Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest Income
Interest and fees on loans	$ 16,685	$ 15,792
Interest on investments securities
Taxable securities	357	260
Tax-exempt securities	272	270
Interest on federal funds sold	34	15
Total Interest Income	17,348	16,337
Interest Expense
Interest on interest bearing DDA deposits	65	55
Interest on savings and NOW deposits	37	42
Interest on money market deposits	119	277
Interest on time deposits	1,431	2,250
Interest on Federal Home Loan Bank advances and other borrowings	31
Interest on subordinated debt	468	238
Total Interest Expense	2,151	2,862
Net Interest Income	15,197	13,475
Provision for Loan Losses	800	320
Net Interest Income After Provision For Loan Losses	14,397	13,155
Non-Interest Income
Deposit account service charges	611	539
Bank owned life insurance income	251	177
Net gain on held-to-maturity securities		3
Net gain on sale of loans	43	344
Other fee income	257	383
Total Non-Interest Income	1,162	1,446
Non-Interest Expense
Salaries and employee benefits	5,548	4,767
Furniture and equipment expenses	657	526
Advertising and marketing	406	275
Occupancy expenses	341	306
Outside services	368	336
Administrative expenses	210	150
Other operating expenses	1,433	1,449
Total Non-Interest Expense	8,963	7,809
Income Before Income Taxes	6,596	6,792
Income Tax Expense	1,173	1,342
Net Income	5,423	5,450
Preferred Stock Dividends	539	539
Net Income Available To Common Shareholders	$ 4,884	$ 4,911
Net Income Per Common Share:
Basic	$ 0.64	$ 0.65
Diluted	$ 0.64	$ 0.65