The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P MCP ETF 464287507 5,017 21,828 SH   SOLE   0 0 21,828
ISHARES TR S&P MC 400VL ETF 464287705 363 4,210 SH   SOLE   0 0 4,210
ISHARES TR CORE S&P SCP ETF 464287804 3,348 36,428 SH   SOLE   0 0 36,428
ISHARES TR S&P 500 VAL ETF 464287408 844 6,596 SH   SOLE   0 0 6,596
ISHARES TR CORE S&P500 ETF 464287200 39,342 104,802 SH   SOLE   0 0 104,802
ISHARES TR RUS 1000 ETF 464287622 731 3,450 SH   SOLE   0 0 3,450
ISHARES TR RUS 1000 VAL ETF 464287598 311 2,272 SH   SOLE   0 0 2,272
ISHARES TR RUS 1000 GRW ETF 464287614 1,577 6,538 SH   SOLE   0 0 6,538
ISHARES TR RUSSELL 2000 ETF 464287655 355 1,813 SH   SOLE   0 0 1,813
SPDR S&P 500 ETF TR TR UNIT 78462F103 529 1,416 SH   SOLE   0 0 1,416
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 584 2,517 SH   SOLE   0 0 2,517
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 356 2,742 SH   SOLE   0 0 2,742
MERCK & CO. INC COM 58933Y105 9,529 116,497 SH   SOLE   0 0 116,497
NIKE INC CL B 654106103 256 1,809 SH   SOLE   0 0 1,809
TEMPLETON GLOBAL INCOME FD COM 880198106 353 64,201 SH   SOLE   0 0 64,201
MARRIOTT INTL INC NEW CL A 571903202 905 6,857 SH   SOLE   0 0 6,857
VANGUARD INDEX FDS TOTAL STK MKT 922908769 767 3,939 SH   SOLE   0 0 3,939
APPLE INC COM 037833100 2,731 20,580 SH   SOLE   0 0 20,580
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 517 10,321 SH   SOLE   0 0 10,321
LABORATORY CORP AMER HLDGS COM NEW 50540R409 2,597 12,759 SH   SOLE   0 0 12,759
SPDR GOLD TR GOLD SHS 78463V107 251 1,407 SH   SOLE   0 0 1,407
VANGUARD INDEX FDS VALUE ETF 922908744 6,724 56,527 SH   SOLE   0 0 56,527
VANGUARD INDEX FDS MID CAP ETF 922908629 9,511 45,997 SH   SOLE   0 0 45,997
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,760 12,375 SH   SOLE   0 0 12,375
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 408 4,800 SH   SOLE   0 0 4,800
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,624 8,344 SH   SOLE   0 0 8,344
VANGUARD INDEX FDS GROWTH ETF 922908736 10,332 40,784 SH   SOLE   0 0 40,784
VANGUARD INDEX FDS SML CP GRW ETF 922908595 284 1,060 SH   SOLE   0 0 1,060
SPDR SER TR S&P DIVID ETF 78464A763 1,688 15,935 SH   SOLE   0 0 15,935
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 665 4,995 SH   SOLE   0 0 4,995
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,906 27,983 SH   SOLE   0 0 27,983
ISHARES TR CORE S&P TTL STK 464287150 1,804 20,921 SH   SOLE   0 0 20,921
INVESCO EXCHANGE TRADED FD T DYNMC LRG VALU 46137V738 381 9,883 SH   SOLE   0 0 9,883
VANGUARD INDEX FDS LARGE CAP ETF 922908637 741 4,216 SH   SOLE   0 0 4,216
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 239 1,127 SH   SOLE   0 0 1,127
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,324 19,534 SH   SOLE   0 0 19,534
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 553 9,473 SH   SOLE   0 0 9,473
ISHARES TR ISHS 1-5YR INVS 464288646 548 9,934 SH   SOLE   0 0 9,934
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,077 11,767 SH   SOLE   0 0 11,767
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,193 67,639 SH   SOLE   0 0 67,639
ISHARES TR ISHS 5-10YR INVT 464288638 893 14,444 SH   SOLE   0 0 14,444
ISHARES TR EAFE SML CP ETF 464288273 699 10,234 SH   SOLE   0 0 10,234
VANGUARD WORLD FD MEGA GRWTH IND 921910816 518 2,540 SH   SOLE   0 0 2,540
VANGUARD WORLD FD MEGA CAP INDEX 921910873 1,024 7,676 SH   SOLE   0 0 7,676
INVESCO EXCH TRADED FD TR II FNDMNTL HY CRP 46138E719 2,010 103,386 SH   SOLE   0 0 103,386
INVESCO EXCHANGE TRADED FD T S&P500 EQL MAT 46137V316 565 4,054 SH   SOLE   0 0 4,054
INVESCO EXCHANGE TRADED FD T S&P500 EQL ENR 46137V365 434 13,961 SH   SOLE   0 0 13,961
SPDR SER TR PORTFOLIO INTRMD 78464A375 1,899 51,077 SH   SOLE   0 0 51,077
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 482 4,966 SH   SOLE   0 0 4,966
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 317 8,805 SH   SOLE   0 0 8,805
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,741 117,007 SH   SOLE   0 0 117,007
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 413 3,218 SH   SOLE   0 0 3,218
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 278 4,667 SH   SOLE   0 0 4,667
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 2,065 38,184 SH   SOLE   0 0 38,184
SPDR SER TR PORTFOLIO SHORT 78464A474 8,881 282,847 SH   SOLE   0 0 282,847
TESLA INC COM 88160R101 353 500 SH   SOLE   0 0 500
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,181 7,040 SH   SOLE   0 0 7,040
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 23,258 67,670 SH   SOLE   0 0 67,670
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,489 65,847 SH   SOLE   0 0 65,847
VANGUARD STAR FDS VG TL INTL STK F 921909768 6,275 104,310 SH   SOLE   0 0 104,310
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 686 6,983 SH   SOLE   0 0 6,983
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,865 29,071 SH   SOLE   0 0 29,071
ISHARES TR MSCI USA MIN VOL 46429B697 4,601 67,774 SH   SOLE   0 0 67,774
ISHARES TR MSCI EAFE MIN VL 46429B689 612 8,340 SH   SOLE   0 0 8,340
ISHARES INC CORE MSCI EMKT 46434G103 1,978 31,883 SH   SOLE   0 0 31,883
ISHARES TR CORE MSCI TOTAL 46432F834 3,245 48,298 SH   SOLE   0 0 48,298
ISHARES TR CORE MSCI EAFE 46432F842 5,302 76,742 SH   SOLE   0 0 76,742
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 637 14,067 SH   SOLE   0 0 14,067
ISHARES TR 0-5YR INVT GR CP 46434V100 6,639 127,127 SH   SOLE   0 0 127,127
BRISTOL-MYERS SQUIBB CO RIGHT 99/99/9999 110122157 11 15,421 SH   SOLE   0 0 15,421