The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JIANPU TECHNOLOGY INC ADR 47738D101 2 500 SH   SOLE   0 0 500
CENTURYLINK INC COM 156700106 1 35 SH   SOLE   0 0 35
WATERSTONE FINL INC MD COM 94188P101 60 3,608 SH   SOLE   0 0 3,608
ISHARES TR HDG MSCI EAFE 46434V803 9 356 SH   SOLE   0 0 356
EQUITY COMWLTH COM SH BEN INT 294628102 6 201 SH   SOLE   0 0 201
ISHARES TR TIPS BD ETF 464287176 6 58 SH   SOLE   0 0 58
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 230 4,732 SH   SOLE   0 0 4,732
ISHARES TR SELECT DIVID ETF 464287168 36 407 SH   SOLE   0 0 407
DR REDDYS LABS LTD ADR 256135203 15 400 SH   SOLE   0 0 400
BAUSCH HEALTH COS INC COM 071734107 39 2,105 SH   SOLE   0 0 2,105
ISHARES TR INTL SEL DIV ETF 464288448 83 2,895 SH   SOLE   0 0 2,895
BOEING CO COM 097023105 105 327 SH   SOLE   0 0 327
SUN LIFE FINL INC COM 866796105 22 662 SH   SOLE   0 0 662
ISHARES TR U.S. MED DVC ETF 464288810 13 65 SH   SOLE   0 0 65
HELEN OF TROY CORP LTD COM G4388N106 58 445 SH   SOLE   0 0 445
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 77 548 SH   SOLE   0 0 548
NIKE INC CL B 654106103 129 1,740 SH   SOLE   0 0 1,740
AEROVIRONMENT INC COM 008073108 14 200 SH   SOLE   0 0 200
WEYERHAEUSER CO COM 962166104 12 546 SH   SOLE   0 0 546
DUKE ENERGY CORP NEW COM NEW 26441C204 50 575 SH   SOLE   0 0 575
ISHARES TR RUSSELL 3000 ETF 464287689 72 489 SH   SOLE   0 0 489
COMCAST CORP NEW CL A 20030N101 4 132 SH   SOLE   0 0 132
INVESCO EXCH TRD SLF IDX FD DEFENSIVE EQTY 46138J775 2 35 SH   SOLE   0 0 35
JPMORGAN CHASE & CO COM 46625H100 53 538 SH   SOLE   0 0 538
CORNING INC COM 219350105 56 1,868 SH   SOLE   0 0 1,868
ISHARES TR BARCLAYS 7 10 YR 464287440 0 3 SH   SOLE   0 0 3
NUVEEN QUALITY MUNCP INCOME COM 67066V101 10 811 SH   SOLE   0 0 811
HERSHEY CO COM 427866108 11 100 SH   SOLE   0 0 100
GLOBAL X FDS LITHIUM BTRY ETF 37954Y855 4 158 SH   SOLE   0 0 158
GREENE COUNTY BANCORP INC COM 394357107 47 1,506 SH   SOLE   0 0 1,506
PRINCIPAL FINL GROUP INC COM 74251V102 5 120 SH   SOLE   0 0 120
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 0 0 SH   SOLE   0 0 0
ISHARES TR IBOXX INV CP ETF 464287242 2 16 SH   SOLE   0 0 16
ISHARES TR 3 7 YR TREAS BD 464288661 0 3 SH   SOLE   0 0 3
STAMPS COM INC COM NEW 852857200 31 200 SH   SOLE   0 0 200
FIDELITY MSCI INFO TECH I 316092808 51 1,027 SH   SOLE   0 0 1,027
QUEST DIAGNOSTICS INC COM 74834L100 1 11 SH   SOLE   0 0 11
ISHARES INC MSCI EURZONE ETF 464286608 231 6,591 SH   SOLE   0 0 6,591
MITEK SYS INC COM NEW 606710200 5 500 SH   SOLE   0 0 500
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 214 3,458 SH   SOLE   0 0 3,458
DOWDUPONT INC COM 26078J100 36 665 SH   SOLE   0 0 665
ISHARES TR MIN VOL EUROPE 46434V720 258 11,242 SH   SOLE   0 0 11,242
PNC FINL SVCS GROUP INC COM 693475105 15 125 SH   SOLE   0 0 125
FORD MTR CO DEL COM PAR $0.01 345370860 8 1,032 SH   SOLE   0 0 1,032
ISHARES INC MIN VOL EMRG MKT 464286533 88 1,576 SH   SOLE   0 0 1,576
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 2 19 SH   SOLE   0 0 19
COCA COLA CO COM 191216100 1 18 SH   SOLE   0 0 18
WELLS FARGO CO NEW COM 949746101 9 188 SH   SOLE   0 0 188
INVESCO QQQ TR UNIT SER 1 46090E103 19 125 SH   SOLE   0 0 125
MICROSOFT CORP COM 594918104 87 859 SH   SOLE   0 0 859
ISHARES US ETF TR SHT MAT BD ETF 46431W507 1 29 SH   SOLE   0 0 29
ISHARES TR MSCI EMG MKT ETF 464287234 10 252 SH   SOLE   0 0 252
WISDOMTREE TR EUROPE SMCP DV 97717W869 77 1,438 SH   SOLE   0 0 1,438
SPRINT CORP COM SER 1 85207U105 0 16 SH   SOLE   0 0 16
TELEFLEX INC COM 879369106 155 600 SH   SOLE   0 0 600
ISHARES TR 20 YR TR BD ETF 464287432 10 82 SH   SOLE   0 0 82
BLACKROCK FLOAT RATE OME STR COM 09255X100 20 1,656 SH   SOLE   0 0 1,656
MATADOR RES CO COM 576485205 5 300 SH   SOLE   0 0 300
SPOTIFY TECHNOLOGY S A SHS L8681T102 1 12 SH   SOLE   0 0 12
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 25 313 SH   SOLE   0 0 313
ISHARES TR SHORT TREAS BD 464288679 1 9 SH   SOLE   0 0 9
ISHARES TR GLOBAL TECH ETF 464287291 1 8 SH   SOLE   0 0 8
BP PLC SPONSORED ADR 055622104 47 1,250 SH   SOLE   0 0 1,250
WORTHINGTON INDS INC COM 981811102 19 533 SH   SOLE   0 0 533
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 0 6 SH   SOLE   0 0 6
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 230 4,667 SH   SOLE   0 0 4,667
DELL TECHNOLOGIES INC CL C 24703L202 4 72 SH   SOLE   0 0 72
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 56 679 SH   SOLE   0 0 679
UNIFI INC COM NEW 904677200 35 1,530 SH   SOLE   0 0 1,530