The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL A 084670108 284 1 SH   SOLE   0 0 1
CBS CORP NEW CL B 124857202 296 5,287 SH   SOLE   0 0 5,287
FIRST TR SML CP CORE ALPHA F COM SHS 33734Y109 12,947 194,886 SH   SOLE   1,228 0 193,658
GLOBAL X FDS MSCI GREECE ETF 37950E366 124 13,649 SH   SOLE   0 0 13,649
ISHARES TR RUS MDCP VAL ETF 464287473 11,207 126,771 SH   SOLE   797 0 125,974
ISHARES TR RUS MID CAP ETF 464287499 1,208 5,687 SH   SOLE   0 0 5,687
ISHARES TR MSCI ACWI EX US 464288240 1,787 38,124 SH   SOLE   0 0 38,124
ISHARES TR EAFE VALUE ETF 464288877 14,307 281,219 SH   SOLE   4,742 0 276,477
PEPSICO INC COM 713448108 406 3,709 SH   SOLE   0 0 3,709
S & T BANCORP INC COM 783859101 206 4,656 SH   SOLE   2,328 0 2,328
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 16,465 204,010 SH   SOLE   2,617 0 201,393
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 33,015 422,924 SH   SOLE   16,346 0 406,578
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,334 54,859 SH   SOLE   0 0 54,859
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 20,178 136,490 SH   SOLE   914 0 135,576
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 24,210 229,539 SH   SOLE   3,042 0 226,497
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 2,138 17,040 SH   SOLE   0 0 17,040