2,200
Chubb LTD Com Equity H1467J104 335 2,141 SH   DFND 1 0 424 1,717