The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS 1000 VAL ETF 464287598 588 3,760 SH   SOLE   0 0 3,760
SPDR S&P 500 ETF TR TR UNIT 78462F103 945 2,203 SH   SOLE   0 0 2,203
EVERSOURCE ENERGY COM 30040W108 54 656 SH   SOLE   0 0 656
ABBOTT LABS COM 002824100 470 3,975 SH   SOLE   0 0 3,975
GENUINE PARTS CO COM 372460105 55 450 SH   SOLE   0 0 450
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 3,706 96,990 SH   SOLE   0 0 96,990
INTEL CORP COM 458140100 4,113 77,200 SH   SOLE   0 0 77,200
ILLINOIS TOOL WKS INC COM 452308109 83 400 SH   SOLE   0 0 400
ORACLE CORP COM 68389X105 38 441 SH   SOLE   0 0 441
QUALCOMM INC COM 747525103 1,915 14,847 SH   SOLE   0 0 14,847
DISNEY WALT CO COM 254687106 2,630 15,544 SH   SOLE   0 0 15,544
HONEYWELL INTL INC COM 438516106 534 2,515 SH   SOLE   0 0 2,515
JOHNSON & JOHNSON COM 478160104 61 380 SH   SOLE   0 0 380
LOWES COS INC COM 548661107 199 980 SH   SOLE   0 0 980
CHEVRON CORP NEW COM 166764100 2,068 20,381 SH   SOLE   0 0 20,381
MICROSOFT CORP COM 594918104 266 942 SH   SOLE   0 0 942
AT&T INC COM 00206R102 4 150 SH   SOLE   0 0 150
TRUIST FINL CORP COM 89832Q109 34 587 SH   SOLE   0 0 587
CISCO SYS INC COM 17275R102 64 1,181 SH   SOLE   0 0 1,181
INTERNATIONAL BUSINESS MACHS COM 459200101 2,066 14,871 SH   SOLE   0 0 14,871
COCA COLA CO COM 191216100 588 11,200 SH   SOLE   0 0 11,200
LOCKHEED MARTIN CORP COM 539830109 98 285 SH   SOLE   0 0 285
PEPSICO INC COM 713448108 11 70 SH   SOLE   0 0 70
PPG INDS INC COM 693506107 24 170 SH   SOLE   0 0 170
VERIZON COMMUNICATIONS INC COM 92343V104 30 550 SH   SOLE   0 0 550
ISHARES TR RUS MID CAP ETF 464287499 465 5,946 SH   SOLE   0 0 5,946
WALGREENS BOOTS ALLIANCE INC COM 931427108 3,451 73,339 SH   SOLE   0 0 73,339
DEERE & CO COM 244199105 85 255 SH   SOLE   0 0 255
AFLAC INC COM 001055102 4,718 90,507 SH   SOLE   0 0 90,507
UNION PAC CORP COM 907818108 10 53 SH   SOLE   0 0 53
TEXAS INSTRS INC COM 882508104 658 3,422 SH   SOLE   0 0 3,422
CARDINAL HEALTH INC COM 14149Y108 1,238 25,026 SH   SOLE   0 0 25,026
CULLEN FROST BANKERS INC COM 229899109 65 550 SH   SOLE   0 0 550
DOMINION ENERGY INC COM 25746U109 1,769 24,225 SH   SOLE   0 0 24,225
DIAGEO PLC SPON ADR NEW 25243Q205 61 317 SH   SOLE   0 0 317
QUEST DIAGNOSTICS INC COM 74834L100 2,614 17,989 SH   SOLE   0 0 17,989
MCKESSON CORP COM 58155Q103 1,941 9,738 SH   SOLE   0 0 9,738
MORGAN STANLEY COM NEW 617446448 5 56 SH   SOLE   0 0 56
NOVARTIS AG SPONSORED ADR 66987V109 24 298 SH   SOLE   0 0 298
PROCTER AND GAMBLE CO COM 742718109 84 600 SH   SOLE   0 0 600
KIMBERLY-CLARK CORP COM 494368103 34 259 SH   SOLE   0 0 259
JPMORGAN CHASE & CO COM 46625H100 6 37 SH   SOLE   0 0 37
WELLS FARGO CO NEW COM 949746101 2,569 55,345 SH   SOLE   0 0 55,345
ISHARES TR 1 3 YR TREAS BD 464287457 1,070 12,415 SH   SOLE   0 0 12,415
ISHARES TR BARCLAYS 7 10 YR 464287440 863 7,489 SH   SOLE   0 0 7,489
ISHARES TR 20 YR TR BD ETF 464287432 3,233 22,404 SH   SOLE   0 0 22,404
ISHARES TR IBOXX INV CP ETF 464287242 952 7,160 SH   SOLE   0 0 7,160
CORNING INC COM 219350105 2,060 56,460 SH   SOLE   0 0 56,460
PIONEER NAT RES CO COM 723787107 451 2,707 SH   SOLE   0 0 2,707
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 128 400 SH   SOLE   0 0 400
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,915 33,914 SH   SOLE   0 0 33,914
3M CO COM 88579Y101 634 3,617 SH   SOLE   0 0 3,617
OMNICOM GROUP INC COM 681919106 4,731 65,289 SH   SOLE   0 0 65,289
APPLE INC COM 037833100 83 586 SH   SOLE   0 0 586
MEREDITH CORP COM 589433101 14 250 SH   SOLE   0 0 250
RPM INTL INC COM 749685103 6 72 SH   SOLE   0 0 72
BANK OZK COM 06417N103 16 379 SH   SOLE   0 0 379
ISHARES TR ISHARES SEMICDTR 464287523 521 1,169 SH   SOLE   0 0 1,169
AMERICAN EXPRESS CO COM 025816109 74 442 SH   SOLE   0 0 442
NEWMONT CORP COM 651639106 3,216 59,226 SH   SOLE   0 0 59,226
EOG RES INC COM 26875P101 3,624 45,143 SH   SOLE   0 0 45,143
PAYCHEX INC COM 704326107 2,432 21,632 SH   SOLE   0 0 21,632
NETFLIX INC COM 64110L106 16 26 SH   SOLE   0 0 26
D R HORTON INC COM 23331A109 1,434 17,083 SH   SOLE   0 0 17,083
CERNER CORP COM 156782104 2,010 28,500 SH   SOLE   0 0 28,500
BIOGEN INC COM 09062X103 224 793 SH   SOLE   0 0 793
CARNIVAL CORP UNIT 99/99/9999 143658300 2,937 117,428 SH   SOLE   0 0 117,428
CLOROX CO DEL COM 189054109 1,878 11,337 SH   SOLE   0 0 11,337
LUMEN TECHNOLOGIES INC COM 550241103 1,355 109,388 SH   SOLE   0 0 109,388
V F CORP COM 918204108 48 710 SH   SOLE   0 0 710
WEYERHAEUSER CO MTN BE COM NEW 962166104 2,546 71,573 SH   SOLE   0 0 71,573
MASCO CORP COM 574599106 458 8,251 SH   SOLE   0 0 8,251
GALLAGHER ARTHUR J & CO COM 363576109 30 200 SH   SOLE   0 0 200
CUMMINS INC COM 231021106 1,256 5,593 SH   SOLE   0 0 5,593
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 4,764 26,801 SH   SOLE   0 0 26,801
FRANKLIN RESOURCES INC COM 354613101 2,818 94,831 SH   SOLE   0 0 94,831
BECTON DICKINSON & CO COM 075887109 68 275 SH   SOLE   0 0 275
SPDR GOLD TR GOLD SHS 78463V107 3,127 19,044 SH   SOLE   0 0 19,044
LEGGETT & PLATT INC COM 524660107 24 536 SH   SOLE   0 0 536
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 32 700 SH   SOLE   0 0 700
PACCAR INC COM 693718108 4,057 51,403 SH   SOLE   0 0 51,403
PARKER-HANNIFIN CORP COM 701094104 69 245 SH   SOLE   0 0 245
ISHARES GOLD TR ISHARES NEW 464285204 478 14,311 SH   SOLE   0 0 14,311
WHEATON PRECIOUS METALS CORP COM 962879102 2,265 60,269 SH   SOLE   0 0 60,269
SMITH A O CORP COM 831865209 6 104 SH   SOLE   0 0 104
PEOPLES UNITED FINANCIAL INC COM 712704105 5 302 SH   SOLE   0 0 302
M & T BK CORP COM 55261F104 4,297 28,774 SH   SOLE   0 0 28,774
UNITED BANKSHARES INC WEST V COM 909907107 4 100 SH   SOLE   0 0 100
ISHARES SILVER TR ISHARES 46428Q109 224 10,899 SH   SOLE   0 0 10,899
ISHARES TR US BR DEL SE ETF 464288794 584 5,595 SH   SOLE   0 0 5,595
PROSHARES TR PSHS ULTRA QQQ 74347R206 547 7,518 SH   SOLE   0 0 7,518
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 510 30,246 SH   SOLE   0 0 30,246
SPDR SER TR S&P RETAIL ETF 78464A714 576 6,375 SH   SOLE   0 0 6,375
ISHARES TR ISHS 1-5YR INVS 464288646 30 550 SH   SOLE   0 0 550
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 238 2,909 SH   SOLE   0 0 2,909
BANK NEW YORK MELLON CORP COM 064058100 1,213 23,403 SH   SOLE   0 0 23,403
ISHARES TR 3 7 YR TREAS BD 464288661 1,357 10,427 SH   SOLE   0 0 10,427
PHILIP MORRIS INTL INC COM 718172109 9 100 SH   SOLE   0 0 100
NORTHERN OIL AND GAS INC MN COM 665531307 4 200 SH   SOLE   0 0 200
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,483 26,302 SH   SOLE   0 0 26,302
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 19 230 SH   SOLE   0 0 230
TESLA INC COM 88160R101 6 8 SH   SOLE   0 0 8
ABBVIE INC COM 00287Y109 536 4,966 SH   SOLE   0 0 4,966
LINDE PLC SHS G5494J103 4 15 SH   SOLE   0 0 15
ALCON AG ORD SHS H01301128 6 70 SH   SOLE   0 0 70
KONTOOR BRANDS INC COM 50050N103 5 101 SH   SOLE   0 0 101
CARRIER GLOBAL CORPORATION COM 14448C104 13 250 SH   SOLE   0 0 250
OTIS WORLDWIDE CORP COM 68902V107 10 125 SH   SOLE   0 0 125